XRP investor fatigue is a real trend that continues to play out in early 2026. The token’s brief period of trading above $3 now feels like a distant memory. Recent attempts to regain the $2 level have failed, leaving even once-faithful XRP investors frustrated. Traders and investors are rotating out of the XRP ecosystem and finding new opportunities in overlooked or underappreciated projects. One of the primary beneficiaries is Digitap ($TAP), an up-and-coming crypto presale project with a live banking app. Digitap’s appeal, with a complete suite of fiat and crypto banking products, has convinced many investors that it is the best crypto to buy for exposure to the banking sector. Source: Digitap Why Digitap’s Bank App Attracts Traders Leaving XRP Digitap is the creator of the world’s first “omni-bank” financial platform aimed at everyday users. The banking app is available worldwide on iOS and Android devices, as well as in a web browser. Features include more than 20 foreign currency accounts, high-yield savings accounts, global money transfers, and a crypto wallet that supports more than 100 crypto tokens. Recent upgraded features include a Visa debit card linked to a user’s account. It is usable anywhere Visa cards are normally accepted. Digitap’s AI-powered app automatically identifies the cheapest way of swapping crypto to fiat at the time of purchase to complete a transaction. Digitap’s multi-rail system is also powered by AI. When users want to move money across borders, the app finds the cheapest path for transferring funds. International transfers on Digitap can cost as little as under 1%, versus an industry average of 4.2% typically charged by remittance services. What makes Digitap a more attractive crypto to buy among the XRP community is its consumer-focused approach. XRP mostly targets banks and enterprises for back-end settlement. While its progress has stalled in recent months, Digitap is already helping users better manage their day-to-day finances. Source: Digitap How $TAP’s 260% Presale Gain Helped Hedge XRP Losses Digitap’s crypto presale of its native $TAP kicked off in late summer and attracted interest from the XRP community. $TAP’s presale is structured in tiers, with the price of the token increasing in value after each round expires or sells out. While XRP struggled to hold the $3 level, $TAP quietly increased in value from $0.0125 to its current price of $0.0454. This roughly 260% paper profit helped many investors offset losses in their broader portfolios, including XRP. In fact, a well-diversified altcoin portfolio that lost 30% would have required only a 10% allocation to $TAP to break even. Digitap’s status as a top altcoin to buy as a hedge can only go so far. Fortunately, its tokenomics are built to sustain long-term price appreciation. With a fixed cap of 2 billion $TAP, half of the platform’s profits are allocated toward buybacks, burns, and funding stakers. This means that as Digitap scales its business, rising activity directly correlates to a shrinking token supply and, by default, a higher $TAP price. The recent addition of Solana support on Digitap’s platform signals the team’s focus on providing a better, faster, and more affordable solution for users. Why XRP’s Growth Story Now Looks Stale to 2026 Traders For years, XRP’s most faithful investors touted the project as the future of banking infrastructure. XRP’s ultra-fast and low-cost settlement layer for banks and remittances has seen some success through partnerships with financial institutions. However, there has been a growing sense of innovation lag in the ecosystem since mid-2025. XRP’s primary use case happens behind the scenes, and without fresh partnerships or new use cases, investors see limited progress. This narrative has coincided with a broader shift in investor sentiment. Investors seeking the best crypto to buy are looking for projects with real utility and clear growth prospects. XRP has delivered headlines around institutional adoption and legal victories, but these have not translated into ecosystem growth. Traders who recognized XRP as a leading altcoin to buy years ago have done well. The token is up more than 32,000% over its lifetime. But investors are now forced to accept an uncomfortable reality: XRP’s best days of explosive growth have likely passed, and its gains are largely locked in without new catalysts. Source: CoinMarketCap Digitap’s Banking Features Support Its Case As Best Crypto To Buy XRP, despite a lack of recent excitement, remains a top-five crypto by market cap. Currently valued at around $116 billion, it ranks among the top 250 global assets. However, the token’s recent struggles to hold the $2 level are concerning. Even under a best-case scenario involving a major announcement, XRP may only double in value. By contrast, Digitap has already delivered more than 250% growth for early investors, with significant future upside potential given its adoption stage. Digitap could be a hot altcoin to buy ahead of its exchange listing. The project recently confirmed an expected debut listing price of $0.14, much higher than today’s prices, hinting that plenty of upside remains. Beyond a near-term listing catalyst, Digitap’s live banking app and global reach mean it is delivering results today. Despite its status as a crypto presale project, Digitap has already achieved key milestones, including a partnership with Visa and, more recently, integration with Solana. Digitap’s blend of banking features and favorable tokenomics offers much of what frustrated XRP investors have been hoping to find. 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Upvest has partnered with Boerse Stuttgart to enable financial institutions across Europe to offer securitised derivatives trading to end users via a regulated exchange, in a move aimed at accelerating product rollout and reducing operational complexity for banks and fintech platforms. The partnership gives Upvest’s institutional client base access to Boerse Stuttgart’s securitised derivatives offering, which the exchange said includes more than 2.5 million instruments and is supported by a platform designed for high-volume trading. The collaboration comes as European retail investing platforms continue broadening product suites beyond equities and ETFs, targeting advanced users seeking leveraged or tactical exposures. Securitised derivatives — which include instruments such as warrants and certificates — represent one of the most actively traded product classes among European retail investors, particularly in Germany and other major continental markets. “Boerse Stuttgart and Upvest today announce a partnership that enables financial institutions across Europe to offer securitised derivatives trading to their end users via a trusted, regulated exchange.” Boerse Stuttgart Adds Distribution Through Upvest’s Investment API Boerse Stuttgart said the partnership builds on its expertise in securitised derivatives and retail market access, positioning the exchange as a venue offering “institutional-grade reliability, performance, and regulatory standards.” The exchange provides access to more than 2.5 million securitised derivatives through its trading platform, which is designed to support high volumes. “Boerse Stuttgart provides access to more than 2.5 million securitised derivatives via its platform designed for high-volume trading.” For Upvest, the partnership adds another asset class to its infrastructure layer, allowing its clients to offer securitised derivatives trading through Upvest’s Investment API. The companies said this removes the need for financial institutions to build bespoke trading, settlement, and reporting logic in-house, enabling faster product expansion while maintaining compliance standards. The deal also strengthens Boerse Stuttgart’s distribution network by positioning Upvest as a channel into a wider set of European financial institutions and fintechs looking to broaden their offerings without the cost of direct exchange integration. “We are delighted to welcome Upvest as a new trading participant. In our partnership, we provide efficiency, transparency and liquidity in securitised derivatives trading to Upvest’s client network of financial institutions and fintechs across Europe.” From a market structure perspective, the partnership reflects the continued “platformisation” of European investing, where infrastructure providers increasingly act as intermediaries between exchanges and consumer-facing financial apps. For exchanges, this offers scalable distribution; for platforms, it reduces the build burden associated with new instruments and regulatory requirements. Takeaway The partnership makes Boerse Stuttgart’s securitised derivatives universe available to Upvest’s institutional client network, expanding exchange distribution while enabling faster rollout of leveraged retail products across Europe. Institutions Gain Faster Time-to-Market for Leveraged Retail Instruments The companies said a core benefit of the partnership is reducing time and complexity for financial institutions that want to launch securitised derivatives trading. These products can be operationally demanding due to issuer connectivity, regulatory requirements, settlement workflows, and reporting obligations. Upvest said it will handle exchange and issuer connectivity, regulatory fulfilment, and risk management, allowing client institutions to focus on user experience rather than infrastructure build-out. “Through this partnership, Upvest significantly reduces the time and complexity required for financial institutions to launch securitised derivatives trading.” “Via Upvest’s Investment API, financial institutions can now rapidly scale their securitised derivatives offering without the need to build bespoke trading, settlement, or reporting logic.” “Upvest handles exchange and issuer connectivity including fulfillment of all regulatory requirements and risk management.” That positioning is consistent with Upvest’s wider business model, where it provides investment infrastructure through APIs to banks and fintechs. By adding securitised derivatives, Upvest is effectively broadening its product menu for partners seeking differentiation, particularly as equities and ETFs become increasingly commoditised offerings across European investing apps. The partnership also targets “advanced retail investors seeking tactical and leveraged exposure,” indicating that institutions are increasingly looking to serve more sophisticated retail segments rather than only long-term investors. “Financial institutions can now tap into one of the most actively traded instrument classes in the European retail market, increasing appeal to advanced retail investors seeking tactical and leveraged exposure.” While the announcement did not detail specific instruments or rollout markets, the breadth of Boerse Stuttgart’s securitised derivatives coverage suggests the offering could include a wide range of issuer-backed products linked to equities, indices, commodities and FX, depending on client demand and local suitability requirements. Takeaway Upvest is positioning securitised derivatives as a plug-in asset class via API—reducing integration work and accelerating time-to-market for banks and fintechs looking to offer leveraged retail instruments. Upvest Builds on Scale Across 20+ Markets After 100 Million Orders in 2025 Upvest said it is active in more than 20 European markets and processed over 100 million orders in 2025, reflecting the scale of its infrastructure across a growing client base that includes both challenger brands and incumbent-linked platforms. “Founded in Berlin in 2017, Upvest is now active in over 20 European markets and has quickly become Europe’s leading investment infrastructure provider.” “Upvest processed over 100 million orders in 2025 on behalf of its clients including DKB, Revolut, bunq, Santander’s Openbank, Zopa, and others.” Upvest CEO and co-founder Martin Kassing framed the Boerse Stuttgart partnership as a milestone that brings securitised derivatives closer to mainstream infrastructure availability, comparable to equities and ETFs. He emphasised scalability, modularity and cost advantages for institutions adopting the product through Upvest’s API layer. “Partnering with Boerse Stuttgart to enable securitised derivatives trading is the latest in a series of milestones for Upvest.” “Through our Investment API, it will now be as easy to offer securitised derivatives trading as ETFs or stocks.” “By handling all of the operational and regulatory complexity, we’re giving financial institutions a decisive advantage in terms of scalability, modularity, and cost.” Boerse Stuttgart Group Chief Business Officer Dragan Radanovic also linked the partnership to product expansion and evolving investor expectations, highlighting Upvest’s role in enabling institutions to broaden offerings with in-demand assets. “By continuously expanding its product suite with assets in high demand, Upvest enables its clients to evolve their offerings in line with investor expectations and market developments.” Taken together, the statements reflect a broader shift in Europe’s investing ecosystem: financial institutions increasingly want to launch new instruments quickly, but are constrained by regulatory overhead, technical integration work and operational risk. Infrastructure partnerships such as this one aim to reduce those barriers while maintaining exchange-grade transparency and supervision. Takeaway Upvest is leveraging its scale and API model to add a high-demand retail asset class, while Boerse Stuttgart gains a new institutional distribution channel for securitised derivatives across Europe.

