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Payment Descriptors: Static, Dynamic, Soft and Hard (Konstantin Dubovitskiy)
Basics of Descriptors. A billing descriptor is a text that is displayed on the statement of a payor....
The KYC Check Is a Verification Problem, Not a Data Problem (Victor Mendez)
Compliance teams at financial institutions still describe the KYC check as "getting the documen...
A rude awakening to AI-risks (Bo Harald)
Many of us are deeply impressed by how large language models (LLMs) already help us find informati
Why Financial Risk Models Must Go Causal (Vallikat Peethamber)
Why Financial Risk Models Must Go Causal — And What the Industry Gains When They Do The financial i
When the Network Buys the Workflow (Aaron Cheiffetz)
When the Network Buys the Workflow Two acquisitions in commercial payments, announced within months ...
Why the CFO's Next Hire Won't Be Human — It Will Be a Causal Graph (Vallikat Peethamber)
Why the CFO's Next Hire Won't Be Human — It Will Be a Causal Graph The finance function has spent t
Beyond the Chatbot: Why Financial Services Firms Need Causal Knowledge Graphs (Vallikat Peethamber)
Beyond the Chatbot: Why Financial Services Firms Need Causal Knowledge Graphs — Not Just Language
Why Most Digital Transformation Programs Fail to Scale Beyond the Pilot Stage (Palak Sheth)
Across financial services and enterprise technology, digital transformation has become a default str...
Why AI Productivity in Financial Services Depends on Representation, Not Just Intelligence (Raktim Singh)
Banks and financial institutions are rushing to deploy copilots, assistants, and agents. But the nex...
How Click to Pay is helping merchants improve checkout conversion and reduce fraud (Christian Piponides)
Consumers have come to expect a highly personalised, intuitive, and seamless payment experience, whe...
The inclusion paradox at the heart of Thailand’s banking system (Lewis Ide)
Thailand has built world-class payments infrastructure. Now it needs the core banking architecture t...
The Future of Liquidity: From Custodians to Code (Raffaele Varone)
For decades, financial systems have relied on a simple principle: trusted intermediaries control the...
What Banks and Fintechs Actually Look for in a Technology Partner? (Nikunj Gundaniya)
More than 70% of customers switch financial providers after a poor payment experience. That is not j...
The Fragmented Future of Finance: How Gen Z Blew Up the Advice Model (Fernando Henrique Silva)
If Millennials were the generation that embraced digital investing, Gen Z is the generation of the a...
Representation Standards: The Missing Infrastructure Layer in the AI Economy (Raktim Singh)
Why financial, regulatory, and enterprise systems must redefine machine-trusted reality. The AI conv...
AI Code Quality: The Junior Engineer Equilibrium (Igor Kostyuchenok)
What the Data Actually Shows About AI-Assisted Coding The software industry has embraced AI codin
Anti Money Laundering Compliance Is Now A Single Rulebook Problem (Victor Mendez)
The stack most firms still run was built for a regime that no longer exists Directive-era muscle mem...
The Rise of Shadow AI in Financial Institutions (Rom C)
There’s a quiet shift happening inside banks right now—and most leadership teams are underestimating...
Building Fintechs That Last: Designing for 10 Years, Not 10 Months (Ruchi Rathor)
In fintech, momentum often drives decision-making. New features, rapid integrations, and aggressive ...
Why Payment Resilience Is No Longer Optional for Banks (Anders Olofsson)
How leading financial institutions are building unbreakable payment infrastructure — and what Icon S...
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