Broadridge Financial Solutions Inc. (NYSE: BR) has released a new global study revealing that asset servicing volumes have surged by more than 25% year-over-year across nearly all market participants. The report, titled “Broadening Asset Servicing 2025” and developed in partnership with the International Securities Services Association (ISSA) and The ValueExchange, explores how financial institutions are responding to rising complexity, outdated technology, and increasing client expectations. Drawing insights from over 270 industry leaders worldwide, the study highlights a market at an inflection point—where rapid growth is colliding with the operational limits of legacy systems. According to Mike Alexander, President of Broadridge Wealth Management, firms must reimagine their operating models through AI, unified data architectures, and strategic outsourcing. “The future of asset servicing depends on the industry’s ability to achieve real-time straight-through processing and leverage common data with the client at the center,” Alexander said. As transaction volumes soar, the industry is under pressure to evolve beyond fragmented, batch-based processes. Data quality, technology constraints, and manual workflows have emerged as leading contributors to operational inefficiency and elevated risk exposure across the asset servicing value chain. Takeaway Broadridge’s global study reveals a 25% annual surge in asset servicing activity, underscoring the urgent need for automation, unified data, and end-to-end digital transformation. The report found that 67% of asset servicing errors stem from poor data quality, while legacy technology remains the single biggest barrier to automation. Despite advances in straight-through processing, many firms continue to rely on multiple disconnected systems—limiting scalability and client responsiveness. This fragmentation has heightened operational strain as firms attempt to balance growth with error reduction and regulatory compliance. Outsourcing has emerged as a key strategic lever to manage complexity in areas such as tax reporting, proxy voting, and event capture. Firms that outsource report lower error rates and operational costs compared to those managing processes internally. As service providers scale, the emphasis is shifting from traditional cost-cutting to building integrated, data-driven ecosystems that prioritize agility and client experience. Nearly 60% of total servicing resources are consumed by income and voluntary corporate actions, the study found—highlighting inefficiencies that could be mitigated through automation and digitalization. Over 60% of brokers reported a decline in automation levels in recent years, correlating directly with rising costs and risk. Takeaway Poor data quality and legacy systems are driving costly errors across asset servicing—pushing firms toward outsourcing, AI, and integrated digital solutions for efficiency and scale. The research also underscored the crucial role of technology providers in shaping the next era of asset servicing. A majority of participants—57% of asset servicing leaders—identified tech companies as critical enablers of meaningful scale and automation. By supplying “golden source” data and API-based infrastructure, technology partners are helping firms modernize their operations and achieve higher levels of straight-through processing. Process re-engineering has been cited as the most effective area of change over the past five years, driving measurable improvements in accuracy, efficiency, and speed. Firms investing in this transformation are reporting greater success in managing higher transaction volumes with fewer resources, signaling a clear industry shift toward continuous process optimization. “As firms, traders, and investors demand real-time digital automation, there’s immense opportunity to unify the asset servicing lifecycle,” the report noted. Firms that succeed in merging data, automation, and outsourcing are expected to achieve the highest levels of operational resilience and client satisfaction over the next five years. Takeaway Technology and process re-engineering are emerging as the most powerful drivers of transformation, enabling scalable, resilient, and client-centric asset servicing. Despite budget constraints, firms are increasing investment in modernization initiatives. Client demand remains the leading motivation for innovation (38%), followed by efforts to reduce errors (33%) and meet regulatory requirements (9%). While only a small portion of firms anticipate cutting costs in the next five years, most are prioritizing technology spending that enhances profitability and end-client experience. The study concludes that modernization through automation, outsourcing, and collaboration with technology providers will define the next phase of asset servicing. With transaction volumes rising and client expectations intensifying, firms are reengineering their models to deliver faster, safer, and more transparent services. As the industry transitions from fragmented systems to unified digital frameworks, leaders see 2025 as the beginning of a new era—one where data quality, real-time automation, and client experience form the core of asset servicing success. Takeaway The 2025 outlook points to an industry-wide pivot toward technology-led asset servicing—where automation, data integrity, and client experience drive sustainable growth.

This preview of weekly data examines USOIL and XAUUSD, where economic data expected later this week are the primary market drivers for the near-term outlook.  Highlights of the week: Canadian inflation, British inflation,services and manufacturing PMI Tuesday Canadian Inflation rate at 13:30 GMT. The anticipation here is for an increase of around 0.4% reaching the figure of 2.3%. In the event of these anticipations becoming reality then the loonie might see some short term gains against its pairs.  Wednesday British Inflation rate at 06:00 AM GMT where the figure for the month of September is expected to increase from 3.8% to 4%. If it’s confirmed the figure will reach a yearly high and the pound might witness some short term gains against other currencies.  Thursday Japanese inflation rate at 23:30 GMT. The expectations for the month of September is that the rate could go up to 2.9% from the previous 2.7%. This might be somewhat bullish news to the market participants trading the yen.  Friday Flash British manufacturing PMI at 08:30 AM GMT. The expectations for the figure are at 46.7 compared to the previous 46.2. UK manufacturing has been under pressure since July and is still failing to surpass the 50 point mark which was last seen around September of last year.  Flash British services PMI at 08:30 AM GMT. Market participants are expecting the publication to be at 51.1 points compared to the 50.8 points of September. The services sector in the UK has managed to remain above the 50 point mark for the last 20 months (excluding April of 2025 where it was at around 49). This shows the health and strength of the sevice sector in the UK and could potentially create some support for the quid in the immediate aftermath of the release.  USOIL, daily Oil prices fell after a third straight weekly decline as traders reacted to easing U.S.–China trade tensions pushing WTI toward $56 a barrel amid optimism over upcoming trade talks. China’s economy slowed for a second consecutive quarter, though Beijing maintained its 5% growth target. Oil futures are heading for a third monthly loss, pressured by an expected supply surplus through 2026, according to the IEA.  Trump said he plans a second meeting with Putin to discuss ending the war in Ukraine, though prior talks have achieved little. Citigroup warned that any de-escalation could push oil toward $50 a barrel. Market indicators suggest weakness, with near-term spreads narrowing and longer-term contracts shifting into bearish contango.  On the technical side, crude oil price has extended its aggressive bearish trend last week with no major signs of reversing. Apart from the extreme oversold Stochastic oscillator there are no other signs of a bullish correction. The faster 50-day simple moving average is trading below the slower 100-day simple moving average validating the overall bearish trend in the market while the Bollinger Bands are quite expanded showing that there is increased volatility in the market for crude oil hinting that there is potential for sharp moves in the upcoming sessions. Eventhough, the area of $62 is the major technical resistance level, it seems that it might need some time to retest this level. The lower band of the Bollinger Bands seems to be the first level of technical support for the price while the area of $56 might pose some support since its the multiyear low which was last tested in early May 2025.  Gold-dollar, daily Gold stays supported by rising U.S.–China trade tensions, the ongoing U.S. government shutdown, and expectations of two more Fed rate cuts this year. These factors weaken the dollar and sustain safe-haven demand despite overbought conditions. Trump’s threat of 100% tariffs on Chinese goods and China’s retaliatory port fees have reignited trade war fears. Meanwhile, the prolonged shutdown adds to economic uncertainty. Geopolitical risks remain high as Russia escalates strikes on Ukraine, though Trump plans to meet Putin in Budapest to discuss peace. In addition, dovish Fed comments from Powell, Waller, and Kashkari confirm a softening labor market and cooling inflation, with markets fully pricing in 25 bps cuts in October and December keeping gold’s outlook bullish.  From a technical perspective, the price of gold seems to be losing some steam with a bearish correction taking place late last week after retesting the upper band of the Bollinger Bands. The Stochastic oscillator as a result also corrected slightly but still remains in extreme overbought conditions. The moving averages are still validating the overall bullish momentum in the market and for the time being while the Bollinger Bands are quite expanded showing that volatility is still there to support any sharp moves. The first potential area of support might be seen around the $4,200 which is the psychological support of the round number and a second level might be around $4,000 for the same reason.  Disclaimer: The opinions in this article are personal to the writer and do not reflect those of Exness or Finance Feeds. Disclaimer: This sponsored market analysis is provided for informational purposes only. We have not independently verified its content and do not bear any responsibility for any information or description of services that it may contain. Information contained in this post is not advice nor a recommendation and thus should not be treated as such. We strongly recommend that you seek independent financial advice from a qualified and regulated professional, before participating or investing in any financial activities or services. Please also read and review our full disclaimer.

Bitcoin cryptocurrency can be expected to rise to the next resistance level 115000.00 (which stopped the earlier wave b).   Bitcoin reversed from support area Likely to rise to resistance level 115000.00 Bitcoin cryptocurrency today reversed up with the daily Japanese candlesticks reversal pattern Hammer Engulfing from the support area set between the two powerful support levels – 105250.00 (which has been reversing the price from June, as can be seen from the daily Bitcoin chart below), 108320.00 (previous monthly low from August and September), lower daily Bollinger Band and the 38.2% Fibonacci correction of the previous sharp upward impulse from April. The upward reversal from this support zone stopped the earlier minor impulse wave c from the start of October – creating the daily Morning Star (strong buy signal for Bitcoin). Given the strong daily uptrend and the predominantly bullish sentiment seen across the cryptocurrency markets today, Bitcoin cryptocurrency can be expected to rise to the next resistance level 115000.00 (which stopped the earlier wave b). Bitcoin Technical Analysis The subject matter and the content of this article are solely the views of the author. FinanceFeeds does not bear any legal responsibility for the content of this article and they do not reflect the viewpoint of FinanceFeeds or its editorial staff. The information does not constitute advice or a recommendation on any course of action and does not take into account your personal circumstances, financial situation, or individual needs. We strongly recommend you seek independent professional advice or conduct your own independent research before acting upon any information contained in this article.