Bitget Wallet's full-year review of 2025 reads less like a victory lap and more like a market maturity audit. Yes, the headline numbers were loud—crypto market cap pushing past $4 trillion at the peak, Bitcoin printing a new high around $126,000—yet the bigger story was what kept working when the tape got messy: regulated access, settlement rails, cash-flow businesses, and compliance-friendly building blocks. That’s a shift worth taking seriously. In past cycles, crypto could feel like a single risk-on trade with a rotating cast of narratives. In 2025, “industrialization” became the practical filter: the market increasingly rewarded infrastructure that institutions can actually plug into, and punished ecosystems that couldn’t convert activity into durable value capture. Meanwhile, macro uncertainty kept punching holes in neat theses—policy shocks, trade tensions, and “data fog” made it harder to anchor expectations. The result: a year where structure mattered as much as price action. "Crypto is increasingly being used for everyday financial activity," said Jamie Elkaleh, CMO of Bitget Wallet. "As payments, infrastructure, and markets move onchain, wallets are becoming the interface that makes this usable in daily life. Below is a decision-focused breakdown of the report’s most investable signals—what changed in 2025, what stayed stubbornly the same, and what the setup suggests for 2026 if liquidity improves and policy turns more constructive. What did 2025 prove about crypto’s “industrialization” trend? 2025 made one point repeatedly: crypto is increasingly a financial system, not just a speculative arena. That doesn’t mean speculation died—it means speculation started paying rent to infrastructure. The winners weren’t only the chains with the most headlines; they were the networks and apps that could support recurring flows: stablecoin settlement, tokenized cash management, on-chain trading that behaves like a real venue, and DeFi protocols that generate revenue you can underwrite. This is what “industrialization” looks like in practice: Access routes got more institutional: spot ETFs, custody rails, and governance frameworks that allow allocators to participate without reinventing risk processes. Settlement rails scaled: stablecoins behaved less like a crypto-only instrument and more like a global payments and settlement layer. Cash-flow mattered again: protocols that earn fees and revenue started to look like businesses rather than “token stories.” Tokenization moved forward: RWAs stopped being a conference narrative and increasingly became usable collateral and workflow infrastructure. Investor Takeaway If you traded 2025 like a pure momentum cycle, you probably felt whiplash. For 2026 positioning, overweight crypto “plumbing” (settlement, venues, collateral) and underweight ecosystems that can’t show credible value capture. Why did Bitcoin start behaving like a macro asset? Bitcoin’s 2025 story wasn’t just price—it was where demand came from and how it expressed itself. The report’s key signal is that liquidity increasingly flowed through regulated channels (spot ETFs) and balance sheets (corporate treasuries), even as some base-layer usage metrics softened. That’s not a contradiction; it’s a regime shift. In the early “network adoption” era, on-chain activity was the headline proxy for demand. In the “macro asset” era, Bitcoin can rally because it’s being bought as a portfolio allocation via regulated wrappers, even if the base chain’s transaction counts aren’t breaking records. In other words: Bitcoin is maturing into a liquidity instrument that’s more sensitive to financial conditions, positioning, and institutional flows than to raw transaction throughput. This also helps explain why Bitcoin dominance stayed elevated (around the high-50s to ~60% range by the report’s account). When macro uncertainty is high, capital tends to crowd into the asset with the cleanest narrative, deepest liquidity, and most developed market structure. Investor Takeaway Treat BTC like you would treat a liquid macro proxy: watch liquidity, rates, and positioning as much as on-chain dashboards. In 2026, catalysts are more likely to come from policy and regulated flows than from “usage metrics” alone. Are stablecoins becoming the real “killer app” settlement rail? If there was one sector that looked undeniably mainstream in 2025, it was stablecoins. The report frames stablecoins as settlement infrastructure—something closer to “internet money” than a crypto niche. The headline numbers support the direction: stablecoin market cap expanding sharply, transaction volumes running at scale, and a broader competitive set emerging beyond the usual incumbents. For traders and fintech professionals, the important implication is not “stablecoins are big.” It’s that stablecoins increasingly behave like programmable settlement. That changes the opportunity set: Payments and remittance economics improve when settlement becomes near-instant and composable. On-chain treasury management becomes real when tokenized T-bills and yield-bearing stable instruments integrate with DeFi. FX and cross-border flows get disrupted when stablecoins become the default bridge asset in emerging markets and digital commerce. This is also why regulation matters so much here. Stablecoins sit at the intersection of payments, banking, compliance, and capital markets. Clearer frameworks don’t just “reduce risk”—they expand addressable demand by making stablecoins usable for more institutions and payment processors. Investor Takeaway Stablecoins are the clearest adoption flywheel into 2026: they scale even when risk appetite cools. Focus on ecosystems that capture stablecoin flows (venues, wallets, rails) rather than only “high TPS” narratives. Did DeFi finally get a “blue-chip” re-rating? DeFi’s 2025 narrative matured in a way long-time participants have been demanding for years: less incentives-first growth, more revenue and capital efficiency. The report highlights DeFi’s strengthening economic output—protocol revenue rising and the sector starting to resemble a real cash-flow stack rather than a reflexive token casino. That matters because a cash-flow lens changes how capital allocates. When markets are euphoric, everything pumps. When capital gets selective, it asks: What earns? What defends margins? What can survive fee compression? A second-order shift also emerged: collateral quality improved as RWAs (especially tokenized treasuries) became usable on-chain assets rather than concept demos. That creates a more “TradFi-like” substrate for DeFi: predictable yield instruments, better risk modeling, and a clearer link to real-world rates. Investor Takeaway In 2026, DeFi beta may come less from “TVL growth” and more from revenue durability and collateral quality. Back protocols that monetize recurring flows and can thrive as incentives fade. Which Layer-1 and Layer-2 signals actually mattered in 2025? One of the most useful parts of the Bitget Wallet Research framing is what it doesn’t reward: raw activity without monetization. 2025 reinforced a blunt truth—throughput is cheap, attention is fickle, and fees can compress fast when blockspace supply grows. The chains that stood out were those that could translate usage into something investable: sustainable fee capture, settlement relevance, and institutional accessibility. Key regime observations that traders should keep in mind: Ethereum stayed dominant structurally (developers, liquidity, DeFi gravity), but fee compression and rollup economics weighed on the asset’s relative performance versus BTC. Solana’s “high usage” story held up in part because it paired activity with expanding stablecoin relevance and improving institutional access (including ETF-related momentum in the report’s framing). BNB Chain benefited from retail demand and strong narratives, helping it show up as a top performer among majors in 2025. L2s became the execution layer for Ethereum activity, but fragmentation remains real—value capture increasingly risks shifting to the app layer (wallets, aggregators, DEXs) rather than blockspace providers. The practical implication is uncomfortable for some token investors: owning “blockspace” may be less attractive when blockspace is abundant. Owning the user relationship—distribution, interface, routing, and data—can be the higher-margin business. Investor Takeaway For 2026, don’t confuse activity with value capture. If execution keeps getting cheaper, the edge shifts toward app-layer businesses that control flow, not just chains that sell blockspace. What does a more constructive 2026 policy setup change? Bitget Wallet's Research frames 2026 around a more constructive policy environment—monetary easing potential, fiscal impulses, deregulation signals, and the possibility of headline catalysts such as strategic reserve discussions. Whether each catalyst materializes is less important than the combined message: if financial conditions loosen, crypto tends to respond disproportionately. Historically, crypto has been one of the purest expressions of global liquidity. When real yields fall and liquidity improves, marginal dollars chase convexity. In a market that has “industrialized,” that liquidity may flow less randomly than in prior cycles. Instead of spraying across every token with a narrative, it can funnel into the most scalable rails: stablecoins, regulated access products, high-liquidity majors, and revenue-generating protocols. This is where 2026 could feel “different”: not because risk disappears, but because capital has more ways to express exposure with guardrails—ETFs, compliant stablecoins, custody infrastructure, and venues built for institutional workflows. Investor Takeaway If liquidity eases in 2026, expect a higher-quality beta: majors, regulated rails, and revenue protocols should capture more of the upside than low-conviction “narrative coins.” Position like the market has grown up—because it has. Is the next battlefield actually wallets and “everyday finance” apps? One theme that fits neatly with Bitget Wallet's Research’s industrialization thesis is the idea that distribution is shifting to the interface layer—especially wallets. If stablecoins are becoming settlement infrastructure and on-chain markets are diversifying into RWAs, perps, and prediction markets, then the product that routes users into all of it becomes strategically valuable. Bitget Wallet’s “Everyday Finance Onchain” outlook for 2026 makes this explicit: it argues that activity is consolidating around platforms that offer multiple asset classes through a single interface, positioning wallets as a gateway for global asset allocation and cross-market trading. That wallet-centric view also maps onto a broader market structure evolution: as blockspace commoditizes, user experience, compliance tooling, identity, security, and routing intelligence become the differentiators. In other words, the “front door” matters more than the chain logo. For investors, this has two implications: Distribution moats strengthen: wallets and super-apps can own the relationship and capture fees across swaps, perps, payments, and yield. Risk shifts upward: the most important failures may be UX, security, and compliance failures—not just protocol code risk. Investor Takeaway In 2026, “who owns the user” may matter more than “who owns the blockspace.” Track wallets, aggregators, and venues that can bundle stablecoins, RWAs, and trading into one habit-forming interface. So what’s the real 2026 playbook for traders and allocators? Put all of this together and you get a cleaner framework than “bull market vs bear market.” The framework is: where does recurring financial demand settle? Bitget Wallet's Research’s narrative suggests that the answer is increasingly predictable: regulated channels for exposure (ETFs, custody, compliant products), stablecoins for settlement, DeFi for yield and market structure, and tokenization for bridging on-chain with real-world finance. That doesn’t mean 2026 will be smooth. Industrial markets can still be violent. Liquidity shocks, policy surprises, and leverage unwinds can punish crowded positioning fast. But industrialization changes what survives the volatility. The systems with recurring utility—settlement, trading, collateral, compliance—recover faster and capture more of the rebound. For execution-minded readers, here’s a pragmatic checklist for 2026: Macro lens for BTC: treat Bitcoin as a macro asset—watch liquidity, rates, positioning, and regulated flow data. Stablecoin rails as the adoption baseline: stablecoins are not a side sector; they’re the settlement substrate for crypto-fintech convergence. Cash-flow DeFi over hype DeFi: prioritize revenue durability, risk management, and collateral quality. App-layer value capture: as execution becomes cheaper, the edge shifts to products that own distribution and route flow. Tokenization as workflow, not narrative: RWAs matter most when they’re used for treasury management, collateral, and settlement at scale. Investor Takeaway The 2026 opportunity is less about chasing the loudest story and more about following the money rails: regulated access + stablecoin settlement + revenue protocols + app-layer distribution. If you can map where recurring flows live, you can map where durable upside concentrates. Bottom line Bitget Wallet's Research’s 2025 review is most useful as a signal that crypto’s center of gravity is shifting. Even when the market chopped and macro noise blurred signals, the system kept building toward real-world integration: clearer regulation, broader institutional access, stablecoins scaling as settlement infrastructure, DeFi evolving into cash-flow businesses, and tokenization moving toward production-grade use. If 2025 was the year crypto industrialized under pressure, 2026 is set up as the year those rails get stress-tested in a more constructive policy regime. That’s not a promise of easy gains. It’s a reminder that the market is becoming more investable—and more competitive—at the same time. Full report: Everyday Finance Onchain: Key Trends Shaping 2026

