Switzerland has established itself as a leading hub for artificial intelligence (AI), ranking first in Europe in AI startup density in relation to population, and first in AI patents per one million inhabitants, according to Switzerland Global Enterprise, the country’s official organization for export and investment promotion. This burgeoning scene is further reflected by the growing volume of AI-related funding. In 2023, one in ten of all recorded funding rounds in Swiss startups was allocated to AI-related ventures, according to the EY Startup Barometer Switzerland 2025. This figure has doubled over the past year. In 2024, more than one in five funding rounds (22%) was invested in startups that operate in the AI field or use the new technology as an essential part of their offerings. Switzerland’s strength in AI is underpinned by the country’s world-renowned universities and research institutions in the field, including Swiss Federal Institute of Technology in Zurich (ETH Zurich), the Swiss Federal Technology Institute of Lausanne (EPFL), the University of St. Gallen, and the Dalle Molle Institute for Artificial Intelligence Research (IDSIA) in Lugano. Top-tier research and talent have attracted the world’s tech giants, including Google, IBM, and Microsoft, which have all set up AI hubs in the country, further fueling Switzerland’s AI scene. Women have been at the forefront of this progress, driving AI innovation across academia, research, and the overall industry. They design strategies, write algorithms, and lead teams, helping shape the future of the field. To honor these leaders, the Greater Zurich Area, in collaboration with ETH AI Center at the ETH Zurich, released in September 2025 their top 100+ women in AI and data in Switzerland. Among these, eight women are standing out for their remarkable expertise and contributions to the finance sector, recognized for their leadership, vision, and ingenuity. Eleni Verteouri, Founder of Financier Labs, GenAI Tech Lead and Director at UBS Eleni Verteouri, Founder of Financier Labs, GenAI Tech Lead and Director at UBS Eleni Verteouri is the founder of Financier Labs, an initiative aimed at democratizing access to high finance through the responsible use of AI. She also serves as generative AI (genAI) tech lead and director of conversational banking at UBS; a AI instructor at both ETH Zürich and ZHAW School of Management and Law; and a coach and mentor at Tenity, a fintech early-stage investor. A recognized leader in responsible AI, Verteouri has over a decade of impactful work in model development. She has made significant contributions to shaping modern fintech innovations as an acclaimed AI guest lecturer and advisor and a recipient of the Forbes Cyprus 20 Women in Tech Award 2024. She holds an MSc in quantitative finance from ETH Zurich and an MEng in electrical and computer engineering from the University of Patras.   Dr. Sina Wulfmeyer, Chief Data Officer at Unique AI Dr. Sina Wulfmeyer, Chief Data Officer at Unique AI Dr. Sina Wulfmeyer is the chief data officer at Unique AI, a European venture-backed business-to-business (B2B) software-as-a-service (SaaS) company pioneering advanced, responsible AI solutions for the financial services industry. At Unique, she oversees the development of FinanceGPT, an AI-driven platform designed to enhance customer relationships and increase productivity in the financial sector. With over 15 years of experience in AI and data strategy, Sina has held significant roles, including leading data-related projects at Credit Suisse and consulting at Accenture in Germany and the US. She is also an active lecturer and expert in fields such as General AI, Ecosystem Technology, and Data Protection, contributing to academia and industry conferences across Europe. Wulfmeyer has been honored as one of ETH’s Top 100 Women in Data and AI in 2025, a recipient of the GenAI Zürich Visionary Catalyst Award, and the winner of the Handelsblatt Diamond Star Award in 2024 as the First Woman in Banking and Fintech in Germany. Alicja Basta, Head Trading Data Science at Vontobel Alicja Basta, Head Trading Data Science at Vontobel Alicja Basta is the head of trading data science at Vontobel. With over a decade of experience at Vontobel, she has played a central role in developing the bank’s data-driven trading platform, optimizing execution analytics, and advancing automation across the trading value chain. Prior to joining Vontobel, she held roles at CERN, OMV, mBank, and Citi, where she built a strong foundation in data analysis, finance, and operational innovation. Sarah Gadd, Chief Data Officer, Head of Data Platform and Process Automation at Julius Bär Sarah Gadd, Chief Data Officer, Head of Data Platform and Process Automation at Julius Bär Sarah Gadd is the chief data officer, head of data platform and process automation at Julius Bär. She has more than 20 years of experience in driving digital innovation and implementing change in the financial service industry. Before joining Julius Bär, Gadd spent more than two decades at Credit Suisse, where she held several senior leadership roles, including global head of data and AI solutions and head of semantic technology, analytics, and ML. In these positions, she pioneered the adoption of advanced analytics, ML, and automation technologies across the bank’s global operations. Dr. Julinda Gllavata, Head GCRG Artificial Intelligence Center of Innovation at UBS Dr. Julinda Gllavata, Head GCRG Artificial Intelligence Center of Innovation at UBS Dr. Julinda Gllavata is the head of the GCRG Artificial Intelligence Center of Innovation at UBS. As a senior technology executive with deep expertise in data analytics, ML, and AI, she specializes in delivering business outcomes through cutting-edge, data-driven innovations. Prior to joining UBS, Gllavata spent over a decade at SIX, leading the data analytics and AI business area in banking services, driving the execution and continuous alignment of the organization’s data and AI strategy, and ensuring the data roadmap delivers measurable business value. Projects included optimization and forecasting services, and payment enrichment services. Prior to that, she was a senior consultant at Accenture, leading small to mid-sized projects in the financial industry, managing deliverables and translating complex business needs into functional requirements. Claire Corish, Managing Director, Head of Data Analytics and AI for GWM, S&I and P&C Technology at UBS Claire Corish, Managing Director, Head of Data Analytics and AI for GWM, S&I and P&C Technology at UBS Claire Corish is the managing director and head of data analytics and AI for GWM, S&I, and P&C Technology at UBS, where she leads large-scale data and AI transformations across the bank’s global business units. With over 20 years of experience in technology and digital innovation, she is a strategic technology leader with a track record of delivering large‑scale business and technology transformations in the financial services sector. Prior to joining UBS, Corish led digital banking capabilities for Credit Suisse in Zürich, supporting the Swiss universal bank and group applications within IT. She managed a team of about 450 IT resources, and worked closely with the business to create innovative solutions for clients. Prior to that, Corish was the head of strategic programs at Bank of Ireland where she ran key change programs across the bank, including programs on digital transformation, end-to-end customer journeys, regulatory compliance, and cost transformation. She is also an experienced technology consultant at PwC and EY, helping multiple organizations with digital transformation, platform implementation, regulatory compliance and navigating