The International Organization of Securities Commissions (IOSCO) has published its Final Report assessing how jurisdictions worldwide are implementing IOSCO’s 2023 Policy Recommendations for Crypto and Digital Asset (CDA) Markets. The report highlights steady progress in regulatory adoption but warns that inconsistencies and gaps in enforcement could leave investors exposed and enable regulatory arbitrage across borders. Conducted by IOSCO’s Fintech Task Force and Assessment Committee, the review covered twenty jurisdictions from both advanced and emerging markets. It evaluated how countries have implemented recommendations covering governance, conflicts of interest, fraud prevention, custody practices, investor protection, and disclosures. The review also emphasized the importance of cross-border cooperation as crypto and digital asset activities increasingly operate across multiple regulatory environments. In parallel with IOSCO’s review, the Financial Stability Board (FSB) released its own thematic assessment of crypto-asset and global stablecoin regulation. Both organizations published a joint note emphasizing the need for coordinated action to ensure consistent global implementation of crypto oversight frameworks. Takeaway IOSCO’s report underscores a global push toward consistent crypto regulation, warning that fragmented oversight could undermine investor protection and financial stability. The IOSCO review found that while many jurisdictions have made notable progress, the fast-evolving crypto ecosystem still presents risks related to investor protection, market integrity, and operational resilience. Key areas identified for improvement include the need for greater regulatory alignment, enhanced enforcement coordination, and proactive monitoring of emerging risks, such as DeFi protocols and tokenized securities. IOSCO emphasized that the implementation of its CDA Policy Recommendations is a matter of urgency. The organization is expanding its capacity-building programs to help regulators strengthen technical expertise and accelerate adoption of the standards. By facilitating knowledge exchange, IOSCO aims to improve the quality and consistency of crypto-asset oversight worldwide. “In view of the fast-evolving crypto-asset ecosystem, this assessment report is an important milestone in encouraging jurisdictions to ensure their frameworks sufficiently address investor protection and market integrity challenges,” said Jean-Paul Servais, IOSCO Board Chair. “The complementarity between the IOSCO and FSB reports highlights the importance of principle-based global solutions to these challenges.” Takeaway IOSCO is urging regulators to accelerate the adoption of its crypto policy framework, combining capacity-building and cross-border collaboration to strengthen global standards. Cross-border information sharing emerged as one of the report’s central themes. With most crypto-asset service providers (CASPs) operating across jurisdictions, IOSCO warns that limited cooperation among regulators could hamper effective supervision. The report recommends exploring new mechanisms for international data exchange that extend beyond enforcement to include the authorization and supervision phases of regulatory oversight. “Cross-border cooperation emerges as a critical common area of focus both in IOSCO and FSB reports,” said Matthew Long, Director of Payments & Digital Assets at the UK Financial Conduct Authority and Review Co-Chair. “Enhanced international cooperation is essential to address regulatory arbitrage and ensure consistent and coherent oversight.” IOSCO’s findings signal an increasing convergence between national regulators seeking to close compliance gaps while balancing innovation and investor protection. The organization aims to develop a standardized assessment methodology for future reviews to measure implementation progress across member jurisdictions. Takeaway The report calls for deeper international collaboration and harmonized standards to ensure that crypto markets are supervised effectively across borders. “While progress has been made in many jurisdictions, crypto-assets are increasing their footprint across the world,” said Laurent van Burik, Head of Unit at CSSF Luxembourg and Review Co-Chair. “More must be done as new business models and risks continue to emerge. Our report serves as an initial assessment under IOSCO’s Crypto-Asset Implementation Roadmap and will guide the development of future review methodologies.” The release of IOSCO’s review marks a major step toward coordinated oversight of digital asset markets. It emphasizes the importance of global consistency, investor protection, and information sharing as foundational elements of the next phase in crypto regulation. As jurisdictions move to implement IOSCO’s recommendations, the organization plans to monitor progress closely and refine its framework to keep pace with technological change. Together with the FSB’s concurrent findings, the IOSCO report represents a unified effort among global standard setters to close regulatory gaps and enhance resilience across the digital asset ecosystem. Takeaway IOSCO’s review signals a pivotal step toward coordinated global oversight of digital assets, reinforcing transparency, consistency, and investor confidence in crypto markets.

Cloud Failure Hits Financial Platforms Coinbase and Robinhood were among several major trading platforms affected by an Amazon Web Services (AWS) outage on Monday, disrupting logins and order execution for millions of users. The incident exposed the vulnerability of financial infrastructure built on centralized cloud systems. The outage originated from AWS’s US-EAST-1 region in Northern Virginia, where the company reported “increased error rates and latencies” across multiple services. Coinbase, the third-largest cryptocurrency exchange by volume, saw its mobile and Base apps go offline for several hours, preventing users from accessing accounts, placing orders, or making withdrawals. AWS said in a status update about three hours later that “global services and features that rely on US-EAST-1 have also recovered.” Coinbase said it was “seeing early signs of recovery” but continued to work on restoring full functionality. Investor Takeaway The outage underscores how dependent exchanges and fintech platforms remain on centralized cloud providers. Even brief downtime can stall billions in trades and shake user confidence. Broader Impact and User Reactions While other crypto exchanges stayed online, users on Robinhood reported delays in trade execution and API errors. The disruption spread beyond finance, with platforms such as Reddit, McDonald’s, and Fortnite also affected. “Amazon down, Robinhood down, Reddit down, McDonald’s down, Fortnite down,” crypto trader Kushy wrote on X during the outage. The crash echoed a similar AWS disruption in April, which affected at least eight crypto trading venues including Binance, KuCoin, Gate.io and DeBank. Amazon attributed that incident to “connectivity issues” across 12 of its core services. Monday’s event, though shorter, reignited debate about how centralized cloud failures can paralyze critical financial systems in seconds. “Just six months after the previous outages at Binance, KuCoin, and other centralized exchanges caused by AWS issues, we’re facing another wake-up call. This highlights why decentralized solutions are essential. Decentralized cloud computing offers a powerful alternative by distributing data and processing across a network, reducing the risk of single points of failure that can lead to complete service disruptions,” said Dr. Max Li, founder and CEO of OORT – the data cloud for decentralized AI. AWS hosts infrastructure for most major exchanges, including Binance, Coinbase, BitMEX, Huobi, Crypto.com and Kraken. These firms rely on AWS for low-latency trading and scalable processing, making any downtime particularly disruptive during high-volume periods. Push for Decentralized Cloud Alternatives The repeated outages have renewed interest in decentralized infrastructure designed to remove single points of failure. Blockchain project Vanar Chain is developing a distributed storage and computing framework to handle high-speed data demands without centralized dependency. Two weeks after the April outage, Vanar launched Neutron, an AI-native blockchain layer that offers data compression ratios up to 500:1, allowing files to be stored entirely on-chain. “This unlocks entirely new possibilities: from simply storing a file fully on-chain without relying on third parties, to querying and verifying the actual information inside the file,” said Jawad Ashraf, Vanar’s CEO. The Internet Computer protocol, run by Dfinity, provides another model for decentralized cloud infrastructure. It distributes storage and processing across independent global nodes, eliminating reliance on a single corporate provider. Other Web3 projects such as Filecoin, Akash Network and Render Network are pursuing similar models for decentralized data, computation and GPU resources. Investor Takeaway Monday’s incident will likely strengthen the case for decentralized computing. As exchanges scale, resilience—not just speed—will define the next phase of crypto infrastructure. Recovery and Ongoing Concerns By late Monday, AWS reported that services in the US-EAST-1 region were “fully recovered.” Coinbase confirmed that trading and withdrawals had resumed, though some users still reported intermittent errors. Robinhood did not issue a detailed statement but appeared to stabilize within hours.

Coinbase Business has introduced two new tools—global payouts and payment links—designed to streamline how businesses send and receive digital payments in USDC. These features provide instant settlement, low transaction fees, and seamless API integrations, allowing global companies to manage cash flow and expand operations with greater efficiency. Traditional B2B payments have long been hindered by high fees, slow processing times, and complex cross-border systems. Coinbase’s new tools remove these barriers by offering fast, gasless transactions on networks such as Base, eliminating chargebacks, and minimizing processing costs. Businesses can now send payments to vendors, freelancers, or partners worldwide—or receive customer payments—through secure, crypto-native workflows. “Your business moves fast—your money should too,” said Sid Coelho-Prabhu, Head of Product at Coinbase Business. “Global payouts and payment links redefine how companies handle transactions, giving them a reliable, scalable foundation to grow in a digital-first economy.” Takeaway Coinbase Business is redefining B2B payments by combining stablecoin efficiency with enterprise-grade infrastructure, enabling instant, low-cost transactions globally. With Global Payouts, businesses can now send USDC to any crypto wallet or even an email address, funding payouts from on-platform balances or connected bank accounts. Recipients without wallets can claim payments by opening a Coinbase account, simplifying access for international vendors and contractors. The system eliminates multi-day wire delays and currency conversion friction while providing settlement finality in seconds. The new Payouts API enables automation of bulk or recurring payments, allowing businesses to trigger transactions on demand or according to custom schedules. Contact management tools within Coinbase Business further enhance accuracy and reduce operational overhead, making the platform well-suited for enterprises managing large-scale disbursements. These enhancements transform cross-border business payments into a near-instant process, with settlement speeds measured in seconds rather than days and with zero gas fees for recipients on Base. Takeaway Global payouts via USDC empower companies to settle transactions instantly—improving vendor relations, reducing costs, and removing reliance on legacy banking rails. Coinbase Business also introduced Payment Links, allowing companies to create a simple link that customers can use to send USDC payments instantly. The feature accepts hundreds of wallets—including Base, MetaMask, and Phantom—and settles payments in under a second, with no network fees or credit card charges. Developers can integrate the upcoming Payment Links API to dynamically generate links at scale for apps or e-commerce flows. The result is a frictionless payment experience that enables global sales without the typical 3% card-processing fees or exposure to chargebacks. All USDC balances held on Coinbase Business are automatically enrolled in USDC Rewards, currently earning 4.1% APY, with the ability to cash out anytime to linked bank accounts via Wire or ACH. The platform also supports accounting integrations through QuickBooks, Xero, and CoinTracker for seamless reconciliation and reporting. Takeaway With Payment Links, Coinbase Business gives merchants and developers a direct way to receive global payments—instantly, securely, and without card or network fees. Together, the global payouts and payment links capabilities make Coinbase Business an all-in-one hub for corporate treasury and merchant operations. Businesses can automate vendor payments, streamline customer billing, and manage on-chain cash flow within a single, regulated environment. This positions Coinbase Business as a powerful tool for companies seeking real-time global settlement using digital dollars. The new tools are part of Coinbase’s broader strategy to unify its merchant solutions under one brand. Over the coming months, Coinbase Commerce will merge into Coinbase Business, consolidating its custody, payments, and cash-out features into a single product experience for business customers. Built on Coinbase Crypto-as-a-Service (CaaS) infrastructure, the platform offers enterprise-grade scalability and compliance, serving large e-commerce platforms and institutions such as Shopify. These integrations enable merchants and developers to embed crypto payment capabilities into their applications while maintaining transparency and regulatory integrity. Takeaway By unifying its payment ecosystem under Coinbase Business, Coinbase is building the future of global treasury—where digital dollars move at internet speed with full regulatory assurance.