StockHero has launched Version 4 of its automated trading platform, introducing a redesigned architecture and new artificial intelligence-driven strategies as retail adoption of automation continues to accelerate. The release comes amid a broader shift in the stock trading landscape, where automation—once largely confined to hedge funds and institutional desks—is increasingly being embraced by individual investors seeking faster execution, greater discipline, and data-driven decision-making. StockHero said Version 4 represents its most significant upgrade since launching in 2022, reflecting rising expectations among retail traders for tools that match institutional-grade performance. Automation Moves Into the Retail Mainstream Over the past two years, market conditions have changed sharply. Volatility has increased, trading windows have narrowed, and the volume of market data available to traders has expanded dramatically. As a result, many retail investors are turning to automated strategies to reduce emotional bias, execute consistently, and respond more effectively to fast-moving markets. StockHero positions its platform as a bridge between retail traders and professional-grade automation, offering tools designed to systematize strategy execution without requiring users to build infrastructure from scratch. Christopher Low, Chief Executive Officer of StockHero, said retail expectations have evolved rapidly. “Retail traders increasingly expect the same level of power and speed enjoyed by institutional investors,” Low said. “Version 4 reflects our commitment to meeting that expectation by delivering automation technology that is fast, intelligent, and dependable.” Takeaway Automated trading is shifting from a niche capability to a core expectation among active retail traders. A Complete Architectural Rebuild At the core of StockHero Version 4 is a fully redesigned, high-performance system architecture. According to internal benchmarks, bot processing speeds have improved by at least five times compared with earlier versions. The upgrade significantly reduces latency and opens the door to sub-minute trading frequencies—capabilities that have historically been difficult for retail platforms to support. The company said the new infrastructure is designed to handle more computation-intensive strategies, particularly those involving artificial intelligence and real-time data analysis. By rebuilding the platform from the ground up, StockHero aims to provide a foundation that can scale alongside increasingly sophisticated retail trading strategies. Takeaway Speed and system reliability are becoming decisive factors in retail trading platform differentiation. Introducing AI-Driven Pi Models Version 4 introduces the Pi Models, a new family of AI-powered trading strategies designed to support a range of risk profiles. At launch, the platform includes Pi2 and Pi3 strategies, with Pi4 planned for a future release. StockHero said the models are intended to adapt to varying market conditions, from more conservative environments to higher-volatility scenarios. The launch reflects a growing interest among retail traders in artificial intelligence as a way to interpret complex market signals and optimize execution. Rather than relying solely on static rules, AI-driven strategies aim to respond dynamically to changing conditions—an approach that has traditionally been associated with institutional trading desks. StockHero said the Pi Models are designed to make these capabilities more accessible without requiring users to develop their own machine learning systems. Takeaway AI-based strategies are increasingly being packaged for retail use as automation sophistication rises. Expanded Data and Market Intelligence Alongside the new AI strategies, Version 4 introduces enhanced intelligence and analytics tools. A key upgrade is the platform’s expanded data analysis system, which now incorporates sentiment insights drawn from more than 3,000 data sources. StockHero said this significantly exceeds typical industry benchmarks and is intended to give traders deeper context when evaluating market conditions. By combining technical indicators with broader sentiment analysis, the platform aims to help users better assess risk and opportunity before deploying automated strategies. The company said the enhanced analytics are designed to support both discretionary decision-making and fully automated execution. Takeaway Richer data inputs are becoming essential as retail traders adopt more systematic approaches. Improved Reliability Through Redundant Data Feeds Reliability was a central focus of the Version 4 release, particularly given the risks associated with high-speed automated trading. StockHero has introduced a dual market data provider system, giving the platform access to two independent real-time data sources. This redundancy is designed to reduce the risk of inaccurate or delayed data affecting bot performance—an issue that can have amplified consequences in automated environments. The company said the approach reflects institutional best practices, where multiple data feeds are commonly used to validate pricing and execution signals. As retail traders deploy faster and more complex strategies, data integrity is increasingly viewed as a critical requirement rather than a nice-to-have feature. Takeaway Data redundancy is emerging as a key safeguard for retail automated trading systems. User Experience and Workflow Enhancements Beyond backend performance, StockHero Version 4 includes several user-facing improvements. The platform now offers enhanced technical indicators, a streamlined table view for managing multiple bots, and optional WhatsApp trade notifications. These updates are aimed at helping users monitor automated activity more easily and stay connected to trading outcomes without constant screen time. StockHero said the changes were driven in part by user feedback, as traders managing multiple strategies seek clearer oversight and faster access to key information. The focus on usability reflects a broader trend in retail trading platforms, where sophisticated tools are increasingly expected to be paired with intuitive interfaces. Takeaway Ease of monitoring is becoming as important as execution capability in automated trading. Automation as the New Standard StockHero’s leadership framed Version 4 as part of a larger industry transition. “Automated trading is no longer a niche tool—it is becoming the standard for modern traders,” Low said. “Version 4 equips retail stock traders with superior speed, intelligence, and stability, enabling them to navigate today’s markets with greater confidence and control.” As automation becomes more widespread, competition among platforms is increasingly centered on performance, reliability, and the ability to support advanced strategies. For retail traders, the shift represents both opportunity and responsibility, as faster tools require stronger risk management and clearer strategy discipline. Takeaway Automation is moving from an optional enhancement to a core component of retail trading. Looking Ahead StockHero said Version 4 lays the groundwork for future developments, including more advanced AI models and expanded automation capabilities. As retail traders continue to adopt systematic approaches, platforms that combine speed, intelligence, and resilience are likely to gain traction. The company said it will continue to invest in infrastructure and analytics as market conditions evolve and user expectations rise. For now, the launch of Version 4 positions StockHero at the intersection of retail accessibility and institutional-style automation, reflecting how quickly the boundaries between the two are narrowing. Takeaway Retail trading platforms are rapidly converging with institutional automation standards.

JonesTrading has launched an enhanced Private Markets platform and appointed Jon Jefferies as Managing Director of Private Markets, marking a strategic expansion of the firm’s agency trading model beyond public equities into an increasingly active and fragmented private markets landscape. The initiative extends JonesTrading’s long-standing institutional execution principles into private market transactions, as demand grows among hedge funds, asset managers, family offices and ultra-high-net-worth investors for more efficient access to private company liquidity. The firm said the platform builds on more than five decades of experience servicing institutional investors, positioning JonesTrading to apply its public markets execution discipline to private market deal flow. Applying Public Markets Discipline to Private Transactions Founded in 1975, JonesTrading has built one of Wall Street’s largest institutional networks, engaging weekly with more than 1,500 hedge funds, mutual funds, pension funds, family offices and ultra-high-net-worth clients. That network is supported by more than 70 hybrid research and sales traders, a distribution footprint the firm believes provides a competitive advantage as private markets become more crowded and less centralized. JonesTrading said the enhanced Private Markets platform is designed to bring the same attributes that underpin its public markets business—dependability, speed, scale, trust and long-term relationships—into private market execution. With private market liquidity increasingly fragmented across platforms, brokers and direct bilateral transactions, institutional investors have been seeking intermediaries capable of providing discretion, distribution and consistent execution standards. The firm said its role will focus on agency-style execution rather than balance sheet-driven principal activity. Takeaway JonesTrading is positioning its private markets expansion as an extension of agency execution, not a departure from its public markets DNA. Jon Jefferies to Lead and Scale Private Markets As part of the platform launch, JonesTrading appointed Jon Jefferies as Managing Director of Private Markets, tasking him with leading and scaling the business. Jefferies said the move represents a natural evolution of the firm’s existing capabilities. “Our expansion into private markets is a natural evolution of the core competencies that have driven JonesTrading's success for decades,” Jefferies said. “By applying the same disciplined processes, strategic approach, and robust institutional distribution that underpin our public markets business, we aim to deliver reliable, differentiated, and discreet solutions at scale.” Jefferies’ appointment signals a long-term commitment to building out private markets rather than treating it as an ancillary offering. The firm said his experience and internal credibility make him well positioned to represent JonesTrading in a market where trust and relationships remain critical. Takeaway Leadership continuity is central to JonesTrading’s strategy as it expands into private market execution. Institutional Distribution as a Differentiator JonesTrading’s management emphasized that the firm’s institutional distribution network is a key differentiator as private markets mature. While many private market platforms focus on technology-led matching, JonesTrading is leaning on its human network and long-standing client relationships. The firm believes this approach allows it to source liquidity, match counterparties and execute transactions more effectively in situations where transparency is limited and information asymmetry remains high. By engaging weekly with a broad base of institutional investors, JonesTrading said it is able to identify supply and demand dynamics that are often invisible to single-asset or single-platform operators. This model reflects a growing recognition that private markets, despite increased digitization, still rely heavily on trust, discretion and relationship-driven execution. Takeaway In private markets, distribution and relationships remain as important as technology. CEO Endorsement Signals Strategic Priority Alan Hill, Chief Executive Officer of JonesTrading, said the firm has strong conviction in both the opportunity and the leadership behind the initiative. “Jonathan Jefferies is a highly respected member of our team, and we have the utmost confidence in his ability to lead this initiative,” Hill said. “His experience, reputation and leadership make him exceptionally well suited to build this business and represent JonesTrading.” The endorsement underscores that the private markets platform is intended to become a core pillar of the firm’s offering rather than a peripheral business line. Hill added that extending JonesTrading’s agency principles into private markets aligns with client demand for execution partners that prioritize alignment and transparency. The firm said it expects private markets to represent a growing share of institutional portfolios over the coming years, reinforcing the need for execution frameworks familiar to public markets investors. Takeaway JonesTrading’s leadership views private markets as a strategic growth area, not an opportunistic add-on. Private Markets at an Inflection Point The launch comes as private markets continue to evolve rapidly, with secondary trading volumes increasing and investors seeking liquidity options outside traditional IPO pathways. At the same time, the private markets ecosystem remains fragmented, with transactions spread across multiple platforms, brokers and bilateral negotiations. This fragmentation has created opportunities for intermediaries capable of providing scale, discretion and institutional-grade execution. JonesTrading said its enhanced platform is designed to operate across this complexity, offering clients a single point of access to a wide institutional audience. The firm also noted that many of its public markets clients are increasingly active in private markets, creating natural overlap between its existing relationships and the new platform. Takeaway As private markets grow, investors are looking for execution models that resemble public markets standards. Agency Model Over Principal Risk JonesTrading emphasized that its private markets approach remains firmly agency-focused. Rather than deploying firm capital, the platform is designed to facilitate transactions between counterparties, aligning incentives with clients and avoiding balance sheet conflicts. This mirrors the firm’s long-standing positioning in public markets, where it has built its reputation as a leading block trading and liquidity provider without relying on proprietary risk-taking. In private markets, where information asymmetry can be significant, agency alignment is often viewed as particularly important by institutional investors. JonesTrading said this consistency of approach is intended to reinforce trust as clients extend their trading activity into less transparent markets. Takeaway Agency execution is being positioned as a trust anchor in private market transactions. Broader Firm Capabilities Support Expansion The private markets initiative complements JonesTrading’s broader service offering, which includes capital markets, mergers and acquisitions, strategic advisory, derivatives trading, electronic trading, outsourced trading and prime services. As a full-service investment banking firm, JonesTrading said it is able to draw on cross-functional expertise to support private market transactions. Research and market intelligence capabilities also play a role, particularly as pricing discovery in private markets remains less standardized than in public equities. The firm said its integrated platform allows it to support clients across the full lifecycle, from early-stage private exposure through to public market liquidity events. This end-to-end perspective is increasingly valued by institutions managing capital across both private and public allocations. Looking Ahead JonesTrading said it will continue investing in its Private Markets platform as client demand evolves. Under Jefferies’ leadership, the firm plans to scale execution capabilities while maintaining a focus on discretion, alignment and institutional standards. As private markets continue to attract capital and regulatory scrutiny remains uneven, execution quality and counterparty trust are likely to become even more important. For JonesTrading, the expansion represents a bid to bring familiar public markets discipline into a segment still defined by opacity and fragmentation. Takeaway JonesTrading is betting that institutional-style execution will become a defining feature of the next phase of private markets.

