News from the economy, politics and the financial markets
In this section of our news section we provide you with editorial content from leading publishers.
Latest news
The EBA publishes its 2025 Report on supervisory convergence, supporting a simpler and more efficient EU prudential framework
The European Banking Authority (EBA) today published its 2025 Report on supervisory convergence, as part of its broader efforts to contribute to a more efficient, streamlined and effective EU prudential framework. This work responds to the EBA’s initiatives to increase the efficiency of the regulatory and supervisory framework, including through greater transparency and a focus on supervisory convergence. The Report highlights continued progress in aligning supervisory practices across the European Union (EU), while identifying areas where further convergence is needed. It shows how strong and consistent supervision can support the simplification of the regulatory framework, reduce unnecessary complexity, and help secure a level playing field across the Single Market.
The EBA publishes a roadmap on the delivery of its mandates under the revised Deposit Guarantee Schemes Directive
The European Banking Authority (EBA) today published a roadmap outlining how it will deliver its mandates under the revised Deposit Guarantee Schemes Directive (DGSD3). The roadmap sets out the EBA’s role in implementing DGSD3 by developing a set of regulatory products to strengthen depositor protection across the EU. It also presents the timeline for these deliverables, which will ensure depositors are better informed about their rights, better protected, and that deposit guarantee schemes are prepared to act when needed.
The European Banking Authority consults on a draft methodology for setting fines under the Markets in Crypto-Assets Regulation (MiCA)
The European Banking Authority (EBA) published today a Consultation Paper with a draft methodology for setting fines in its role as supervisor under MiCA. The objective is to ensure that fines imposed on issuers of significant crypto-assets are consistent, proportionate and transparent, and effectively support compliance with the regulatory framework.
The EBA updates validation rules for supervisory reporting
The European Banking Authority (EBA) today published an updated list of validation rules defined in its reporting frameworks, as part of its regular quarterly review process. The revised package identifies rules that have (i) been deactivated due to inaccuracies or IT-related issues, (ii) been reactivated, or (iii) undergone a change in severity status.
The EBA reaches another important milestone in enhancing supervisory efficiency with its revised SREP Guidelines
The European Banking Authority (EBA) today published its final revised Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP) and supervisory stress testing, marking another key milestone in its efforts to enhance the efficiency, coherence and effectiveness of EU banking supervision. The revised Guidelines are a core deliverable of the EBA’s efficiency and simplification agenda. They build on the EBA Report on the efficiency of the regulatory and supervisory framework (October 2025) and follow the Report on simplifying the stacking orders of the EU prudential and resolution framework. The revised SREP Guidelines pave the way for a more risk-focused, efficient, proportionate and forward-looking framework for supervisors across the EU.
Latest EBA MREL dashboard shows that MREL requirements range from 25% to 29% of risk-weighted assets, depending on bank category, while bail-in remains the preferred resolution strategy
The European Banking Authority (EBA) today published its latest semi-annual dashboard on the minimum requirement for own funds and eligible liabilities (MREL), providing an update on the state of resolution planning and on the resources that banks are using to meet their requirements. As of December 2025, bail-in remains the preferred resolution strategy in terms of risk-weighed assets (RWAs), while rollover needs reach EUR 231 billion for instruments set to become ineligible over the next 12 months.
EBA updates Pillar 3 disclosure requirements on ESG risks, equity and shadow banking exposures, as part of simplification effort
The European Banking Authority (EBA) has published today its final draft Implementing Technical Standards (ITS) amending the Pillar 3 disclosure framework on environmental, social and governance (ESG) risks, and introducing disclosure requirements on equity and shadow banking exposures. The package finalises the implementation of the disclosure requirements introduced by the Capital Requirements Regulation (CRR 3). Developed in line with the EU’s simplification agenda and the Omnibus package, the ITS streamline existing requirements, and enhance usability and consistency. The ITS are aligned with the European Sustainability Reporting Standards (ESRS) and with the EBA draft ITS on ESG reporting requirements, which are currently under consultation. They should, therefore, be read in conjunction with this Consultation paper to ensure a comprehensive understanding of the overall ESG framework and to support informed feedback.
EU/EEA banks remain resilient amid rising geopolitical, market and technological risks
The European Banking Authority (EBA) published its Spring 2026 Risk Assessment Report (RAR), Q1 2026 Risk Dashboard (RDB) and Spring 2026 Risk Assessment Questionnaire (RAQ) results today.
The EBA publishes its annual assessment of banks’ internal approaches for capital requirements calculation
The European Banking Authority (EBA) today published its 2025 Reports on the annual market and credit risk benchmarking exercises, highlighting continued progress in the consistency and reliability of banks’ internal models across the EU, while identifying areas for supervisory attention as key regulatory reforms approach full implementation.
