Warning Savings protection Warning The AMF and the ACPR warn the public against the activities of several entities offering investments in Forex and in crypto-assets derivatives in France without being authorized to do so

1.3 Wed 30/09/2020 - 12:00 Reference texts Articles 318-44, 321-77, 321-81 and 323-39 of the General Regulation Articles 47, 48 and 92 of Delegated Regulation (EU) 231/2013 of the European Parliament and of the Council of 19 December 2012 …

Ebene, Mauritius, April 24th, 2026, FinanceWire IUX highlights its participation at Trader Fair Lagos 2026, where the company joined as a Gold Sponsor and exhibitor, engaging with traders, partners, and industry participants across Nigeria’s growing trading community. Held in Lagos, the event provided a platform for IUX to connect with a broad audience, including beginner traders, active market participants, introducing brokers (IBs), affiliates, and trading educators. Throughout the event, the IUX booth maintained steady visitor engagement, supporting the interaction and relationship development within the local market. A key highlight of IUX’s presence was the speaking session, “Your Edge, Optimized: Why Traders Don’t Fail — Their Trading Environment Does,” delivered by David Agbelayi, Key Account Manager of IUX. The session focused on how different elements of a trading environment may influence user experience and trading approaches. Designed to be accessible to participants with varying levels of experience, the session encouraged audience engagement and knowledge sharing. “Events like Trader Fair play an important role in supporting knowledge sharing within the trading community,” David said. “By bringing together a range of perspectives, from experienced professionals to emerging participants, they create a space for open discussion, exchange of ideas, and ongoing professional development.” The event also created opportunities for discussions across key areas and explored opportunities for future collaboration within Nigeria and the South African market. Trader Fair Lagos 2026 forms part of IUX’s broader engagement across emerging markets, supporting its approach to strengthening regional presence through direct interaction, education-focused initiatives, and ongoing communication with the trading community. About IUX IUX delivers a trading environment built on performance, and reliability, designed to meet the needs of professionals*. From developing your edge to refining established strategies, our technologies, and tools are optimized to support a more efficient trading experience. With expanding market access, secure infrastructure, and professional-grade usability, IUX supports traders to operate with clarity, and confidence. For more Information: IUX *CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading CFDs with this provider. Investors should consider whether they understand how CFDs work and whether they can afford to take the high risk of losing their money. Contact Corporate Communications Officer Philip W. IUX philip@iux.com

Quillon, an AI platform for technical accounting and financial reporting, today announced the close of $1.5 million in pre-seed funding and its rebrand from Acclara AI. The round was led by 42CAP, with participation from angel investors affiliated with NVIDIA and Roblox, who backed the company ahead of the institutional round. Founded in 2023 by Nikolay Dakov, Ivaylo Stefanov, and Atanas Dobrev, Quillon is built in Sofia, with operations in San Francisco, and focuses on technical accounting - a specialised area that involves interpreting complex accounting standards and preparing detailed memos designed to withstand scrutiny from auditors and, in some cases, the US Securities and Exchange Commission. This analysis underpins critical financial decisions, including mergers, debt restructurings, and revenue recognition, where errors can lead to restatements, regulatory inquiries, and material financial impact. While many accountants have begun using general-purpose AI tools to manage increasing workloads, such tools often lack auditability. They may generate unverifiable or incorrect citations and fail to provide a clear connection between conclusions and underlying accounting standards. Quillon addresses this gap through a platform built on a proprietary knowledge graph of accounting standards, integrated with EDGAR. It enables users to navigate accounting questions step by step, linking each conclusion directly to source material, while combining research, contract analysis, peer benchmarking, and memo drafting in a single workflow. The system allows accountants to review, edit, and validate each stage, maintaining human oversight while increasing efficiency, with every output traceable to its originating source. "For two years we've watched technical accountants try to use general-purpose AI to keep up with a workload that's outpaced hiring," said Nikolay Dakov, co-founder and CEO of Quillon. They couldn't - because no auditor will defend output that the AI cannot cite. We built Quillon to close that gap: a workspace where the AI does the analysis, the accountant drives at every step, and every claim traces back to the exact paragraph in the standards. The platform initially focuses on technical accounting memos, which inform nearly all financial reporting decisions within public companies. The company plans to expand into broader financial reporting workflows, including quarterly and annual disclosures. The funding will be used to expand Quillon’s engineering and go-to-market capabilities, supporting its transition from a research-oriented product to a platform that produces finalised deliverables and performs end-to-end accounting workflows.