their agile transformation journey. Fabienne Zwingli, Head Risk Data and Analytics at Raiffeisen Schweiz Fabienne Zwingli, Head Risk Data and Analytics at Raiffeisen Schweiz Fabienne Zwingli is the head of risk data and analytics at Raiffeisen Schweiz, where she leads the bank’s data-driven risk management strategy, integrating advanced analytics, business intelligence, and regulatory compliance frameworks. With over 15 years of experience in financial services, she has a proven track record of building robust data infrastructures that enhance transparency, optimize risk control, and support strategic decision-making across the organization. Prior to joining Raiffeisen Schweiz, Zwingli held senior positions at Vadian Bank, where she served as deputy head of the corporate center, overseeing regulatory and risk reporting, capital planning, and treasury operations. Earlier in her career, she managed IT operations and processes at Centrum Bank, and worked as a senior consultant at ifb International (EY ifb), specializing in SAP banking analytics, Basel II, and financial risk management systems. Denise Wipfli, Head of Reporting and Data Analytics, Technical Center Non-Life at Generali Denise Wipfli, Head of Reporting and Data Analytics, Technical Center Non-Life at Generali Denise Wipfli is the head of reporting and data analytics for the technical center non-life at Generali Switzerland, where she leads strategic initiatives to enhance financial transparency, optimize data-driven decision-making, and strengthen business performance across the organization. Wipfli is a senior finance professional with a 20 year track record in the general insurance and reinsurance industry, with broad functional expertise and extensive experience in financial analysis, reporting and controlling, audit, project and risk management, as well as strategy and planning. Prior to joining Generali, Wipfli held senior leadership roles at Infrassure, including deputy CFO and head of audit and risk profiling. Earlier in her career, she spent nearly a decade at Zurich Insurance Group, where she supported global and European leadership teams in strategic and financial management roles.   Featured image: Edited by Fintech News Switzerland, based on image by michelangeloop via Freepik The post Switzerland’s Top 8 Women Leaders in Fintech and AI appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Paytech was the top-performing fintech vertical in Europe in Q3 2025, securing an estimated EUR 896 million in growth and venture capital (VC) funding, according to new data released by Finch Capital, a growth investor specializing in business and fintech innovation. The figure is more than double (117%) what was raised in Q2 2025 at EUR 413 million, marking a strong rebound. Growth/VC funding in paytech (EUR million), Source: Finch Capital, Oct 2025 Driving this surge was large funding rounds raised by established ventures. Rapyd, a fintech-as-a-service provider offering global payment infrastructure, raised an additional US$25 million from XBO Ventures, the investment arm of XBO.com, to its US$500 million Series F in September. The deal will see Rapyd integrate XBO’s crypto services, including liquidity solutions, crypto payment processing, and crypto-as-a-service, into its network. Fnality, which operates next-generation wholesale payment systems regulated by central banks, secured in September a US$136 million Series C to expand its distributed ledger technology (DLT)-based global settlement network. Fnality, which counts among its shareholders the likes of Banco Santander, Barclays, BNP Paribas, Citi Group, Commerzbank, Euroclear, Goldman Sachs, ING, Mizuho Financial Group, Temasek, and UBS, aims to connect traditional finance with the rapidly growing world of tokenized assets and digital payments. Klarna IPO drives paytech surge The sector’s momentum was fueled by Klarna’s initial public offering (IPO) and public listing on the New York Stock Exchange (NYSE). Klarna sold 34.3 million shares to investors at US$40 a share late on September 09, raising approximately US$1.37 billion. This made it the fourth-largest IPO of the year, according to Renaissance Capital, and the biggest offering for a company funded by VC by deal size. Shares of Klarna opened 30% above their offer price in their NYSE debut on September 10, giving the Swedish fintech a valuation of US$19.65 billion. Klarna reported its fifth consecutive quarter of operational profitability in Q2 2025, with adjusted operating income reaching US$29 million. It posted a revenue of US$823 million, 111 million active Klarna consumers, and 790,000 merchant partners, including Uber, H&M, Saks, Sephora, Macy’s, Ikea, Expedia Group, Nike and Airbnb. Klarna provides short-term buy now, pay later (BNPL) consumer loans, and payment processing services for the e-commerce industry, managing store claims and customer payments. The company is currently transitioning to become a digital bank. Besides the Klarna IPO, other notable exits in the paytech vertical included the EUR 140 million acquisition of digital wallet platform Curve by Lloyds Banking Group, the UK’s biggest high street lender. The deal is part of Lloyds Banking Group’s strategy to expand deeper into payments infrastructure. Notable paytech exits, Source: Finch Capital, Oct 2025 Banking and digital currency vertical records steady growth Banking and digital currency was another prominent fintech vertical in Q3 2025, with growth and VC funding rising 22% quarter-on-quarter (QoQ) to EUR 219 million. Notable transactions included: Treasury, a Bitcoin treasury company from the Netherlands, which secured EUR 126 million (US$147 million) from the VC firm of billionaires Cameron and Tyler Winklevoss to acquire more than 1,000 bitcoins as it seeks to become the largest publicly traded European bitcoin treasury company; PBK Miner, a UK cloud mining platform, which raised a US$80 million Series B in July to enhance its global network of renewable energy data centers and develop artificial intelligence (AI) mining systems; and M0, a Swiss stablecoin platform, which raised a US$40 million Series B in August to launch custom stablecoins with interoperable liquidity and full on-chain programmability. Insurtech sees notable exits Insutech was another standout vertical in Europe, driven by major mergers and acquisitions (M&A) activity. In September, Radian acquired Inigo for a staggering EUR 1.5 billion. The acquisition, expected to close in early 2026 pending regulatory approvals, will allow Radian to deploy excess capital into new insurance and reinsurance markets while leveraging Inigo’s strong data-driven underwriting platform and Lloyd’s market presence. Radian is a prominent mortgage insurer in the US, while Inigo is a global specialty insurance and reinsurance company based in London, underwriting through Lloyd’s Syndicate 1301, and serving some of the world’s largest commercial and industrial enterprises. Also in September, Applied Systems acquired Cytora, a UK-based AI-powered risk analytics and underwriting platform, for EUR 150-300 million, according to Finch Capital. The deal will Applied Systems integrate Cytora’s advanced AI technology with its suite of solutions for insurers, agencies, and managing general agents (MGAs). Cytora is a configurable platform that enables carriers, MGAs, and brokers to digitize their intake and streamline the full policy lifecycle, from submission to claims servicing, mid-term adjustments, endorsements, and renewals. Applied Systems is a leading global provider of cloud-based software that powers the business of insurance. Insurtech growth and VC funding reached EUR 258 million in Q3 2025, up 25% QoQ. The figure puts insurtech among the biggest