KEY TAKEAWAYS Blockchain enhances healthcare security through immutable, decentralized ledgers that prevent data tampering and unauthorized access. Individuals control their data via cryptographic keys, granting and revoking access as needed. Hybrid storage models separate sensitive data (off-chain) from blockchain proofs (on-chain) for efficiency and privacy. Smart contracts automate consent, access control, and billing, minimizing human error and fraud. Interoperability improves care by securely connecting hospitals, labs, and patients across legacy systems. Challenges remain: scalability, regulatory compliance, and integration costs must be addressed through hybrid, permissioned approaches.   The healthcare industry has long faced significant challenges in securing patient data, ensuring privacy, and enabling seamless data sharing among providers. Recent advances in blockchain technology, offering immutable, decentralized, and cryptographically secured ledgers, present an unprecedented opportunity to transform patient data security.  From protecting sensitive DNA sequences to managing electronic health records (EHRs) and enabling decentralized finance (DeFi) applications in healthcare, crypto ledgers could revolutionize how patient information is stored, shared, and controlled. The Current State of Healthcare Data Security Patient information is among the most sensitive types of data, encompassing medical histories, genetics, billing information, and personal identifiers. Despite rigorous regulatory frameworks aimed at safeguarding this data, such as HIPAA in the U.S. healthcare systems, they continue to face breaches, hacking attempts, and unauthorized access. The average cost of a healthcare data breach now exceeds $9 million, with patient data being a prized target due to its rich personal details. Conventional centralized databases used by healthcare providers are vulnerable to single points of failure and costly security lapses. Moreover, fragmented health information systems often impede interoperability, making secure data sharing between hospitals, specialists, and patients cumbersome and error-prone. Roughly 40% of patient records currently contain inaccuracies, exacerbating risks of misdiagnosis or inappropriate treatments. Blockchain’s Immutable Ledger as a Security Solution Blockchain technology introduces a decentralized ledger that records transactions or data entries chronologically and immutably across multiple nodes. The blockchain’s core features of transparency, cryptographic security, and decentralization combat many healthcare data challenges: Immutability and Data Integrity: Patient data stored on the blockchain cannot be altered retroactively without consensus from the network, preventing unauthorized modifications or fraud. This maintains a tamper-proof medical history and genomic data. Cryptographic Privacy Controls: Using public-private key cryptography, patients can manage who accesses their data through permissioned blockchains, where smart contracts automate access control based on predefined rules. Auditability and Transparency: Every data transaction is timestamped and traceable, enabling compliance monitoring and reducing errors. This transparency fosters trust between patients and providers. Decentralization: Data is stored in fragmented, encrypted pieces distributed across the network, eliminating single points of failure and making hacks exponentially harder. Practical Architectures: Where to put What A common misconception is that raw medical data, especially raw genomic sequences,   would be stored on-chain. That’s neither practical nor safe. Instead, architectures typically separate concerns: Off-Chain Data Storage: Large files (EHRs, imaging, genomes) remain in encrypted, access-controlled storage, whether in hospital data stores, secure cloud buckets, or encrypted IPFS/Swarm systems. On-Chain Pointers and Proofs: The ledger stores immutable pointers (hashes, timestamps, access events) and metadata. Hashing a file and writing its digest to the ledger provides proof of integrity and a tamper-evident timestamp without exposing contents. Smart-Contract Access Policies: Contracts encode consent policies and access conditions. When a researcher requests data, a contract verifies the policy, triggers a permission grant, and records the transaction. Off-Chain Compute or Secure Enclaves: For analytics, computation can happen in secure environments (TEE, homomorphic setups) that return verifiable results without exposing raw data. The ledger records the provenance of computations and outputs. This hybrid approach balances scalability and privacy while preserving the ledger’s audit benefits. Empowering Patients with Control Over Their Data Crucially, blockchain enables a patient-centric model, putting control of health information in the hands of individuals. Patients hold cryptographic keys that govern access to their records. They can grant or revoke permissions dynamically, empowering them to share selective data for specific time periods or purposes, such as with emergency responders or specialists, while maintaining overall privacy. Smart contracts automate and enforce these permissions and consent protocols without human intervention, reducing administrative overhead and potential errors. For example, a smart contract can release portions of a patient’s genetic profile only when predetermined conditions are met, such as participation in a clinical trial or drug prescription. Interoperability and Streamlined Data Sharing Healthcare providers operate numerous legacy systems often incompatible with one another, leading to siloed patient data. Blockchain-based platforms create unified, interoperable data repositories accessible only by authorized parties under patient control. This interoperability improves care coordination, reduces duplication of diagnostic tests, and accelerates treatment decisions. In countries like Estonia, national blockchain-based health systems have been successfully implemented, allowing both patients and doctors secure and immediate access to comprehensive medical histories. Pilot projects such as MedRec and MedChain demonstrate how permissioned blockchains can provide scalable, real-world solutions while complying with healthcare regulations. Integration with Emerging Technologies Blockchain synergizes effectively with other leading technologies, revolutionizing healthcare: Artificial Intelligence (AI): AI models analyze blockchain-verified patient data to provide predictive analytics, personalized treatment plans, and risk assessments with high accuracy. Internet of Things (IoT): Wearable health devices and biosensors feed real-time data directly to blockchain networks, ensuring data integrity from source to care provider. DeFi (Decentralized Finance): Blockchain-powered financial instruments could enable transparent billing, insurance claims, and patient incentive programs using smart contracts, streamlining payments and reducing fraud. Challenges and Path Forward Despite the promising benefits, blockchain adoption in healthcare faces obstacles: Scalability: Blockchain networks must handle vast quantities of healthcare data while maintaining speed and efficiency. Integration with Legacy Systems: Seamless interoperability requires bridging new blockchain systems with existing hospital and laboratory infrastructure. Regulatory Compliance: Blockchain platforms must meet strict healthcare data privacy laws (e.g., HIPAA, GDPR), requiring carefully designed permissioning and encryption schemes. Cost and Complexity: Implementing blockchain solutions requires investment and expertise, which may be barriers for smaller healthcare providers. A Pragmatic Roadmap Here’s a practical, step-by-step approach to guide the transition toward secure and transparent patient data management using blockchain technology. Start with Low-Risk Pilots: Consent-tracking for clinical trials, integrity proofs for imaging archives, or provenance logs for research datasets. Adopt Hybrid