The global shift toward digital assets continues to redefine how financial service providers — especially in Forex, CFD, and PSP sectors — operate and manage payments. Below is BitHide’s 2025 report overview on crypto payment solutions for Forex, CFD, and PSP sectors — with a focus on what truly matters to these industries. The Critical Crossroads: Sovereignty, Security, and Compliance for Trading Platforms For Forex brokers, CFD platforms, and PSPs operating in high-volume environments, the criteria for selecting a crypto payment solution are defined by three pillars: who controls the assets (Custody), the robustness of risk defense (AML/Access Control), and the platform’s ability to scale operations while maintaining operational privacy (Infrastructure). In focus are nine key providers shaping the 2025 B2B crypto payments market: Custodial solutions – CoinGate, B2BinPay; Non-custodial solutions – BitHide, Plisio, BTCPay Server; Hybrid and institutional models – Coinbase Commerce, NOWPayments, Fireblocks. Together, these platforms represent the spectrum of approaches available to brokers and PSPs. 1. Custody Is Control: Eliminating Third-Party Risk The custody debate splits the market into three categories: custodial, non-custodial, and hybrid. Custodial solutions such as CoinGate and B2BinPay are convenient and easy to onboard. CoinGate stores assets in hot/cold wallets under its management, offering merchants simple conversion tools. B2BinPay provides wallet-as-a-service but controversially disclaims custodial liability in its legal terms, creating a gap between technical control and legal accountability. The trade-off is clear: convenience at the cost of third-party risk. Hacks and bankruptcies (e.g., Bybit, FTX) prove how dependence on custodians exposes businesses to systemic vulnerabilities. Non-custodial models place responsibility on the client. Plisio forwards payments directly to merchants without long-term storage. BTCPay Server, an open-source processor, lets companies run their own node and retain full key control. BitHide operates as a fully non-custodial, privacy-focused infrastructure for businesses that want to store and transact with crypto entirely under their own control. Hybrid solutions try to balance both. Coinbase Commerce offers merchants the choice between custodial and self-custody modes. NOWPayments defaults to non-custodial forwarding but can hold funds temporarily on request. Fireblocks uses MPC technology, splitting keys between multiple parties, and more recently launched an SDK for full local custody. For brokers and PSPs, this spectrum of custody directly determines their exposure to censorship, seizure, or operational error. 2. Risk Defense: Advanced AML, Access Control, and Operational Privacy Most providers rely on AES-256 or TLS encryption. Fireblocks adds SGX enclaves and MPC to eliminate single points of failure. BitHide implements 2FA, fingerprint technology, user-side AES-256 encryption with unique per-client keys, making mass decryption difficult. B2BinPay and CoinGate use 2FA, multisig, and whitelists; NOWPayments combines 2FA with cold storage. Open-source tools like BTCPay and Wasabi leave encryption fully in user hands. IP Protection and Privacy Few solutions invest in network-level anonymization. Wasabi forces all traffic through Tor. BTCPay can run as an onion service. BitHide’s “Dark Wing” combines Tor + VPN with IP rotation for each transaction. By contrast, mainstream solutions like CoinGate, B2BinPay, Coinbase Commerce, and NOWPayments rely on HTTPS, leaving IP metadata exposed. Transaction Anonymization Privacy layers vary: BitHide introduces proxy payments and rotating deposit addresses. Wasabi relies on CoinJoin, though regulators often flag mixed coins. CoinGate/NOWPayments generate new addresses per invoice but without deeper obfuscation. Fireblocks emphasizes transparency for audits, not anonymity. AML & Compliance As illicit crypto inflows hit $40.9B in 2024, AML is non-negotiable. BitHide includes built-in AML screening for incoming funds and counterparties’ addresses and AML bot, which lets users manually check addresses directly in Telegram.  B2BinPay provides multi-level AML filters tied to plans. NOWPayments and CoinGate focus on address whitelisting. Fireblocks targets institutional compliance, embedding policy engines and audit trails 3. Infrastructure: Scaling, Automation, and Customization For high-volume brokers and PSPs, infrastructure is just as important as custody or compliance. A payment solution must not only secure funds but also scale with growing transaction volumes, support automation of routine tasks, and adapt to unique business workflows. Without these features, even the most secure gateway can become a bottleneck. Customization and White Label Customization determines whether a payment solution becomes a true part of a company’s workflow or remains just a plug-in. Providers take different approaches: BitHide – REST APIs, payment widgets and pages, webhooks for building custom flows. Fireblocks – SDKs and policy engines designed for institutional compliance. B2BinPay – supports payouts and AML filters, though feature depth depends on the chosen plan. Plisio and CoinGate – basic plug-and-play APIs, easy to start but limited in flexibility. BTCPay Server – unlimited customization options but requires significant developer resources. In short, simple gateways allow for a quick launch, while advanced solutions provide deeper integration for brokers and PSPs with complex needs. Role-Based Access and Controls In high-risk environments, RBAC is essential to prevent insider threats and operational mistakes. The market shows clear differences: BitHide – role-based access and double approval for transactions. Fireblocks – MPC with security rules embedded at the policy level. B2BinPay – IP whitelists and role assignments. Coinbase Commerce – basic 2FA combined with a vault model. NOWPayments and CoinGate – simple 2FA and whitelists. Wasabi and BTCPay – responsibility left entirely with the user. This creates two poles: lightweight solutions that prioritize accessibility, and enterprise-grade platforms with layered approval systems. Mass Payouts and Automation For brokers and PSPs, the ability to automate bulk operations is critical when managing affiliate or payroll flows. The solutions differ widely: BitHide – automated mass payouts, auto-withdrawals, crypto payroll solution, TRX fees oprimization. Fireblocks – batch operations with SaaS limitations. B2BinPay – bulk payouts available but vary by plan. NOWPayments / CoinGate – API-based bulk sending with minimal automation. Plisio – basic bulk-send functionality. BTCPay / Wasabi – mostly manual transaction management. For companies handling tens of thousands of recurring transfers, automation depth becomes a competitive edge, making BitHide and Fireblocks stand out. Developer Experience and Integrations Integration speed often determines adoption. Providers can be divided into two broad groups: CoinGate, NOWPayments, Plisio – fast setup with plugins for Shopify/WHMCS, minimal coding required. Coinbase Commerce – standardized checkout pages for merchants. B2BinPay – robust API but complex contracts and onboarding. Fireblocks – SDKs and developer-friendly tools, but aimed at enterprise budgets. BTCPay Server – maximum flexibility through self-hosting, but developer-intensive. BitHide – APIs, webhooks, payment pages and widgets with extra callback encryption for secure workflows. The trade-off is clear: merchant-friendly solutions emphasize speed, while enterprise platforms focus on deep integration and long-term scalability. Conclusion: Best Solutions for Forex, CFD, and PSP Leaders For sectors like Forex, CFD, and PSPs, the trade-offs between sovereignty, compliance, and scalability are critical. Businesses must decide whether they prioritize convenience, regulatory oversight, or operational independence. Here are the leading crypto payment solutions for Forex, CFD, and PSPs in 2025: BitHide — for business who need to automate crypto operations end-to-end. Supports automated AML screening, TRX fees optimization, and built-in crypto swap within a non-custodial architecture. Fireblocks — suited for regulated Forex and CFD platforms requiring enterprise-grade compliance and custodial infrastructure. B2BinPay — a regulated payment processor with deep integrations for PSPs and crypto exchanges. Explore full report on the BitHide’s website. In 2025, choosing the right crypto payment architecture means more than just processing transactions. It’s about balancing speed, transparency, and autonomy — while keeping operations compliant and cost-efficient.