FinTelegram’s Rail Atlas analysis have repeatedly observed Revolut’s Open Banking endpoint inside layered offshore casino payment flows. The pattern appears to combine anonymous gateways, open-banking intermediaries, and Revolut’s own customer-side payment infrastructure. This does not prove knowing facilitation by Revolut — but it raises serious questions about monitoring, merchant transparency, and whether casino-related flows have become a hidden growth vector inside one of Europe’s fastest-growing fintech platforms. Key Findings Revolut appears repeatedly in observed casino payment paths. FinTelegram has reviewed multiple offshore casino rails where deposits route toward oba.revolut.com, often through intermediary open-banking layers. The rail structure is layered by design. Typical pattern: casino site → anonymous gateway → open-banking provider → bank/open-banking API. Contiant traffic is a red flag. The uploaded SimilarWeb screenshots show Contiant traffic heavily concentrated in the Netherlands, with casino domains among top referrals and oba.revolut.com among top outgoing destinations. Revolut itself recognises gambling-payment risk. Revolut states that some European countries require it to block payments to and from illegal gambling providers, and that it enforces regulator lists where applicable. Revolut Business terms prohibit gambling activity. Revolut’s UK Business Terms list “binary options or gambling” among prohibited business activities. Annual accounts do not disclose iGaming exposure directly. Revolut’s 2025 annual report shows explosive growth in customers, transaction volume, payments revenue, payment acceptance, and Revolut Business — but no specific casino/iGaming segmentation. Financial-crime risk is acknowledged. Revolut’s 2025 report states that its systems analysed over 10 billion transactions and that more than one-third of its workforce works in Financial Crime Prevention. Rail Map: The Observed Casino Payment Flow FinTelegram’s working model is as follows: Player → Offshore casino → anonymous payment gateway → open-banking intermediary → Revolut Open Banking endpoint → player’s Revolut account Observed or reported rail elements include: LayerExamplesCompliance relevanceCasino front-endSkyhills, Epicbet, Wizebets, Spacehills and others shown in traffic referralsUnlicensed/offshore iGaming exposureFirst-hop gatewaysecurepayins.com, urbenics, casino-branded gateway pagesMerchant opacity / transaction laundering riskOpen-banking layerContiant, Yapily Connect, Perspecteev, SaltEdgePayment initiation / routing layerBank/API endpointoba.revolut.comRevolut-side account/payment infrastructure The key compliance issue is not simply that a Revolut customer may gamble. The issue is whether repeated, structured, high-volume flows through Revolut-linked open-banking infrastructure indicate a recognisable casino payment corridor that should trigger enhanced monitoring, blocking, reporting, or regulatory review. Revolut’s Role in the Observed Rails Revolut’s Open Banking API is described by Revolut as the gateway for third-party providers to interact with Revolut customers and products, including account information and payment initiation. This matters because the observed casino rails do not always appear as simple card payments to a gambling merchant. Instead, the flows appear to use open-banking payment initiation and intermediate gateway domains. That structure can make merchant identification harder and can blur whether the transaction is seen as gambling, generic account-to-account transfer, gateway payment, or customer-authorised payment. Revolut cannot be accused, on the basis of this evidence alone, of knowingly facilitating illegal gambling. But the repeated appearance of oba.revolut.com in offshore casino rail analysis creates a serious compliance question: does Revolut’s monitoring framework identify the upstream casino context when payments arrive through third-party open-banking layers? The Open Banking Layer: Contiant, Yapily, Perspecteev, SaltEdge Similarweb statistics on Contiant Contiant is a Bulgarian open banking infrastructure provide. Contiant SimilarWeb screenshots show a highly concentrated traffic profile. In March 2026, Contiant traffic was reportedly 93.21% Netherlands, with Germany, Norway, the UK, and France far behind. The referral screenshot shows casino domains as top referrers, including skyhills.com, epicbet.com, wizebets.com, and spacehills.com. The outgoing-traffic screenshot shows bank destinations including KBC, Rabobank, ING, SNS Bank, and oba.revolut.com. This is not proof of illegality by Contiant or Revolut. It is, however, a strong traffic-intelligence indicator that Contiant functions as a casino-facing open-banking routing layer, with Revolut among the destination banks offered to players. Read our Contiant reports here. Traffic Intelligence: What the SimilarWeb Data Suggests FinTelegram’s working interpretation: ObservationInterpretationConfidenceContiant referrals dominated by casino domainsContiant appears materially exposed to casino payment trafficCorroborated by screenshotNetherlands accounts for over 93% of Contiant trafficDutch player market appears central to this railCorroborated by screenshotoba.revolut.com appears among top outgoing linksRevolut Open Banking is part of the downstream railCorroborated by screenshotSimilarWeb reportedly shows over 1.1m visits to oba.revolut.com in March 2026Revolut Open Banking has significant traffic scaleFinTelegram-held traffic dataAnonymous first-hop gateways appear before open-banking providersLayering may obscure merchant contextWorking hypothesis Traffic analytics should be treated as intelligence, not final evidence. They show directionality, referrals, and routing patterns — not necessarily contractual relationships, settlement flows, or regulatory responsibility. Financial Statement Angle: Can iGaming Exposure Be Seen in Revolut’s Accounts? Directly: no. Indirectly: possibly. Revolut’s 2025 annual report does not disclose