recipients of VC funding during the quarter, ahead of banking and digital currency, as well as wealthtech. Key VC transactions included: Wefox from Germany, which secured EUR 151 million comprising a EUR 76 million capital raise and EUR 75 million in refinancing, to build out its strong market positions in Austria, the Netherlands, and Switzerland and to develop its asset-light MGA and smart insurance distribution businesses internationally; and Trasti, a Polish insurtech company, which raised US$24.3 million from the European Bank for Reconstruction and Development (EBRD) and the Triglav Group, to enhance its digital insurance offerings, focusing on motor insurance policies, improving its reach in the property and casualty segments, and expanding its technological capabilities. Trasti also plans to elevate its corporate governance standards by implementing the IFRS accounting standards and refine its reporting framework to align with international norms. European fintech funding remains resilient European fintech growth and VC funding remained stable in Q3 2025, totaling EUR 1,711 million and declining by a slight 5% QoQ from EUR 1,799 million in Q2 2025. The Finch Capital report also analyzed the public fintech market using its Finch Index. The Finch Index is a proprietary benchmark designed to track the performance of nine key business and fintech themes, serving as an industry-specific valuation comparison alongside established indices, such as the S&P 500 and the Nasdaq 100. The index is composed of 90 publicly traded companies, with eight to ten representative firms across each theme to ensure a diversified and balanced view of market trends. Looking at each of these key verticals, the report shows that wealthtech and capital markets continued to lead the public fintech landscape in Q3 2025. The vertical posted an enterprise value (EV)/EBITDA (earnings before interest, taxes, depreciation and amortization) multiple of 24.1x, and a EV/Revenue multiple of 7.8x, both the highest among fintech verticals. High EV/EBITDA and EV/Revenue multiples reflect high investor confidence in profitability, growth potential, and resilience in the industry. Wealthtech and capital markets often command higher multiples because of their scalable digital platforms, and high margins, and attract strong investor sentiment due to innovation or recurring fee income. Finch Index EV/EBITDA multiples and EV/Revenue multiples evolutions, Source: Finch Capital, Oct 2025   Featured image: Edited by Fintech News Switzerland based on image by lekhawattana via Freepik The post Paytech Leads European Fintech Funding Powered by Klarna IPO Hype appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

EBANX has appointed Marin Mignot as Chief Operating Officer (COO) as the company continues its expansion across more than 20 countries, including its recent entry into the Philippines. The cross-border payments firm has tasked the French executive with strengthening operational efficiency and supporting sustainable growth across its key markets in Latin America, Africa, and Southeast Asia. Marin Mignot “My focus at EBANX will be on refining processes, strengthening structure, boosting efficiency, and driving growth,” said Mignot. “Think of it as a plane already flying high that needs a faster, more powerful engine to go even further.” Mignot brings an aerospace engineering background and experience from multinational firms such as Ingenico, Worldline, and Capgemini. EBANX CEO and Co-founder João Del Valle said the company benefits from “a COO who thinks like an engineer and operates like a business executive”, noting the importance of anticipating technological and market shifts as the company grows. EBANX’s international operations have expanded steadily, with markets outside Brazil representing 50.7% of total payment volume in 2024, up from 42.9% in 2023. Mignot has extensive experience in emerging markets, having lived and worked across Latin America as well as in Singapore and Malaysia. He said Southeast Asia is undergoing rapid payments transformation driven by “a young demographic, widespread mobile penetration, and a leap from cash directly to digital wallets”. EBANX’s Beyond Borders 2025 report highlights that consumer spending in Asia is expected to rise by 122% over the next decade, while digital commerce in emerging Asian economies is forecast to grow 14% annually through 2027. The Philippines illustrates this shift: despite 98% internet penetration, credit card ownership stands at just 3%, making digital wallets the dominant online payment method, with projected annual growth of 28%. According to Mignot, global companies expanding into Southeast Asia, India, Africa, and Latin America must adapt to local payment habits to succeed. “That’s where operational efficiency meets technological innovation, building infrastructure that scales across diverse markets while remaining locally relevant,” he said.   Featured image credit: EBANX The post EBANX Names Marin Mignot as COO appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Morgan Stanley has launched a dedicated research product covering private companies, joining rivals such as JPMorgan Chase and Citigroup amid growing investor interest in unlisted startups. The bank this week opened a page for private-company content on its research portal, which “will spotlight the innovators and trends that are reshaping traditional business paradigms,” according to an internal memo seen by Bloomberg. The page will feature reports on private companies’ impact on public-market competitors, research on individual firms, a series on venture capital activity, and multimedia content. Katy Huberty, Morgan Stanley’s Global Director of Research, said in an interview: Katy Huberty “Now more than ever, it’s critical and a strategic imperative to focus on private-company coverage. Our private strategy, along with expanding thematic leadership, are our top priorities for the research department next year, and we are hiring on the back of both of those priorities.” Since 2017, the bank has published over 100 reports on private companies, with more than 65 issued this year. Two analysts who previously covered public firms have now shifted focus: Stephen Byrd, formerly a utilities analyst, now covers companies powering data centres, while Adam Jonas, long-time Tesla analyst, now tracks firms embedding artificial intelligence in robotics, including Saronic Technologies and 1X Technologies. Huberty added that centralised teams are being built to analyse private markets from sectoral and thematic perspectives, supporting public-company analysts in expanding coverage to private firms. Other banks are also increasing private-company coverage. JPMorgan has published reports on five private companies since July, including OpenAI and Stripe while Citigroup hired Heath Terry from Balyasny Asset Management to lead coverage of the private AI sector. Previously overlooked due to limited financial disclosure, many private firms have grown too large to ignore. OpenAI’s estimated US$500 billion valuation would rank it among the top 20 S&P 500 companies. Globally, PitchBook data shows nearly 1,600 startups valued at US$1 billion or more, with a combined value of roughly US$6.5 trillion as of 5 November, up 22% from the end of last year. Banks are also expanding investor access to private firms. Morgan Stanley’s Spark Private Company Conference this year featured 85 tech leaders, up 35% from 2024, while its annual technology, media and telecom conference included 58 private companies, compared with 39 in 2021. In October, the bank agreed to acquire EquityZen, facilitating wealth clients’ investment in private companies.   