Chainlink ($LINK) price and the broader decentralized finance (DeFi) market experienced significant upward momentum on Monday, October 20, 2025, as the native token for the industry-leading oracle network surged following a flurry of deeply fundamental and on-chain catalysts. This marked a sharp and decisive recovery, with LINK emerging as one of the standout performers in the crypto space, driven by fresh institutional adoption and a powerful accumulation trend by high-net-worth investors. Why Is Chainlink Price Surging? Institutional Adoption and Whales Trigger Market Response The recent Chainlink Price Prediction is unequivocally bullish, largely driven by a combination of massive on-chain accumulation and the network’s continued success in onboarding traditional finance (TradFi) giants. Whale Accumulation Signals Strong Confidence The most immediate catalyst for the price jump came from on-chain accumulation signaling a strong belief in LINK’s future value among large investors. On-chain analyst Lookonchain reported that a significant amount of capital flowed into Chainlink in the days leading up to the surge: Thirty new wallets collectively withdrew a total of 6,256,893 LINK. This accumulation, valued at approximately $116.7 million, occurred since October 11. This concerted buying effort by high-net-worth entities, commonly referred to as “whales,” often precedes major price movements, demonstrating why the Chainlink Price Prediction narrative is rapidly shifting bullish. The accumulation also coincided with a wider crypto recovery, as Chainlink led the way following a recent market downturn. Q3 Institutional Wins Cement Market Dominance Fueling the long-term optimism is the groundbreaking work detailed in the Chainlink Quarterly Review: Q3 2025, which highlights a strategic pivot toward becoming the full-stack infrastructure layer for the tokenization of global finance. The report detailed major collaborations and milestones with global financial market institutions: Swift, DTCC, and Euroclear: Chainlink announced collaborations with the interbank messaging system Swift, the U.S. financial system clearing company Depository Trust and Clearing Corp. (DTCC), and its European equivalent, Euroclear. This work is focused on leveraging Chainlink’s platform for tokenized finance and streamlining complex processes like corporate actions. U.S. Department of Commerce: A pilot program with the U.S. Department of Commerce was highlighted to bring key government macroeconomic data on-chain. Corporate Actions Initiative: Chainlink, alongside 24 of the world’s largest financial institutions—including UBS, BNP Paribas, and Wellington Management—showcased its continued work on a unified infrastructure for streamlining corporate actions processing using oracles, blockchains, and AI Source: Chainlink Quarterly Review: Q3 2025 | Chainlink Blog Chainlink’s CEO and co-founder, Sergey Nazarov, emphasized the network’s indispensable role in bridging TradFi and DeFi at Swift’s 2025 Sibos Conference: “It has become clear to everyone in the TradFi and DeFi community that the Chainlink Stack is the only system where you can get all of your digital asset challenges solved using a single standard.“   This years SIBOS is the biggest one yet for Chainlink. Moving our work forward with Swift on interoperability, as well as announcing our work with the DTCC, Euroclear, UBS, DBS, BNP and many others on solving key problems like corporate actions for successful institutional… https://t.co/J6eUxKLC2h — Sergey Nazarov (@SergeyNazarov) October 1, 2025 The Shift to a Full-Stack RWA Infrastructure The accomplishments in Q3 underscore that Chainlink is evolving far beyond just a data oracle for DeFi. The network is positioning itself as the only all-in-one platform and global set of standards providing the essential data, interoperability, compliance, privacy, and orchestration capabilities required to power the full lifecycle of on-chain use cases. This broader vision transforms Chainlink into a crucial infrastructure layer for tokenized and real-world assets (RWA). Key developments supporting this vision include: Digital Transfer Agent (DTA) Technical Standard: The introduction of DTA is a comprehensive set of technical standards designed to enable transfer agents and fund administrators to expand their operations on-chain. DataLink: New solutions like DataLink were launched, complementing the network’s robust capabilities. Chainlink Reserve Growth: The report noted continual inflows to the Chainlink Reserve from off-chain and on-chain revenue, demonstrating a path toward long-term economic sustainability. The network’s dominant position in the oracle sector remains unchallenged. According to DeFiLlama data, Chainlink maintains the largest market share by a significant margin: Total Value Secured (TVS): $62 billion. Market Share: 62% of the oracle market. Nearest Competitor: Chronicle, with $10 billion TVS. This unparalleled dominance solidifies the foundation for a positive Chainlink Price Prediction as it becomes the foundational layer connecting the multi-trillion-dollar TradFi world to the blockchain ecosystem. Technical Analysis Reveals LINK Price Bullish Potential | Chainlink Price Prediction My technical analysis shows that the positive fundamental news and whale activity have decisively influenced the market structure for LINK. Chainlink Price Prediction momentum is currently strong after the recent sharp recovery. LINK’s price rose by 13.6% over 24 hours to trade around $18.82, representing one of its strongest daily gains this month. The price has bounced from the $14 crash low on October 10 and reclaimed key moving averages, establishing a clean technical rebound. Based on the technical rebound and fundamental strength, a near-term Chainlink Price Prediction targets a decisive break above the $20.17 resistance (previous upward pivot from the start of October). The short-term forecast indicates: Breakout Target: A successful push above the $20.17 resistance would confirm the end of the technical correction and signal a strong continuation of the bull trend. Ultimate Resistance: The next upside targets are set at the $23.50–$23.70 resistance area. Crucial Support: Holding above $18.50 remains essential for maintaining the current bullish strength and encouraging continued buying interest. Only a significant and sustained move back below the $14 crash low would signal a complete bearish reversal. Given the current on-chain accumulation and institutional narrative, the path of least resistance is firmly upward, setting a strong precedent for the long-term Chainlink Price Prediction. Source: TradingView Whale Activity and On-Chain Metrics Reinforce Confidence in $LINK The highly concentrated accumulation of LINK by institutional and high-net-worth wallets is a powerful reflection of confidence, suggesting that these entities view the recent price dip as a compelling buying opportunity. On-chain analysis provided by platforms like Lookonchain offers a clear, verifiable view of this smart money activity. The withdrawal of 6.26 million LINK ($116.7 million) from centralized exchanges (CEXs) is a particularly bullish signal, as it removes supply from the open market and indicates a long-term holding strategy rather than speculative trading. One on-chain analyst highlighted the accumulation: On-chain analyst Lookonchain reported that 30 new wallets had withdrawn a total of 6,256,893 LINK ($116.7 million) since Oct. 11, signaling accumulation from high net worth entities.   Insane accumulation! 30 new wallets have withdrawn 6,256,893 $LINK($116.7M) from #Binance since the 1011 market crash. pic.twitter.com/uI26RW1hq6 — Lookonchain (@lookonchain) October 20, 2025 Source: Lookonchain Additional whale activity further supports the trend of strategic accumulation in the past week. A newly created wallet withdrew 142,428 LINK, valued at $2.4 million, from Binance on October 19. Moreover, Coincu recently reported a whale purchase and withdrawal of 934,000 LINK worth $16.94 million, reinforcing the broader trend. These consistently large transactions reflect growing confidence in Chainlink’s long-term value, even during market uncertainty. Broader Crypto Market Recovery and Institutional Thesis The Chainlink surge is happening in the context of a wider crypto market recovery. Chainlink’s native token, LINK, rose 13.6% over 24 hours, leading the rebound after a period of market-wide leverage-inspired downside. The broader cryptocurrency market, as measured by the CoinDesk 20 Index (CD20), a proxy for the overall market health, also added 4.2% in the same period. This suggests that investors are rotating capital back into established, fundamentally strong assets with clear roadmaps for institutional integration. Chainlink’s institutional-grade infrastructure is what sets it apart. The company’s focus on bringing tokenized real-world assets (RWA) into the blockchain domain—backed by partnerships with major financial market infrastructures like Swift, DTCC, and Euroclear—positions it at the epicenter of the most significant long-term trend in the digital asset space. This strong institutional thesis provides an asymmetric setup for Chainlink, differentiating its price action from purely speculative altcoins and establishing a robust foundation for an optimistic long-term Chainlink Price Prediction. Source: Chainlink Quarterly Review: Q3 2025 | Chainlink Blog Chainlink Price Prediction FAQ Has Chainlink surpassed its competition in the oracle sector? Yes. Chainlink maintains a dominant, leading position in the decentralized oracle sector. According to DefiLlama data, Chainlink secures $62 billion in Total Value Secured (TVS), commanding an overwhelming 62% market share. Its closest competitor, Chronicle, trails significantly with only $10 billion TVS. This vast gap in TVS and market share underscores its status as the industry standard, which is a major factor in any long-term Chainlink Price Prediction. What is the long-term Chainlink Price Prediction based on Q3 news? The long-term Chainlink Price Prediction is extremely bullish due to the Q3 2025 accomplishments. The network has successfully evolved from a data oracle into a full-stack RWA and tokenized asset infrastructure platform. The foundational work with global financial market infrastructures (Swift, DTCC, Euroclear) and the U.S. Department of Commerce establishes an undeniable trajectory toward mass institutional adoption. The long-term price potential is highly dependent on the successful execution of its RWA vision, which seeks to connect the multi-trillion-dollar traditional finance market to the Chainlink network. Is LINK a good buy right now? LINK investment decisions should always be based on individual risk tolerance and market analysis. However, current data suggests a highly favorable risk-reward profile. Technical analysis confirms a strong rebound from the $14 crash low, a breakout from a bearish pattern, and strong momentum indicators (RSI at 67.9). Critically, on-chain data shows powerful and consistent whale accumulation ($116.7 million since October 11), indicating smart money is betting on the token’s long-term value, which is anchored by its undeniable institutional market position. Investors should monitor the key resistance at $20.16 and the crucial support level at $18.38. The token’s rise comes amid fresh onchain accumulation, new institutional partnerships, and Chainlink Labs’ push into real-world asset infrastructure. Chainlink emerged as one of the standout performers, demonstrating notable gains across major tokens following the influx of capital and the decisive progress in Q3 2025.

The cryptocurrency market is ever-moving. One moment, a coin is trending up; the next, it is crashing down. For traders—particularly those who are new—making informed decisions in this volatile environment can appear near impossible. This is where crypto signals and trading indicators come into play, offering a way to cut through the noise and spot potential opportunities. Crypto signals are real-time recommendations to buy, sell, or hold a specific digital asset. They are curated trading suggestions, often generated by experienced analysts, sophisticated algorithms, or artificial intelligence. They break down complex market analysis into simple, understandable, actionable signals that typically include the asset, suggested entry point, exit target point (take profit), and a place to stop losses (stop loss). An active crypto trader needs to know how they are made and where to find the reliable ones. Key Takeaways Crypto signals are actionable trade recommendations (for example, “Buy BTC at $X”), while trading indicators are the tools (such as RSI and MACD) used for market analysis that generate those signals. Signals are available in free or paid communities in Telegram and Discord, or in proprietary applications. Always screen the provider’s track record and transparency. Do not trade based on a single signal. Use them in conjunction with your own analysis and manage risk through the use of Stop-Loss orders, limiting capital allocated per trade. How Crypto Trading Indicators Work Crypto signals rely on technical analysis, the study of market action, primarily through the use of charts and trading indicators. These indicators are mathematical calculations based on the price, volume, or open interest of a security or contract. They help traders by doing the following: Identify trends: Determine the overall direction of the market (up, down, or sideways). Measure momentum: Assess the speed and strength of price movement. Measure volatility: Measure how fast prices move. Oversold conditions: Identify when the price of a security is too high or too low, suggesting a probable reversal. Common Crypto Trading Indicators Indicator Type What It Does Relative Strength Index (RSI) Momentum Measures the speed and change of price movements, identifying overbought (above 70) and oversold (below 30) conditions. Moving Averages (MAs) Trend Smooths out price data to create a single flowing line, helping to identify the direction of the trend. Examples include simple (SMA) and exponential (EMA). Moving Average Convergence Divergence (MACD) Trend & momentum Shows the relationship between two moving averages, used to spot changes in the strength, direction, momentum, and duration of a trend. Bollinger Bands Volatility Consists of a middle moving average and two outer standard deviation lines, used to gauge market volatility and identify potential overbought/oversold levels relative to the average.   Signals are generated when one or a combination of these indicators hits a predefined condition. For example, a “buy” signal might be issued if the RSI crosses above 30 (moving out of oversold territory) while a fast-moving average crosses above a slow-moving average (a bullish crossover). Where to Find Crypto Trading Signals Signals are distributed through various channels, ranging from self-generated data to third-party provider services. Self-Generated Signals The most controlled and reliable method is to create signals based on your own technical analysis. Apply indicators to price charts on platforms such as TradingView or directly on your exchange’s charting interface. It requires deep knowledge of TA but offers maximum control and understanding of the underlying rationale. Signal Providers and Channels Many traders prefer to use signals generated by professional analysts or algorithmic systems. These are commonly delivered via: Telegram and Discord communities: These are the most popular methods. You can find both free and paid/VIP channels. Free groups tend to offer basic signals or delay premium alerts, whereas paid subscriptions provide more frequent, in-depth signals with clearer details and explanations. Proprietary apps and dashboards: Some providers and even major crypto exchanges (including Binance, Kraken, and Coinbase) offer signals or analytic tools directly through their platforms or via dedicated mobile apps, with AI-powered algorithms for faster alerts in some cases. Automation platforms and trading bots: Platforms such as Cryptohopper or Cornix can automatically execute trades based on received signals, allowing for quick reaction times, which are critical in the fast-moving crypto market. Vetting a Signal Provider Before relying on any external source, you must vet the provider carefully: Track record & transparency: Look for a verifiable history of past trades, including both wins and losses, over at least a year. Be skeptical of providers who only show successful trades or promise unrealistic returns (for example, “1000% gains guaranteed”). Reputable providers explain the logic behind their trades. Signal clarity: The alert should be structured and contain all necessary information: entry price/range, take profit levels, and stop loss level. Community and support: A strong, active community and responsive support can indicate a legitimate service. Bottom Line Crypto signals are powerful tools that have the potential to significantly enhance a trader’s decision-making process by simplifying complex market data. However, they are pointers, not guarantees. The inherent volatility of the crypto market, combined with the absence of regulation, implies that even the best indicators can fail. To trade profitably, you should: (1) use signals only as a guideline, (2) combine them along with your own analysis (cross-verify using technical analysis), and (3) apply strict risk management rules, particularly the application of Stop-Loss orders and never risking more than 1-2% of your total capital on one trade. Blindly following tips from unknown sources is a common pitfall that can lead to substantial losses. Successful crypto trading is a blend of information-based advice, personal effort, and risk discipline.