The crypto market in early 2026 is showing a clear split between old favorites and new utility projects. Many investors who held onto famous meme coins have watched their portfolios shrink over the last year. While the older tokens struggle to find new reasons to grow, a new wave of decentralized finance is taking over. One specific project is catching the eye of the market as it moves from its funding stage to a live launch. This shift has created a rare moment where a new crypto protocol is seeing massive growth while the giants of the past are sliding downward. Dogecoin (DOGE)  Dogecoin remains one of the most recognizable names in the digital asset space. However, being famous has not protected its price. As of late January 2026, Dogecoin is trading around $0.105. This is a massive drop from the highs it saw in 2025. With a market cap still sitting at roughly $15 billion, it is a very heavy asset. It requires huge amounts of new money just to move the price by a small percentage. Currently, Dogecoin is facing a very difficult resistance zone near $0.125. Every time the price tries to rally, it gets pushed back down by sellers who are looking to exit their positions. Because it lacks a unique technical use case, it relies almost entirely on social media hype. Many analysts have issued a bad price prediction for the coin. They suggest that if it cannot break its current resistance, it could slip further toward the $0.08 mark. For many holders, the dream of DOGE reaching $1 feels further away than ever. Mutuum Finance (MUTM) While the older coins are losing steam, Mutuum Finance (MUTM) is moving in the opposite direction. Mutuum Finance is a new decentralized lending and borrowing protocol built on the Ethereum network. It will allow users to earn interest on their crypto or take out loans without selling their assets. The project has spent the last year building a solid foundation. It has already raised over $20.1 million in its presale and has attracted more than 19,000 holders. The MUTM is the heart of this new ecosystem. The project is currently in Phase 7 of its presale. The token price is sitting at $0.04, which is a 300% increase from its starting price of $0.01 in early Q1 2025. This steady growth shows that investors are looking for projects with math and code behind them. Unlike coins that rely on memes, MUTM is building a financial tool that people can actually use to manage their wealth. Why Investors Believe MUTM Could Outperform DOGE The main reason investors are moving from Dogecoin to Mutuum Finance is the difference in growth potential. Dogecoin has a massive market cap. This limits how much it can grow. For DOGE to double in price, it needs billions of dollars in new investment. It simply cannot replicate the early surges that made it famous. MUTM is in its early growth stage. It has a much smaller valuation, which means it has far more room to move upward as it gains more users. The second reason is the shift from hype to utility. Dogecoin is a meme coin. Its value is driven by jokes and celebrity posts. Mutuum Finance is built around a utility model. One of its key features is the mtToken system. When you deposit funds into the protocol, you get mtTokens that grow in value over time as borrowers pay interest.  The project also uses a buy and distribute model. It uses a portion of its fees to buy MUTM tokens on the open market and gives them back to the community. This creates demand for the token that is tied to how much the platform is used. Market analysts highlight a stark contrast in the potential for these two assets through 2026. While Dogecoin is projected to potentially reach $0.30 (a 150% gain from current levels), MUTM is forecasted to climb to the $0.40 to $0.50 range.  This would represent a massive 900% to 1,150% increase from its current Phase 7 price of $0.04. This explosive gap exists because MUTM is transitioning from a $20.1 million presale into a functional lending tool, whereas Dogecoin is already a multi-billion dollar asset with limited room for vertical growth. The Perfect Timing for a Switch Many early investors in coins like Shiba Inu and Dogecoin are now switching to MUTM. They see that the presale momentum is growing stronger every day. Mutuum Finance (MUTM) has officially launched its V1 protocol on the Sepolia testnet. This is a huge milestone.  This live environment allows users to interact with liquidity pools using ETH, USDT, LINK, and WBTC. When you supply these assets, the system mints mtTokens that act as yield-bearing receipts, while borrowers use debt tokens to track their principal and interest. To keep everything secure, an automated liquidator bot monitors the health and stable factors of every position to protect user funds from market volatility. Phase 7 of the presale is selling out quickly. Investors are rushing to get in while the price is still $0.04. This is a 50% discount compared to the confirmed launch price of $0.06. People are seeing that the supply is narrowing. Out of the 1.82 billion tokens set aside for the presale, nearly half have already been claimed. The project even allows for card payments, making it very easy for new people to join the ecosystem. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance

San Salvador, El Salvador, January 29th, 2026, FinanceWire B2BINPAY, a crypto payment processing for merchants, enterprises, and financial institutions, announces its consolidation of V23, V24, and V25 releases for a unified platform evolution. This strategic update delivers smart automation and frictionless onboarding, empowering clients to scale crypto payments and operations amid accelerating market demands for efficiency and reliability. At its core, the rollout transforms manual, siloed workflows into a cohesive infrastructure ready for 10x growth, streamlining every step from initial access to high-stakes transactions while upholding compliance. All of this aligns with B2BINPAY's global mission to make crypto services as user-friendly as possible. The journey begins with V23’s revamped onboarding, giving clients instant sandbox access immediately after registration, so they can explore the platform’s features right away, without delays or paperwork. The other updates include: Automated KYB Funnel: A fully automated KYB funnel, revamping identity and access control through SSO (Single Sign-On). SSO with ZITADEL Partnership: Single login manages all companies under one account. Automatic legal entity linking to jurisdictions, one-click switching, and separate team access for web/API. Two-Tier MFA: Layer 1 for SSO login; Layer 2 secures high-trust actions (e.g., withdrawals, configurations) with one-time QR codes and secrets, shown only once. These security measures integrate seamlessly with V24's performance optimizations for precision control. V25 extends this momentum to mobile devices with the official B2BINPAY Mobile app, currently available for secure direct download on Android via APK registry on the B2BINPAY website. Operations teams now monitor wallets, track transactions, receive push notifications, and log in via 2FA — all in an interface mirroring the web platform for consistent control. Complementing these tools, the new Partner Program enables clients to invite users via fixed referral links, monitor revenue through a dedicated dashboard, and collect monthly commissions across jurisdictions. Referral logic works across jurisdictions within the B2BINPAY ecosystem, ensuring seamless cross-instance tracking. “Crypto payments are hitting operational maturity, and the winners are platforms that scale effortlessly without ditching great UX or compliance. That's why B2BINPAY is crafting infrastructure to supercharge client growth, slash complexity, and deliver real flexibility without the red tape,” says Arthur Azizov, CEO at B2BINPAY. About B2BINPAY B2BINPAY is a crypto payments processing for merchants, enterprises, and financial platforms. B2BINPAY acts as an infrastructure bridge, reducing payment friction and protecting margins by automating the flow of funds from crypto to fiat. The company has processed more than $5.1 billion in transactions. It supports USDT and USDC across 10 major blockchains and works with 350+ cryptocurrencies across its ecosystem. Contact B2BINPAY marketing@b2inpay.com

Barclays has entered into a multiyear strategic agreement with FactSet, formalising a deeper collaboration aimed at strengthening the bank’s long-term market data strategy and enhancing data-driven services for its global client base. The arrangement brings together Barclays’ investment banking operations and FactSet’s analytics, data, and enterprise technology at a time when financial institutions are reassessing how market data is sourced, structured, and deployed across trading, research, and client-facing workflows. Under the agreement, FactSet will provide Barclays with broad access to its product suite and enabling solutions, while the two organisations will also collaborate more closely on the future direction of market data and analytics capabilities. Market Data Strategy Moves Beyond Consumption The partnership reflects a broader shift in how large financial institutions view market data. Rather than acting solely as end users of third-party datasets, banks are increasingly seeking to co-develop tools and capabilities that can be customised to their specific business needs. Georges Lauchard, Investment Bank COO at Barclays, framed the agreement in the context of this transition. “Market data is undergoing an intense period of change whereby customers of market data providers are evolving from consumers to co-creators of capabilities to yield competitive insights,” he said. By aligning more closely with a single strategic data partner, Barclays is aiming to improve efficiency, reduce fragmentation across platforms, and accelerate the development of analytics that can be embedded directly into front-office and client workflows. FactSet Expands Role as Strategic Technology Partner For FactSet, the agreement underscores its ambition to move beyond traditional data delivery and position itself as a long-term technology and analytics partner to global financial institutions. As part of the arrangement, FactSet will make available a comprehensive range of its data, analytics, and workflow solutions, alongside collaborative ways of working designed to support solution development and deployment at scale. “Together, Barclays and FactSet are poised to set new standards for efficiency and transparency in financial data, reaffirming our mutual commitment to shaping the future of capital markets,” said Goran Skoko, Chief Revenue Officer at FactSet. Collaboration Extends to Industry Influence In addition to the commercial elements of the deal, Barclays has been invited to join FactSet’s Client Advisory Board, giving the bank a more direct role in influencing the evolution of FactSet’s products and technology roadmap. This advisory position is intended to allow both organisations to collaborate on emerging industry needs, including regulatory transparency, data governance, and the integration of analytics across increasingly complex capital markets infrastructures. For Barclays, participation on the advisory board provides a channel to help shape future market data solutions not only for its own use, but for the wider financial services industry. Takeaway The Barclays–FactSet agreement highlights a growing industry shift toward deeper, collaborative market data partnerships, as banks seek to co-create analytics and technology capabilities rather than simply consume third-party data.

