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The Valuation Mirage (Stanley Epstein)
Why AI and Fintech startups are being priced for a future that may never arrive. Introduction Artifi...
Deep Dive: Mastercard Verifiable Intent vs Visa Trusted Agent Protocol (Sam Boboev)
Agentic commerce breaks a core assumption of online payments, that a human is directly clicking “bu...
Does Europe fully enough understand the opportunity? (Bo Harald)
The first step in the trust infrastructure is the shift from exchanging documents to information exc...
The New Geography of Wealth: Why Investors Are Looking to Smaller Financial Centers (Luigi Wewege)
For decades, the global financial landscape was dominated by a handful of major hubs. Cities such a
Deposits are shifting. What’s driving it and what banks do next (Vitaliy Abayev)
Deposit migration is visible in transaction data. KlariVis’ February 2026 study examines customer-in...
Planning your exit? Here are five things you need to consider (Anthony Villis)
The tax year reset is in sight, making this time of year a key strategic window for business owners ...
The Pilot Graveyard: Why Bank AI Projects Stall Between Proof of Concept and Production (Chetan Channe)
The AI in banking market is on course from $26 billion to $546 billion. The gap between investment a...
Stablecoins to Intelligent Payment Routing: Building an AI Payment Orchestration Layer (Prototype) (Avik Nandi)
Over the past year, I have been writing a series of articles exploring the evolution of stablecoins ...
How operational trust will unlock successful 2026 AI outcomes (Dominic Mensah)
From Tier-1 investment banks to regional insurers, the mandate to integrate AI, reduce costs, and
The AI Sentinel: How Artificial Intelligence Is Redefining Trust in Global Payments (Quadri Owolabi)
Introduction The global payments ecosystem is undergoing a fundamental transformation. For decad
Why dispute management is overdue for an overhaul (Monica Eaton)
For decades, the payments industry has treated disputes as an unavoidable cost of doing business. A ...
Identity as the Regulatory Shield for Agentic Banking (Adam Preis)
For years, banks have treated artificial intelligence as a passive analytical tool. From rules-based...
Stablecoins and the Rewiring of Global Finance (Stanley Epstein)
How regulated digital assets and real-time cross-border integration are reshaping payments—and why r...
Building a Scalable Remittance Platform: Lessons for Growing Money Transfer Operators (Nikunj Gundaniya)
The global remittance market crossed USD 860 billion, and the number keeps rising each year. More us...
Conditional Liquidity: The Missing Layer in Financial Infrastructure (Raffaele Varone)
Over the past decade, financial innovation has focused on one primary goal: moving money faster. ...
What impact can European Business wallets have on general-purpose AI regulation? (Bo Harald)
I am trying to get my head around regulation proposals in EU, the UK and Canada to be able to commen...
Stablecoin and the Payment Association Lions, Elephants and the PA manifesto: (John Bertrand)
1. Context: Two Animals in the Room and the PA Manifesto The Payment Association (PA), as the pri
The Growing Demand for Privacy-Preserving Payment Rails (Konstantin Rabin)
The processing, routing, and storage of transactional data are undergoing a significant change in th...
The Future of Premium Credit and Charge Cards (Kunal Patel)
The premium card market has always been fascinating. For decades, premium credit and charge cards ha...
My takeaways from the 1LoD Financial Crimes Summit 2026 (Anurag Mohapatra)
On 11th March, 2026, I attended the 1LoD FinCrime Summit in Manhattan. The event was held at Chelsea...
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