Featured image credit: Edited by Fintech News Switzerland, based on image by masaideeabdulkoday70 via Freepik The post Morgan Stanley Launches Dedicated Private-Company Research appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Singapore and Germany have agreed to work on tokenised cross-border settlement under a new MoU between the Monetary Authority of Singapore (MAS) and the Deutsche Bundesbank. The cooperation aims to improve international financial transactions, including flows between both countries. The agreement covers joint development of settlement solutions that can reduce the cost and processing time of cross-border transfers. The two central banks will also promote common standards for payments, foreign exchange and securities flows involving tokenised assets to support interoperability across digital asset platforms. The partnership builds on MAS’ Project Guardian, launched in 2022 to explore how asset tokenisation can enhance liquidity and market efficiency. The Bundesbank joined the Guardian Policymaker Group in November 2024. Both regulators said the collaboration augments the strong financial cooperation between Singapore and Germany. Leong Sing Chiong Leong Sing Chiong, MAS Deputy Managing Director (Markets and Development), said, “Through this new partnership with the Deutsche Bundesbank on digital asset settlement, we hope to enhance financial connectivity in ways that benefit individuals, corporates and financial market participants in both our economies. This also lays the groundwork for future digital financial infrastructure.” Burkhard Balz Burkhard Balz, Bundesbank Executive Board Member, added, “The partnership with MAS reflects our shared commitment to advancing new financial infrastructures. Together, we aim to foster technological innovation and set new standards for efficiency and interoperability in international payments and securities transactions.”   This article first appeared on Fintech News Singapore.  The post Singapore and Germany Regulators Team Up on Tokenised Cross-Border Settlement appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Zürcher Kantonalbank has announced the first close of its second Swiss Growth Fund, securing capital commitments of CHF 171.65 million. The fundraising process began in March 2025 and has, within eight months, reached nearly the total amount raised by the first Swiss Growth Fund, which closed in March 2020 at CHF 180.6 million. The number of investors has also risen from 36 in the previous fund to 45 in this second fund. Iwan Deplazes “The result reflects the trust placed in us by both existing and new investors, especially in a challenging fundraising environment,” said Iwan Deplazes, Head of Asset Management at Zürcher Kantonalbank. The final close of the fund is expected in the fourth quarter of 2026. Until then, it will remain open to qualified investors with a long-term investment outlook and tolerance for illiquid positions. Pension funds may also access the fund through the Swisscanto Investment Foundation. Under Article 53, paragraph 1, letters dter and/or e of the Ordinance on Occupational Retirement, Survivors’ and Disability Pension Plans (BVV 2), these qualify as alternative investments in private equity and may be classified as unlisted Swiss investments. Following this first close, the fund will begin investing in unlisted Swiss and European growth companies, focusing on healthcare, industrials, and information and data services. While the majority of investments will target Swiss-based companies, Zürcher Kantonalbank’s Asset Management division also has access to opportunities abroad. The Swiss Growth Fund II is the third programme within Zürcher Kantonalbank’s Private Markets initiative, alongside the first Swiss Growth Fund and the globally focused Decarbonisation Fund, which closed in October 2024. “With nearly CHF 500 million in assets under management across three private equity programmes, and a growing team, we continue to strengthen our position in Swiss growth and decarbonisation investments,” Deplazes added.   Featured image credit: Edited by Fintech News Switzerland, based on image by freepik The post Zürcher Kantonalbank Closes First Round of Swiss Growth Fund II at CHF 171.65M appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

The Board of Directors of radicant bank has decided, in consultation with its majority shareholder, Basellandschaftliche Kantonalbank (BLKB), to cease its business operations. radicant holding ag and radicant business services ag will also cease their activities. On September 23, the BLKB Board resolved to end its engagement with radicant. Following a review of various sale options, no solution could be found to continue the bank’s operations. Consequently, the radicant Board, in coordination with BLKB, has decided to cease business activities. The planned exit from banking will be carried out in an orderly manner, in the interests of customers, employees, and external partners. The process will be coordinated with BLKB as the principal shareholder. Bruno Meyer, CEO of radicant, said: Bruno Meyer “Our priority is the consistent pursuit of optimal solutions for our customers, alongside responsible support for our employees. At the same time, radicant places great importance on providing open and transparent information.” Bruno Meyer was appointed CEO of radicant less than a month ago, on October 27. All obligations towards customers, employees, and partners will continue to be fully met. Those affected will be informed of the next steps in a transparent manner.   Featured image credit: radicant The post radicant bank to Cease Operations appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

The Bank of England has published a consultation paper setting out its proposed regulatory framework for sterling-denominated systemic stablecoins. These stablecoins are a new form of digital money designed to maintain a stable value and could be used for retail payments and wholesale settlement in the future. The consultation represents a step towards preparing for a future in which new types of digital money may be used alongside existing forms, providing additional options for payments. The proposals build on feedback received in response to the Bank’s November 2023 discussion paper and reflect its role in maintaining public trust in money as payments innovation accelerates. The consultation sets out a framework intended to be robust, future-proof, and aligned with the National Payments Vision and the strategy of the Payments Vision Delivery Committee to modernise UK retail payments. The Bank’s proposed regime would not cover stablecoins used as assets for non-systemic purposes, such as the buying and selling of cryptoassets, which remains the predominant use of stablecoins today. Such stablecoins will continue to be supervised by the Financial Conduct Authority (FCA). Key policy proposals include requirements for backing assets. In response to feedback, systemic stablecoin issuers would be allowed to hold up to 60% of backing assets in short-term UK government debt. For the remaining 40%, the Bank would provide issuers with unremunerated accounts at the Bank of England, supporting robust redemption and public confidence even under stress. Issuers considered systemic at launch, or transitioning from the FCA regime, would initially be able to hold up to 95% of backing assets in short-term UK government debt to support their viability during growth. The Bank is also considering central bank liquidity arrangements to support systemic stablecoin issuers in times of stress, providing a backstop should issuers be unable to monetise their backing assets in private markets. The Bank is proposing temporary holding limits of £20,000 per coin for