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EBA ESG risk dashboard shows stable climate risk exposures and continued improvements in data quality
The European Banking Authority (EBA) today published its latest Environmental, Social and Governance (ESG) risk dashboard, showing continued stability in banks’ transition and physical climate risk indicators across the EU/EEA in second half of 2025. The results also indicate gradual improvements in the availability and quality of climate-related data, particularly for energy efficiency assessments of mortgage portfolios, supporting more robust climate risk monitoring in the banking sector.
The EBA consults on reporting framework for validation and monitoring of ISDA Standard Initial Margin Model
The European Banking Authority (EBA) is consulting on a new reporting framework to support the validation and ongoing monitoring of initial margin models based on the ‘Standard Initial Margin Model’ (SIMM) developed by the International Swaps and Derivatives Association (ISDA). The proposed reporting requirements will provide the EBA with information necessary to effectively perform its role as central validator of pro forma models under EMIR, while ensuring a proportionate approach for reporting entities. The consultation runs until 2 November 2026.
The EBA publishes a no-action letter and technical considerations to support the implementation of the market risk framework for EU banks
The European Banking Authority (EBA) today published a no-action letter on the boundary between the banking book and the trading book and shared technical clarifications on issues linked to the European Commission’s Delegated Act modifying the calculation of own funds requirements for market risk based on the Fundamental Review of the Trading Book (FRTB) framework. The measures support a consistent and harmonised implementation of the revised framework across the EU.
EBA, EIOPA and ESMA propose amendments to bilateral margin requirements
The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published a final report on draft Regulatory Technical Standards (RTS), proposing to simplify the bilateral margin requirements of the European Commission’s Delegated Regulation (EU) 2016/2251.
EBA, EIOPA and ESMA call for enhanced governance and consistent supervision to mitigate ICT risks from frontier AI models in the EU financial sector
The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published a statement calling for a cross-sectoral, risk-based and consistent supervisory approach to mitigate the ICT risks stemming from frontier AI models.
The EBA-ECB-EIOPA “Data Point Model Alliance” consults on improvements to their data dictionary metamodel to better support statistical and supervisory reporting
The Data Point Model Alliance, a joint initiative of the EBA, ECB and EIOPA, is committed to making financial sector statistical and supervisory reporting across the EU simpler, smarter and more proportionate. To facilitate the integration of reporting, they launched today a public consultation on enhancements to their DPM metamodel for two months. They also published naming conventions for a consistent approach to metadata.
The EBA seeks feedback on the 4.4 draft technical package of its reporting and disclosure framework
The European Banking Authority (EBA) today published a draft technical package for version 4.4 of its reporting and disclosure framework, covering IFRS 18 reporting, Pillar 3 ESG disclosures and other technical amendments.
The EBA consults on rules to further improve depositor protection under the revised Deposit Guarantee Schemes Directive
The European Banking Authority (EBA) today launched four public consultations on proposed rules to further strengthen depositor protection, preserve financial stability, and further harmonise depositor protection standards across the EU under the revised Deposit Guarantee Schemes Directive (DGSD3). The EBA seeks stakeholders’ feedback on Implementing Technical Standards (ITS) on depositor information, ITS on information exchange between credit institutions, Deposit Guarantee Schemes (DGSs) and other relevant authorities, Regulatory Technical Standards (RTS) on the treatment of client funds protection standards across the EU, and Guidelines (GL) on how DGSs should invest funds collected from the industry. The four consultations run until 23 October 2026.
The EBA publishes its final draft technical standards on material acquisitions, material transfers, mergers and divisions under the Capital Requirements Directive
The European Banking Authority (EBA) today published its final draft Regulatory Technical Standards (RTS) and Implementing Technical Standards (ITSs) on material acquisitions, transfers of assets or liabilities, mergers and divisions involving credit institutions or (mixed) financial holding companies under the Capital Requirements Directive (CRD). The standards aim to support banking consolidation and deepen EU market integration by clarifying supervisory expectations, reducing regulatory uncertainty, and promoting a consistent prudential assessment framework across the European Union.
The EBA consults on amendments to data collection for the 2027 market risk benchmarking exercise
The European Banking Authority (EBA) today launched a consultation on amendments to the Implementing Technical Standards (ITS) governing the benchmarking of internal models and the standardised approach for market risk for the 2027 exercise. The proposed amendments aim to ensure that the benchmarking framework remains aligned with the evolving regulatory framework, while providing institutions and supervisors with adequate time to prepare for the implementation of the upcoming market risk requirements. This consultation runs until 3 September 2026.