Ledgers: Use permissioned chains or L2s with strong identity and governance controls. Layer on Privacy Tech: Integrate ZKPs, TEEs, and MPC before exposing any genomic-level use cases publicly. Invest in UX and Education: Patient control is only meaningful if users understand and can manage their keys and consent easily. Create Multi-Stakeholder Governance: Include patients, clinicians, regulators, and ethicists to govern incentives and acceptable use. Toward a Secure, Patient-Centric Future with Blockchain Technology From securing sensitive DNA data to facilitating decentralized, patient-controlled health records, immutable crypto ledgers represent a transformative force in healthcare data security. Blockchain’s unique attributes of immutability, decentralized cryptographic control, and interoperability position it as the foundation for more secure, transparent, and efficient medical ecosystems. As healthcare systems continue embracing digital innovation, blockchain offers scalable frameworks that empower patients, reduce fraud, improve care coordination, and foster trust. Ongoing collaboration among technology developers, healthcare providers, regulators, and patients will be essential to address current challenges and unlock blockchain’s full potential. The vision of secure, patient-centric healthcare powered by immutable crypto ledgers is within reach, promising a future where patient data integrity and privacy are foundational pillars of modern medicine. FAQ How does blockchain improve healthcare data security? Blockchain secures patient information using cryptographic hashes, decentralization, and immutable records that make unauthorized data alteration virtually impossible. Can blockchain store actual medical records like MRIs or DNA sequences? No. Large medical files remain off-chain in encrypted storage. The blockchain stores cryptographic hashes or pointers that verify integrity without revealing content. What makes blockchain more secure than traditional databases? Unlike centralized systems, blockchain distributes encrypted data across nodes. This eliminates single points of failure and ensures tamper-evident audit trails. How does blockchain empower patients to control their data? Patients hold cryptographic keys that determine who can access their medical records. They can grant, limit, or revoke access through smart contracts. Is blockchain compatible with existing healthcare systems? Yes. Hybrid blockchain architectures allow integration with current hospital databases and electronic health record (EHR) systems using APIs and permissioned ledgers. How does blockchain support interoperability in healthcare? By standardizing data access via secure, transparent ledgers, blockchain bridges disparate systems, improving coordination and reducing redundant tests or errors. Are there real-world examples of blockchain in healthcare? Yes. Estonia’s national health system and pilot projects like MedRec and MedChain demonstrate blockchain’s success in managing patient records securely.

Presidential Pardon Follows Months of Pressure U.S. President Donald Trump has pardoned Binance founder Changpeng “CZ” Zhao after lobbying from allies and industry figures who told him Zhao “wasn’t guilty,” according to Trump’s remarks at a Thursday press conference. The pardon, signed Wednesday, was confirmed by Binance. “He was recommended by a lot of people,” Trump said. “People say that he wasn’t guilty of anything. I don’t know him, I don’t believe I’ve ever met him, but I’ve been told he had a lot of support, and that what he did is not even a crime.” Trump accused the Biden administration of “persecuting” Zhao, framing the pardon as a correction to what he called a politically motivated prosecution. Zhao, who stepped down as Binance’s chief executive as part of his plea deal, had been serving a four-month prison sentence after pleading guilty to one count of violating the U.S. Bank Secrecy Act. The charge related to Binance’s failure to maintain an effective anti–money-laundering program. His release from prison earlier this year had already drawn widespread attention across the cryptocurrency industry. Investor Takeaway Trump’s pardon of CZ removes legal barriers for one of crypto’s most influential figures, potentially reopening the door to his return at Binance or other ventures. Defense Lawyers Call It “The Right Decision” CZ’s attorney Teresa Goody Guillén welcomed the pardon, describing it as “the right call.” “CZ had a single charge of failure to have an effective compliance program. No fraud, no victims, no criminal history, no money laundering,” she said. Guillén added that Zhao was “the first and only known first-time offender in U.S. history to receive a prison sentence for this single, non-fraud-related charge.” According to court records, the judge in Zhao’s case found no evidence that he was aware of illicit transactions, ruling that it was reasonable for him to believe there were no illegal funds moving through the platform. Zhao’s supporters have long argued that the punishment was disproportionate, given that Binance agreed to pay $4.3 billion in fines and settlements as part of a sweeping deal with U.S. authorities in 2023. CZ Responds and Spars With Critics In a post on X after the pardon, Zhao said he was “deeply grateful” and pledged to “help make America the capital of crypto and advance Web3 worldwide.” The pardon could lift restrictions that had barred him from working at Binance, though neither he nor the company confirmed whether he planned to return to an executive role. On Friday, Zhao responded to criticism from U.S. Senator Elizabeth Warren, who claimed he “pleaded guilty to a criminal money-laundering charge.” Zhao replied that “there were no money laundering charges,” saying he took responsibility for compliance failures, not for laundering money himself. “She can’t get her facts right,” he wrote. One user accused Zhao of “playing semantics,” but Zhao said his plea did not involve any allegation of direct criminal intent or proceeds of crime. Investor Takeaway The pardon reignites debate over how far U.S. crypto enforcement should go—and whether compliance failures should be treated as criminal offenses or regulatory breaches. Political Fallout Over the Pardon The decision drew swift criticism from senior Democrats. Warren accused Trump of corruption, alleging that Zhao “financed President Donald Trump’s stablecoin and lobbied for a pardon.” She added: “If Congress does not stop this kind of corruption, it owns it.” Her remarks followed reports that Zhao had previously expressed openness to a pardon. In late 2024, he said he “wouldn’t mind a pardon” from Trump. Warren’s comments also referenced a Bloomberg report linking Zhao to Trump’s USD1 stablecoin project, a claim Zhao has denied. In July, he threatened to sue Bloomberg over the story, calling it “false and defamatory.” Representative Maxine Waters, the top Democrat on the House Financial Services Committee, also condemned the pardon, calling it “an appalling but unsurprising reflection of Trump’s presidency.” Waters accused the former president of “doing massive favors for crypto criminals who have helped line his pockets,” citing allegations that Binance had facilitated transactions linked to illegal activity—a claim Binance has repeatedly denied. The controversy comes amid scrutiny of Trump’s finances since returning to office. Reports suggest his family has earned over $1 billion in pre-tax profits over the past year, a figure his son Eric Trump said was “probably more.” Critics argue the pardon adds to perceptions that Trump’s administration has become increasingly intertwined with the crypto industry, whose executives have hosted campaign fundraisers and contributed heavily to pro-Trump super PACs. For the crypto sector, the pardon represents both a political flashpoint and a potential reopening for Binance’s founder—an outcome that could reshape the conversation about regulatory fairness and political influence in the digital asset world.