individuals and £10 million for businesses, with an exemptions regime for the largest businesses. These limits would be removed once the transition no longer poses risks to the provision of finance to the real economy. The limits would not apply to stablecoins used for settling wholesale financial market transactions within the Bank and FCA’s Digital Securities Sandbox. The consultation also sets out the Bank’s approach to quantifying risks to the provision of finance arising from potentially significant and rapid outflows of bank deposits into new forms of digital money and invites feedback on alternative mechanisms to manage these risks. Sarah Breeden, Deputy Governor for Financial Stability, said: Sarah Breeden “We’ve listened carefully to feedback and amended our proposals for achieving this, including on how stablecoin issuers interact with the Bank of England. These proposals are fit for a future where stablecoins play a meaningful role in payments, giving the industry the clarity it needs to plan with confidence.” Non-systemic stablecoin issuers will continue to be regulated by the FCA. If recognised as systemic by HM Treasury, they will transition to the Bank’s regime and be jointly regulated, with the Bank overseeing prudential and financial stability risks, and the FCA continuing to supervise conduct and consumer protection. The Bank and FCA plan to publish a joint approach document in 2026 to clarify how rules will apply in practice and support a smooth transition between regimes. The consultation remains open until 10 February 2026. Following this, the Bank will consider responses before consulting on and finalising Codes of Practice later in 2026, which will set out detailed requirements for systemic stablecoins.   Featured image credit: Edited by Fintech News Switzerland, based on image by wirestock via Freepik The post Bank of England Consults on Sterling Systemic Stablecoin Regulations appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

TransferMate, an Ireland-based provider of embedded B2B payments infrastructure-as-a-service (IaaS), has partnered with Germany’s SAP to offer cross-border payment services to businesses using SAP solutions. Through the partnership, TransferMate acts as a non-bank payments provider integrated with SAP Multi-Bank Connectivity, enabling businesses to process international payments directly within their SAP Cloud ERP or SAP S/4HANA Cloud environments without relying on external platforms. SAP Multi-Bank Connectivity allows SAP Cloud ERP and SAP S/4HANA Cloud users to link with payment providers to send and receive funds securely. The integration gives businesses access to TransferMate’s services for global payables, receivables, and stored funds within the SAP environment, supporting the efficient movement of international funds through a regulated network. Selected to facilitate international payments, TransferMate provides a scalable, integrated B2B payments solution that supports companies’ digital operations and financial management needs.   Featured image credit: Edited by Fintech News Switzerland, based on image by rawpixel.com via Freepik The post TransferMate Partners with SAP to Streamline Cross-Border Payments appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

US-based private equity firm Thoma Bravo is set to extract around US$1bn from US cybersecurity company Ping Identity through a dividend recapitalisation financed by new syndicated debt, according to Bloomberg. Ping Identity, headquartered in Denver, provides identity security solutions to enterprise clients. The firm is arranging a US$1.8bn broadly syndicated loan to refinance Ping’s existing US$792m private credit facility and fund a US$1.12bn dividend payment to shareholders. The deal, led by JPMorgan Chase, marks one of the largest private credit-to-syndicated market refinancings of 2025. Thoma Bravo took Ping private in 2022 in a US$2.8bn acquisition, financed partly by US$1bn of private credit provided by a consortium led by Blue Owl Capital and Sixth Street Partners. The new financing package is expected to save Ping more than US$10m in annual interest costs. The transaction reflects a broader market trend, as private equity firms that relied on private credit during periods of rising interest rates are now refinancing those facilities in the syndicated loan market to secure better pricing and enhanced liquidity. Ping’s accelerated commitment deadline for the new loan demonstrates strong investor demand, signalling renewed appetite for leveraged finance deals after a period of subdued issuance. Thoma Bravo’s move follows similar actions by other large sponsors, including US-based Vista Equity Partners, which have capitalised on the improving credit environment to refinance costly private loans. The recapitalisation will provide Thoma Bravo with substantial liquidity while allowing Ping to benefit from lower financing costs and a broader lender base, marking one of the most significant refinancing transactions in the software sector this year.   Featured image credit: Edited by Fintech News Switzerland, based on image by tawatchai07 via Freepik The post Thoma Bravo Secures US$1B from Ping Identity via Dividend Recap appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

MoneyGram has announced a strategic partnership with Oscilar, an AI risk decisioning platform, to strengthen its next-generation risk infrastructure. The collaboration supports MoneyGram’s AI-first strategy by integrating real-time risk intelligence across its global network to improve efficiency, agility, and performance. To maintain high compliance and consumer protection standards, MoneyGram is enhancing its systems with adaptive risk intelligence through Oscilar’s platform. Anthony Soohoo “At MoneyGram, we’re reimagining the future of work by embracing AI across all corners of the organisation,” said Anthony Soohoo, Chief Executive Officer at MoneyGram. “As part of our transformation, we’re investing in next-generation intelligent infrastructure, positioning ourselves for smarter, faster, and safer outcomes. That’s especially important when it comes to our global risk management engine, and that’s where Oscilar comes in.” Oscilar’s AI Risk Decisioning Platform is designed for continuous learning, real-time inference, and automated decision-making. Its unified approach to fraud prevention, anti-money laundering (AML), and compliance operations aims to reduce cost and complexity while improving detection accuracy and decision-making speed. This upgrade also supports MoneyGram’s ongoing innovation efforts, including its stablecoin-based services. Oscilar’s technology will underpin MoneyGram’s new risk infrastructure with features such as automated rule optimisation, fraud network detection, device fingerprinting, and behavioural analytics to strengthen protection against emerging threats. Neha Narkhede “MoneyGram is leading the way in modernising global payments by embracing an AI-first approach to risk,” said Neha Narkhede, Chief Executive Officer and Co-Founder of Oscilar. “We’re proud to support its transition to real-time, intelligent, and scalable infrastructure that meets the demands of modern payments.” The partnership aims to unify MoneyGram’s risk and compliance functions on a single scalable platform. Expected outcomes include improved digital identity verification, reduced friction for legitimate users, enhanced operational efficiency, faster data migration, and greater regulatory transparency through better audit trails and reporting.   