New York, NY, January 29th, 2026, FinanceWire The onchain launch protocol now powers the majority of new DEX pools on Base, with over $1.5B in value created and $1B+ in trading volume in just nine months Doppler, the default launch protocol for teams raising capital onchain, today announced a $9 million seed round led by Pantera Capital, with participation from Variant, Figment Capital, and Coinbase Ventures. The funding comes as Doppler has rapidly emerged as the core market infrastructure for new onchain assets, powering the majority of token launches and DEX pools on Base. Since launching nine months ago, Doppler has become the default path to market for new onchain assets. Over 90% of new DEX pools on Base now launch via Doppler, and its infrastructure supports tokens created by leading applications including Zora, Base App, Paragraph, FxHash, and more. Today, more than 40,000 assets are created daily using Doppler, representing over $1.5 billion in value and more than $1 billion in cumulative trading volume. Launching a token today is closer to running an IPO than deploying a website - except there are no banks, no underwriters, and no established playbook. Teams often spend months preparing launches, only to see snipers extract value, liquidity fail to materialize, and charts collapse within days. When 80–90% of tokens seek similar outcomes, yet each team continues to roll its own launch infrastructure, something is fundamentally broken. “Capital formation has not fundamentally changed in over a century, despite how broken the IPO process has become,” said Austin Adams, creator of the Doppler Protocol and founder of Whetstone Research. “Tokenization of markets will finish what electronification started in the 1990s - leaping forward in efficiency and creating new markets while simultaneously lowering costs and barriers. In this new reality, the mechanism determines the outcome. That’s why we invented Doppler.” Doppler compresses months of infrastructure work - token deployment, vesting, liquidity bootstrapping, governance, and fee routing - into a single, unified interface. At the core of the protocol are price discovery auctions designed to protect launches from snipers while generating protocol-owned liquidity from day one. This allows teams to focus on building applications and communities, rather than reinventing fragile and complex launch mechanics. With customizable auctions for nearly any asset type, Doppler’s infrastructure supports tokenized equities, commodities, TGEs, content, art, creators, and ideas. Assets launched via Doppler are immediately tradeable across any interface supporting the underlying DEX, ensuring maximum distribution from day one. The results have been significant. Since launch, more than six million pools have been deployed through Doppler, representing 93% of Uniswap v4 pools on Base and 91% across all supported networks. In total, this activity represents over 40,000 assets launched daily, with more than $1.5 billion in value created and over $1 billion in trading volume. The $9 million seed round will enable Doppler to expand into self-serve markets, support larger token generation events, and deepen integrations across the onchain ecosystem. The team includes engineers with backgrounds at Uniswap, Primitive Finance, and Aztec, bringing experience building AMMs and market infrastructure at scale. Already the default launch infrastructure for coins on Base, Doppler’s broader mission is to become the default infrastructure for entirely new asset classes that could not have existed before. Doppler helps teams build apps, not auctions - and is redefining how capital formation works onchain. About Whetstone Research Whetstone Research is building the future of onchain markets. Their first product is Doppler, a hyper-efficient price discovery and liquidity bootstrapping Protocol for projects that are meant to last. Their second product is Pure Markets, a launchpad for serious projects and trading terminal. Contact Bridgett Frey media@whetstone.cc

Solana is off to a fast start in 2026, and Bybit is benefiting more than most. As trading activity, meme issuance, and staking flows accelerate on the network, Bybit’s early and tightly integrated Solana strategy is starting to show real results. Rather than treating Solana as just another listing venue, Bybit has built a full pipeline around it: early discovery through Bybit Alpha, deep spot liquidity, gas-free staking via Byreal, and bbSOL as a liquid staking layer. That structure is now shaping how traders move capital across the ecosystem. Solana’s momentum is translating into real trading SOL is up more than 16% early in the year, but price is only part of the story. Stablecoin balances are climbing, on-chain activity is rising, and Solana has once again become the main venue for new meme launches. This cycle looks more functional than previous waves. Liquidity is deeper, execution is faster, and traders are quicker to rotate gains rather than sit idle. That favors platforms that connect speculation directly to yield. Bybit has leaned into that shift. New Solana tokens often surface first on Bybit Alpha, gain traction through spot markets, and then feed into staking or yield strategies without forcing users to leave the platform. Investor Takeaway Solana’s edge this year isn’t just speed. It’s how quickly traders can recycle profits into the next opportunity or into yield. SKR showed how the model works The recent SKR run is a clean example. The token opened near $0.006 and briefly traded above $0.06, putting a 10x move on the board during peak momentum. Daily volume climbed to around $250 million. Bybit’s SKR/USDT pair handled more than 13% of that volume — over $31 million — making it the most active centralized venue during the move. That mattered for traders. Liquidity was deep enough to enter and exit size without the usual slippage issues, especially during fast moves. Similar patterns played out with other recent Solana listings, including PENGUIN, WHITEPEPE, TATA, HAPPY, and PYBOBO, while BONK rebounded sharply alongside renewed meme interest. Bybit Alpha users were also early participants in the Pump.fun wave, which at one point rivaled major Solana DEXs in volume and continues to push new launch dynamics. Where profits go after the trade What sets Bybit apart is what happens after a trade closes. Through Byreal, users can stake Solana assets without paying gas, removing friction that typically slows down rotation. At the center is bbSOL, Bybit’s exchange-backed liquid staking token. bbSOL lets users earn staking rewards while keeping their capital liquid and usable across trading and DeFi strategies. That flexibility matters in volatile markets. Traders can move profits from meme trades into staking yield without locking capital, then redeploy quickly when new setups appear. Investor Takeaway Meme cycles are shorter, but yield keeps capital working. Liquid staking is becoming the default parking spot between trades. More infrastructure than hype Bybit’s Solana presence is less about marketing and more about plumbing. The exchange is positioning itself as a place where traders can discover assets early, trade them with real liquidity, and then put capital back to work without unnecessary steps. As Solana continues to evolve beyond meme speculation toward more structured financial use cases, platforms that already support this full loop are likely to keep attracting flow. So far in 2026, Bybit looks like one of those platforms — not by chasing headlines, but by making the Solana trade-to-yield path work smoothly.

Meta Platforms’ shares rallied sharply after the company released its fourth-quarter 2025 results. In after-hours trading, META jumped by more than 10% at its peak, briefly trading near $740, as investors reacted positively to the report. What Is Driving the Rally in META? Meta delivered results that comfortably outperformed market expectations: → Earnings per share: $8.88 versus forecasts of $8.19–8.21, representing an 11% increase compared with the same period last year. → Revenue: $59.9bn, exceeding the consensus estimate of roughly $58.35bn. Beyond the headline numbers, several additional factors supported the bullish reaction: → Management issued an upbeat outlook for 2026. → Operating margins remained exceptionally strong at around 41%, highlighting the company’s ability to maintain profitability despite elevated investment spending. → Advertising performance continued to improve, supported by the integration of AI into ad delivery systems. This resulted in higher ad pricing (+6%) and a notable increase in ad impressions (+18%). Another key point for investors was Mark Zuckerberg’s comment that losses at the Reality Labs division are expected to peak this year. This helped ease concerns about prolonged cash outflows linked to heavy capital expenditure. Technical Perspective on META From a longer-term technical standpoint, META remains firmly within an established uptrend. In January, the lower boundary of the long-term price channel once again held as support, reinforcing the prevailing bullish structure. In pre-market trading, META is fluctuating in the $715–720 range. If the stock opens the regular session near these levels, two technical developments stand out: → The price is breaking above a downward-sloping channel (marked in red), which can be viewed as a corrective phase — often referred to as a bull flag — within the broader upward trend. → The stock has moved decisively above a key zone encompassing the psychological $700 level. This area has acted as both support and resistance since July 2025 and may now serve as a platform for further upside, potentially towards the midline of the long-term channel. FXOpen offers spreads from 0.0 pips and commissions from $1.50 per lot (additional fees may apply). Enjoy trading on MT4, MT5, TickTrader or TradingView trading platforms! The FXOpen App is a dedicated mobile application designed to give traders full control of their accounts anytime, anywhere. This article represents the opinion of the Companies operating under the FXOpen brand only. It is not to be construed as an offer, solicitation, or recommendation with respect to products and services provided by the Companies operating under the FXOpen brand, nor is it to be considered financial advice.  

Vennre has closed a $9.6 million Pre-Series A funding round, marking a significant milestone for the wealth creation platform as it scales access to private market investments for high-earning retail investors across the Middle East. The round was structured as a hybrid of equity and debt and was co-led by Vision Ventures and the anb seed Fund, with participation from Sanabil 500, Ace & Co, Plus VC, and a group of strategic individual investors spanning private banking, technology, and entrepreneurship. The funding reflects growing institutional confidence in platforms targeting the HENRY demographic—high earners who are not yet wealthy—by offering investment opportunities that have traditionally been reserved for institutions and ultra-high-net-worth individuals. Investor Backing Signals Confidence in a Growing Segment Private markets globally manage more than $14 trillion in assets, yet retail participation remains limited. Vennre’s backers say the platform addresses this imbalance by opening access to curated, Shariah-compliant private investments for a segment that has historically been underserved. Khalid S. Alghamdi, Chief Executive Officer of anb capital, said the firm was pleased to co-lead the round through its anb seed Fund. “Private markets globally already manage more than USD 14 trillion in assets, yet individual investors account for less than 5% of that exposure,” he said. “Vennre directly addresses this imbalance by offering Shariah-compliant access to a segment long excluded from these opportunities.” Alghamdi added that the platform’s early traction demonstrates growing appetite among high-income Saudis. “Having already facilitated over USD 40 million in transactions, Vennre is proving that high-income Saudis are ready to engage with private markets at scale—fully aligned with Vision 2030’s mandate to broaden capital markets participation.” Building a Platform for Long-Term Wealth Creation Founded by Ziad Mabsout, Anas Halabi, and Abdulrahman AlMalik, Vennre positions itself as more than a transactional marketplace. The company says its focus is on enabling disciplined, long-term wealth building through vetted access to private equity, venture capital, real estate, and private credit. Ziad Mabsout, Chief Executive Officer and Co-Founder of Vennre, described the funding as a validation of the company’s mission. “A generation of ambitious professionals across the region has earned success but has not been given the tools required to compound it,” he said. “This funding is not just another round—it is a clear endorsement from leading institutions that a large, long-underserved HENRY segment is ready for a better wealth-building experience.” Mabsout emphasized that the company is focused on sustainability rather than short-term gains. “We are building for long-term wealth creation, not one-off transactions—starting with curated and vetted private investment opportunities and expanding into a full wealth journey built on discipline, trust, and alignment,” he said. Traction, Governance, and Expansion Plans Alongside the funding announcement, Vennre reported two operational milestones that underline its momentum. The platform has surpassed $40 million in transaction value and appointed Dr. Ibrahim AlMojel as Chairman of its Saudi board, strengthening its local governance framework. Vision Ventures, which co-led the round, said the company aligns with its broader investment thesis around access and financial inclusion. “We’re always ready to back founders who use technology to make people’s lives easier and give them access to opportunities that were not available to them before,” said Kais Al-Essa, Founding Partner and CEO of Vision Ventures. Al-Essa added that democratizing private market access supports broader economic objectives. “Vennre enables access to high quality investment opportunities in real estate, private equity, venture capital and private credit. These four asset classes were previously available to a select few. Democratizing such access is one of our investment goals at Vision Ventures as it enables generational wealth creation and empowers everyone to access vetted income generating and high return investments.” Takeaway Vennre’s $9.6 million Pre-Series A round highlights rising investor conviction in platforms targeting high-income retail investors, as private market access broadens in step with regional fintech growth and capital market reforms.