Crypto.com Moves to Deepen U.S. Regulatory Alignment with OCC Charter Application Crypto.com has filed a National Trust Bank Charter application with the Office of the Comptroller of the Currency (OCC), marking another major milestone in its mission to lead the digital asset sector through strong regulation, security, and consumer protection. The move underscores Crypto.com’s ambition to become a federally regulated trust bank capable of offering institutional-grade custody and staking services across multiple blockchain networks. The application complements the company’s recent achievement of securing a MiFID license in Europe, further positioning Crypto.com as a compliance-first digital finance platform with global reach. Together, these milestones highlight its strategy to align digital asset innovation with robust oversight and investor confidence. Investor Takeaway Crypto.com’s OCC charter filing marks a pivotal step toward becoming a federally regulated trust bank — a move designed to attract institutional investors and strengthen market trust in digital asset custody. Building a Federally Regulated Digital Custody Powerhouse The proposed National Trust Bank Charter would allow Crypto.com to expand its U.S. operations under federal supervision, enabling the company to provide custody, staking, and asset management services to both retail and institutional clients. These services will cover a range of blockchain ecosystems, including Cronos — Crypto.com’s native chain — and other major digital asset networks. By obtaining the charter, Crypto.com aims to position itself as a premier destination for Digital Asset Treasuries, Exchange-Traded Funds (ETFs), and corporate clients seeking compliant, secure, and scalable custody solutions. The move reflects growing demand from institutions for federally regulated digital asset infrastructure that offers both performance and protection. “Building the Crypto.com product and service portfolio through regulated and secure offerings has been our focus since day one,” said Kris Marszalek, Co-Founder and CEO of Crypto.com. “We are excited to take this next step by filing for a National Trust Bank Charter and look forward to continuing to provide customers with the trusted services they require.” Advancing Institutional Confidence and Regulatory Leadership Crypto.com’s latest filing comes amid a broader push by digital asset companies to strengthen regulatory clarity in the United States. If approved, the National Trust Bank Charter would elevate Crypto.com into a select group of federally chartered entities authorized to offer custody and fiduciary services nationwide. This development aligns with its long-term mission to integrate traditional financial safeguards with cutting-edge crypto technology. Importantly, this filing does not affect the operations of Crypto.com Custody Trust Company, which will continue to operate as a Qualified Custodian under the oversight of the New Hampshire Banking Department. The new charter will instead complement existing services by expanding Crypto.com’s regulatory footprint at the federal level. Investor Takeaway Crypto.com’s dual-track strategy — maintaining state-level trust operations while pursuing federal charter status — strengthens its multi-jurisdictional foundation and institutional appeal. Why It Matters: Strengthening the Bridge Between Crypto and Traditional Finance Crypto.com’s OCC charter application represents a decisive step in bridging the gap between decentralized finance (DeFi) and regulated banking. The move could enable seamless integration between fiat and digital assets while ensuring compliance with U.S. banking standards — a key requirement for institutional investors and asset managers. The initiative aligns with a broader industry trend in which major exchanges and custodians pursue regulatory endorsements to establish long-term trust with policymakers, auditors, and clients. For Crypto.com, the filing reinforces its identity as a security-driven, compliance-oriented innovator — qualities increasingly demanded in a maturing crypto market. With over 100 million global users and a growing institutional business, Crypto.com’s continued regulatory evolution positions it as one of the few exchanges capable of offering end-to-end digital asset management under federal oversight. This charter, if approved, would be a cornerstone in shaping the next generation of regulated crypto banking services in the United States.

Seattle, WA — The Seattle Seawolves are proud to announce a new corporate partnership with BlockDAG, who will serve as an official sponsor of the team through the 2026 Major League Rugby season. “We are grateful for BlockDAG’s support and their commitment to growing the game of rugby in our community,” said Adrian Balfour, Seawolves Co-Founder and Owner. “Their partnership strengthens our mission to deliver excellence on and off the field.” BlockDAG shares in the excitement of this new partnership. “We are thrilled to align with the Seattle Seawolves, a team that embodies resilience, teamwork and community — values that are at the core of BlockDAG,” said Nic Van Der Bergh, BlockDAG Marketing Director. “Together, we look forward to supporting the Seawolves’ success through the 2026 season.” BlockDAG is also the official blockchain partner of Inter Milan and proud digital partner of the Seattle Orcas, further showcasing their commitment to supporting world-class sports organizations and expanding their USA footprint. BlockDAG joins the Seawolves family at an exciting time as the team continues to build on its championship legacy and expand the reach of rugby across the Pacific Northwest.  For more information about the Seattle Seawolves, visit seawolves.rugby. Media Contact information: Olivia Malifa Olivia@soarmedia.agency 404-903-2567 About the Seattle Seawolves A founding member of Major League Rugby (MLR), the Seattle Seawolves kicked off their inaugural season in 2018 and claimed the first-ever MLR Championship over Glendale Raptors. In 2019, the Seawolves claimed the second MLR title against San Diego Legion, making them the first back-to-back title holders in MLR history.  The Seawolves are also the second team in US sports history to win the first two championships in their respective league and the only back-to-back champions in Seattle’s professional sports history. In 2022 and 2024 the Seawolves won the Western Conference Championship. In 2024 and 2025 fans of The Seattle Times voted the Seawolves the Best Sports Team in the PNW. Continuing to be a beacon for Seattle sports, they were also first in the league for media mentions.  For the most up-to-date Seattle Seawolves news, follow us on social @Seawolvesrugby. About Major League Rugby Major League Rugby is a professional sports league representing the highest level of rugby competition in North America. MLR prides itself in fostering intense, high-stakes competition while bringing together a passionate community built on the values of Respect, Inclusivity, and Tradition. Matches are televised on ESPN+, among other national and local market platforms, and its OTT Platform, The Rugby Network offers fans the ability to stream select MLR matches live, along with Gallagher Premiership Rugby, Allianz Women’s Premiership Rugby, and other international rugby content. For more information, visit www.Majorleague.Rugby and follow @USMLR on X and Instagram. About BlockDAG BlockDAG is a high-performance Layer One blockchain protocol purpose-built for speed, scalability, and secure decentralized application deployment. Its innovative DAG-based architecture sets a new standard for throughput and real-world usability, enabling seamless digital experiences for enterprises, developers, and end-users alike. Website: https://blockdag.network Contact: nic@blockdag.network Disclaimer: This content is provided by a sponsor. FinanceFeeds does not independently verify the legitimacy, credibility, claims, or financial viability of the information or description of services mentioned. As such, we bear no responsibility for any potential risks, inaccuracies, or misleading representations related to the content. This post does not constitute financial advice or a recommendation and should not be treated as such. We strongly advise seeking independent financial guidance from a qualified and regulated professional before engaging in any investment or financial activities. Please review our full disclaimer for more details.  