gambling, iGaming, casino, MCC 7995, or high-risk merchant exposure as a standalone segment. However, the report contains several data points relevant to the Rail Atlas hypothesis: Retail customers rose to 68.3 million, and retail transaction volume reached £986 billion in 2025. Business customers reached 767,000, and business transaction volume reached £277 billion. Revenue increased to £4.5 billion, with card payments the largest revenue stream at 22.2% of total revenue. Revolut Business accounted for 16% of total income, while payment acceptance volumes increased 228% year-on-year. Revolut states that financial crime risk includes the risk that its products and services are used to facilitate illegal activity, and that failures may lead to enforcement action, fines, restrictions, or reputational damage. The financial statements therefore do not prove iGaming dependence. But they do show a company whose growth is heavily driven by transaction volume, payment acceptance, business accounts, open banking, and high-frequency customer usage. If offshore casino flows are material, they would likely be buried inside broader payment, account-to-account, card, or business-payment categories. Regulatory Context Revolut’s own help pages acknowledge that some European countries require it to block transactions to and from illegal gambling providers, and that regulators publish licensed or unlicensed gambling-provider lists which Revolut enforces where applicable. This is critical. Revolut is not blind to the category. It recognises that illegal gambling payments are a regulated payment-risk domain. The compliance challenge is whether open-banking layering allows casino payments to bypass conventional merchant-category detection. Norway is especially relevant. Public reporting and legal materials describe Norway’s payment transaction ban as requiring banks and financial institutions to block payments connected with unlicensed gambling operators. FinTelegram has separately reported on the alleged use of Revolut as an “entry wallet” in Norwegian offshore gambling flows. Compliance Assessment FinTelegram’s initial assessment is that Revolut should be expected to monitor at least five risk layers: Known casino domains feeding open-banking intermediaries. Repeated customer deposits to offshore casino-linked gateways. Open-banking payment initiation patterns involving high-risk gateway domains. Geographic concentration in regulated or restricted gambling markets, including the Netherlands and Norway. Mismatch between apparent merchant/gateway descriptors and underlying gambling activity. The core issue is not only MCC 7995. Open banking may not always present the same clean merchant-category indicators as card acquiring. That is precisely why layered rails create a compliance blind spot. Evidence & Confidence Table Entity / Rail ElementObserved RoleEvidence TypeJurisdictionConfidence GradeRevolut / oba.revolut.comDownstream open-banking endpointTraffic analysis, rail observationsUK / EEACorroboratedContiantOpen-banking intermediarySimilarWeb screenshotsBulgaria / Netherlands-facing trafficCorroboratedYapily ConnectOpen-banking layerFinTelegram rail observationsUK / EEACorroboratedPerspecteev / SaltEdgeOpen-banking / data layerFinTelegram rail observationsFR / EEACorroboratedsecurepayins.comAnonymous gatewayFinTelegram observationsUnknownCorroboratedurbenicsAnonymous gatewayFinTelegram observationsUnknownCorroboratedOffshore casino brandsOriginating merchantsCasino-site payment testing / traffic dataOffshoreCorroborated Open Questions to Revolut Does Revolut monitor oba.revolut.com traffic for upstream casino or gambling-originated payment flows? Does Revolut classify payments initiated through Contiant, Yapily, Perspecteev, or SaltEdge differently from direct card gambling payments? Does Revolut maintain a list of casino-linked gateway domains such as securepayins.com or urbenics? How does Revolut determine whether an open-banking payment is connected to an illegal gambling operator? Has Revolut identified Contiant as a high-risk open-banking traffic source? How many Revolut customer accounts were restricted or closed in 2025 for gambling-related or casino-payment activity? Does Revolut report suspicious casino-related payment patterns to FIUs or gambling regulators? Does Revolut’s financial-crime monitoring include merchant-domain intelligence and referral-chain analysis? Has Revolut received inquiries from Norwegian, Dutch, UK, Lithuanian, or other EU regulators about offshore gambling payment flows? Does Revolut consider casino-related open-banking traffic a material compliance risk? Conclusion This initial Rail Atlas report does not allege that Revolut knowingly enables illegal gambling. It establishes a more precise and regulator-relevant point: Revolut’s Open Banking infrastructure appears repeatedly in observed offshore casino payment paths, often after multiple layers of anonymous gateways and open-banking intermediaries. That pattern deserves scrutiny. Revolut’s own public materials show that it recognises gambling-payment restrictions and invests heavily in financial-crime prevention. Yet the observed rails suggest that open-banking structures may create a new form of transaction-laundering risk: not by hiding money entirely, but by hiding the commercial context of the payment. The next Rail Atlas installments should focus on the individual rail components — Contiant, Yapily Connect, Perspecteev/SaltEdge, securepayins.com, urbenics, and the casino brands feeding those rails. Whistle42 Call FinTelegram invites Revolut insiders, open-banking providers, casino payment agents, compliance officers, payment processors, affected players, and whistleblowers to submit confidential information through the Whistle42 platform. We are especially interested in payment descriptors, gateway contracts, merchant onboarding files, compliance alerts, blocked-payment records, and internal risk assessments relating to offshore casino flows. Share Information via Whistle42

