Australia's competition regulator is taking Amazon to court, alleging its Prime contracts required subscribers to pay AU$2.99 to avoid advertising, with no option for refunds

If you’re hunting meme coins that will explode in 2026, the names with the most room to run are usually the ones you reach before they list, which is exactly where the $BULLSKI presale page sits right now with an open priority list. Nobody can promise a breakout, and a meme coin can stall as fast as […]Read the full article on TechBullion.

Fiserv has embedded Personetics’ AI platform into Experience Digital (XD). The integration will help banks deliver real-time, personalized financial guidance to consumers and small businesses. The move reflects the shift of AI from a standalone fintech tool to core digital banking infrastructure. Banking and commerce technology provider Fiserv and cognitive banking platform Personetics are joining forces today. Fiserv has embedded Personetics’ platform within its Experience Digital (XD), a tool that gives banks and credit unions a new way to offer more personalized experiences to end users. Embedding Personetics’ AI platform directly into Fiserv’s digital banking experience will allow Fiserv’s bank clients to act on data in real time, offering them the ability to deliver timely prompts, contextual guidance, and relevant offers within XD. The new capabilities will help end consumers manage their cash flow, build their savings, and make more informed financial decisions. It will offer small business users the ability to better manage working capital, anticipate needs, and respond more quickly to changes in their business. “Financial institutions have no shortage of data, but many still struggle to translate that information into timely, relevant action,” said Personetics CEO Udi Ziv. “By embedding Personetics within Experience Digital, Fiserv is helping banks and credit unions deliver more human, personalized digital experiences that can improve money management for consumers and help small businesses operate with greater confidence.” Personetics was founded in 2010 to bring cognitive banking tools to banks. The company sets itself apart with its AI-driven insights that help banks become a trusted advisor to their customers by bringing them personalized financial guidance. Personetics, a long-standing pioneer in AI-powered financial wellness, serves 150 million bank customers across 24 global markets each month. Fiserv launched its XD platform in 2023 as the evolution of its digital banking offerings, bringing together account opening, money management, payments, small business banking, and fintech integrations in a unified digital experience. Natively embedding Personetics’ tools into XD will enable banks to create a more intuitive and relevant digital banking experience. The move comes at a time when consumers are increasingly turning to AI-powered tools for financial guidance. Increasingly, fintechs and banks are adding AI-powered financial guidance as a built-in capability rather than an optional add-on. Embedding Personetics directly into XD will allow Fiserv to lower implementation barriers for clients, enabling banks to bring AI-driven money management tools to market more quickly. “Consumers and small businesses increasingly expect digital banking experiences that are intuitive and responsive,” said Fiserv Chief Product Officer Vishal Dalal. “With this collaboration, our clients can use the data they already have to deliver timely guidance and personalized engagement that creates meaningful value for the consumers and businesses they serve.” The announcement illustrates how AI is shifting from a standalone feature to core digital banking infrastructure. Rather than asking banks to select and integrate their own AI tools, platform providers like Fiserv are increasingly embedding those capabilities directly into their products, making advanced financial guidance accessible to a broader range of institutions. Photo by Marek Piwnicki The post Fiserv Embeds Personetics’ AI Platform into its Digital Banking Suite appeared first on Finovate.       

Vegvisir, an Estonian defence technology company building the command-and-control software layer for the multi-domain battlefield, today announced a venture investment from Iron Wolf Capital (IWC). Vegvisir's platform addresses one of the most pressing unsolved problems in modern warfare: the absence of a unified, interoperable software layer capable of connecting, visualising, and commanding manned and unmanned systems across ground, air, maritime, and sub-sea domains at operational scale. Unmanned systems have moved from experimental to operational across allied armed forces, but the command-and-control infrastructure required to exploit them effectively remains fragmented, proprietary, and platform-specific. Vegvisir is building the connective layer that bridges that gap: a software-native, platform-agnostic operational interface with AI-driven detection and decision support built in from the ground up — designed to reduce cognitive load on operators managing assets across multiple domains simultaneously.  The company's long-term ambition is to become to allied warfare what air traffic control became to global aviation – the single command interface through which all actors, assets, and decisions flow, regardless of origin or nationality. Proprietary, fragmented command architectures are the single largest obstacle to effective multi-domain operations. Vegvisir intends to make them obsolete. ‍ According to Ingvar Pärnamäe, Co-Founder and CEO of Vegvisir, this investment marks the beginning of the company's next phase, moving from deep product development into operational deployments and commercial scale. "Iron Wolf Capital understands the problem we are solving at a level that goes beyond the financial opportunity. Their footprint at the front line of NATO's Eastern Flank, and their relationships across Baltic and Central European defence and policy circles, give us a strategic amplifier that capital alone cannot buy. This is the partnership we were looking for," The investment draws strong validation from Vegvisir's existing shareholder base, including Kuldar Väärsi, CEO of Milrem Robotics, one of Europe's foremost developers of unmanned ground systems and a key participant in NATO's robotics and autonomous systems programmes, and a personal investor in Vegvisir. "Milrem is building the software-defined robotic systems that future forces will depend on. Vegvisir is building the software layer that makes those systems operationally more capable and easier to adapt. My investment in Vegvisir has always reflected the belief that the future battlefield will be dominated by software-defined systems in which different products and technologies will be interoperable through a shared architecture. The team at Vegvisir has the technology and the ambition to own a software layer which makes the adaptation of robotics seamless at the alliance level," shared Väärsi. ‍ Iron Wolf Capital views Vegvisir as the software layer for future warfare, connecting and multiplying the value of the physical systems that the broader ecosystem is developing. ‍ "We invest where technology meets an irreversible shift in how the world operates. The transition to multi-domain unmanned operations is exactly that kind of shift, and it demands a software-native, platform-agnostic solution that no existing player has adequately built. Vegvisir has the architecture, the team, and the ambition to own that space. We believe that over the next decade, Vegvisir can become one of the defining names in European defence technology, and this investment is our commitment to helping them get there," said Kasparas Jurgelionis, Managing Partner at Iron Wolf Capital. ‍ The investment will accelerate Vegvisir's product development, deepen integrations with allied unmanned platform providers, and expand its pipeline with commercial and government customers across NATO member states. ‍