Saylor’s Post Rekindles Speculation Michael Saylor has once again hinted that his company, Strategy—the firm formerly known as MicroStrategy—may be preparing another Bitcoin purchase. In a post on X Sunday, Saylor shared a chart from the “Saylor Bitcoin Tracker,” detailing the company’s cumulative Bitcoin buys. “The most important orange dot is always the next,” he wrote. The chart shows 82 separate purchase events totaling 640,250 BTC, now worth about $69 billion at current prices near $108,400 per coin. That represents a 45.6% gain from the firm’s aggregate cost basis of $74,000 per Bitcoin. Traders were quick to interpret Saylor’s message as a hint that Strategy may be preparing for another addition to its already massive holdings. In past cycles, similar cryptic posts have preceded official purchase announcements. Investor Takeaway Saylor’s latest post reinforces Strategy’s long-running conviction trade in Bitcoin, even as the market tests the limits of corporate balance-sheet exposure to digital assets. Strategy Dominates Bitcoin Treasuries Data from BitcoinTreasuries.net confirms that Strategy remains the world’s largest corporate holder of Bitcoin, controlling around 2.5% of total supply. Its 640,250 BTC outpaces the combined holdings of the next 15 public companies and miners. MARA Holdings (Marathon Digital) ranks second with 53,250 BTC worth about $5.7 billion, followed by XXI (CEP) with 43,514 BTC valued near $4.7 billion. Japan’s Metaplanet holds 30,823 BTC, while the Bitcoin Standard Treasury Company has 30,021 BTC. U.S.-listed firms including Riot Platforms, CleanSpark, Coinbase and Tesla round out the top tier of corporate holders. Collectively, the top 15 firms control more than 900,000 BTC, underlining the scale of institutional exposure to the asset. Saylor’s accumulation strategy has turned Strategy into a proxy Bitcoin ETF of sorts—one that many investors treat as a leveraged play on the cryptocurrency’s long-term trajectory. The company’s market value and stock performance often mirror Bitcoin’s price movements, magnifying both gains and drawdowns. Bitcoin Treasury NAVs Under Pressure Saylor’s post arrives during a difficult period for Bitcoin treasuries. A report from 10x Research found that listed firms holding Bitcoin have seen their net asset values (NAVs) collapse in recent months, erasing billions in market capitalization. Many companies that issued shares at steep premiums to their BTC holdings during the bull market are now trading below intrinsic value. Analysts described the cycle as a full reversal of the “Bitcoin treasury trade” that gained popularity in 2021 and 2022. “The boom in Bitcoin treasury companies has fully round-tripped,” the report said. “Retail investors are left with losses, while corporate entities have accumulated the underlying asset.” One high-profile casualty is Metaplanet. The Tokyo-based company’s enterprise value recently fell below the market value of its Bitcoin reserves for the first time, bringing its market-to-BTC NAV ratio to 0.99. That implies investors now value the firm at less than its on-chain Bitcoin holdings—a signal of deteriorating sentiment toward corporate crypto exposure. Investor Takeaway Corporate Bitcoin holders face a squeeze as market valuations trail their on-chain assets. For long-term players like Strategy, that dislocation may present another buying window. The Broader Context Saylor’s approach has often run counter to corporate convention. Since 2020, he has used debt issuance, equity sales and convertible notes to expand Strategy’s Bitcoin holdings, effectively transforming the firm from a software company into a de facto digital asset vehicle. That high-conviction approach has made Saylor a polarizing figure in finance—celebrated by Bitcoin advocates, criticized by traditional investors wary of volatility risk. With 640,000 Bitcoin on its balance sheet, Strategy’s holdings exceed those of many nation-states. Saylor has consistently described Bitcoin as a superior form of treasury reserve asset, calling it “economic immortality” in past interviews. The latest post suggests that even after four years of aggressive accumulation, he sees more room to buy. For traders, Saylor’s timing is rarely random. His hints have often preceded buying sprees during price weakness, making his online activity a bellwether for institutional sentiment. Whether Strategy acts again soon or not, the market’s reaction reflects how closely investors still watch one of Bitcoin’s most prominent corporate holders.

Beijing Blocks Private Stablecoin Projects Chinese technology groups Ant Group and JD.com have suspended plans to issue stablecoins in Hong Kong after regulators in Beijing raised concerns about privately controlled digital currencies, according to the Financial Times. Sources told the paper that the People’s Bank of China (PBoC) and the Cyberspace Administration of China (CAC) instructed both companies to halt their initiatives. “The real regulatory concern is, who has the ultimate right of coinage — the central bank or any private companies on the market?” one person familiar with the discussions said. Both firms had expressed interest earlier this year in joining Hong Kong’s stablecoin pilot program or in issuing tokenized financial products such as digital bonds. The pause underscores Beijing’s unease over digital currencies issued outside the state’s control, even in semi-autonomous Hong Kong, where local regulators had been promoting new frameworks for licensed stablecoin issuers. Investor Takeaway The intervention highlights China’s reluctance to allow corporate-issued digital currencies, reaffirming the state’s monopoly over monetary policy and digital yuan development. Hong Kong’s Stablecoin Push Faces Pressure Hong Kong began accepting applications for stablecoin issuers in August under its new regulatory framework, which criminalizes unlicensed promotions and establishes a public registry of approved issuers. Mainland officials had initially viewed the program as a vehicle to promote renminbi-pegged stablecoins and extend the yuan’s use abroad. But enthusiasm faded after Ye Zhiheng, executive director of intermediaries at the Securities and Futures Commission (SFC), warned that the new regime had increased fraud risk. Stablecoin firms active in Hong Kong reported double-digit losses on Aug. 1, the day the rules came into force. Last month, Chinese outlet Caixin reported that Beijing had imposed limits on Hong Kong’s stablecoin operations, though the report was removed soon after publication. The disappearance fueled speculation that the restrictions reflected direct intervention from mainland authorities rather than local regulators acting independently. Shift in Beijing’s Tokenization Policy Beijing’s stance on Hong Kong’s digital asset experiments has cooled in recent weeks. The China Securities Regulatory Commission (CSRC) reportedly instructed several local brokerages to suspend real-world asset (RWA) tokenization projects in Hong Kong, reflecting concerns over rapid offshore expansion of blockchain-based finance. The move followed a series of high-profile tokenization initiatives, including CMB International Asset Management’s launch of a tokenized $3.8 billion money-market fund on BNB Chain. CMBI is a Hong Kong-based unit of China Merchants Bank, one of the mainland’s largest commercial lenders. The project was seen as a milestone in bridging traditional finance and blockchain-based markets before regulatory pressure intensified. Investor Takeaway Beijing’s clampdown suggests Hong Kong’s role as a testing ground for Chinese fintech innovation is narrowing, with state control now extending to tokenization and digital assets. Future of Hong Kong’s Digital Asset Ambitions China’s latest intervention could undermine Hong Kong’s effort to present itself as a regulated hub for digital finance. The city’s stablecoin framework, introduced on Aug. 1, was designed to balance consumer protection with innovation, but the pullback by Ant and JD.com signals a loss of confidence among some of the region’s largest players. The episode also reflects Beijing’s broader policy direction — promoting the digital yuan (e-CNY) while restricting privately issued alternatives. Without support from major mainland institutions, Hong Kong’s stablecoin ecosystem could struggle to attract large issuers and institutional liquidity. For now, the message from Beijing is that the power to create and manage digital money rests with the state, not the market. Whether Hong Kong can pursue a parallel path of regulated innovation under that constraint remains to be seen.

The digital-asset market is licking its wounds after last week’s record liquidation, but one buyer hasn’t slowed down. BitMine Immersion Technologies, a once-obscure U.S. mining company turned Ether accumulator, has bought roughly 379,000 ETH—worth nearly $1.5 billion—over three separate purchases since the crash, according to blockchain data compiled by Arkham Intelligence and the “BMNR Bullz” tracker. If accurate, the spree would lift BitMine’s stash to more than three million ETH, or about 2.5% of Ethereum’s circulating supply, valued near $11.7 billion. That figure, still unconfirmed by the company, would make it the largest single corporate holder of Ether and put it halfway to its stated goal of owning 5% of the network. The expansion continues a rapid reinvention for BitMine, which only pivoted to an “Ether-treasury” model in July when prices were still near $2,500. It has since filed a $20 billion securities shelf with the U.S. SEC and disclosed a series of equity offerings meant to finance digital-asset purchases. From Research House to Whale Factory Much of the narrative is tied to Tom Lee, co-founder of Fundstrat Global Advisors, who joined BitMine’s board earlier this year. Lee has long argued that Ethereum could ultimately surpass Bitcoin in market relevance. “Ethereum could flip Bitcoin similar to how Wall Street and equities flipped gold post-’71,” he told ARK Invest’s Cathie Wood last week. Yet even Lee concedes that the boom in Digital Asset Treasuries (DATs)—public companies raising capital solely to hold crypto—is cooling. “Many DATs are trading below their net-asset value. If that’s not already a bubble burst, what would be?” he told Fortune on Thursday. His dual stance captures the market’s contradiction: bullish on Ether’s long-term utility, cautious on the corporate structures that tried to financialize it. The “DAT bubble” Lee referred to was built on a simple trade. As long as DAT shares traded at a premium to the value of their underlying coins, issuing stock to buy more crypto created automatic paper gains. When the premium vanished, the loop collapsed. According to 10x Research, led by strategist Markus Thielen, most DATs now sit near or below their NAVs. Japanese bitcoin vehicle Metaplanet, and MicroStrategy—often shorthanded by traders as “Strategy”—both spent the past week trading around parity with their holdings. “The premium is gone,” 10x wrote in a weekend note, calling the episode “the first true stress test for digital-asset balance-sheet models.” Still, Thielen said firms with real capital and trading talent “may still generate meaningful alpha.” Asian Money Eyes Ether That view appears to be resonating in Asia. Huobi founder Li Lin has reportedly raised around $1 billion for a new Ether-treasury fund targeting institutional exposure. The plan is to mirror BitMine’s model but source liquidity from Asian markets and staking yields rather than U.S. equity issuance. Speaking to CNBC after Friday’s close, Lee said traders were still “licking their wounds” from the leverage wipe-out but compared the current environment to the early innings of prior crypto recoveries. He added that part of the malaise comes from “gold envy,” as bullion has been one of the year’s standout performers. “This is not the top of the crypto cycle,” Lee said. “Leveraged longs in crypto are near record lows, so I think we’re at the basement and working our way back up.” Bitcoin and Ether are down about 15% since their October 7 highs, while gold has slipped roughly 3% from its record on Thursday. Whether BitMine’s holdings are fully verified or not, its rise shows how fast the MicroStrategy model is mutating. Instead of chasing bitcoin, new entrants are stockpiling Ether and treating it as a balance-sheet asset rather than a trade. If the filings hold up, BitMine now controls a stake in Ethereum that rivals some of the network’s largest decentralized protocols—proof that in crypto’s latest cycle, the biggest whales might be wearing suits.

