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Why Europe’s SME platforms cannot copy the U.S. embedded payment playbook (Roberto Catanzaro)
This article is co-authored with Mariagiovanna Di Feo and Karim Ahmad, partners at the leading consu...
Four Types of B2B Customers That Should Give Any CFO Pause (Steve Carpenter)
Landing any new enterprise customer feels like a win. The contract is signed, the deal is celebrated...
Zero-Knowledge KYC: The shift from ‘collect and store’ to ‘prove what’s needed’ (Victor Mendez)
Compliance got more fragile by storing more data For years, the standard approach to traditional KYC...
What If We Sold Our Data on Our Own Terms? (Joris Lochy)
"If you’re not paying for the product, you are the product.". It’s a phrase we’ve all hea
Your Payment Integration Is Only as Strong as Your Business Model (Milko Filipov)
Why Payment Integrations Often Go Wrong - Even in Experienced Teams Within most merchant organizatio...
The Bank of England’s Banking Data Review: From Regulatory Reporting to Regulatory Intelligence (Judy Zhu)
The transformation of prudential data is rapidly becoming one of the most significant structural cha...
Is Embedded Finance the Growth Loop Lurking in Your Checkout Flow? (Durga Krishnamoorthy)
Ever been in a roadmap meeting obsessed with AI features or gamification, while ignoring the payment...
Lion Is in the Room: Stablecoins Have Arrived (John Bertrand)
The stablecoin lion is already in the room. The question is not whether it should be there. The ques...
When Your Customer Is a Machine, How Will Competitors Poison Your Brand? (Cagatay Zor)
Imagine waking up tomorrow to find your company’s market value sliding fast. Not because your produc...
Stablecoins: separating myth from reality and readying for the future (Eddie Harrison)
Stablecoins are having a moment. Regulatory tailwinds like Hong Kong's Stablecoins Ordinance are bui...
Have chargebacks become the default customer service channel? (Monica Eaton)
Trust underpins every transaction in the payments ecosystem. Issuers, merchants, networks and consum...
Architecting Intelligence: How Banks Transition from Ad-hoc AI to Agentic Systems (Quadri Owolabi)
Banks are entering a decisive phase in their AI evolution. After years of deploying isolated machin
Stablecoins as State Machines: The Architecture of Programmable Settlement (Avik Nandi)
Most discussions about stablecoins still orbit around speed and cost. They are described as faster t...
The European Union is changing gear (Bo Harald)
Ursula von der Leyen has placed competitiveness at the centre of the agenda, prioritised as: Simpli...
Deep Dive: Why Fintechs and Crypto Companies Want US Bank Charters (Sam Boboev)
I treat “getting a charter” as buying a different physics model for your business. It is not brandi...
Instant Payments Beyond Speed: Settlement as the True Anchor of Financial Stability (Romy Klenquen)
Introduction The global conversation around instant payments has matured. What began as a debate cen...
Funding Is Not the End of the Line: What Comes Next (Angelo Butsianis)
Lenders DON'T just underwrite profits! Closing a major loan or investment can feel like crossing a f...
AI Agents at Scale (Stanley Epstein)
Why 2026 Is the Inflection Point for Enterprise AI Agents — and Why Governance Will Decide the Winne...
Has all this ‘AI adoption’ by big banks really made getting business loans easier yet? (Jesse Spence)
Banks and financial companies talk a lot about using artificial intelligence. Most banks around the ...
Top Five pitfalls to avoid during cloud transformation by Asset and Wealth Managers (Vishal Rodage)
Abstract Since the inception of the cloud infrastructure more and more organisations are riding the ...
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