Global banking giant JPMorgan Chase & Co. has announced its plans to allow its institutional clients to use Bitcoin (BTC) and Ethereum (ETH) holdings as collateral for loans by year-end, according to Bloomberg and other reports.  The move marks a significant shift from JPMorgan’s prior cautious stance on crypto and signals deeper integration of digital assets into traditional financial (TradFi) systems. Tokens pledged will be secured by a third-party custodian, ensuring crypto holdings remain separate from the bank’s balance sheet. JPMorgan Set to Bridge Crypto and Institutional Finance JPMorgan’s decision follows years of institutional demand for regulated pathways to leverage crypto assets without selling them. Using Bitcoin and Ethereum as loan collateral offers clients liquidity without triggering taxable events or losing upside exposure. According to the sources, the bank’s program will expand on its earlier move this year to accept crypto-linked ETFs as collateral.  The announcement also comes amid macroeconomic uncertainty, rising interest in digital asset exposure, and regulatory softening — factors that have made crypto more palatable to large financial institutions.  The collateral program is designed specifically for institutional clients, not retail users, and aims to give large investors access to traditional bank financing using digital assets as security. Under the framework, a third-party custodian will hold the pledged Bitcoin and Ethereum, ensuring that JPMorgan remains insulated from direct crypto-custody risk.  The initiative, expected to roll out by the end of 2025, is still pending final internal and regulatory approvals, CoinDesk reported. Once operational, the move will place Bitcoin and Ether alongside traditional collateral classes such as stocks, bonds and commodities within the bank’s lending operations, marking a significant step toward integrating digital assets into mainstream financial infrastructure.  Institutional Loans With Crypto Could Boost Liquidity  Allowing crypto as collateral means that institutional holders of Bitcoin and Ethereum can unlock large credit lines without liquidating their holdings. This could lead to increased utilisation of crypto holdings for treasury management and balance-sheet optimisation. JPMorgan’s shift underscores that digital assets are no longer fringe investments. If one of Wall Street’s largest banks treats Bitcoin and Ethereum as credible collateral, that may influence other banks, custody providers, and asset managers to follow suit. The news of JPMorgan’s move caused a near-term uptick in asset prices, with Bitcoin climbing above $110K and ETH surging, sparking optimism that the announcement may signal increased institutional demand for Bitcoin and Ethereum.  However, accepting highly volatile assets like Bitcoin and Ethereum as collateral carries risk, as their value can drop rapidly. As institutional adoption deepens, risk frameworks and regulatory clarity will become key — but the move may well redefine how crypto is used in professional finance.

Chris Wright, the US Secretary of Energy, has suggested a new rule that would require the Federal Energy Regulatory Commission (FERC) to set up fair, efficient ways for facilities that need more than 20 megawatts to connect directly to the bulk transmission system.  This is because the need for electricity has never been higher, mostly because of the proliferation of AI infrastructure and large-scale crypto mining activities. The Secretary's letter says that these sectors, which are now some of the most energy-intensive in the US, need explicit rulemaking to make room for them.​ Speeding Up Energy Access for New Ideas Under the new rules, crypto mining companies and AI data centers can get their connections reviewed within 60 days, as long as they pay for the costs of upgrading the network. These companies usually have to wait a long time to connect to the US grid.  Experts say that this change will help miners get started more quickly, which will help the US stay competitive throughout the world. The plan shows that the administration is in favor of both technology and cryptocurrency, and it wants to help the economy thrive by encouraging new ideas.​ Dealing With The Growing Need For Power The North American Electric Reliability Corporation (NERC) says that US power demand is expanding at its quickest rate in 20 years, thanks to electrification, AI, and digital assets. People think that the Energy Secretary's plan is necessary to bring American industry back to life, help AI grow, and make sure the country can handle big commercial and industrial electrical loads.​ Grid Balancing and Crypto Miners CleanSpark and other leaders in crypto mining have praised the rule as a smart way to support miners that also takes into account how flexible they are with their energy use. Crypto mines can be quickly scaled up or down, helping keep the grid stable whether demand is high or low. Adding these kinds of flexible loads to the grid makes it stronger and better prepared to handle sudden fluctuations in supply and demand.​ Debate and Effects on the Industry The project aligns with the administration's ongoing efforts to make the US a center for AI and digital asset innovation. Many people in the crypto and IT industries are happy about the move. Still, some energy and environmental groups are steadfast and concerned about how it might affect the stability of carbon emissions.  However, the general mood in the business suggests that this approach might serve as a model for other areas facing demand for next-generation technologies.​ This plan shows significant shifts in energy policy. It welcomes rapid technological change and makes the US a leader in businesses that use AI and blockchain. If the rule is put into effect, it might accelerate the country's rise as a global leader in fast-growing industries while also encouraging the buildout of new infrastructure and updating the way the US manages its energy.​

KEY TAKEAWAYS The IRS treats cryptocurrency as property, making every sale, trade, or payment a taxable event. Form 1099-DA now requires exchanges to report all crypto transactions directly to the IRS. The wallet-by-wallet accounting rule means gains and losses must be tracked separately for each wallet. Crypto income from mining, staking, airdrops, or payments is taxable as ordinary income. Failure to report crypto transactions can result in severe penalties and possible legal action. Expect ongoing regulatory updates as the IRS refines its digital asset tax enforcement strategy.   Cryptocurrency has become a mainstream asset, attracting millions of investors and users worldwide. However, this rising popularity has caught the attention of tax authorities, especially the United States Internal Revenue Service (IRS).  As digital assets grow in value and complexity, the IRS has introduced significant new rules in 2025 aimed at improving transparency, compliance, and enforcement of tax obligations on crypto income and transactions. If you hold, trade, or earn cryptocurrency, it is more important than ever to understand these evolving tax regulations. Cryptocurrency Is Property–Taxable Like Stocks The IRS classifies cryptocurrency as property, not currency. This means cryptocurrency transactions are subject to capital gains taxes similar to stocks, bonds, and other investments. Every taxable event, whether selling coins for cash, trading one crypto for another, or using crypto to purchase goods or services, triggers potential tax obligations. Capital gains tax is assessed on the difference between the selling price and the original purchase price (cost basis). The rate depends on the holding period: assets held for one year or less are taxed at ordinary income tax rates (10%–37%), while assets held longer benefit from preferential long-term capital gains rates (0%, 15%, or 20%). This nuanced structure requires meticulous record-keeping to accurately calculate gains or losses on every transaction. New IRS Reporting Requirements: Form 1099-DA Starting January 1, 2025, the IRS has mandated a new reporting system for crypto transactions via Form 1099-DA (Digital Asset Information Return). All U.S.