Featured image credit: MoneyGram The post MoneyGram Partners with Oscilar to Upgrade Global Risk Systems appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Revolut is reportedly preparing to open a new branch in Stockholm this year as part of its strategy to strengthen its presence across the Nordic region and compete directly with Klarna. According to Retail Banker International, the UK-based digital bank aims to grow its Nordic customer base from two million to three million by the end of next year, with Sweden accounting for roughly half of its regional users. The expansion not only positions Revolut against Klarna but also challenges established Nordic banks that currently dominate household deposits, said Antoine Le Nel, Revolut’s Chief Growth Officer. The forthcoming Stockholm branch will operate under Revolut’s European banking license, issued in Lithuania, allowing it to provide Swedish International Bank Account Numbers (IBANs). This will enable customers to receive salaries, set up direct debits, and process local transfers directly through their Revolut accounts. Revolut also plans to introduce new offerings in the region, including daily-interest savings accounts in Nordic currencies, commission-free exchange-traded fund (ETF) investing, and Apple’s tap-to-pay functionality for small businesses. The company has already begun recruitment efforts across Sweden, Finland, Norway, and Denmark, while bolstering its compliance, operations, and risk management teams to support regional expansion. In an interview, Le Nel stated: Antoine Le Nel “Our true competitors are the local, traditional banks. Then there are obviously some very strong buy-now-pay-later players. But it’s a bit more niche versus the full breadth of activities that we’re offering.” Klarna currently serves around 80% of Sweden’s population and has 110 million users globally, with a market valuation nearing US$14 billion. Revolut, which has approximately 65 million users worldwide, aims to reach 100 million within the next two years. The company is also pursuing a US$75 billion valuation as it concludes its latest fundraising round. Its operations now span 40 markets, with ambitions to expand to 70 by 2030. In its home market, Revolut continues to face delays in securing a UK banking license amid regulatory concerns over its risk management capabilities as it scales globally.   Featured image credit: Edited by Fintech News Switzerland, based on image by EyeEm via Freepik The post Revolut to Open Stockholm Branch in Bid to Challenge Klarna and Nordic Banks appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

VAST Data, the AI operating system company, has signed a commercial agreement worth US$1.17 billion with CoreWeave, a cloud provider for AI workloads. The expanded partnership confirms CoreWeave’s continued use of the VAST AI OS as its primary data platform. The VAST AI OS enables CoreWeave’s infrastructure to provide access to large datasets and support both training and inference workloads. Its scalable architecture allows deployment in any data centre without concerns over platform reliability or scale. Under the expansion, CoreWeave and VAST will offer data services across the full stack, optimising pipelines and supporting model development. Renen Hallak “At VAST, we are building the data foundation for the most ambitious AI initiatives in the world,” said Renen Hallak, Founder and CEO of VAST Data. “Our deep integration with CoreWeave is the result of a long-term commitment to working side by side at both the business and technical level. By aligning our roadmaps, we are delivering an AI platform that organisations cannot find anywhere else in the market.” Brian Venturo “The VAST AI Operating System underpins key aspects of how we design and deliver our AI cloud,” said Brian Venturo, co-founder and Chief Strategy Officer of CoreWeave. “This partnership enables us to deliver AI infrastructure that is performant, scalable, and cost-efficient, while reinforcing the trust and reliability of a data platform that our customers depend on for their most demanding workloads.” The agreement supports a shared objective to advance data and compute architecture for AI, combining CoreWeave’s GPU-accelerated infrastructure with the VAST AI OS to support continuous training, real-time inference, and large-scale data processing.   Featured image credit: Edited by Fintech News Switzerland, based on image by rawpixel.com via Freepik The post VAST Data Secures $1.17B Deal with CoreWeave to Power AI Cloud Infrastructure appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

OSL Group, a stablecoin trading and payment infrastructure provider in Asia, has entered a strategic cooperation with Bank Frick. The partnership gives OSL access to on/off-ramp services for multiple fiat currencies, allowing regulated exchanges between fiat and digital assets for OSL and its institutional clients. As part of the cooperation, OSL is integrated into Bank Frick’s xPULSE network, a system that facilitates instant fiat transfers with established regulatory and operational standards. George Qiao, Head of Trading & Fiat at OSL Group, said: George Qiao “Access to Bank Frick’s xPULSE network provides our clients with a reliable and efficient fiat gateway, which is a critical component of our institutional service offering.” Mirko Pfiffner, Solutions Manager, Blockchain Banking Solutions at Bank Frick, added: “The cooperation with the OSL Group marks another milestone in our commitment to building a strong and trusted digital asset ecosystem. OSL brings the institutional strength and experience that perfectly complements our xPULSE network.”   Featured image credit: Edited by Fintech News Switzerland, based on image by wirestock via Freepik The post OSL Teams Up with Bank Frick for Fiat Gateway Integration appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Lloyds Banking Group will launch a large-scale AI-powered financial assistant to help more than 21 million customers manage their money through its mobile app. The launch marks a significant step in the Group’s plan to embed AI across its operations to enhance customer experience. Using advanced AI, the assistant will provide round-the-clock personalised financial guidance and act as a financial companion, offering insights and directing customers to human support when required. Lloyds aims to set a precedent for responsible and customer-focused innovation in the sector through the use of agentic AI. Its initial features will include a conversational tool for personalised spending insights and a savings and investment function to support financial planning. Following an initial pilot, Lloyds plans to expand its capabilities to cover more financial products, including mortgages, car finance, and protection services from 2026 onwards. Built on Lloyds Banking Group’s Generative AI and Agentic framework, the assistant integrates curated bank data to ensure responses are accurate and relevant. The system enables natural, secure conversations while maintaining the ability to transfer customers to expert colleagues when needed. Ranil Boteju, Chief Data and Analytics Officer at Lloyds Banking Group, said: Ranil Boteju “Our AI financial assistant is underpinned by Lloyds Banking Group’s robust AI assurance framework and guardrails, helping deliver safe, explainable and regulated AI-driven interactions. We believe this innovative tool will not only provide our customers with personalised, round-the-clock support, but also set a new benchmark for the responsible and effective use of AI in UK banking.” The assistant uses generative AI for conversations and agentic frameworks to interpret requests, plan actions, and execute tasks, such as converting natural language into code for transaction queries. It is built on a secure and scalable architecture that embeds human accountability and explainability, ensuring reliable and transparent customer interactions.   