NZX advises that Morgan Stanley has been accredited as a Clearing Participant on the NZX Derivatives Market, ahead of the S&P/NZX 20 Index Futures launch on 28 April 2026. Clearing Participants provide post-trade services including the clearing and settlement of derivatives transactions, supporting the safe and efficient functioning of the market. NZX General Manager, Market Operations and Clearing, Felicity Gibson says NZX is pleased to welcome Morgan Stanley to the NZX Derivatives Market as a Clearing Participant. “As a leading global financial institution, Morgan Stanley's accreditation underpins the post-trade infrastructure supporting the S&P/NZX 20 Index Futures and is a positive step for the ongoing development of New Zealand's derivatives market,” Ms Gibson says. Morgan Stanley Managing Director, Listed Derivatives Execution & Clearing Services, Yanny Leung says Morgan Stanley is pleased to be accredited as a Clearing Participant on the NZX Derivatives Market. “We look forward to supporting the development of New Zealand’s capital markets by providing clearing services that help market participants access and manage New Zealand equity exposure efficiently,” Ms Leung says.

Key takeaways Pullback driven by geopolitical risk and USD strength: EUR/USD declined ~1.5% from its recent high as stalled US–Iran talks and rising oil prices boosted safe-haven demand for the US dollar.Macro backdrop turning supportive for euro: A steepening Eurozone–US rate differential suggests a relatively less dovish ECB versus the Fed, providing underlying support for EUR/USD.Technical setup points to potential rebound: Price is testing key support at 1.1665/1.1635 with bullish signals (trend above major MAs, RSI divergence, ascending channel), indicating a possible reversal unless support breaks. The EUR/USD hit a recent two-month high of 1.1849 printed on last Friday, 17 April 2026, and turned soft due to the stalled second round of US-Iran peace talks, where it declined by 1.5% to hit a low of 1.1669 on Thursday, 23 April 2026.Secondly, cracks have appeared in the extended ceasefire agreement, where both sides are using force to prevent oil tankers from transiting the Strait of Hormuz, which led to a 10% plus rally in oil prices, increasing the appeal of short-term safe haven demand status on the US dollar.Interestingly, the EUR/USD’s five-day decline from its recent two-month high has reached an inflection area for a potential bullish reversal from a technical analysis and intermarket perspective.Let’s uncover these factors in greater detail.Eurozone/US implied interest rate policy curve spread has steepened Fig. 1: Eurozone-US implied interest rate policy curve spread as of 23 Apr 2026 (Source: MacroMicro). The monthly implied future policy interest rate curves for the Eurozone and the US are calculated using short-term interest rate futures that are highly sensitive to the expectations on these countries’ central banks' monetary policiesThe current Eurozone/US implied interest rate policy curve spread for the period from May 2026 to September 2026 has steepened from three months ago, with the current September 2026 reading standing at -1.32% compared to -1.37% three months ago (see Fig. 1).These observations suggest that the ECB is likely to be less dovish or more hawkish than the Fed, which in turn could provide support for a potentially firmer EUR/USD.Let’s now focus on the potential short-term trajectory (1 to 3 days) of EUR/USD.EUR/USD – Minor uptrend phase from 13 March 2026 low remains intact Fig. 2: EUR/USD minor trend as of 24 Apr 2026 (Source: TradingView). Despite the five-day decline seen in the EUR/USD, its price actions are still trading above the 20-day, 50-day, and 200-day moving averages.Watch the 1.1665/1635 key short-term pivotal support, and a clearance above 1.1722 (potential upside trigger) may see the next intermediate resistances coming in at 1.1790, 1.1835, and 1.1890 (also a Fibonacci extension) (see Fig. 2).On the other hand, failure to hold at 1.1635 and an hourly close below it invalidates the bullish reversal scenario to see the continuation of the corrective decline to expose the next intermediate supports at 1.1575 and 1.1510.Key elements to support the near-term bullish bias on EUR/USD The five-day decline of the EUR/USD has reached the intersection area of the 20-day, 50-day, and 200-day moving averages, where the 20-day MA is now shaping an impending bullish crossover above the 50-day MA.The price actions of the EUR/USD have continued to oscillate within its minor ascending channel in place since the 30 March 2026 low.The hourly RSI momentum indicator has just shaped a bullish divergence condition at its oversold region on Thursday, 23 April 2026. Opinions are the authors'; not necessarily that of OANDA Business Information & Services, Inc. or any of its affiliates, subsidiaries, officers or directors. The provided publication is for informational and educational purposes only.If you would like to reproduce or redistribute any of the content found on MarketPulse, an award winning forex, commodities and global indices analysis and news site service produced by OANDA Business Information & Services, Inc., please refer to the MarketPulse Terms of Use.Visit https://www.marketpulse.com/ to find out more about the beat of the global markets.© 2026 OANDA Business Information & Services Inc.