Jimmy Donaldson, better known as MrBeast, may soon extend his empire beyond YouTube stunts and burger chains into banking and crypto. His holding company, Beast Holdings LLC, has filed a U.S. trademark application for “MrBeast Financial”, covering a wide range of financial products — including cryptocurrency payment processing, exchange services, and software for managing digital assets. The filing was submitted to the U.S. Patent and Trademark Office on October 13 and is awaiting assignment to an examiner. The document’s language reads like a fintech startup’s wish list: mobile-app banking, short-term loans, insurance, financial-wellness education, and software-as-a-service tools for handling crypto transactions. While trademark filings often serve as placeholders rather than concrete launches, the move suggests MrBeast is laying legal groundwork for a possible creator-branded fintech platform. From giveaways to wallets Donaldson, whose sprawling business ventures range from fast food to chocolate bars, already has a history of experimenting with digital finance. He partnered with the neobank Current in 2021 for a series of high-profile giveaways, and later teamed up with MoneyLion, another U.S. fintech app, in a $4.2 million promotion tied to his Beast Games series. Those partnerships gave his followers early exposure to banking apps through his content — a model that could easily translate to a standalone “MrBeast Financial” service. The filing’s crypto-specific clauses hint that such a service might include a digital wallet or exchange component. It mentions “downloadable software for processing cryptocurrency payments and transactions via decentralized exchanges,” placing it squarely in Web3 territory. Donaldson hasn’t publicly commented on the filing, and Beast Holdings didn’t respond to requests for clarification. The company’s filings show it operates under a wider structure known as Beast Industries, which also includes the MrBeast Burger and Feastables consumer brands. The business behind the brand Beast Holdings has been scaling into a professional corporate entity, led by Jeff Housenbold, the former SoftBank Vision Fund managing partner and ex-CEO of Shutterfly. According to investor materials reported by Business Insider, Beast Industries generated roughly $473 million in 2024 revenue and is exploring new verticals — fintech among them. Those materials describe plans for “Beast Financial” as a consumer-facing product suite offering mobile banking, crypto exchange tools, credit features, and even insurance — though, crucially, with a licensed partner handling banking and regulatory compliance. That approach mirrors the playbook used by most modern neobanks, which rely on “sponsor banks” and backend service providers rather than seeking their own banking charters. A celebrity fronting a financial brand is hardly new — but the bar for regulatory compliance is higher than ever. In 2022, the U.S. Securities and Exchange Commission fined Kim Kardashian $1.26 million for promoting a crypto token without proper disclosure. Any MrBeast-branded financial product would likely attract similar scrutiny, especially given his audience skews young. “Banking and crypto involve complex consumer-protection issues,” said a New York-based fintech lawyer familiar with celebrity endorsements. “If he’s actually moving customer money or offering financial advice, every disclosure has to be airtight.” Even with a partner-bank model, Beast Holdings would need state money-transmitter licenses or a licensed intermediary to legally process customer funds. Building or white-labeling a crypto exchange would add another layer of compliance, from Know-Your-Customer checks to anti-money-laundering programs. For all the legal caveats, the potential upside is hard to ignore. MrBeast commands one of the largest online followings in the world — more than 270 million YouTube subscribers — and his content routinely doubles as viral marketing. A financial app launched under his brand could instantly attract millions of downloads, giving Beast Holdings a ready-made user base most fintech startups could only dream of. Whether “MrBeast Financial” becomes a true neobank, a crypto-on-ramp, or just another brand protection move remains to be seen. For now, it’s just a line in a public database — but for a creator who built an empire from viral challenges, it could be the next big experiment in turning attention into assets.

UK Tax Authority Targets Underreported Crypto Gains HM Revenue & Customs (HMRC) has intensified its oversight of cryptocurrency investors, sending almost 65,000 warning letters in the 2024–25 tax year—more than double the 27,700 issued the previous year, according to figures obtained by the Financial Times under the Freedom of Information Act. The notices, often called “nudge letters,” encourage taxpayers to correct filings voluntarily before formal investigations begin. Over the past four years, HMRC has sent more than 100,000 such letters, part of a sustained effort to bring digital asset profits under tighter tax compliance. The escalation reflects growing concern within the UK Treasury over unreported crypto transactions as prices and retail participation have surged. Industry analysts say many investors remain unaware that converting between tokens or moving assets between platforms can trigger capital gains tax liabilities. Investor Takeaway HMRC’s expanded scrutiny signals that the era of informal crypto trading in the UK is closing. Investors can expect automatic reporting and tougher enforcement by 2026. Seven Million Britons Hold Crypto The Financial Conduct Authority estimates that around seven million UK adults—roughly 13% of the population—now hold cryptocurrency, up from about 10% in 2022 and 4% in 2021. The rapid growth has made crypto one of the fastest-expanding asset classes among retail investors in Britain. “The tax rules surrounding crypto are quite complex, and there’s now a volume of people who are trading and not understanding that even moving from one coin to another triggers capital gains tax,” said Neela Chauhan, a partner at accounting firm UHY Hacker Young, which filed the FOI request. Chauhan said the increase in letters shows HMRC’s willingness to act ahead of the global data-sharing rules that take effect in 2026. Global Data-Sharing to Tighten Enforcement HMRC’s visibility into crypto transactions has improved sharply. The agency already receives transaction data directly from major exchanges operating in the UK and will gain automatic access to international exchange data in 2026 under the Organisation for Economic Co-operation and Development (OECD)’s Crypto-Assets Reporting Framework (CARF). The framework will enable tax authorities across jurisdictions to exchange information on individuals and entities trading digital assets, mirroring existing systems for bank accounts and investment income. For British taxpayers, this means that overseas exchange activity will soon be as transparent to HMRC as domestic trading. Crypto tax advisers say the growing data pipeline leaves little room for concealment. “The combination of CARF and HMRC’s own data collection powers will make it very difficult for anyone to hide crypto gains,” one London-based tax specialist said. Investor Takeaway The OECD’s new reporting network will globalize crypto tax enforcement. UK traders using offshore exchanges will soon face the same visibility as domestic investors. Broader International Push Other countries are also intensifying crypto tax collection. In the United States, lawmakers are weighing proposals to exempt small digital transactions from taxation and clarify the treatment of staking rewards. During a Senate Finance Committee hearing earlier this month, Coinbase executive Lawrence Zlatkin called for a de minimis exemption for payments under $300. Meanwhile, South Korea’s National Tax Service has warned that even crypto assets stored in cold wallets may be seized if linked to unpaid taxes. The agency has already begun tracking digital holdings as part of a broader effort to clamp down on offshore evasion. Tax authorities around the world are converging on a similar message: digital assets are no longer an enforcement blind spot. For UK investors, the warning letters mark the start of a more coordinated and data-driven era of compliance.

Finzer Rejects Talk of Pivot Away from NFTs Devin Finzer, CEO of OpenSea, denied claims that the marketplace is abandoning non-fungible tokens, saying the firm is expanding into a broader platform for all onchain assets. In a post on X, Finzer said October trading volume reached $2.6 billion, with more than 90% of that from token trading, describing it as the start of OpenSea’s transition to “trade everything.” “We’re building the universal interface for the entire onchain economy — tokens, collectibles, culture, digital and physical,” Finzer told crypto outlet Cointelegraph. “If it exists onchain, you should be able to trade it on OpenSea, across any chain, while keeping full control of your assets,” he said. Founded in 2017, OpenSea was the first major NFT marketplace and dominated the sector for years before losing share to competitors such as Blur during the 2023 market downturn. It regained momentum this April, capturing more than 40% of global NFT volume and now holds a 51% market share, according to data provider NFTScan. Investor Takeaway OpenSea’s plan to handle all onchain trading could reshape its business model and position it between centralized and decentralized exchanges. ‘Trade Everything’ and the Onchain Economy Finzer said the company is repositioning as the “interface layer for the entire onchain economy,” integrating token swaps and portfolio management across 22 blockchains. “We realized the same infrastructure that unified NFT trading can unify all onchain trading,” he said. “Now users can swap from Solana to Ethereum, trade any token, manage any asset — all in one place.” He described OpenSea’s approach as an alternative to both centralized and decentralized exchanges: “Unlike CEXs, you keep your keys. Unlike DEXs, the complexity is invisible. We aggregate liquidity across 22+ chains into one seamless experience.” Finzer dismissed suggestions that NFTs are no longer central to the business. “Everything onchain is core to our model — that’s what ‘trade everything’ means,” he said. The company is building a crosschain environment where NFTs, tokens, and other digital assets coexist within one trading interface. Expansion Plans and Upcoming Launches OpenSea plans to launch a new mobile app before the first quarter of 2026, bringing instant crosschain swaps and portfolio tracking to mobile devices. Finzer said the goal is to make “onchain trading as easy as checking Instagram.” The company also confirmed plans for a governance token, SEA, to be issued by the OpenSea Foundation in early 2026. The token will support governance and participation across the OpenSea ecosystem. Its broader roadmap includes perpetual futures, expanded mobile access, and what it calls “true crosschain abstraction,” allowing users to trade any token across any chain without managing multiple wallets or bridges. Data shows OpenSea has reclaimed its lead in the NFT sector and is now using that base to move into fungible tokens and derivatives trading. Analysts say the shift could diversify revenue beyond NFT fees, while integrating with the growing infrastructure for tokenized assets. Investor Takeaway OpenSea’s expansion into token trading marks one of the most ambitious transformations in the sector, blurring lines between NFTs and mainstream crypto markets. Competition and Industry Outlook The move comes as NFT marketplaces adapt to falling trading volumes and the rise of multi-asset exchanges. Rivals such as Blur and Magic Eden have already introduced token swaps, pushing traditional NFT platforms to broaden their offerings. OpenSea’s transition aligns with a wider shift across the industry toward unified, onchain trading environments. For Finzer, the shift represents a return to growth rather than a departure from the company’s roots. “The NFT boom was just the start of something bigger,” he said. With onchain assets increasingly overlapping, OpenSea’s “trade everything” strategy aims to capture that convergence — and restore the dominance it enjoyed during the early years of the NFT market.  