Ethereum is preparing to roll out a standard that lets AI agents verify one another without centralized intermediaries, corporate treasuries continue to add Bitcoin, and crypto payments are becoming routine for a growing share of U.S. merchants.  The 2026 market is focused less on speculation and more on usable systems. And in reply, Cardano price predictions hint at steady growth as the token continues to look relevant in a market recalibrating around durability. Meanwhile, DeepSnitch AI is gearing up for its launch, with sincere moonshot potential. In presale, and still priced accordingly, it has live AI tools already accessible to holders, designed to help traders spot risk and avoid bad trades. With over $1.37 million raised at $0.03755, DeepSnitch AI sits in that early-but-operational phase before a potential explosion, but only until its imminent launch. If you’re evaluating Cardano price predictions alongside higher-beta opportunities, but you’re after upside you can write home about in the near future, DeepSnitch AI is worth a look. Clues from the plumbing layer of crypto Ethereum’s upcoming ERC-8004 standard has less to do with AI hype and a lot more to do with coordination, giving AI agents a way to identify and verify one another without a central authority, and setting the groundwork for automated services to transact on-chain.  That plumbing won’t change everything overnight, but it does tend to matter later in the game, once usage starts stacking up. Corporate behavior is an echo of that, with Steak ’n Shake recently adding another $5M worth of Bitcoin to its reserves, while also expanding crypto payments across its locations. Developments like these are no longer experiments, and they look instead like treasury and payments decisions being made with long-term integration in mind. And that’s showing up at checkout too, with PayPal reporting that 4 in 10 U.S. merchants now accept crypto payments. Crypto is not the niche alternative it once was. For those tracking the Cardano price prediction alongside DeepSnitch AI, this is the kind of backdrop where transparency and risk-detection tools become more valuable. As infrastructure firms and merchants normalize crypto usage, projects that help traders navigate that influx, especially during a closed-access presale phase, are positioned to benefit from the shift. Three tokens positioned for the next chapter 1. DeepSnitch AI Every bull cycle produces winners, but it also produces a long tail of losses. If you’re someone building a Cardano price prediction strategy, you’ll likely know this, and you’ll likely also be on the lookout for asymmetric exposure elsewhere. And in one breath, that’s exactly where DeepSnitch AI fits that role by addressing the risk side of speculation, helping retail avoid the losses with a combination of powerful tools and information sourced by experts. The platform blends five agents into one workflow. And of the tools that have already shipped internally, there’s SnitchFeed, which highlights unusual activity, SnitchScan, which scores risk, and AuditSnitch, which strips contract analysis down to a simple verdict. SnitchGPT then ties it together, answering plain questions so users don’t have to interpret raw dashboards under pressure.  A full suite of five agents will be good to go come launch date, and that date approaches at pace. Staking is live with dynamic APR, and pricing has advanced steadily. And the delayed launch has allowed deeper testing before liquidity events, which is exactly what risk-aware traders want. For portfolios anchored by large caps, DeepSnitch AI functions as the higher-upside counterbalance without abandoning discipline. The presale has reached $1,374,896.57 at $0.03755, up 148% from the initial $0.01510. Staking with dynamic APR rewards for early participants. 2. Cardano (ADA) Bitcoin’s modest weekly lift has carried into altcoins, with ADA outperforming as capital rotates back into assets with clear fundamentals. More than $161 million has flowed into large ADA wallets since November, while the network has now processed 118.4 million transactions, reinforcing the picture of steady ADA network growth and real usage rather than short-term speculation.  Trading near $0.357 in late January, forecasts point to gradual upside through 2026 and beyond, a profile that fits Cardano’s role as infrastructure supported by ongoing Cardano ecosystem updates and expanding Cardano adoption news, rather than a lottery ticket. The Cardano price prediction case rests on continued development and adoption. Hydra scaling, governance upgrades, and DeFi expansion all contribute to a thesis that ADA could outperform during the next sustained bull run. But for traders seeking 10x or 100x potential, earlier-stage opportunities are the better choice. 3. Aster (ASTER) Aster broke through key resistance with volume confirmation, extending its 7-day gain to 10.1% while most altcoins struggled. The weak dollar rotation into risk assets caught ASTER at the right moment, and DEX sector tailwinds added fuel. At $0.665 in late January, predictions suggest $1.61 by the end of 2026. But that target is fairly aggressive, as it requires sustained momentum and broader market cooperation. Final thoughts Cardano and Aster offer exposure to proven ecosystems with measurable adoption. And as the Cardano price prediction suggests, including ADA as a core holding isn’t a bad idea for incremental gains.  But the more seismic side of returns is going to come from earlier-stage entry right now, and when DeepSnitch AI reaches exchanges, price discovery begins with a community that's already using the tools and staking tokens for dynamic APR. It can’t be overstated how different this token is from one launching with nothing but a whitepaper, and that’s precisely why a 2026 moonshot is fully within reach. And with bonus codes out now, a $5,000 allocation at $0.037 secures roughly 133k DSNT, but activating the DSNTVIP50 bonus expands that to about 204k tokens. At $1, that’s already a $200k position. At $5, it’s north of $1 million, all purely from entry timing. Lock in your position via the presale, and track updates on X and Telegram, including upcoming major announcements. FAQs What is the Cardano price prediction for 2026?  ADA could reach approximately $0.41 by year-end 2026, at about 14% upside from current levels. The Cardano price prediction will likely improve if whale accumulation continues and network adoption accelerates. How does DeepSnitch AI compare to established altcoins?  Cardano and Aster offer steady growth potential with proven ecosystems, while DeepSnitch AI offers presale pricing with live utility. The latter is a combination that historically precedes larger percentage gains when projects launch successfully. Is now a good time to buy Cardano?  Whale accumulation of over $161M since November suggests smart money sees value here.  But this is balanced exposure, not a moonshot opportunity like DeepSnitch AI, which captures rare stability for a presale token, along with asymmetric upside.

Bybit EU stepped into the unDavos spotlight this January as debates around real-world asset tokenization and crypto crime moved from theory into execution. The MiCAR-licensed exchange made its debut at the Alpine gathering on January 20, with Co-CEO Georg Harer taking part in two sessions that captured where the industry is heading next. Speaking in both a roundtable on tokenization and a panel on crypto cybercrime, Harer framed a consistent message: digital assets are no longer experimental layers bolted onto finance. They are becoming part of the infrastructure itself. From whitepapers to working systems The tokenization roundtable, titled “Tokenization as the Backbone of Next-Generation Financial Infrastructure”, brought together regulators, policymakers, and industry leaders to discuss how far the concept has come — and what still stands in the way of large-scale adoption. Much of the discussion focused on the shift from pilot projects to real deployment. The technical rails for tokenizing assets are largely in place, but commercialization is still slowed by regulation written for legacy systems, fragmented standards, and limited interoperability between platforms. That tension is familiar territory for firms operating under Europe’s new crypto rulebook. As a MiCAR-licensed provider, Bybit EU sits at the intersection of innovation and regulation — a position Harer said made the exchange particularly sensitive to the need for clear guardrails. “Seeing the industry come together was invaluable at a time when we’re trying to build both scalable infrastructure and the necessary safeguards for digital assets,” Harer said. He added that discussions with regulators and peers reinforced the idea that tokenization is moving toward becoming a foundational layer of financial markets, not a side experiment. Investor Takeaway RWA tokenization is no longer about proving it works. The real challenge now is aligning regulation, standards, and interoperability so it can scale commercially. Why regulation is both friction and fuel One theme that surfaced repeatedly was regulation’s double role. Outdated legal frameworks still slow adoption, but clearer rules are also what institutions are waiting for before committing serious capital. Europe’s MiCAR regime featured prominently in those conversations. While not perfect, it provides a unified baseline that allows firms like Bybit EU to operate across borders with more certainty. That predictability, Harer suggested, is what ultimately turns tokenization from a concept into usable financial plumbing. Participants also flagged fragmentation as a persistent obstacle. Without common standards, tokenized assets risk recreating the same silos that blockchain was meant to eliminate. Confronting the next generation of crypto crime Beyond tokenization, Harer joined a panel examining how financial crime is evolving alongside technology. The consensus was blunt: crypto fraud is becoming more organized, more automated, and more creative. Panelists discussed threats ranging from deepfake-powered impersonation to large-scale phishing operations, many of which now operate like industrial businesses rather than isolated scams. Harer pointed to identity verification as a key pressure point. He expressed optimism that a more unified European approach could improve efficiency and user protection at the same time, reducing friction without weakening safeguards. He also stressed that technical solutions alone are not enough. Combating next-generation crypto crime, he argued, requires transparency, information-sharing, and a shared ethical baseline across the industry. Investor Takeaway Security is becoming a competitive differentiator. Platforms that combine compliance, intelligence-sharing, and advanced detection will be better positioned as regulation tightens. Why unDavos matters for crypto’s next phase Unlike traditional Davos-style forums, unDavos positions itself as a space for candid, practitioner-led discussion. For Bybit EU, the event offered a chance to engage regulators and builders outside the constraints of formal hearings or policy papers. The takeaway from Vienna to the Alps was clear: tokenization is increasingly viewed as infrastructure, not innovation theatre. At the same time, the risks around fraud and misuse are growing just as fast. Bybit EU’s participation reflects a broader shift in the industry’s tone. The focus is no longer on whether blockchain belongs in finance, but on how it should be built, governed, and defended as it becomes part of the system itself. As Harer’s remarks suggested, the next stage of crypto adoption may be less about disruption — and more about plumbing that works quietly, securely, and at scale.