While global platforms such as Polymarket and Kalshi remain blocked by Japan’s strict gambling laws, prediction markets are quietly taking root through domestic startups. Their model borrows the same workaround that has allowed Japan’s $100 billion pachinko industry to operate for decades.Global prediction market platforms cannot legally operate in Japan, but that has not stopped prediction markets from emerging. Domestic startups are adapting the same legal workaround that has allowed Japan’s pachinko industry to operate for decades.Miraima app is a perfect example of the trend. Being just seven months old the app has already attracted one million monthly users. The platform lets users wager on sports, stocks, and political events using points rather than cash. Winnings are redeemed separately through gift cards and retail reward programmes, primarily PayPay and Rakuten. The Pachinko Model Goes Digital The structure is familiar to anyone who knows Japan’s pachinko industry. Rather than paying cash directly, pachinko parlours award physical tokens that are exchanged for money through separate businesses. Prediction market startups are applying the same principle digitally: users wager points inside the platform, while rewards are redeemed separately through third-party loyalty programmes. “Since real-money gambling isn’t possible, we built the platform around Japan’s strong gaming and point-collecting culture,” Miraima founder Keita Adachi told Bloomberg.Miraima describes itself as “Japan’s first” prediction market and a points activity app. In its own social media bio, the company says users can predict outcomes in areas such as politics and sports without betting money, then exchange correct predictions for gift vouchers.The product presentation points in the same direction. Miraima displays event probabilities, market charts, trending topics, and sports categories in a format that closely resembles established prediction market platforms such as Polymarket. International Platforms Take Different Routes International operators have responded differently to Japan’s regulatory environment. Polymarket recently appointed former Jupiter Japan head Mike Eidlin to lead its efforts in the country. The company has publicly identified 2030 as its target for regulatory approval, coinciding with the opening of MGM Osaka, Japan’s first integrated casino resort. Elsewhere, Polymarket and Kalshi continue accepting users in India despite the country’s evolving regulatory landscape. Japan, by contrast, remains a market where neither platform currently operates directly. What It Means for Brokers Japan remains closed to conventional prediction market products. At the same time, the rapid growth of point-based platforms suggests demand for event-based trading already exists under the current legal framework. The model rests on a key legal distinction: users do not formally wager or receive cash directly through the platform itself. Lawyers following the market say that distinction remains defensible under current law, although future enforcement could ultimately test that interpretation. Japan is also increasing the 2026 budget for its Casino Management Commission while expanding digital monitoring capabilities. Whether point-based prediction markets continue operating under the existing framework, or become part of a future regulated market, will depend on how regulators choose to apply existing gambling laws. This article was written by Tanya Chepkova at www.financemagnates.com.

