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The $500 Billion 'Trojan' Machine: Inside the New Era of Automated Digital Predation (Stanley Epstein)
How malware-as-a-service, biometric hijacking, and AI-driven deception are transforming cybercrime i...
Evolving expectations: how FINTRAC is redefining MSB presence in Canada (Ihor Kreshchenko)
In recent months, many MSBs (Money Services Businesses) registered in Canada have started receiving ...
Hybrid Payment Models Are Modernizing the Fleet Industry Without Sacrificing Closed Loop Strengths (Piers Horak)
The fleet card market is experiencing its most significant change since proprietary fuel networks we...
The SaaS-pocalypse Isn’t Wrong. It’s Just Misunderstood (Mayuri Jain)
A lot of people are reacting to the “SaaS-pocalypse” narrative as if it is exaggerated, sensationa
Data As the New Strategic Asset (Ya Maram Sosseh)
The success of the modern corporate and financial world depends more than ever on the availability
Agentic commerce will only scale if banks help set the rules (Julian Farley)
Agentic commerce is getting plenty of attention, much of it centred on how much easier it could make...
Customer Due Diligence Needs a Control Plane, Not a Checklist (Victor Mendez)
The Checklist Delusion at the Heart of the Control Why a Complete File Is Not a Working Control Most...
The Agent Economy: Why Agentic Commerce Cannot Scale Without Causal Architecture (Vallikat Peethamber)
The Agent Economy: Why Agentic Commerce Cannot Scale Without Causal Architecture Autonomous AI agent...
The Money Trail That Never Stops: Understanding Daisy Chains in Payment Networks (Achraf El Ouali)
Most monitoring systems are very good at spotting single events: a large transfer, a sudden spike,
What is ERC-3643? The Token Standard Powering Institutional Finance (Umair Ahmad)
$32 billion+ tokenized across 180+ jurisdictions. DTCC integrated it into ComposerX. SEC Cha...
Deep Dive: Agentic Commerce and Payment Protocols (Sam Boboev)
Deep Dive: Agentic Commerce and Payment Protocols Agentic commerce is shifting online buying from “...
The Great Digital Money Illusion: Why Your Future Wallet Is Not About Technology (Stanley Epstein)
Introduction: The Danger of Familiar Words In the halls of modern finance, words like "stablec
MiCA: Why Entity Identification Is Now a Compliance Cornerstone (Steve Waite)
As the EU's landmark crypto regulation moves from aspiration to enforcement, the humble Legal Entity...
The Battle for Machine Trust: Architecting Secure, Responsible AI (Quadri Owolabi)
Artificial intelligence is rapidly becoming the operational substrate of modern finance and enterpr
Transport Ticketing Outlook: Data Proves a Demand for Digital (Yann Chermat)
Traditionally, users of public transport were issued with a physical ticket as proof of payment, iss...
Regulation isn’t slowing fintech down—it’s forcing it to operate like an industry (Aaron Holmes)
Fintech has long been defined by speed, but not always by control. For years, innovation has been dr...
Energy arrears are the clearest warning sign of deeper financial strain (Ren Yi Hooi)
As household energy arrears climb above £4bn, Ren Yi Hooi, CEO at Lightning Reach, argues that falli...
Crypto KYC Runs on a Calendar. The Travel Rule Runs on Transactions. (Victor Mendez)
Most crypto exchanges run their KYC process on a calendar. Every twelve months, the compliance team ...
Is friendly fraud the payments industry's problem to solve or its problem to admit? (Monica Eaton)
Here is the uncomfortable truth about friendly fraud: we created it. Not consumers. Not fraudsters. ...
Unconstrained Banking (Stanley Epstein)
Introduction: The End of the Old Limits For most of modern history, banking resembled a carefully en...
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