-based crypto exchanges and brokers must report detailed transaction data directly to the IRS to improve transparency. This data includes gross proceeds from sales and exchanges, helping the IRS cross-check taxpayer filings to detect underreporting or omissions. Concurrently, every taxpayer’s annual tax return now includes a direct question about digital asset activity: "At any time during the tax year, did you: (a) receive (as a reward, award, or payment for property or services); or (b) sell, exchange, or otherwise dispose of a digital asset (or a financial interest in a digital asset)?" Answering "Yes" requires full disclosure and compliance in reporting income and capital gains from crypto activities, while "No" means no crypto activity occurred, an answer that the IRS verifies using Form 1099-DA submissions from exchanges. Wallet-by-Wallet Accounting: A New Challenge One of the most significant changes in 2025 is the switch from universal to wallet-by-wallet accounting. Previously, taxpayers could aggregate all crypto holdings across multiple wallets and exchanges into a single pool for cost basis calculation. This allowed flexible assignment of cost basis, easing tax calculations. Now, investors must track each wallet or exchange account individually, calculating gains and losses separately for assets held in each location. Transfers between wallets are not exempt; they carry cost basis but require precise documentation to avoid accidental taxable events or loss recognition. This approach aligns crypto tax reporting more closely with traditional securities but introduces additional record-keeping complexity for users who frequently move funds across wallets and platforms. Income from Crypto: Beyond Capital Gains Income tax applies to cryptocurrency earnings beyond trading profits. The IRS taxes crypto received as payment for goods or services, mining rewards, staking income, airdrops, hard forks, and interest from lending or liquidity provision as ordinary income. The taxable amount equals the fair market value of the crypto in U.S. dollars at the time received. For example, if you receive 1 ETH as a payment when the price is $1,800, you owe income tax on that $1,800 value. When you later sell or exchange that ETH, capital gains tax applies based on the difference between the sale price and the initial $1,800 cost basis. Penalties and Enforcement Are Intensifying The IRS has made clear that non-compliance with crypto tax reporting carries significant risks. Penalties for failure to report or intentional tax evasion range from monetary fines to criminal charges and jail time. The IRS has also launched large-scale enforcement efforts using sophisticated data analytics and AI to detect unreported crypto gains. Taxpayers should prepare accordingly by keeping detailed transaction logs, including dates, amounts, USD values, transaction purposes, and wallet addresses. Ignorance or negligence is no defense if audited. The IRS's emphasis on transparency and cooperation signals that cryptocurrency is firmly under its jurisdiction and scrutiny. How to Comply: Practical Steps for Crypto Taxpayers Here are practical steps for crypto taxpayers to follow: Maintain Meticulous Records: Document every transaction involving acquisition, sale, exchange, mining, or payment. Use spreadsheets or dedicated crypto tax software for reliability. Use Trusted Crypto Tax Software: Platforms like Koinly, TokenTax, or CoinTracker can import transaction data across wallets and exchanges, generate accurate tax reports, and handle complex scenarios like transfers or forks automatically. File Form 8949 and Schedule D: Report each taxable crypto transaction using IRS Form 8949 for sales and exchanges, and Schedule D for summarizing capital gains or losses. Declare Crypto Income: Report income from mining, staking, or payments on Schedule 1 or Schedule C, as applicable, using fair market values. Seek Professional Advice: Given the complexity and frequent regulatory changes, consulting with a CPA or tax attorney experienced in digital assets ensures compliance and optimized tax outcomes. Catch Up on Past Years: Review and amend previous years’ returns if crypto transactions were missed to avoid compounding penalties. Regulatory Outlook: Expect Continued Evolution Under the current administration, the U.S. government is emphasizing a balanced approach to encourage innovation while enforcing compliance. New legislative proposals and regulatory clarifications related to cryptocurrency tax reporting are anticipated throughout 2025 and beyond. Investors should proactively monitor regulatory updates and adjust their record-keeping and tax planning accordingly. Why the IRS Focus Matters The increased IRS scrutiny on cryptocurrency reflects both the asset class’s growing economic significance and the potential for tax revenue loss due to underreporting. By forcing exchanges to disclose user data and imposing strict reporting rules, the IRS aims to close the compliance gap. For investors and users, this means cryptocurrency can no longer be treated as a “hidden” or informal asset. Tax transparency and compliance are essential to avoid costly audits and penalties. Adopting thorough reporting practices and keeping abreast of regulations will safeguard participants' financial well-being in this new era of digital asset taxation. Staying Ahead of the IRS: Navigating the New Era of Crypto Tax Compliance The landscape of cryptocurrency taxation in 2025 is more rigorous, complex, and closely monitored than ever before. The IRS’s introduction of Form 1099-DA, wallet-by-wallet accounting, explicit income reporting, and enforcement intensification signals a definitive end to the early-era laxity in crypto tax compliance. Every crypto user, from casual HODLers to active traders and miners, must understand their tax obligations and maintain detailed reporting records. Leveraging modern tax software and professional guidance will become indispensable tools to navigate these changes effectively. Ultimately, the IRS’s “watchful eye” over digital wallets reflects the maturation of cryptocurrency as a mainstream asset class subject to established tax laws. Compliance is no longer optional but a necessary responsibility in the evolving digital financial ecosystem of 2025 and beyond. FAQ What is Form 1099-DA, and who receives it? Form 1099-DA is a new IRS form introduced in 2025 that reports all digital asset transactions. U.S.-based exchanges and brokers must issue this form to both the IRS and users, summarizing crypto sales, exchanges, and proceeds. How does the IRS classify cryptocurrency for tax purposes? Cryptocurrency is classified as property, not currency. This means that selling, trading, or spending crypto triggers capital gains or losses, similar to how stocks and real estate are taxed. What does wallet-by-wallet accounting mean? Starting in 2025, taxpayers must calculate gains and losses separately for each wallet or exchange account instead of pooling all holdings together. This makes accurate record-keeping essential. Is transferring crypto between my own wallets taxable? No, transfers between your own wallets are not taxable events. However, you must document the cost basis and transaction details to prove ownership continuity if audited. What types of crypto income are subject to tax? The IRS taxes crypto received as payment, mining or staking rewards, airdrops, hard forks, and DeFi interest as ordinary income, based on the coin’s fair market value at the time received. How should I report my crypto transactions? Report each sale or trade on Form 8949, summarize totals on Schedule D, and include crypto income on Schedule 1 or Schedule C, depending on your activity type. What are the penalties for not reporting crypto activity? Non-compliance can result in fines, interest, and criminal prosecution for intentional evasion. The IRS uses AI and blockchain analytics to identify unreported crypto gains.