Robinhood Boosts Tokenization Drive Robinhood has expanded its tokenization initiative on the Arbitrum blockchain, adding 80 new stock tokens over the past week and bringing the total number of tokenized assets to 493, according to data compiled by Dune Analytics. The combined market value of these assets exceeds $8.5 million, with total mint volume surpassing $19.3 million. About $11.5 million worth of tokens have been burned, suggesting an actively traded and maturing secondary market. Roughly 70% of deployed tokens represent stocks, followed by 24% in exchange-traded funds (ETFs). The rest cover commodities, crypto-linked ETFs and U.S. Treasurys. The latest additions include Galaxy Digital (GLXY), Webull (BULL) and Synopsys (SNPS), according to research analyst Tom Wan. “Robinhood EU users now have a wider range of U.S. stocks, equities and ETFs, thanks to tokenization,” Wan said on social media. Investor Takeaway Robinhood’s expansion on Arbitrum underlines how brokerages are using blockchain to extend equity access in Europe, though questions remain about regulation and investor protection. Blockchain-Based Derivatives, Not Shares Robinhood launched its tokenization-focused layer-2 chain on Arbitrum in June as part of a broader push into real-world assets (RWA). The tokens mirror the price of publicly traded U.S. securities but do not confer ownership of the underlying shares. Instead, they function as blockchain-based derivatives regulated under the EU’s MiFID II framework, the company said. Users can trade these tokenized assets 24 hours a day with no additional fees beyond a 0.1% foreign exchange charge. Investments start at 1 euro ($1.17), appealing to retail users who want fractional exposure to U.S. stocks outside normal market hours. The model, however, has drawn scrutiny. In July, the Bank of Lithuania, which regulates Robinhood’s EU operations, requested clarification on how the tokens are structured and how the firm ensures compliance with investor protection rules. CEO Vlad Tenev said Robinhood welcomes the review and will continue to engage with regulators. Part of a Wider Crypto Push The tokenization rollout comes as Robinhood broadens its digital asset offerings. The company recently introduced micro futures contracts for Bitcoin, XRP and Solana, expanding its derivatives lineup. In May, Robinhood acquired Canadian crypto platform WonderFi for $179 million, a move aimed at deepening its presence in regulated markets. Robinhood has also proposed a framework to the U.S. Securities and Exchange Commission for a national regulatory structure covering tokenized assets and real-world asset products. The company has argued that clearer federal oversight would encourage innovation while protecting retail investors. While tokenized securities remain a niche market, the rapid addition of new assets on Arbitrum highlights Robinhood’s intent to build a bridge between traditional finance and blockchain-based trading. Its approach contrasts with U.S. platforms that have slowed digital asset initiatives amid regulatory uncertainty. Investor Takeaway Robinhood’s Arbitrum rollout puts tokenized stocks in front of EU investors, but its long-term success will depend on whether regulators view blockchain-based derivatives as compliant retail products. What’s Next Analysts say Robinhood’s expansion comes as European regulators become more receptive to tokenized instruments under the MiCA regime, which takes full effect next year. While the firm’s EU platform remains small compared with its U.S. brokerage, it is emerging as a testing ground for blockchain integration into mainstream finance. With nearly 500 tokenized assets already live, Robinhood is now among the most active players in Europe’s tokenization market. The company’s ability to satisfy regulators while keeping liquidity healthy will determine whether tokenized stocks can move beyond a niche audience and become a staple of global retail trading.  

How would you feel having an ever willing virtual assistant to guide you, assist your thinking and all your tasks in Web3? You would feel so great, your work would be less tedious, and you’d have time for other things. That’s exactly what AI has come to do and what it is already doing. In this guide, you will learn the role AI plays in enhancing Web3 user experiences. Key Takeaways • The role of AI in Web3 includes helping tailor experiences to each user, making interactions feel personal and relevant. • AI strengthens security by detecting unusual behavior and preventing fraud. • Automation powered by AI simplifies complex blockchain processes. • AI-driven insights help users make informed decisions. • Beginner-friendly platforms are leveraging AI to make Web3 accessible and engaging. AI in Web3 When a newbie gets into Web3, it can be a really exciting experience, and he or she can’t just wait to fully maximize the space. But with time, it begins to feel like a lot to handle. This is where AI helps. AI is a helpful guide that can assist your thinking, make tasks easier, and help you navigate Web3 smoothly without being slowed down by technicalities. We have seen the impact of AI generally in the world, and now we will look at the role of AI in enhancing user experiences in Web3. Role of AI in Enhancing Web3 User Experiences 1. Personalized User Experiences The role of AI starts with personalization. By learning from your activity, AI can suggest the right decentralized applications, NFTs, or DeFi protocols that match your interests. Instead of a generic dashboard, every user gets a personalized experience. These notifications and recommendations feel relevant and helpful, encouraging users to stay engaged. 2. Security Security is a top concern in Web3. AI helps in watching over blockchain transactions as they happen, noticing anything that looks unusual or unsafe. Its role here is to protect your assets, keep platforms secure, and help users feel more protected. 3. Automating Complex Tasks Using smart contracts, joining governance activities, or managing DeFi tasks can sometimes feel like too much to handle. AI makes these processes easier by taking care of repetitive and time-consuming steps. This not only reduces errors but also saves time and lets users focus on other important tasks. 4. Smart Insights and Analytics Blockchain data keeps changing and staying informed makes all the difference. AI helps by monitoring token activity,on-chain behavior and market movements as they happen. This gives users clear and useful information, helping them make smarter choices when trading, staking, or using decentralized apps. 5. AI- Powered Assistance  AI is making Web3 support faster and more human. Instead of waiting hours for responses or struggling to fix simple wallet issues, users can now get instant help from AI-powered assistants. These tools understand natural questions, explain complex steps clearly, and guide users through problems without frustration. Conclusion AI is making Web3 easier to use and understand. By simplifying complex systems and guiding users through every step, it helps create a seamless and more engaging experience for everyone. As both technologies continue to grow, their connection will make the web3 ecosystem more accessible and user-friendly.  

Li Lin Leads New Ether Investment Vehicle Li Lin, founder of the crypto exchange Huobi and chairman of Hong Kong-based Avenir Capital, is leading the creation of a $1 billion Ether (ETH) trust alongside several prominent early Ethereum investors, according to Bloomberg. The initiative is designed as a digital asset trust to accumulate and hold Ether, tapping into a surge in institutional demand for the world’s second-largest cryptocurrency. People familiar with the matter said Li has partnered with Fenbushi Capital co-founder Shen Bo, HashKey Group CEO Xiao Feng, and Meitu founder Cai Wensheng to establish the vehicle. The group is reportedly in talks to acquire a Nasdaq-listed company to structure the trust, with a formal launch expected within weeks. Investor Takeaway The new Ether trust reflects growing institutional confidence in Ethereum, following Bitcoin ETF success and renewed demand for regulated exposure to ETH. Capital Commitments and Structure The trust has already secured about $1 billion in commitments, including roughly $200 million from Avenir Capital and $500 million from HongShan Capital Group, formerly Sequoia China. Discussions with other institutional investors across Asia are continuing, with additional allocations expected before the official launch. By structuring the fund through a U.S.-listed company, the group aims to attract global investors while complying with American regulatory requirements. Sources said the acquisition process of the shell firm is in its final stages, paving the way for the trust’s formal registration and market debut. Industry observers view the vehicle as part of a broader trend among Asian asset managers moving to capture institutional demand for Ether following the approval of U.S. Bitcoin exchange-traded funds. Ethereum has increasingly become a target for fund managers building diversified crypto portfolios, particularly as expectations rise for a similar ETH-based ETF in the United States. Institutional Ether Demand Climbs Public companies currently hold more than 4.4 million ETH valued at $16.9 billion, according to CoinGecko. The largest holder, BitMine (BMNR.US), controls over $11 billion worth of Ether. The growing corporate accumulation of ETH underscores a shift toward long-term investment strategies rather than short-term speculation, with companies treating Ether as both a digital commodity and a settlement layer for tokenized finance. At the time of writing, Ether trades near $3,857, up more than 9% over the past week, according to Nansen data. The rally follows increased institutional flows into Ethereum-based products and ongoing optimism about the network’s revenue potential from decentralized applications and staking yields. Li Lin’s Track Record in Digital Assets Li founded Huobi in 2013 and built it into one of the world’s largest crypto exchanges before selling the platform to entrepreneur Justin Sun after China’s 2021 crypto trading ban. The two later became embroiled in legal disputes over branding and control of Huobi Global. Since exiting the exchange business, Li has focused on institutional investments through Avenir Capital, which has become one of Asia’s largest holders of Bitcoin ETFs. Avenir reported holding 16.5 million shares of BlackRock’s iShares Bitcoin Trust (IBIT) in August, valued at several hundred million dollars. The firm has also participated in a $500 million Solana treasury launched in September, reflecting a broader multi-chain investment strategy. By spearheading the Ether trust, Li is extending that model into direct asset accumulation rather than ETF exposure. Investor Takeaway Li’s push into Ether follows Avenir’s heavy Bitcoin ETF exposure and signals a regional shift toward Ethereum-focused institutional products in Asia. Outlook: Asia’s Institutional Play for Ethereum The $1 billion vehicle highlights Asia’s growing role in shaping institutional Ethereum investment. While U.S. asset managers dominate the Bitcoin ETF market, Asian investors are increasingly pursuing private trust structures for Ether accumulation, often leveraging offshore and listed entities for access and compliance. With backing from some of the region’s earliest Ethereum adopters, Li’s project could become a template for similar digital asset funds targeting institutional investors seeking regulated, long-term exposure. A formal announcement is expected within two to three weeks, according to people familiar with the plans.