Selon la Cour administrative d'appel de Paris, la circonstance que des obligations aient été initialement souscrites par des sociétés tierces et indépendantes, avant d’être rachetées par la société mère de l’émettrice, ne suffit pas à établir que le taux appliqué à ces emprunts, une fois ceux-ci détenus par une entreprise liée, est conforme au taux de marché au sens de l’article 212, I, a) du CGI....By: Mayer Brown

What Did Prosecutors Allege? The U.S. Department of Justice has charged an active-duty Army soldier with using classified information to place profitable bets on prediction market platform Polymarket tied to the capture of former Venezuelan President Nicolás Maduro. According to prosecutors, Gannon Ken Van Dyke, 38, participated in the planning and execution of the January military operation and used nonpublic intelligence to trade on event contracts related to Venezuela and Maduro’s removal from power. Authorities allege that Van Dyke placed 13 bets totaling more than $33,000 and generated approximately $400,000 in profits after the operation’s outcome aligned with his positions. :contentReference[oaicite:0]{index=0} Following the trades, prosecutors said he attempted to conceal his identity, including requesting deletion of his Polymarket account and transferring funds through crypto-linked accounts. What Charges and Penalties Are Involved? Van Dyke has been charged with three counts of violating the Commodity Exchange Act, one count of wire fraud, and one count of unlawful monetary transaction. If convicted, he faces a potential maximum sentence of up to 60 years in prison. The Commodity Futures Trading Commission filed a parallel civil complaint, seeking disgorgement, restitution, and monetary penalties. “Our men and women in uniform are trusted with classified information in order to accomplish their mission as safely and effectively as possible, and are prohibited from using this highly sensitive information for personal financial gain,” said Acting Attorney General Todd Blanche. “Prediction markets are not a haven for using misappropriated confidential or classified information for personal gain,” added U.S. Attorney Jay Clayton. Investor Takeaway This case marks a direct application of insider trading frameworks to prediction markets. Regulatory scrutiny is moving from platform-level oversight toward individual trading behavior tied to nonpublic information. How Does This Impact Prediction Markets? The case appears to be one of the first prosecutions involving insider trading on a prediction market, raising questions about how these platforms will be regulated as participation expands. Polymarket stated that it cooperated with the Department of Justice after identifying suspicious activity. “Insider trading has no place on Polymarket. Today's arrest is proof the system works.” The incident has already triggered policy discussions in Washington. Lawmakers are evaluating whether current federal law governing event contracts adequately addresses the risks of trading on government actions and classified information. House Financial Services Committee Chair French Hill said this week that committees are reviewing potential changes to the legal framework overseeing prediction markets. Investor Takeaway Prediction markets are entering a regulatory phase similar to traditional derivatives. Enforcement actions tied to insider information are likely to shape how institutions assess legal and compliance risk in this sector. What Does This Signal for Market Structure? Prediction markets have grown rapidly, particularly in political and event-driven contracts, but infrastructure and regulatory clarity have lagged. The Van Dyke case highlights the intersection between national security, financial markets, and decentralized platforms. Market makers, liquidity providers, and institutional participants may face increased scrutiny as regulators examine how information asymmetry affects pricing and fairness in these markets. As adoption expands, the focus will shift toward surveillance mechanisms, identity controls, and enforcement coordination between agencies such as the DOJ and CFTC.