Berachain is making a bold leap toward real-time blockchain infrastructure with its latest proposal, aiming to cut transaction inclusion times to just 200 milliseconds.  Announced this week, the preconfirmation system would allow users to interact with dApps, DEXs, and Web3 games almost instantly. As the crypto market accelerates, so does the need for tools that help investors spot opportunities before they go viral. That’s where DeepSnitch AI makes a difference for traders.  Built inside Telegram, the protocol uses powerful AI agents to scan the internet for hidden insights, then delivers them straight to your chat. In a world where milliseconds matter, DeepSnitch AI might just be the edge that traders are looking for. Berachain proposes 200ms preconfirmations, joins push for blockchain UX Berachain has unveiled a new governance proposal that could transform how fast users experience blockchain interactions. BRIP-0007 introduces a preconfirmation layer designed to cut transaction inclusion times from the current two seconds down to just 200 milliseconds. The proposed upgrade won’t change Berachain’s underlying consensus mechanism. Instead, it adds a lightweight sequencer that forms “partial blocks” ahead of the standard two-second finalization window. This allows users to receive near-instant feedback on their transactions. Critically, the preconfirmation layer is designed for resilience. If the sequencer fails or falls out of sync, the network automatically reverts to its default two-second block production cycle, ensuring no loss of safety or liveness. Berachain joins a wider trend in blockchain infrastructure. Ethereum’s layer-2 networks have been experimenting with similar systems like shared sequencers and Flashbots. Even Ethereum itself recently saw a preconfirmation feature go live via Primev’s new RPC, giving developers access to faster smart contract responses on mainnet. Top 3 best cryptos to invest in, according to Grok: DeepSnitch AI outperforms Ethereum and Stellar DeepSnitch AI DeepSnitch AI is building trading tools that make crypto trading easier and far more profitable. One of those tools is SnitchCast, an AI-powered bot that watches the market 24/7 and offers real-time alerts on major moves straight into your Telegram chat. Alongside the utility, DeepSnitch AI also offers staking. As of October 23, more than 10M DSNT have been staked. With uncapped staking rewards, that number is expected to grow rapidly. And the best part about DeepSnitch AI is that it’s all built inside Telegram’s 1 billion user base. If just 2% of Telegram users adopt DeepSnitch, that’s over 20 million traders from day one, a staggering number for a project still in presale. All this makes DeepSnitch AI the best crypto to invest in, according to Grok. If the AI model is right, $100 invested at today’s price of $0.01992 could turn into $10,000 or more in the coming months. Ethereum Ethereum was holding strong near $3,880 as of October 23, keeping its bullish setup intact above the $3,700 support. Traders are watching a possible Wyckoff re-accumulation pattern, now in the “test” phase. If it plays out, ETH could enter a new markup stage, similar to its 2021 breakout. On-chain data supports the move. A single whale withdrew over 8,400 ETH from OKX on October 22, a clear signal of long-term confidence. Exchange outflows are climbing as institutions start eyeing ETH again, with ETF talk and staking demand pushing interest higher. Technicals look solid. ETH is building a triple-bottom between $3,700 and $3,800. A clean breakout above $4,000 would flip resistance and confirm momentum. Targets stretch toward $6,000 and possibly $8,000 if volume kicks in. Stellar Stellar was trading at around $0.31 on October 23, with price action suggesting long-term accumulation. Since 2022, XLM has stayed in a tight range, forming what looks like a multi-year base. Some analysts believe this could be the launchpad for the next major rally, possibly sending XLM toward $10. X Finance Bull sees clear signs that history could repeat. Past accumulation zones like this often led to fast breakouts. If the current structure holds, he says a sudden rally could catch late traders off guard. Volume remains strong. XLM sees over $200 million traded daily, and its $9.9 billion market cap shows real staying power. Even during small dips, long-term holders aren’t flinching. Technical indicators support the bull case. BBPower and CMF show reduced selling and growing inflows. Liquidity looks healthy, and the $0.30-$0.32 range remains well-defended. Closing thoughts Every cycle has its breakout star, and in 2025, DeepSnitch AI is shaping up to be that crypto. With the perfect blend of meme coin virality and real AI-powered utility for over 100 million traders, it’s built for mass adoption. Still priced at just $0.01992, DeepSnitch AI is early, but not unnoticed. The presale has already raised over $459K in just a month, and momentum is accelerating fast. According to Grok’s prediction, DeepSnitch AI could be the next 100x token investors remember for years. This may be your last chance to catch the best crypto to invest in before the explosion. Check out the website for more information.  FAQs Is DeepSnitch AI a good long-term crypto investment? Yes. DeepSnitch AI is building a real trading infrastructure inside Telegram, a platform with over 1 billion users. Its early-stage pricing and rapid presale growth make it one of the most promising long-term crypto investments in 2025. How safe is DeepSnitch AI compared to other altcoins? DeepSnitch AI completed two independent audits with Coinsult and SolidProof before launching the presale. With verified contracts and no security red flags, it ranks among the safer cryptos for 2025, especially in the AI trading niche. Why is DeepSnitch AI considered one of the best altcoins for portfolio growth? With over $459K already raised and uncapped staking rewards, DeepSnitch AI offers massive upside potential. Many investors view it as one of the best altcoins for portfolio growth in the next cycle. What is the current DeepSnitch AI price, and how can I invest? The token is still in presale at $0.01992, with over $459K raised so far. You can buy it using ETH, BNB, or USDT by connecting your wallet to the official presale website. Disclaimer: This content is provided by a sponsor. FinanceFeeds does not independently verify the legitimacy, credibility, claims, or financial viability of the information or description of services mentioned. As such, we bear no responsibility for any potential risks, inaccuracies, or misleading representations related to the content. This post does not constitute financial advice or a recommendation and should not be treated as such. We strongly advise seeking independent financial guidance from a qualified and regulated professional before engaging in any investment or financial activities. Please review our full disclaimer for more details.