Featured image credit: Edited by Fintech News Switzerland, based on image by Who is Danny via Freepik The post Lloyds Banking Group to Launch AI-Powered Financial Assistant appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Fenergo has appointed Hishaam Caramanli as President and Chief Operating Officer, effective immediately. Reporting to CEO Marc Murphy, Caramanli will oversee the company’s product, engineering, and customer functions, focusing on product development, innovation, and value delivery. Caramanli brings extensive experience in financial technology and product strategy from previous roles at ION Markets, UBS, and Morgan Stanley. Most recently, he served as Group Chief Product Officer at ION Markets, where he led product strategy and delivery across a portfolio generating over €1 billion in revenue. He previously held senior positions as Global Head of UBS Neo and Global Head of Morgan Stanley Matrix, two leading institutional trading platforms. Commenting on his appointment, Hishaam Caramanli said: Hishaam Caramanli “Fenergo has built an impressive platform, particularly with its AI-driven capabilities transforming client lifecycle management. I look forward to working with clients to deliver practical, customer-focused solutions as the industry undergoes significant change.”       Featured image credit: Edited by Fintech News Switzerland, based on image by lifeforstock via Freepik The post Fenergo Appoints Hishaam Caramanli as President and COO appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Ripple has announced a collaboration with Mastercard, WebBank, and Gemini to explore the use of Ripple USD (RLUSD) on the XRP Ledger (XRPL), a public blockchain designed for fast and secure payments. The initiative aims to test RLUSD as a stablecoin for settling fiat card transactions between Mastercard and WebBank, the issuer of the Gemini Credit Card. Sherri Haymond “Through our partnerships with Ripple, Gemini, and WebBank, we’re using our global payments network to bring regulated, open-loop stablecoin payments into the financial mainstream,” said Sherri Haymond, Global Head of Digital Commercialisation at Mastercard. “Guided by our commitment to consumer choice and strong regulatory compliance, we’re enabling settlement today while exploring how stablecoins can support future use cases.” If implemented, this will be among the first collaborations where a regulated US bank settles traditional card transactions using a regulated stablecoin on a public blockchain. The project builds on Ripple’s ongoing work with Gemini and WebBank on the Gemini Credit Card, which earlier introduced an XRP edition. Jason Lloyd “Banks are uniquely positioned to bridge blockchain technology with the traditional financial system,” said Jason Lloyd, President and CEO of WebBank. “Our collaboration allows us to explore how stablecoins like RLUSD can make institutional payments faster and more efficient while maintaining the security and reliability expected from banks.” RLUSD is a US dollar–backed stablecoin issued under the New York Department of Financial Services (NYDFS) Trust Company Charter, fully backed by cash and cash-equivalent reserves. Since its launch in late 2024, RLUSD has reached over US$1 billion in circulation, supported by DeFi platforms, Ripple’s cross-border payment solutions, and institutional users. Over the coming months, the partners will begin initial RLUSD onboarding on the XRPL, subject to regulatory approvals, and plan its integration into Mastercard and WebBank’s settlement processes.   Featured image credit: Edited by Fintech News Switzerland, based on image by user15041540 via Freepik The post Ripple, Mastercard, WebBank, Gemini Collaborate on Stablecoin Settlement Using RLUSD appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

dtcpay, a Singaporean digital payments company, has received approval for an Electronic Money Institution (EMI) license from the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg, effective 29 October. The license follows the Green Light Letter issued by the CSSF in July. The approval marks the activation of dtcpay’s European strategy, with Luxembourg serving as its continental headquarters and regulatory hub for the European Economic Area (EEA). The EMI license permits dtcpay to provide services across 30 EEA countries, covering over 450 million consumers and businesses. Alice Liu “This milestone represents a significant achievement for our team. We are highly appreciative of the expert guidance and thoughtful support provided by the CSSF throughout the application process,” said Alice Liu, Group CEO of dtcpay. Founded six years ago, dtcpay focuses on bridging traditional and digital finance through regulated stablecoin infrastructure. With its EMI license now active, alongside a growing list of approvals in other jurisdictions, the company is positioning itself for Markets in Crypto-Assets (MiCA) Crypto-Asset Service Provider (CASP) licensing as it expands its solutions in Europe. dtcpay’s choice of Luxembourg aligns with the European Union’s pro-innovation and high-compliance framework, positioning the company to serve as a regulated gateway for fintechs entering the European market.   Featured image credit: Edited by Fintech News Switzerland, based on image by Shalev Cohen via Unsplash The post dtcpay Receives EMI License from Luxembourg’s Financial Regulator appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Mergers and acquisitions (M&A) activity in the cryptocurrency sector has surged in 2025, reaching record levels amid accelerating industry consolidation, deeper convergence between traditional finance and digital assets, and a more supportive regulatory landscape. In Q3 2025 alone, the sector recorded 96 announced M&A transactions, totaling US$10.4 billion, according to new data from Architect Partners, a M&A and strategic financing advisory firm specialized in crypto and fintech. These figures represent a staggering 3,367% year-over-year (YoY) increase in M&A value from US$0.3 billion in Q3 2024, and a 191% YoY increase in deal count from 33 deals. Year-to-date, the sector has posted 271 transactions for the first three quarters of 2025, nearly double the 128 recorded during the same period in 2024. Crypto M&A value has reached US$17.7 billion, up 1,262% YoY from US$1.3 billion. Crypto M&A transaction count and consideration paid (US$ in billion), Source: Q3 2025 Crypto M&A and Financing Report, Architect Partners, Oct 2025 Convergence of traditional finance and crypto A key trend in the crypto M&A landscape in 2025 is the growing convergence of traditional finance institutions and the crypto sector. In September, British online trading platform IG Group acquired Independent Reserve, an Australian crypto exchange, for an initial enterprise value of AUD 178 million (US$116 million). The acquisition aims to accelerate IG’s entry into cryptocurrency markets in the Asia Pacific (APAC) region and complement its ongoing efforts to expand crypto offerings organically in the UK and US. IG, one of the 250 largest companies listed on the London Stock Exchange (LSE), provides online trading platforms, offering access to about 19,000 financial markets worldwide. That same month, Solowin Holdings, a Hong Kong-based financial services firm providing solutions to traditional and decentralized finance, acquired AlloyX for US$350 million. Alloyx is a startup focused on cross-border payments and institutional-grade asset tokenization through stablecoin infrastructure. The deal aims to integrate AlloyX’s technology into Solowin’s compliant financial ecosystem, activating its global stablecoin strategy. Gaining in scale and entering new markets Another key trend in 