The EBA publishes its 2025 Annual Report outlining key achievements
The European Banking Authority (EBA) today published its 2025 Annual Report, outlining its main achievements and activities in delivering on its mandates under its Work Programme. In 2025, the EBA focused on streamlining and improving the efficiency of the EU regulatory framework while expanding its supervisory role, particularly under the Digital Operational Resilience Act (DORA) and Markets in Crypto-Assets Regulation (MiCA).
The EBA proposes simplifications to the EU bank capital framework in a holistic manner to strengthen its efficiency
The European Banking Authority (EBA) continues to execute on its simplification and efficiency programme. After proposals in April to reduce the reporting burden for banks and for a simpler stress-test in 2027, it publishes today a comprehensive review of the EU bank microprudential, macroprudential and resolution capital framework, including proposals to simplify it. The proposals aim to reduce complexity while preserving banks’ resilience and resolvability as well as authorities’ tools, and to ensure the framework remains focused on emerging and materially evolving risks.
The EBA launches early consultation on simplified EU-wide stress test, with climate risk integration
The European Banking Authority (EBA) published today the draft methodology, templates, and template guidance for the 2027 EU-wide stress test. The 2027 exercise introduces significant simplifications to improve efficiency and risk sensitivity, while preserving the robustness and comparability of results. Key changes include a substantial reduction in data requirements, the alignment of information with harmonised supervisory reporting, and the integration of climate risks into the EU-wide stress test. A total of 63 banks from the EU and Norway, including 47 from the euro area, will participate, covering 75% of the EU banking sector. The industry consultation is being launched at an earlier stage than for previous EBA stress tests, to facilitate banks’ preparedness.
The EBA launches Discussion Paper on Pillar 3 Data Hub for small banks
The European Banking Authority (EBA) today published a Discussion Paper which proposes a simplified process for small and non-complex institutions (SNCIs) when implementing the Pillar 3 Data Hub (P3DH). The objective is to gather stakeholder feedback on a streamlined approach under which the EBA would collect and perform the calculation and publication of Pillar 3 disclosures for SNCIs, thereby reducing the burden for the latter.
ESAs publish the first report on DORA major ICT-related incidents
The European Supervisory Authorities (EBA, EIOPA and ESMA) today published their first annual overview of major ICT-related incidents in the EU financial sector based on a reporting mechanism established by the Digital Operational Resilience Act (DORA). It shows that ICT risks are increasingly borderless and interconnected. The authorities also note that the recent evolution of highly capable AI-driven tools should encourage financial entities to strengthen cybersecurity measures to maintain their resilience going forward.
The EBA and the New York State Department of Financial Services sign a Memorandum of Understanding to foster cooperation in the supervision of international stablecoin activities
The European Banking Authority (EBA) has signed a Memorandum of Understanding (MoU) with the New York State Department of Financial Services (NYDFS) under the Markets in Crypto-Assets Regulation (MiCA). The agreement aims to strengthen cooperation in the supervision of entities engaged in cross-border stablecoin activities.
The EBA updates list of other systemically important institutions
The European Banking Authority (EBA) today updated the list of other systemically important institutions (O-SIIs) in the EU, based on notifications received from national authorities during 2025. The publication aims to increase transparency and provides a consistent overview of institutions identified as systemically important across Member States.
The EBA issues an opinion about an Austrian macroprudential measure
The European Banking Authority (EBA) provided its opinion to the European Commission about the intention by the Austrian Financial Market Authority (FMA) to increase the level of an existing sectoral systemic risk buffer to address risks in the Austrian commercial real estate market. This measure would result in the sum of the other systemically important institutions (O-SII) buffer rate and the combined systemic risk buffer rate exceeding 5% for the targeted exposures of a subset of banks. The EBA does not object to it.
European Commission launches call for candidates for the ESAs’ Board of Appeal
The European Commission has launched a call for expression of interest for the appointment of members to the Board of Appeal of the three European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs).
The EBA consults on amendments to the RTS on the assignment of risk weights to specialised lending exposures under the Supervisory Slotting Criteria Approach
The European Banking Authority (EBA) today launched a public consultation on proposed amendments to its Regulatory Technical Standards (RTS), set out in a Delegated Regulation, on the assignment of risk weights to specialised lending exposures under the Supervisory Slotting Criteria Approach (SSCA). The purpose of the amendments is to update the RTS in light of the changes introduced by the revised Capital Requirements Regulation (CRR 3) and to enhance the risk sensitivity, clarity and usability of the framework. Overall, the RTS aim to ensure a consistent and robust prudential treatment of specialised lending exposures under the SSCA across the EU, supporting sound risk management and financial stability. The consultation runs until 7 August 2026.
The EBA amends Guidelines on the definition of default
The European Banking Authority (EBA) published today its final Report amending the Guidelines on the application of the definition of default. The Report introduces targeted amendments to better reflect specific aspects of non recourse factoring. It also confirms that the 1% threshold applied to reductions in net present value loss (NPV threshold) in debt restructuring remains appropriate for prudential default recognition.
Showing 21 to 40 of 46 entries