Overview: Digital activity always leaves traces. Online actions are not completely private, and awareness of this helps in understanding how data is used.Personal information carries value. Data is collected and used by companies in many ways, influencing services, ads, and decisions.Basic precautions improve safety. Strong passwords, limited app permissions, and careful browsing reduce the risk of data exposure.Modern routines rely on phones, apps, and websites throughout the day. Each action generates data that systems record and store in the background. Platforms collect this data to monitor activity and improve services. These systems organize and transfer information across multiple networks. Over time, this process builds detailed records of behavior and preferences. This constant data creation makes digital privacy a necessary part of daily life.Meaning of Digital PrivacyDigital privacy is all about protecting personal information in online systems. This data includes identity records, communication details, and behavioral information. Access controls keep data away from people who shouldn't have it. Security practices prevent misuse and reduce exposure risks. Also Read: Securing the Future of Digital Assets: Storage, Privacy, and Best Practices in CryptocurrencyData Collection and UsageWeb platforms collect data during normal user interactions. Systems track searches, clicks and time spent on content. This information helps improve performance and refine services. Organizations analyze data to understand user behavior and accordingly, deliver targeted outputs. Continuous collection often increases the volume of stored information. At the same time, data moves across systems which can reduce visibility and control.Importance of Digital PrivacyPersonal information plays a key role in digital environments. Companies use it to sell ads, improve products, and track behaviour.Most users have no idea what's being stored or for how long.. Weak security increases exposure to breaches and misuse of identity. Core Elements of ProtectionEffective digital privacy depends on structured protection methods. Systems secure stored data using controlled storage environments. Communication channels protect data during transmission. Access management limits entry to authorized users only. Security layers block unauthorized attempts to access information. These elements work together to maintain data safety and integrity.Challenges in Data PrivacyTechnology growth increases the complexity of data handling. Advanced tracking systems collect more detailed information. Data sharing across platforms reduces transparency in usage. Many privacy policies contain complex terms that limit user understanding. These factors create gaps in awareness and control. Managing privacy becomes more difficult in such conditions.Steps to Strengthen PrivacyAccount protection improves when strong passwords are used consistently. Application permissions restrict unnecessary data collection and improve control. Careful handling of personal information reduces the risk of data exposure. System updates close security gaps and enhance performance. Privacy settings also allow better management of data usage. These measures create a more secure digital environment.Also Read: Data Analytics and Digital Privacy: Is Data Privacy Now a Myth?Conclusion Digital privacy is now essential in connected environments. Continuous data generation requires consistent protection measures. Systems rely on data, but they also increase risk exposure. Structured privacy practices help maintain control and reduce threats. Awareness and disciplined actions improve overall data security. This approach supports safer interaction in the digital space.FAQs 1. What is the difference between data privacy and data security?Data privacy focuses on how personal information is collected and used, while data security protects that data from unauthorized access. Privacy defines rules, and security enforces them through systems and tools.2. Can deleted data still exist online?Yes, deleted data can remain in backups, servers, or third-party systems. Many platforms keep copies for operational or legal reasons, which means complete removal is not always immediate.3. Do private browsing modes fully protect digital privacy?Private or incognito modes only hide activity from the local device. Internet providers, websites, and networks can still track activity during the session.4. Can metadata reveal personal information?Yes, metadata such as time, location, and device details can reveal patterns about behavior. Even without content, this data can provide meaningful insights.5. Is it possible to completely stay anonymous online?Complete anonymity is very difficult to achieve. Multiple tracking methods, such as IP addresses, device fingerprints, and cookies, make full anonymity rare.Join our WhatsApp Channel to get the latest news, exclusives and videos on WhatsApp

The Corporate Service Price Index (CSPI) released by the Bank of Japan measures the prices of services traded among companies. It presents price developments that reflect most sensitively the supply and demand conditions in the services market. It is also considered as an indicator for inflationary pressures.---At the margin, yen bullish. This article was written by Eamonn Sheridan at investinglive.com.

Japan Corporate Service Price Index (YoY) rose from previous 2.7% to 3.1% in March

The arrest comes as concerns have grown about people with inside information making bets on the Polymarket and Kalshi prediction markets.