Joint Board of Appeal dismisses appeal against the EBA
The Joint Board of Appeal of the European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) has issued a decision stating that an appeal brought by an individual against the European Banking Authority (EBA) is inadmissible.
The EBA releases the final technical package for its 4.3 reporting framework to support Third-Country Branches reporting and AML Authority risk assessment data collection
The European Banking Authority (EBA) today published the final technical package for version 4.3 of its reporting framework. The package implements the new reporting requirements for Third-Country Branches (TCBs) under the Capital Requirements Directive (CRD) and supports the implementation of a risk assessment data collection exercise by the Anti-Money Laundering Authority (AMLA).
The EBA issues Opinion on the implementation of IFRS 18 in supervisory financial reporting to support consistency with IFRS requirements
The European Banking Authority (EBA) has published today an Opinion providing guidance on how institutions can report profit or loss information during the interim period between the first application date of IFRS 18 and the first application date of the amending Implementing Technical Standards (ITS) on supervisory financial reporting (FINREP), which are currently under consultation. The Opinion aims to support institutions by avoiding the operational burden of maintaining two different profit or loss formats during the transition period. It is also consistent with the EBA’s broader efforts to simplify and streamline the EU supervisory reporting framework.
The EBA publishes final Guidelines on the authorisation of third-country branches under the Capital Requirements Directive
The European Banking Authority (EBA) today published its final Guidelines on authorisation of third-country credit institutions to set-up a third-country branch (TCB) in a Member State. These Guidelines were mandated by the Capital Requirements Directive (CRD6) which introduced a new regime for TCBs and contribute to the harmonised access to the EU market for banking services.
The ESAs support ESRB warning on systemic cyber risks from frontier AI models
The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) welcome and support today’s warning from European Systemic Risk Board (ESRB) on the systemic cyber risks posed by frontier AI models.
The EBA publishes 2025 loss data for immovable property markets under Article 430a of the Capital Requirements Regulation
The European Banking Authority (EBA) today published its annual dataset on losses and exposures for residential and commercial immovable property across the European Union and European Economic Area for 2025, in line with Article 430a(3) of the Capital Requirements Regulation (CRR). The publication provides a centralised and harmonised source of data on losses and exposures relating to residential and commercial immovable property across the EU/EEA. The data are drawn from supervisory reporting submitted by institutions and are presented by national immovable property market.
Targeted EBA peer review finds high compliance on Pillar 3 disclosures but calls for greater consistency
The European Banking Authority (EBA) today published the results of its targeted Peer Review on the supervision of compliance with the Capital Requirements Regulation (CRR) and the Bank Recovery and Resolution Directive (BRRD) provisions aiming to facilitate market discipline through bank disclosure (“Pillar 3”). The Review found that the competent authorities under review have fully or largely embedded Pillar 3 requirements into their supervisory frameworks and that their practices are efficient overall. Consistency across jurisdictions could, however, improve.
The EBA launches consultation on key performance indicators of Taxonomy disclosures
The European Banking Authority (EBA) today published a Discussion Paper on certain key performance indicators (KPIs) and other aspects of the Disclosures Delegated Act, under Article 8 of the Taxonomy Regulation. The aim is to consult the public on potential measures to simplify and enhance the usability of information disclosed by credit institutions and investment firms. The consultation is open until 12 August 2026.
The EBA clarifies its Product Oversight and Governance Guidelines which address greenwashing risks in ESG products
The European Banking Authority (EBA) today published revised Guidelines on product oversight and governance (POG) for retail banking products. They clarify requirements for products with environmental, social and governance (ESG) features whenever offered and sold to consumers and address greenwashing risks. The Guidelines aim to ensure that financial institutions apply robust standards when designing and distributing ESG-related retail products, with a view to reducing the risk of consumers being misled or sold products that do not meet their needs.
EU deposit guarantee scheme funds to protect depositors against bank failures continue to grow and have reached a volume of €85bn, the EBA observes
The European Banking Authority (EBA) today published end-2025 data on two key concepts and indicators in the DGSD, namely financial means available to, and covered deposits protected by DGSs. This annual publication, covering each Member State, enhances transparency and accountability across the EU to the benefit of depositors, markets, policymakers, DGSs and Members States.
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