Eurex has launched systematic Quantitative Investment Strategy (QIS) index futures, extending its futurization playbook into a segment that has historically been dominated by OTC swaps and structured notes. The exchange says the new listed futures are designed to make rule-based factor and thematic exposures easier to access, distribute, and clear—especially for institutional investors that prefer, or are restricted to, listed instruments. In an expert Q&A, Stuart Heath, Director, and Elena Marchidann, Vice President and Global Product Lead for Derivatives Products & Markets at Eurex, outlined what is driving demand, what the product offers, and how Eurex approached the key risk and infrastructure challenges of bringing QIS into a listed format. The launch comes as QIS strategies continue to grow among buy-side firms seeking systematic exposures with transparent rules and scalable implementation, and as exchanges compete to bring more traditionally OTC activity onto listed, cleared venues. Why Eurex Is Bringing QIS Into a Listed Futures Wrapper Eurex framed the product as a response to rapid growth in systematic strategies and a desire to provide a listed alternative to common OTC distribution formats. “Quantitative Investment Strategies (QIS) have been among the fastest-growing segments among buy-side firms, offering transparent, rule-based access to thematic and factor-based exposures that have traditionally been distributed as OTC swaps or structured notes,” Heath and Marchidann said. The exchange positioned QIS futures as the next step in a broader effort to shift more derivatives risk into standardized listed products. “Eurex has a long history in the futurization of OTC derivatives, having pioneered successful products (e.g., dividend futures and TRFs),” they said. “The new QIS offering marks the next chapter in our futurization strategy and is based on market demand.” Eurex also emphasized that development was driven by direct engagement with clients and strategic partner Premialab, describing the launch as a deliberate response to what market participants asked for. Takeaway Eurex is targeting a fast-growing QIS segment by shifting systematic exposures from OTC packaging into listed, cleared futures—positioning the move as the next phase of its futurization strategy. What Systematic QIS Index Futures Are—and What They Deliver Eurex described the new instruments as listed derivatives referencing eligible QIS indices, typically designed by banks or buy-side firms using predefined rules. “Systematic QIS index futures are listed derivatives based on eligible QIS indices, typically designed by a bank or buy-side firm,” Heath and Marchidann said. From a construct perspective, Eurex is aiming to make the products feel familiar to futures users. “The QIS futures are very similar to ‘plain vanilla’ index futures from a product construct perspective and are designed to be easily scalable,” they said. Eurex said the initial launch focuses on long exposure strategies tied to European equities, drawn from the STOXX® Europe 600 universe. “We started with long-exposure strategies (two factors and one thematic) based on European equities from the STOXX® Europe 600 universe,” they said. The exchange also highlighted core listed-market benefits, including broader buy-side distribution, transparency, and margin efficiencies. “The new products will benefit from the traditional synergies of other listed offerings,” they said, “in particular the distribution platform for buy-side clients who do not trade swaps or prefer trading listed products, as well as price transparency and portfolio margin offsets.” Takeaway Eurex is packaging QIS strategies in a familiar futures format, aiming to combine systematic exposures with listed-market benefits such as transparency, broader access, and margin offsets. Who Eurex Wants Trading These QIS Futures Eurex expects the new products to complement, rather than replace, its existing index futures ecosystem by serving more customized demand among sophisticated market participants. “The new QIS offering will complement Eurex's existing index futures ecosystem by addressing demand for greater customization among sophisticated investors,” Heath and Marchidann said. The stated target audience is institutional and professional investors, including hedge funds and large asset owners. “The target audience includes hedge funds and institutional investors (e.g., asset managers, pension funds, sovereign wealth funds),” they said. They also emphasized a key structural point: many institutions require listed instruments for governance, mandate, or operational reasons. “In particular, institutional investors require execution and product transparency and often face constraints on the instruments they can trade (e.g., listed-only),” they said. Takeaway Eurex is aiming at professional users—especially institutions with listed-only constraints—by offering systematic strategy exposures in a cleared, exchange-traded format. Risk and Clearing: The Hard Part of Futurizing QIS The biggest challenge in converting QIS from OTC to listed futures is ensuring the clearing house can measure and margin risk appropriately using index histories or backtests. “QIS indices, which underpin OTC swaps and now Eurex futures, are customized, rule-based indices,” Heath and Marchidann said. “A key challenge is ensuring robust risk management so that Eurex Clearing can accurately capture risk parameters from index histories or backtests.” Eurex pointed to turnover and rebalancing dynamics as potential distortions that can complicate risk modeling. “High turnover or frequent rebalancing can distort results,” they said. To mitigate these issues, Eurex said it worked with internal risk teams to formalize eligibility criteria for acceptable indices. “To address this, we worked closely with the Risk team to develop a framework that defines which indices are acceptable,” they said. Takeaway The key hurdle in listing QIS is clearing risk: Eurex says it built an index eligibility framework to ensure robust margining and risk capture despite turnover and rebalancing effects. Premialab Partnership and the Data “Plumbing” Behind QIS Eurex said the collaboration with Premialab helped accelerate development and improve alignment with how QIS is produced and consumed across the market. “Premialab is a leading player in the QIS data and analytics field and part of the plumbing between buy-side consumers and investment bank providers,” Heath and Marchidann said. They described the partnership as a way to tap into existing infrastructure and market connectivity for QIS datasets and analytics. “So, on a simplistic level, we are tapping into those pipes to consume data,” they said. Beyond mechanics, Eurex said the partnership improved access to market participants and sharpened the product’s commercial focus. “Working closely with a market-leading partner gives you access to key participants in the QIS market and the insight and ability to focus on the core themes that Eurex products can bring to the market,” they said. Takeaway Premialab gives Eurex connectivity to QIS data and closer proximity to market participants, helping shape listed products around real distribution and consumption patterns. What Comes Next for QIS Futures at Eurex Eurex described the launch as an initial step toward a much larger opportunity set, arguing that a listed/cleared wrapper can simplify distribution while reducing costs for banks and improving access for end clients. “The introduction of QIS futures is indeed the first step toward providing a clearing/listed product for a very large underlying market,” Heath and Marchidann said. They said the structure could help both end clients and dealers. “Its development will enable end clients to access investment strategies more easily and help investment banks distribute them through a simple wrapper, while reducing their costs,” they said. Strategically, Eurex framed this as an expansion of futurization beyond dealer-to-dealer use cases. “This aligns with our futurization efforts, which have primarily focused on dealer-to-dealer products to date,” they said. “Now, we add a dealer-to-client layer to support growth in both our new and existing products by providing dealers with a hedge.” Over time, Eurex expects the product family to expand across geographies, strategy types, and asset classes. “Our ambition is to expand our offering to include global indices, long-short relative-value strategies, and, ultimately, other asset classes,” Heath and Marchidann said. Takeaway Eurex is treating QIS futures as a starting point, with plans to broaden into global indices, long-short strategies, and additional asset classes as futurization shifts toward dealer-to-client distribution.

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Commodity Futures Trading Commission Chairman Michael S. Selig has appointed Alex Titus as Chief Advisor to the Chairman, adding a senior policy figure with deep White House experience to the agency’s leadership team. The appointment comes as the CFTC faces growing oversight demands across derivatives, digital assets, and emerging financial instruments, alongside closer coordination with the White House on economic and regulatory priorities. Chairman Selig said Titus will play a central role in shaping the Commission’s engagement with innovation and market structure policy, particularly as the administration pushes to ensure that financial innovation remains anchored in the United States. Strengthening the Chairman’s Policy Bench Announcing the appointment, Selig highlighted Titus’ background in economic and financial policy, as well as his experience working across government. “I am thrilled to welcome Alex to the Commission as my Chief Advisor,” Selig said. “Alex is a seasoned professional with deep expertise in economic and financial policy. He brings to the Commission a wealth of experience working with stakeholders throughout President Trump’s administration on a wide range of issues from his prior perch at the White House.” Selig added that Titus’ role will be key as the CFTC works closely with the administration on future-facing markets. “He will be a huge asset to the Commission as it works together with the White House to ensure that the innovations of tomorrow are Made in America,” he said. The Chief Advisor role is expected to involve strategic policy coordination, cross-agency engagement, and support for the Chairman’s agenda across derivatives regulation, market innovation, and economic competitiveness. From the White House to Market Regulation Titus joins the CFTC after serving as Chief of Staff at the White House Council of Economic Advisers, where he worked under Chairman Stephen Miran and Acting Chairman Pierre Yared. During his time at the CEA, Titus played a role in several high-profile economic initiatives, including efforts to rebalance the global trading system, advance major tax legislation, and support what the administration described as one of the most aggressive deregulatory agendas in U.S. history. His experience at the CEA placed him at the intersection of macroeconomic policy, trade strategy, and regulatory reform—areas that increasingly overlap with the CFTC’s remit as derivatives markets evolve and new financial products emerge. Before joining the CEA, Titus led a nationwide talent network focused on preparing individuals for public service and served in the first Trump Administration. He also worked as a Policy Advisor at America First Action, President Trump’s political organization. Perspective on Innovation and New Instruments In a statement, Titus said he was eager to support Chairman Selig’s vision for the agency and the broader financial system. “I am excited to join Chairman Selig and the incredible team that he's building at the CFTC,” Titus said. “I look forward to supporting his mission to usher in a Golden Age for America's financial markets and create rules of the road for exciting new financial instruments.” The reference to “rules of the road” reflects a growing focus at the CFTC on providing regulatory clarity for innovation, including new derivatives structures and digitally native financial instruments. As markets continue to innovate at a rapid pace, the Commission has faced pressure from both industry participants and lawmakers to balance flexibility with investor protection and systemic stability. Background in Policy and Research Beyond his government roles, Titus has held fellowships with several policy and research institutions, including The Public Interest Fellowship, the Observer Research Foundation, and the Claremont Institute. These affiliations underscore his grounding in economic thought, public policy, and regulatory philosophy—experience that may inform the CFTC’s approach as it navigates politically sensitive issues around market oversight and deregulation. Titus holds a Bachelor of Science in Economics from the University of Oregon. Implications for the CFTC The appointment signals Chairman Selig’s intent to bolster the Commission’s senior advisory capacity as it engages with the White House on economic policy and regulatory coordination. With derivatives markets increasingly intersecting with technology, geopolitics, and macroeconomic policy, the CFTC’s leadership team is expected to play a more prominent role in shaping how new products are regulated and how U.S. markets remain competitive globally. Titus’ background suggests a focus on alignment with broader administration priorities, particularly around deregulation, innovation, and domestic market leadership. Takeaway Alex Titus’ appointment as Chief Advisor to CFTC Chairman Michael S. Selig brings White House economic policy experience into the agency, signaling closer coordination with the administration as the CFTC shapes rules for evolving derivatives markets and new financial instruments.