Would you rather be stuck in the woods with a man or a bear? Posed to women on TikTok in 2024, this seemingly simple hypothetical question ignited a firestorm across social media. Video after video showed women choosing the bear, speaking up against rape culture and speculating how a man alone in the woods could be up to no good, while a bear in the woods is less suspicious. Others were outraged by the idea that a random man might seem more a threat to a woman than a wild animal. And now, the new Netflix movie Apex seems certain to reignite this debate. To be clear, there is no bear in Apex. (Sorry for the spoiler?) Charlize Theron stars as Sasha, a physically strong and resilient rock climber, who takes her thrill-seeking to the Australian wilderness, where she aims to kayak down white rapids alone. However, her plan for reflective solitude is interrupted when she crosses paths with Ben (Taron Egerton), who seems friendly at first, but soon proves to be the deadliest threat in this treacherous terrain. Pitting an iconic action heroine against an animal-call-shrieking madman in a ruthless wilderness, Apex is a wild ride, fueled by violence, action, gore, and many women's worst fear. SEE ALSO: What's new to streaming this week? (April 24, 2026) Apex will have you rattled from its very first scene. Charlize Theron in "Apex." Credit: Kane Skennar / Netflix Directed by Baltasar Kormákur, Apex begins with a peaceful scene. Sasha and her partner Tommy (a rugged Eric Bana) awake in a tent, the sound of the wind bellowing very loudly outside. This rush of air is a clue to their location. And while they're both super chill about it, the reveal that they are pinned on the side of a massive cliff had me literally gagging. I don't have a fear of heights. But as cinematographer Lawrence Sher follows Theron's head out of the tent entrance to peek outside, I was genuinely thrown by the sheer drop lying below their fragile tent. The opening act follows this adventurous couple as they rock climb up the cliffside, chatting along the way. But when disaster strikes, Apex stuns not with their daring or natural wonders, but with violence that's brutal and traumatizing. Sasha's next adventure will be haunted by this one. Moreover, we, the audience, understand how hard-hitting Kormákur will go when it comes to onscreen violence and its life-or-death stakes. Sure, when Sasha first meets Ben, he's chipper, even helpful. He puts himself between her and some gruff bogans, and he offers her directions to a prime camping spot. But much like Kevin Bacon in The River Wild, there's a flicker in his eye that suggests Ben cannot be trusted when it comes to this striking blonde woman. Sure enough, he pivots from helper to hunter, telling Sasha she better run, because he's got a crossbow and she's in his sights. To paraphrase the Doofenshmirtz meme: If I had a nickel for every time an Academy Award–winning leading lady starred as a rafter, fighting for her survival against a deranged killer, who is played by a traditionally charming leading man, I'd have two nickels. Which is not a lot, but it's weird that it happened twice. Apex is stuffed with eye-popping, stomach-churning action. Charlize Theron and Taron Egerton in "Apex." Credit: Kane Skennar / Netflix So much so that I lament you won't see it in a theater, as critics did. Streaming on Netflix, the endless woods and waters, cliffs and caves that Sasha scrambles across in this twisted game of cat-and-mouse are absolutely stunning on a movie theater screen. The woods around her offer their own obstacles, but Sasha had prepared for that. Now, chased by this psychotic hunter, the sprawl of wilderness is a cage she can't easily escape. Sasha will race through forests, fall down gullies, thrash through a raging river, climb cliff faces, and squeeze through uncharted caves as she's pursued by this cackling villain. Like The River Wild, there's an undercurrent of psychological torture between the charismatic criminal and his hostage heroine. But Theron's character takes a much more brutal battering at the hands of man and nature — though never bear. The star of Atomic Blonde and The Old Guard rushes into action with a snarl, yet is cool under pressure. And this makes what she faces all the scarier. This is not the teen babysitter stalked by a suburban slasher. This is not a doting mother, forced to defend her family against a gun-twirling bank robber. Sasha is presented as tough and fearless out the gate. And yet, she was caught off guard by a "nice guy" with a hidden agenda of misogynistic malice. That Egerton is smaller than Theron, that Ben is a bit gawky and earnestly friendly only makes this switch all the more harrowing. Because while not every women will see herself in a character like Sasha, who can scale a hundred-foot-high cliff for fun (certainly not me!), many will see themselves in the woman who realizes too late she's mistaken a predator for a good guy. Taron Egerton delivers a career-defining performance in Apex. Taron Egerton in "Apex." Credit: Kane Skennar / Netflix This English actor is building an unpredictable and thereby absolutely thrilling career. Breaking out with the Kingsman film series, Egerton swiftly established himself as a leading man with swagger and comedy chops. Then in 2019, he threw himself into the challenging role of a warts-and-all Elton John in the musical biopic Rocketman. There, he not only had to recapture the magic of one of the best rock stars to take to an arena stage, but also find the quiet moments of desperation and isolation that drove John's addictions. With Sing, he brought verve to a pop-loving gorilla. Then in Tetris, he played an ambitious American entrepreneur who gets entangled in Cold War paranoia and espionage. More recently, in Netflix's Carry-On, he played an everyman challenged to become an action hero. But with Apex, he goes full-on baddie. As Ben, he manages a switch on the level of Ed Norton in Primal Fear. You know the one. What's phenomenal is that Egerton is totally believable as the mirthful stranger, happy to help out a lost tourist. But when his eyes go cold, revealing Ben's hunting plans, there's a shimmer in the darkness that's absolutely riveting. It's not just that Ben is going to stalk Sasha like a deer in the wood. He's going to enjoy every moment of torture — be it physical or psychological — he can subject her to. Egerton throws himself into the action with the same energy he did Rocketman's musical numbers. He chews on the threats in Jeremy Robbins' screenplay as if they are the jerky that Ben sells at the local convenience store. And he'll howl and caw like a wild thing, not afraid to indicate to Sasha where he is, because she's come onto his turf, where he feels invincible. Even a cheeky reprieve, like when Ben skinny-dips — and Kormákur offers a peek at Egerton's much thirsted-after bottom — is threaded with horror. Ben is treating this like a holiday, whooping it up naked and free, while Sasha is desperately seeking escape. Apex is a relentless, exciting, and nerve-rattlingly scary thriller, wherein Theron and Egerton bring their very best to a brutal face-off. It'll be a fun watch at home, hooking audiences on its gnarly twists and gore. But I pity those who won't get to see the vistas and violence Kormákur has captured on a big screen, where their wonders and horrors can truly overwhelm you. Apex premieres on Netflix on April 24.