KEY TAKEAWAYS Institutional adoption of crypto index funds is accelerating, driven by stronger regulations, market maturity, and innovative fund structures. Index funds help institutions access crypto while limiting exposure to individual asset volatility. Regulatory clarity provides the legal certainty institutions require for large-scale participation. Operational efficiency and compliance make index funds attractive, as they simplify custody, rebalancing, and reporting. Liquidity and cost efficiency enhance the appeal, giving institutions easy entry and exit points with lower management fees. Crypto index funds are evolving from niche products to mainstream investment tools, becoming central to long-term institutional portfolio strategies.   Institutional investors are increasingly and quietly buying crypto index funds in 2025 due to a combination of growing regulatory clarity, improved market maturity, desire for risk diversification, and the innovation of more accessible, professionally managed crypto investment products. These funds offer institutions a practical way to gain broad exposure to the rapidly evolving crypto asset class while managing volatility and operational complexity. Growing Institutional Adoption and Market Maturity In early 2025, a comprehensive global survey of over 350 institutional investors revealed that 86% have exposure or plan allocations to digital assets this year. Many increased their crypto holdings in 2024 and are continuing to expand in 2025, with 59% planning to allocate over 5% of their assets under management (AUM) to cryptocurrencies.  Institutional interest is not limited to Bitcoin and Ethereum; investors are increasingly diversifying into altcoins and DeFi-related assets as part of broader digital asset strategies. This reflects both growing market maturity and the industry's progress in addressing earlier adoption barriers, including volatility and custody infrastructure. Market resilience, driven by technological improvements that lower transaction costs and increase speeds, combined with the introduction of exchange-traded products (ETPs) for major cryptos like Bitcoin and Ethereum, has broadened market participation.  Regulatory advancements, particularly crypto-friendly executive orders in the US and the EU’s Markets in Crypto-Assets (MiCA) framework, provide the legal certainty institutional investors require for larger commitments. These developments have created an environment where crypto assets are viewed increasingly as viable components of institutional portfolios. Why Crypto Index Funds Appeal to Institutions Crypto index funds aggregate diverse digital assets into a single, professionally managed product that tracks the performance of a basket of cryptocurrencies. For institutions, this offers several critical advantages: Diversification and Risk Mitigation: Individual crypto assets can be highly volatile due to market sentiment, technology risks, or regulatory news. Index funds spread exposure across multiple tokens, commonly the top 10 or more by market cap, reducing the impact of any single asset’s performance on the overall portfolio. This mitigation of idiosyncratic risk is crucial for institutional mandates focused on capital preservation and stable returns. Simplified Access and Operational Efficiency: Managing individual crypto holdings requires infrastructure for custody, compliance, and rebalancing. Crypto index funds handle these complexities, allowing institutions to gain exposure without managing keys, wallets, or trading decisions. This operational ease aligns well with institutional risk, compliance, and governance frameworks. Regulatory Compliance through Registered Vehicles: Many institutions prefer regulated investment vehicles, such as crypto ETFs or ETPs, that comply with investment laws and reporting standards. These funds offer institutional investors the security of legal oversight and transparency they demand, easing internal approval processes. Alignment with Broader Institutional Trends: Ongoing institutional demand for alternative asset classes beyond traditional equities and bonds underpins the attractiveness of crypto as a diversification tool. Crypto index funds complement portfolios by providing exposure to a high-growth, non-correlated asset class, supporting risk-adjusted return objectives. Liquidity, Lower Fees, and Operational Simplicity: Liquidity matters when you manage billions. Crypto spot ETFs and large index funds provide the liquidity depth institutions need to trade sizable blocks with minimal market impact. Index funds also benefit from economies of scale, which allow managers to offer comparatively lower expense ratios than bespoke active strategies. For institutions that must show cost-efficiency and low implementation drag, index funds tick boxes: simplified rebalancing, fewer counterparty negotiations, and standardised reporting that slots neatly into existing accounting systems. Innovation in Crypto Index Fund Offerings Crypto index funds in 2025 are no longer limited to passive baskets tracking the largest tokens. Sophisticated products now incorporate algorithmic and AI-driven management strategies that adjust holdings dynamically based on market data, sentiment, and technical indicators.  Examples like Token Metrics AI indices rebalance weekly, targeting outperformance in rapidly evolving sectors such as DeFi, Layer 1 blockchains, and meme coins. This evolution creates appealing risk-return profiles for institutional investors seeking both stability and growth potential. Meanwhile, established funds such as the Bitwise 10 Crypto Index Fund efficiently package the top ten cryptocurrencies by market cap, combining ease of access with institutional-grade regulation and thorough governance. These funds provide a foundational crypto allocation for institutions new to the asset class or those seeking to complement active strategies with low-cost, passive exposure. Regulatory Clarity as a Catalyst Institutional investors have historically been cautious toward digital assets due to unclear regulatory frameworks. Now, the landscape is shifting markedly. The 2025 US digital asset executive order designates the United States as a global crypto hub, fostering innovation and investor protections. Simultaneous regulatory progress in the EU under MiCA promotes harmonization of rules across member states. This clarity is recognized by 2025 survey participants as the single most important factor accelerating institutional participation in crypto markets. It reduces legal risks and facilitates product development, including crypto index funds. Market Demand and Portfolio Strategy Impact Crypto index funds attract institutions both for strategic allocations and tactical purposes. Larger portfolios see crypto as a diversifier to traditional stocks and bonds amid equity market volatility and interest rate uncertainty. The rise of DeFi and tokenized assets within these funds introduces novel yield-generating opportunities like staking and liquidity provision, which institutions also want to harness.  Overall, these funds form a bridge between conservative institutional mandates and the dynamic crypto ecosystem, allowing companies, hedge funds, pensions, and endowments to participate without exposing themselves to undue operational or regulatory risk. Crypto Index Funds: The Gateway to Institutional-Grade Digital Asset Investing Institutional investors are quietly but decisively increasing their exposure to crypto index funds in 2025. This trend is driven by growing market maturity, technological advancements, greater regulatory clarity, and the operational benefits index funds provide.  Crypto index funds offer a professionally managed, diversified gateway into the crypto asset class that meets the risk management and compliance needs of institutional portfolios. As innovation continues and regulatory frameworks evolve, institutional adoption of crypto through these index vehicles is poised to become a mainstream component of global investment strategies. This quiet accumulation signals a transforming financial ecosystem where digital assets gain legitimacy, liquidity, and strategic importance for institutional stakeholders worldwide. FAQ Why are institutional investors buying crypto index funds instead of individual cryptocurrencies? Crypto index funds provide diversified exposure to multiple digital assets, reducing volatility and simplifying portfolio management. Institutions prefer them for risk control and compliance reasons. How do crypto index funds work? They track a basket of cryptocurrencies, often weighted by market capitalization. Fund managers handle rebalancing, custody, and compliance, allowing investors to benefit from crypto exposure without operational complexity. Are crypto index funds regulated? Yes, many are structured as regulated investment vehicles like ETFs or ETPs subject to oversight in regions such as the U.S. and EU under MiCA. This regulatory structure builds institutional confidence. What are the main benefits of crypto index funds for institutions? They offer diversification, liquidity, reduced volatility, operational simplicity, and cost efficiency. They also fit seamlessly into existing compliance and reporting frameworks. Do crypto index funds include only Bitcoin and Ethereum? No. While Bitcoin and Ethereum form the core, many funds now include top altcoins, DeFi projects, and other sectors like AI, Layer 1 blockchains, or meme coins to broaden exposure and potential returns. How does regulatory clarity influence institutional adoption? Clear legal frameworks like the U.S. digital asset executive order and the EU’s MiCA regulations reduce compliance uncertainty and make it easier for large investors to allocate capital confidently. Are crypto index funds a short-term trend or a long-term shift? Evidence suggests a long-term structural shift. Institutions view crypto as a new asset class, not a speculative trend, integrating it into diversified portfolio strategies for long-term growth and hedging.