Tempo’s Funding Round and Market Position Tempo, a payments-focused blockchain incubated by Stripe and Paradigm, has raised $500 million in a Series A round led by Thrive Capital and Greenoaks, Fortune reported, citing people familiar with the matter. The round values the startup at $5 billion, making it one of the most valuable new players in the stablecoin and settlement infrastructure race. Other investors in the round include Sequoia Capital, Ribbit Capital, and SV Angel. Stripe and Paradigm did not participate, according to the report. The valuation highlights the growing appetite among venture firms for blockchain projects with direct applications in payments, even as broader crypto fundraising remains subdued. Tempo is built as an Ethereum-compatible Layer 1 network optimized for high-throughput payments and settlement. The project, unveiled last September, has already partnered with OpenAI, Shopify, Visa, Anthropic, and Deutsche Bank, according to earlier statements by Stripe CEO Patrick Collison. Collison previously described Tempo as “the payments-oriented L1, optimized for real-world financial-services applications.” Paradigm co-founder Matt Huang, who also sits on Stripe’s board, is leading the initiative. Investor Takeaway Tempo’s $5B valuation puts it among the top blockchain startups focused on payments and stablecoin infrastructure, signaling renewed investor confidence in regulated, enterprise-grade crypto rails. Stripe’s Expanding Crypto Strategy The funding comes as Stripe deepens its crypto footprint after years of limited involvement. The $92 billion fintech giant has spent the past year acquiring firms across the digital asset stack, including Bridge, a stablecoin infrastructure company bought for $1.1 billion, and Privy, a crypto wallet provider acquired in June. Stripe also integrated Coinbase’s Base Layer 2 network into its payments system to expand onchain settlement capabilities. Collison has described stablecoins as a natural evolution of Stripe’s cross-border payments business, allowing near-instant settlement without intermediaries. Tempo’s development within Stripe’s ecosystem signals a push toward a blockchain-native payments layer that could eventually support its merchant base and enterprise clients globally. Stripe’s involvement also reflects a strategic shift toward programmable money infrastructure, positioning the company alongside other fintechs exploring stablecoin and blockchain settlement systems. Its return to crypto, after suspending Bitcoin payments in 2018, mirrors a broader institutional embrace of blockchain-backed financial rails. Ethereum Researcher Joins Tempo Tempo has also attracted top technical talent. Dankrad Feist, a researcher at the Ethereum Foundation, joined the project as a senior engineer while remaining an adviser to the foundation. Feist said the platform aligns with Ethereum’s open principles and could feed back improvements to the broader ecosystem. “Tempo’s open-source technology can easily integrate back into Ethereum, benefiting the entire ecosystem. Ethereum and Tempo are strongly aligned, as they are built with the same permissionless ideals in mind,” Feist said. Feist’s appointment follows the project’s growing recognition within the Ethereum community. Still, his move drew mixed reactions, with some developers welcoming the collaboration and others viewing it as a loss of one of Ethereum’s key contributors during a critical development phase. Investor Takeaway Tempo’s hiring of core Ethereum talent suggests it wants to anchor itself in the broader Ethereum ecosystem rather than compete with it—potentially bridging institutional payments with DeFi standards. Community Debate Over “Another Chain” Tempo’s launch has reignited debate over the need for new Layer 1 networks dedicated to payments. Critics argue that existing blockchains like Ethereum and its Layer 2 scaling networks already provide the necessary infrastructure. “No one wants another chain,” said Joe Petrich, head of engineering at NFT platform Courtyard, responding to Collison’s announcement. “There is no need for yet another chain.” Devansh Mehta, a researcher at the Ethereum Foundation, echoed similar concerns, suggesting that app-specific Layer 1s risk fragmentation and potential centralization. “Layer-1 chains that must build out their own validator set suffer from governance and liability challenges,” he said. The debate comes as Ethereum faces its own internal tensions between scaling solutions and its main network economics. While Layer 2 networks such as Arbitrum and Base have boosted user activity, some developers argue that they divert fees and attention from Ethereum’s base layer.

KEY TAKEAWAYS Nigeria leads Africa in cryptocurrency adoption, with over 80 million active wallets. The Nigerian SEC’s licensing framework promotes investor safety and market integrity. Top licensed exchanges include Busha, Quidax, Bitmama, NairaEx, Yellow Card, and Blockchain.com. Security features like cold storage, MFA, and encryption safeguard user funds. Naira integration enables direct deposits, withdrawals, and crypto purchases. The licensed exchanges are driving mainstream crypto adoption across Nigeria.   Nigeria has emerged as a leading hub for cryptocurrency activity in Africa, attributable to its large, youthful population, increasing digital adoption, and vibrant entrepreneurial landscape. In this growing market, several licensed crypto exchanges offer Nigerians safe and regulated platforms to buy, sell, and trade digital assets. This article provides a detailed exploration of the top licensed crypto exchanges operating in Nigeria in 2025, their key features, and what makes them stand out for users. The Growing Nigerian Crypto Market Context Nigeria ranks among the top countries globally for crypto adoption, driven by over 80 million crypto wallets recorded on major platforms like Blockchain.com. The Country is recognized as Africa’s largest crypto market and second highest in the world behind India in terms of adoption rates, fueled by a tech-savvy young population enthusiastic about digital finance. The Nigerian Securities and Exchange Commission (SEC) has been intensifying crypto market regulation through a licensing framework to protect investors, reduce fraud, and foster compliance. Licensed exchanges follow strict guidelines regarding security, KYC/AML policies, and transparency, contributing to market trust and institutional interest. Top Licensed Crypto Exchanges in Nigeria As crypto adoption rises across Nigeria, choosing a regulated platform is key. Below are the top exchanges officially licensed to operate. 1. Busha Busha is among Nigeria’s pioneering SEC-licensed cryptocurrency exchanges and is widely regarded as one of the most trusted platforms in the country. It offers a secure and user-friendly experience tailored for Nigerian users. Key Features: Instant buy and sell options, recurring buys, limit orders, and seamless coin swaps. Users benefit from spending crypto on shopping vouchers, airtime, data, and receive cashback rewards. Security: Employs advanced encryption, multi-factor authentication, and regular security audits, ensuring customers’ assets are safeguarded. Busha’s licensing and deep local integration enable it to cater effectively to regulatory requirements and consumer needs, positioning it as a top-choice exchange for Nigerian crypto investors. 2. Quidax Quidax is a Nigerian-born platform with a strong reputation for transparency and community engagement. It operates with regulatory approval from the Nigerian SEC, providing compliant and easy access to crypto trading. Key Features: Support for local tokens, easy deposit options including bank transfers, and an API for business integration, which supports the growing ecosystem of crypto startups. Security: Utilizes cold wallets, regular penetration testing, and maintains an internal compliance team dedicated to holistic security. Its compliance with Nigerian regulations and dedication to transparent operations make it a trusted platform for local investors looking to engage with crypto assets. 3. Bitmama Bitmama is another prominent licensed crypto exchange in Nigeria known for its user-centric features and commitment to security to enhance investor confidence. Key Features: Offers a broad selection of cryptocurrencies, an intuitive app for trading, and straightforward buy/sell options with competitive fees. Security: Includes robust cybersecurity measures and employs strict KYC processes to comply with security mandates. Bitmama has grown popular not only for trading convenience but also for educational content, helping onboard new users safely into the crypto space. 4. NairaEx NairaEx, although newer, ranks highly among Nigerian crypto users for its direct trade features and local currency integration. Key Features: Enables direct Naira deposits and withdrawals with support for multiple cryptocurrencies. Regulation: Fully licensed and compliant with Nigerian SEC policies, ensuring user funds protection and adherence to AML regulations. User Experience: Focuses on simplicity and accessibility, making it easy for users to convert fiat into crypto seamlessly. NairaEx’s localized offering and regulatory clarity make it attractive for users wanting smooth access to the crypto market. 5. Yellow Card Yellow Card operates not only in Nigeria but across Africa with full licenses in multiple countries, including Nigeria, positioning it as a trusted pan-African crypto exchange. Key Features: Instant Naira deposits and withdrawals, educational tools, and zero trading fees for users make it highly compelling. Security: Employs two-factor authentication, encrypted wallets, and regular security updates to maintain robust asset protection. Its strong banking integration, coupled with adherence to Nigerian SEC guidelines, further reinforces Yellow Card’s reputation. 6. Blockchain.com While globally recognized, Blockchain.com is pursuing a formal SEC license in Nigeria to establish itself as a major regulated player with local operations in Africa. Market Presence: Over 80 million wallets globally, with significant Nigerian adoption, making it a market leader in user base. Regulatory Compliance: Engages with Nigerian institutions such as the Central Bank of Nigeria and the Nigerian Inter-Bank Settlement System as it seeks licensing. Vision: Beyond trading, it aims to facilitate practical cryptocurrency use for remittances, payments, and business transactions, aligning with Nigerian crypto culture embracing real-world applications. Its move to secure a full Nigerian license promises expanded services backed by international standards of security and compliance. What Makes These Exchanges Stand Out? Each of these platforms brings something unique to the table. Here’s what makes them noteworthy. Regulatory Licensing and Compliance All these top exchanges operate under Nigerian SEC licenses or actively pursue them, which mandates compliance with KYC/AML regulations, transparent operations, and safety protocols. This reduces fraud risks and promotes investor protection in a market historically vulnerable to scams. Security Protocols Licensed exchanges employ industry-standard encryption, multi-factor authentication, cold storage for funds, and regular security audits, ensuring that user assets remain secure from hacks and theft. Local Currency Integration Naira deposits and withdrawals are streamlined through bank integrations and partnerships with Nigerian payment processors, meaning users can easily convert fiat to crypto and vice versa without cumbersome processes. User-Friendly Platforms These exchanges prioritize intuitive mobile and desktop platforms with clear navigation, educational content, and customer support, making crypto trading accessible to novices and experienced investors alike. Growing Ecosystem Support Some exchanges like Quidax offer APIs and business tools enabling startups and fintech companies to integrate cryptocurrencies into new financial products, growing Nigeria’s crypto ecosystem further. Building Trust and Innovation: Nigeria’s Licensed Crypto Exchanges Lead Africa’s Digital Finance Future Nigeria’s position as a foremost crypto market in Africa is underpinned by a competitive landscape of licensed crypto exchanges that combine solid regulatory compliance, security best practices, and localized services.  Platforms like Busha, Quidax, Bitmama, NairaEx, Yellow Card, and Blockchain.com embody the evolving, maturing market, delivering safe and accessible avenues for Nigerians to participate confidently in the digital asset space. For Nigerian crypto investors, choosing a licensed exchange ensures regulatory protection, security of funds, and seamless access to crypto markets. As the Nigerian SEC continues to refine its licensing and oversight, these exchanges will play a pivotal role in furthering mainstream crypto adoption and innovation within the country. FAQ Why should I use a licensed crypto exchange in Nigeria? Licensed exchanges comply with the Nigerian SEC’s KYC/AML and transparency standards, ensuring safer trading and protecting investors from fraud or loss. How does the Nigerian SEC regulate crypto exchanges? The SEC enforces a licensing framework requiring exchanges to implement identity verification, anti-money laundering measures, and security audits before operation. Are Nigerian banks now allowing crypto transactions? Yes. Since the SEC’s updated guidelines, banks and licensed payment processors can partner with approved exchanges for seamless Naira deposits and withdrawals. Which exchange is best for beginners? Busha and Bitmama are often praised for their user-friendly apps, quick onboarding, and educational content designed for first-time traders. Which exchanges support businesses or developers? Quidax provides API access for fintech integration, enabling startups to build crypto-based services within Nigeria’s growing digital finance ecosystem. Is Blockchain.com officially licensed in Nigeria? As of 2025, Blockchain.com is in the process of securing full SEC licensing to expand regulated services tailored to Nigerian users. How do licensed exchanges ensure security? They use cold wallets, encryption, two-factor authentication, and frequent security audits to safeguard user assets from theft or cyberattacks. What are the benefits of using Naira-based exchanges? Local currency integration allows easy fiat-to-crypto conversion, instant deposits and withdrawals, and lower transaction fees for Nigerian users.