Applications have now opened for the 2026 Global Fintech Hackcelerator and SFF Fintech Excellence Awards ahead of Singapore Fintech Festival (SFF). The Monetary Authority of Singapore (MAS) announced the call on 29 June. Winners for both programmes will be announced at the SFF Fintech Excellence Awards Dinner on 19 November 2026. The Global Fintech Hackcelerator, organised by MAS with the Global Financial Technology Network (GFTN), is seeking proposals from fintech firms and solution providers on how artificial intelligence (AI) can address key challenges in financial services. This year’s challenge areas cover credit and fraud risk modelling in digital banking, wealth management for a digitally native generation, and tools to help SMEs assess and manage business risk. The 2026 edition is supported by GXS, Julius Baer and Zurich Insurance as corporate champions. Each has contributed a problem statement in its area of expertise. AI Takes Centre Stage Up to 20 finalists will be chosen for the programme. Each finalist will receive a S$20,000 cash stipend, work with their corporate champion and receive mentoring before attending an in-person programme in Singapore from 11 to 13 November 2026. They will pitch their solutions at the Global Fintech Hackcelerator Demo Day during SFF on 18 November 2026. One winner will be selected for each problem statement, with each winner receiving S$80,000 in prize money. After the competition, each corporate champion may also select one finalist for a pilot project, subject to mutual interest and agreement. SFF Awards Open for Nominations MAS also opened applications and nominations for the 2026 SFF Fintech Excellence Awards, which are organised with the Singapore Fintech Association (SFA) and supported by PwC Singapore. The awards recognise fintech solutions and individuals that have contributed to new industry practices, financial inclusion, emerging technology adoption and improved delivery of financial services. Eight winners will be named at SFF 2026. The corporate categories are Emerging Fintech, Financial Inclusivity, Regulatory Leader, Sustainable Innovator and Artificial Intelligence Champion. Three individuals will be selected under the Fintech Mentor Award category. Each corporate category winner will receive S$50,000, while the three Fintech Mentor Award winners will each receive S$5,000. The awards are also supported by the Fintech Gives Back initiative, which was launched in 2023 to encourage established industry players to support early-stage innovation in the sector. In 2025, contributors included Ripple, Visa, HeyMax, Aspire, Experian, LexisNexis, Sumsub, Syfe and YouTrip. Applications for both the Global Fintech Hackcelerator and SFF Fintech Excellence Awards close on 14 August 2026. Singapore Fintech Festival 2026 will be held from 18 to 20 November.     Featured image: Edited by Fintech News Singapore, based on image by mrsiraphol via Magnific The post MAS Opens Call for 2026 Global Fintech Hackcelerator and SFF Awards appeared first on Fintech Singapore.

Revolut will require its 2027 graduate and intern cohorts to work in the office at least three days a week under a new hybrid arrangement focused on early-career mentoring and collaboration. The policy applies only to participants in the 2027 talent programmes, according to Finextra. After completing the graduate scheme, employees will transition into the company’s standard remote-first contracts. A company spokesperson said early-stage careers benefit from in-person guidance, while confirming that the wider workforce will remain under Revolut’s existing remote-first model. Staff outside the programme will continue to choose where they work, with the option to work abroad for up to 120 days a year as part of the company’s flexible working policy. The update comes as Revolut maintains its long-standing commitment to remote-first operations, even as some firms tighten office attendance requirements. CEO Nik Storonsky has previously emphasised that performance matters more than location.     Featured image credit: Edited by Fintech News Switzerland, based on image by Revolut The post Revolut Scraps Remote Work for Grads With 3-Day Return to Office Rule appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Dilip Asbe said that newer UPI apps could be more competitive with a viable commercial model

Fintech users often contact support when payments or connections fail. Plaid Link now offers an AI tool to address these problems right away. The Fin AI Agent steps in to guide users through fixes. Table of Contents Key Facts Simple Breakdown Why This Matters What's Next Key Facts The Fin AI Agent is now part of Plaid Link. It helps when users report issues with connections or payments. Most support questions involve things not working as expected. The tool aims to speed up responses for fintech customers. Plaid focuses on open banking links between banks and apps. Simple Breakdown Plaid Link lets apps connect to bank accounts safely. This is key for open banking and Digital Payments. The new AI agent acts like a smart helper. It answers questions about errors or failed links. Users get quick tips without waiting for a person. The system spots common problems in real time. Why This Matters Support teams handle many calls about broken links or payment fails. This AI tool cuts wait times for answers. It lets human staff focus on hard cases. Fintech apps can keep users happy with faster help. Better support builds trust in digital payments and embedded finance tools. What's Next More fintech firms may add similar AI helpers soon. The tool could grow to cover more payment types. Users might see even quicker fixes as the AI learns. Watch for updates in open banking services over the coming months. ⚡ Key Takeaways Plaid Link now has an AI agent for support tasks. The tool targets common issues like failed connections. It reduces time spent on basic support questions. Fintech users gain faster help with payments. The change supports open banking and digital finance. Teams can handle more complex problems with AI aid. Expect similar tools in other payment platforms. FAQ What does the Fin AI Agent do in Plaid Link? It helps users fix issues like failed bank links or payment errors. Why add AI to fintech support? AI handles simple questions fast so staff can focus on tough cases. Is this change only for US users? The update applies to Plaid Link users in supported regions. How soon can users try the AI agent? It is now live in Plaid Link for immediate access. Conclusion The Fin AI Agent marks a step toward quicker help in payments. Fintech firms will likely build on this idea. Users should see smoother experiences ahead. Sources Finextra (2026-06-04)