Bitcoin's steady climb has long dominated headlines, yet recent Bitcoin Hyper price prediction updates have left many investors underwhelmed. Analysts forecasting modest gains for Bitcoin in 2026, often hovering around $90,000 to $225,000 at best, highlight slower momentum than expected. Meanwhile, Bitcoin Hyper itself faces bearish signals with sharp declines and underwhelming forecasts. This has prompted whales to shift focus toward fresher opportunities promising explosive high ROI. Enter DOGEBALL, the standout crypto presale blending meme energy with genuine utility, positioned to deliver far superior returns in the coming altcoin surge. Whales recognize that established names like Bitcoin may offer stability but limited upside compared to early-stage projects. High ROI seekers are eyeing presales where entry prices remain ground-level, creating massive potential before mainstream listings hit. DOGEBALL emerges as the prime candidate in this landscape, drawing attention away from disappointing Bitcoin Hyper price prediction scenarios. DOGEBALL Presale Surges Past Expectations The DOGEBALL presale has ignited serious momentum, with Stage 1 tokens moving fast at just $0.0003 each. This limited four-month window—ending May 2, 2026—stands out as one of the quickest in the market, minimizing wait times for investors chasing rapid gains. Built around $DOGEBALL, the native utility token powers DOGECHAIN, a custom ETH Layer-2 blockchain already live for testing on the presale site, delivering near-zero fees and lightning-fast transactions in a secure setup. At the core lies the addictive DOGEBALL game, playable on mobile, tablet, and PC. Players enter the Arena, throw the DOGEBALL at characters, level up, climb ranks, and compete on the DOGE Leaderboard for a share of the $1M prize pot—top spot snags $500k in $DOGEBALL. Backed by Falcon Interactive, a global gaming powerhouse with hundreds of Apple and Google Play hits, the project gains instant promotion and access to a massive user base. High-yield staking adds another layer, offering 80% rewards for holders who buy early and stake for passive income. Massive ROI Potential Awaits Early Buyers Calculations paint a compelling picture for DOGEBALL's upside. Launch price sits at $0.015, delivering 50x from current presale levels right out of the gate. Many analysts eye $1 post-launch as realistic given the gaming utility, partnerships, and meme-driven hype—translating to over 3,300x from today's $0.0003 entry. For a $1,000 investment now, that secures roughly 3,333,333 $DOGEBALL tokens. At $1, the position balloons to $3.33 million—a life-changing high ROI scenario. Even conservative paths point to strong multiples, far outpacing Bitcoin's projected growth or Bitcoin Hyper's disappointing trajectory. Don't miss the limited-time bonus: use code DB50 during presale to claim 50% extra tokens on purchases. This deal amplifies returns further and won't last long as stages advance and prices rise. With only 20 billion tokens for sale out of 80 billion total supply, scarcity drives urgency—early entrants position for the next big meme-coin breakout. Why Other Options Fall Short in 2026 Bitcoin continues trading around $90,000–$96,000, with 2026 predictions capping at modest highs like $225,000 amid regulatory hopes and rate cut speculation. Yet bearish pressures from institutional selling, ETF outflows, and hesitation on charts signal limited explosive upside. Bitcoin Hyper, despite its Layer-2 ambitions on Bitcoin, has seen sharp drops—down over 50% in recent weeks—with forecasts pointing to further declines into 2026. These established or hyped projects struggle to match the ground-floor entry and utility-driven momentum found elsewhere. Seize the Moment Before It's Gone The crypto landscape in 2026 favors bold moves into projects delivering real innovation and community fire. While Bitcoin and Bitcoin Hyper grapple with tempered expectations, DOGEBALL stands as the best crypto presale right now—offering unmatched high ROI potential through gaming utility, staking rewards, and early access at rock-bottom prices. Time is ticking in this short presale. Secure $DOGEBALL today using code DB50 for that 50% bonus, visit the official site, and get in before the next price hike. This could mirror early Dogecoin entries—except with stronger fundamentals and a path to massive gains. Don't watch from the sidelines; act now for the opportunity of a lifetime. Find Out More Information Here: Website ~ X ~ Telegram Chat  

What Led to Guavapay’s Collapse? London-based fintech Guavapay has been placed into compulsory liquidation following a UK High Court winding-up order, bringing an end to a payments business that had faced mounting regulatory and creditor pressure for months. The order follows a winding-up petition filed by Mastercard, one of the company’s largest creditors, and comes after the Financial Conduct Authority imposed restrictions on Guavapay’s UK operations. The payments firm, founded in 2017, was authorised by the FCA as an electronic money institution, allowing it to issue e-money and provide services such as digital wallets, multi-currency accounts, and card-based payments. Through its MyGuava platform, the company positioned itself as a low-cost cross-border payments provider serving both retail and business customers. That model depended heavily on uninterrupted access to global card networks. When settlement obligations linked to those relationships came under strain, Guavapay’s position quickly weakened. Investor Takeaway For payments firms, failure to meet card-network settlement obligations can trigger rapid legal escalation, regardless of customer growth or geographic reach. Why Mastercard’s Petition Proved Decisive In mid-November 2025, Mastercard filed a winding-up petition against Guavapay in the High Court, citing unpaid debts tied to settlement and scheme obligations. People familiar with the matter said the claim exceeded £10 million, including fees and principal amounts. The case was heard in January 2026. In the payments industry, settlement failures are treated as a red line. Card networks require members to pre-fund or settle transactions promptly to protect the wider system. When a participant shows signs it cannot meet those obligations, counterparties may act quickly to limit exposure. For Guavapay, the petition arrived after months of visible strain. By the time the court hearing took place, the firm’s ability to trade through its UK entity had already been sharply reduced by regulatory action. How FCA Restrictions Weakened the Business In September 2025, the FCA agreed a voluntary requirement with Guavapay that effectively suspended key parts of its UK operations. The regulator cited “significant challenges” related to fraudulent activity and concerns around the company’s financial crime controls. Under the arrangement, Guavapay was required to stop onboarding new customers and limit certain payment activities. Existing customers retained partial access, but the restrictions curtailed transaction volumes at a time when liabilities and operating costs were rising. Such intervention is uncommon and usually reflects deep supervisory concern rather than a narrow compliance breach. For a payments firm reliant on flow and scale, the loss of new business proved destabilising, leaving little room to absorb external shocks. Investor Takeaway Regulatory restrictions that limit onboarding and transaction activity can rapidly undermine payments firms by cutting off revenue while fixed obligations remain. Founder Exit and Ownership Structure Days before the High Court hearing on Mastercard’s petition, founder and chief executive Orkhan Nasibov resigned as a director. A company spokesperson said the decision was due to “fatigue and health-related reasons.” Nasibov had led Guavapay since launch and was closely tied to its strategy and operations. Guavapay remained founder-owned throughout its life and did not raise external venture capital. While that structure allowed independence during growth, it left the firm without institutional backers or additional balance-sheet support once regulatory pressure and creditor claims intensified. Without access to fresh capital or regulatory relief, the company had limited options as the court process advanced. What Compulsory Liquidation Means for Customers On 21 January 2026, the High Court issued a winding-up order placing Guavapay into compulsory liquidation. An Official Receiver from the UK Insolvency Service has been appointed as liquidator, taking control from the company’s directors. The liquidator’s role is to gather assets, assess creditor claims, and distribute recoveries under insolvency law. Customer funds will be returned where possible, but the FCA has warned that balances held with Guavapay are not protected by the Financial Services Compensation Scheme. That reflects Guavapay’s status as an e-money institution rather than a bank. While EMIs must safeguard customer funds, insolvency can still result in delays or shortfalls depending on how those funds are held and recovered. What the Case Says About UK Fintech Risk Guavapay’s failure adds to a growing list of UK fintechs struggling under tighter supervision, higher compliance costs, and weaker funding conditions. The case highlights how quickly pressure can build when regulatory findings intersect with creditor action.

Why Are Banks Worried About Stablecoins? U.S. dollar-backed stablecoins could pull roughly $500 billion in deposits out of the U.S. banking system by the end of 2028, according to a new analysis from Standard Chartered. The estimate adds weight to concerns raised by banks as lawmakers debate how to regulate digital asset issuers and related payment activity. The analysis points to regional U.S. banks as the most exposed to potential deposit losses. Geoff Kendrick, global head of digital assets research at Standard Chartered, said the risk stems from the way stablecoins could replace traditional bank deposits in payments and transactional use cases. “U.S. banks ... face a threat as payment networks and other core banking activities shift to stablecoins,” Kendrick said in a research note. The estimates are based on lenders’ net interest margin income, which reflects the spread between what banks earn on loans and what they pay on deposits. Any large-scale movement of deposits away from banks would directly affect that income stream, particularly for institutions that rely heavily on retail and commercial deposits for funding. Investor Takeaway Regional U.S. banks appear more exposed than large national lenders if stablecoins gain traction as payment and cash-management tools. How Does Regulation Factor Into the Deposit Debate? The warning comes after U.S. President Donald Trump last year signed legislation creating a federal regulatory framework for stablecoins. The law is widely expected to encourage broader use of dollar-pegged tokens by giving issuers clearer legal standing. While the legislation barred stablecoin issuers themselves from paying interest on tokens, banks argue it left room for third parties, such as crypto exchanges, to offer yield on stablecoin balances. Bank lobbyists say that loophole could create direct competition for deposits, which remain the main funding source for most lenders. Industry groups representing banks have warned lawmakers that, unless Congress addresses this gap, deposit outflows could accelerate. In their view, large-scale migration of funds into yield-bearing stablecoin products could weaken bank balance sheets and raise broader financial stability questions. Crypto firms have pushed back against that argument. They contend that banning yield payments linked to stablecoins would be anti-competitive and would lock in advantages for traditional banks at the expense of newer payment models. Why the Senate Debate Has Stalled Disagreements over how to handle banks’ concerns have already slowed progress on crypto legislation. A hearing to debate and vote on the issue in the Senate Banking Committee was postponed earlier this month, partly due to differences among lawmakers on deposit protection and competition. At the center of the debate is whether stablecoins should be treated primarily as payment instruments, securities, or bank-like liabilities. Each approach carries different implications for how reserves are held, who can pay interest, and how consumer protections apply. Banks argue that stablecoins performing deposit-like functions should face comparable rules. Crypto firms counter that stablecoins are fundamentally different products and that applying bank-style restrictions would curb innovation without clear public benefit. Investor Takeaway Legislative delays add uncertainty for both banks and crypto firms, increasing the risk of uneven rules that affect competition and capital flows. Does Reserve Management Change the Impact? Standard Chartered’s analysis notes that the scale of deposit losses depends heavily on how stablecoin issuers manage their reserves. Kendrick said the risk would be lower if issuers kept a large share of reserves inside the U.S. banking system. “If stablecoin issuers keep a large share of their reserves in U.S. banks, it would reduce the potential deposit flight,” Kendrick wrote. In practice, however, most reserves are not flowing back into bank deposits. The two largest stablecoin issuers, Tether and Circle, hold the bulk of their reserves in U.S. Treasuries rather than at commercial banks. As a result, Kendrick said “very little re-depositing is happening,” limiting any offsetting benefit to the banking system from stablecoin growth. What This Means for Banks and Crypto Firms The estimate of $500 billion in deposits at risk sharpens the stakes as lawmakers revisit stablecoin legislation. For banks, especially regional lenders, the concern is less about crypto trading activity and more about stablecoins becoming everyday payment and cash-holding tools. For crypto firms, the debate centers on access and competition. Stablecoins are already widely used to move funds between trading venues and across borders, and regulatory clarity could expand their role in domestic payments. As Congress weighs next steps, the balance between protecting bank funding models and allowing new payment technologies to compete remains unresolved. The outcome will influence not only deposit flows, but also how quickly stablecoins move beyond crypto markets into broader financial use.