CNBC's Jim Cramer urged investors to look beyond the market's high-flying names and focus on already beaten-down sectors.

LendingClub, a pioneer in online lending, is rebranding to Happen Bank. Expected to launch in the summer of 2026, Happen Bank combines LendingClub’s track record as a personal lender with an embrace of digital banking supported by LendingClub’s acquisition of Radius Bank, completed in 2001. Headquartered in San Francisco, California, LendingClub made its Finovate debut in 2007. The company was founded by Renaud Laplanche. A Finovate alum since 2007, LendingClub is becoming a bank. Pioneering online lender LendingClub announced this week that it is rebranding to Happen Bank. The rebrand signals the company’s evolution beyond personal loans and into the world of full-service digital banking, leveraging LendingClub’s acquisition of Radius Bank. “The LendingClub name no longer fits with everything we offer today,” CEO Scott Sanborn said. “The Happen Bank brand reflects both our expanded banking capabilities and our core mission: to clear the way for people going places. Our members are goal-oriented and know what they want to achieve. They’re not looking for marketing fluff; they want products that deliver reliable value, are easy to understand, and are effortless to use. That’s exactly what we’re built to deliver—and how we help them make it happen.” The new brand is expected to launch this summer. The name of the bank was chosen to reflect “action, progress, and forward momentum,” the company noted in a statement, pledging that while the name and visual identity of the company will change, “there is no change to our award-winning products and services.” “Our members don’t want banking to slow them down,” Chief Customer Officer Mark Elliott said. “The Happen Bank brand reflects how we show up for them—clear, human, and action-oriented. It’s about making financial products feel intuitive and supportive, so people can spend less time navigating banking and more time moving their lives forward.” The company’s rebrand comes six years after it acquired online-only Radius Bank for $185 million. At the time, the acquisition was seen as an embrace of digital banking that would help LendingClub not only grow its membership base, but also better engage with its existing customers. The rebrand positions the business to compete more directly with rivals such as SoFi, Ally Financial, and Capital One in areas including retail banking, deposits, and personal lending. It will be worth watching to see whether Happen Bank can build on LendingClub’s track record as a pioneering online lender to find success in an increasingly crowded field of banks, neobanks, and fintechs. Founded in 2007 by Renaud Laplanche, LendingClub caters to a community it calls the “Motivated Middle.” These individuals are high-FICO, above-average income, digitally savvy consumers who actively manage their financial lives. With more than five million members using its platform to access credit, personal and banking services, investing, and more, the company recently reported total net revenue growth of 23% and growth in loan originations of 40% relative to last year. Deposits were also up year-over-year by 8%. Photo by Brett Jordan The post Pioneering Online Lender LendingClub to Rebrand as Happen Bank appeared first on Finovate.       

Trump's remarks came as most Americans say they have cut spending due to high gas prices, according to the latest CNBC All-America Economic survey.