2025 is consolidation, with crypto firms acquiring competitors to scale operations and enter new markets. In July, Cold Wallet acquired competitor Plus Wallet for US$270 million, onboarding over two million users to its platform. Also in July, Australia-based crypto exchange Swyftx acquired Caleb & Brown, a US crypto brokerage and asset manager focused on high-net-worth (HNW) private investors. The deal, valued in the AUD 100-200 million (US$66-132 million) range, aims to give Swyftx access to the US, one of the world’s leading digital assets’ market. Caleb & Brown provides crypto brokerage, asset management and research services to thousands of private clients in the US, as well as Australia, managing over AUD 2 billion (US$1.3 billion) in digital assets. Expanding capabilities A third major M&A trend in 2025 is capability expansion, with leading crypto firms snapping up younger innovators to expand their capabilities and build more comprehensive digital asset ecosystems. In July, Coinbase, the largest US crypto exchange, acquired LiquiFi. LiquiFi is a token management platform offering tools for token cap table management, vesting, and compliance. Its acquisition will allow Coinbase to partner more effectively with onchain builders and early-stage teams launching and managing their own tokens. Over time, Coinbase plans to integrate these capabilities with Coinbase Prime, the company’s institutional-grade crypto exchange platform, to offer a comprehensive, end-to-end platform for token creation, custody, trading, and compliance. The transaction followed Coinbase’s US$2.9 billion acquisition of derivative platform Deribit in May. Deribit is a leading crypto options exchange by volume and open interest, with roughly US$60 billion of current platform open interest, and over US$1 trillion traded last year. Another leading crypto firm, Ripple, has also been active on the acquisition front. In August, it announced its US$200 million acquisition of stablecoin startup Rail. The acquisition aims to boost Ripple’s position as a leader in digital asset payments infrastructure, and add capabilities including virtual accounts and automated back-office infrastructure. This deal followed Ripple’s earlier acquisition of prime broker Hidden Road and corporate-treasury firm GTreasury for more than US$2 billion. Meanwhile, Talos, a provider of institutional trading and portfolio technology for digital assets, acquired in July Coin Metrics, a crypto data provider. The acquisition will see Talos integrate Coin Metrics’ extensive crypto market data, blockchain analytics and benchmark indexes, to create an integrated data and investment management platform. Like Coinbase and Ripple, Talos has pursued an active acquisition strategy, previously acquiring Cloudwall, a risk management technology provider; Skolem, an infrastructure platform for institutional decentralized finance (DeFi) trading; and D3X Systems, a portfolio construction platform for systematic investment in digital assets. It aims to build the most comprehensive, one-stop solution for all institutional trading workflows in digital assets. An improved regulatory landscape Crypto M&A activity is surging this year on the back of a more favorable regulatory environment. In the US, the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act was signed into law on July 18, marking the US’s first major national cryptocurrency legislation. The bill aims to regulate the stablecoin market, creating a clearer framework for banks, companies and other entities to issue digital currencies. Earlier, in 2024, the US Securities and Exchange Commission (SEC) lifted the ban on spot crypto exchange-traded funds (ETFs), approving 11 spot bitcoin ETFs. These instruments generated a combined trading volume of US$4.7 billion on day one, reflecting their appeal and convenience. In the European Union, the Markets in Crypto-Assets (MiCA) Regulation entered into force last year, marking the first comprehensive crypto framework introduced by a major global economy. Key components of MiCA include licensing requirements for crypto-asset service providers, specific travel requirements, as well as rules covering the treatment of stablecoins. Sustained momentum Crypto M&A activity is expected to remain strong through the final quarter of 2025, supported by prominent transactions. In late October, FalconX, an institutional digital asset prime brokerage, announced an agreement to acquire 21shares, the provider of the world’s largest suite of crypto ETFs and exchange-traded products (ETPs). The deal aims to bring together 21shares’ expertise in asset management product development and distribution with FalconX’s institutional-grade infrastructure, structuring capabilities, and risk management platform, addressing the growing institutional and retail demand for regulated digital asset exposure with tailored investment products. Founded in 2018 and headquartered in Zurich, 21shares specializes in digital asset ETPs and manages over US$11 billion in assets across 55 listed products. Crypto brokerage FalconX has facilitated more than US$2 trillion in trading volume, serving a global client base exceeding 2,000 institutions. The firm has been expanding rapidly, acquiring in January crypto derivatives trading firm Arbelos Markets, and taking a majority stake in Monarq Asset Management, a multi-strategy investment firm, in June, alongside expansions in Latin America, APAC, and Europe, the Middle East and Africa (EMEA).   Featured image: Edited by Fintech News Switzerland, based on image by sitthiphong via Freepik The post Crypto M&A Reaches New Record with Total Value Surging More Than 34-Fold YoY appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Obligate, a Zurich-based company specialising in on-chain capital markets, has completed a US$3 million capital increase led by Exponential Science Capital, alongside a public crowdfunding campaign. The raise follows growing client demand for on-chain investment products and tokenisation solutions, with the firm reporting it has reached profitability. The funding will support the company’s plans to scale its operations and expand its global presence. More than 150 new investors participated through a Republic Europe crowdfunding campaign, alongside industry figures including Yuval Rooz (Founder of Digital Asset & Canton Network), Seamus Donoghue (former Chief Growth Officer at Metaco and VP Growth at Ripple), and Khalid Howladar (former Moody’s Head of GCC Banks & Securitisation, Global Head of Islamic Finance). The round reflects Obligate’s strategy of combining institutional and community participation. The funds will be used to accelerate product development and enhance interoperability across multiple networks, including Hedera, Canton, and Solana. Obligate plans to launch flagship yield products investing in diversified portfolios of on-chain debt securities and structured products, aiming to widen access to digital fixed income opportunities. The company also intends to strengthen its distribution network and secondary market partnerships to improve liquidity and expand access to global on-chain capital markets. Matthias Wyss, Chief Executive Officer of Obligate, commented: Matthias Wyss “The companies issuing investment products on our platform are financing real projects and real commerce, directly contributing to economies around the world, which in itself represents the true essence of Real-World Assets (RWAs). Our growth strategy is built on this foundation, addressing real market needs rather than chasing hype.”       Featured image credit: Obligate The post Obligate Secures $3M to Strengthen On-Chain Capital Markets Operations appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.