Qualigen Therapeutics (NASDAQ: QLGN) saw its stock surge by more than 83% on Thursday after announcing a $30 million digital asset treasury deal with BitGo, marking a major step in its transformation from a biotech firm to a Web3-focused enterprise. According to the company’s October 23 announcement, Qualigen partnered with BitGo to manage a $30 million allocation into a diversified crypto treasury. The funds will be deployed into a market capitalization–weighted “C10” basket comprising the world’s top 10 cryptocurrencies, excluding stablecoins. Under the agreement, BitGo will provide institutional-grade custody and execution services, including cold storage, over-the-counter (OTC) trading, and compliance oversight. The collaboration ensures Qualigen’s crypto holdings are managed with the security and regulatory standards expected from institutional investors. “Qualigen has always stood at the intersection of innovation and technology,” said Jerry Wang, Co-CEO at Qualigen. “Our partnership with BitGo allows us to further diversify our corporate treasury with digital assets, reflecting our commitment to both financial resilience and leadership in the evolving digital economy.” The deal follows a $41 million private investment in public equity (PIPE) financing closed in late September, led by Faraday Future Intelligent Electric Inc., which invested $30 million. The financing set the stage for Qualigen’s planned rebrand to CXC10, highlighting its shift toward blockchain and decentralized finance initiatives. Market reaction to the announcement was swift. QLGN shares soared in pre-market trading, climbing over 80% before settling around $4.60 by mid-day Friday, according to Nasdaq data. The stock had previously traded below $2.50 earlier in the week. This sharp rally shows investor appetite for traditional firms embracing digital asset strategies, though they caution that Qualigen’s pivot represents a significant operational and regulatory challenge. While the move positions Qualigen alongside a growing list of public companies experimenting with crypto balance-sheet strategies, it also introduces new volatility tied to the broader digital asset market. The company’s financial stability will now hinge partly on cryptocurrency price performance. Just recently, Ripple struck a similar partnership with Spain’s BBVA to provide crypto custody services, a move welcomed by analysts predicting renewed momentum for XRP in the months ahead. In fact, BitGo and StableX recently announced a strategic partnership under which BitGo Trust Company will act as custodian for StableX’s digital assets, while its affiliated trading platforms will support StableX’s planned crypto acquisitions via its OTC desk. Nonetheless, the partnership with BitGo marks a milestone in establishing institutional credibility. With its secure custody infrastructure and deep liquidity network, BitGo’s involvement provides the foundation Qualigen needs to manage digital assets at scale.

When Humayun Sheikh, CEO of Fetch.ai, threatened to take legal action over the alleged mismanagement of FET tokens, tensions between Ocean Protocol and Fetch.ai grew.  The disagreement was about who had authority over and how to properly handle assets that were important to the expansion of both networks. Instead of letting the problem evolve into a long and expensive lawsuit, the parties chose a settlement that was good for all sides and gave all of the disputed FET tokens back to Fetch.ai.​ A Good Move for Decentralized AI Both networks have shown that they want to calm things down and have a productive conversation by resolving the issue peacefully. The deal not only protects both companies' reputations but also helps them get back on track with their main goals of improving decentralized AI and data-sharing technologies in the Web3 ecosystem.​ When disputes in the crypto industry aren't handled, they typically get worse, which is bad for both sides and the community as a whole. In this case, the willingness to compromise and give up a huge $120 million worth of tokens shows maturity and strategic foresight. The larger blockchain sector is likely to perceive this development as a good sign, which will build trust and open the door for more cooperation between Ocean Protocol and Fetch.ai.​ Trusting Again and Moving Forward The settlement does more than just get rid of a legal danger; it gives Ocean Protocol and Fetch.ai a chance to repair trust and look to the future of their collaborations. As the decentralized AI sector gets more competitive and heated, it will be very important for major participants to be able to settle disagreements without splitting the community. Stakeholders and users of both ecosystems will benefit from revitalized cooperation initiatives, joint research, and a shared vision for AI’s role in the future Web3 landscape.​ Lessons From The Industry This choice gives a good example of how to settle disagreements in the fast-changing world of blockchain and decentralized technologies. Ocean Protocol and Fetch.ai show other projects that might face similar problems in the future, and how to handle them by working together and settling issues peacefully before going to court. Their method shows how important it is to be willing to negotiate openly, trust everyone in the ecosystem, and work to improve technology for the good of all.​

Maxine Waters, the leading Democrat in the House Financial Services Committee, lambasted Trump for pardoning CZ, who had pleaded guilty to assisting money laundering and facilitating transactions connected to child abuse, drug trafficking, and terrorism. Waters called the pardon a "huge favor for crypto criminals," pointing out that CZ had been lobbying for it and was said to have funneled billions into Trump's own crypto business, World Liberty Financial.​ She also said the move was not surprising because it showed that Trump's government was based on self-interest and allegiance to affluent insiders rather than regular Americans. Waters says that Trump's second term has been a big triumph for his own cryptocurrency firm, which made more than $1 billion in earnings last year alone.​ The "Pay-to-Play" Claims Waters said that CZ spent months trying to get Trump and his family to listen to him, and he specifically mentioned World Liberty Financial, a company founded by Trump's sons and close friends, as a business with which CZ had financial ties. Reports say the corporation has sold billions of tokens and stablecoins, leading to rumors of unfair influence and a conflict of interest.​ In June, Trump said he made more than $57 million from working with World Liberty Financial. Newer estimates say his family's revenues for the year would exceed $550 million. Waters used these links as proof of pay-to-play politics, saying that Trump's support for CZ shows that the administration is willing to use presidential powers for personal gain and that this is a sign of greater criminality.​ Effect on Crypto Rules and the Industry's Response Trump's decision to pardon CZ has shocked people in both the financial and political worlds. Analysts are now wondering if this means the cryptocurrency industry as a whole is now free to move forward. CZ personally thanked him and said he wanted to "make America the Capital of Crypto," hinting at future projects.​ Trump's actions could change how people across the world feel about regulating cryptocurrencies. This could lead to less strict rules and faster growth in the US crypto business. However, critics say the pardon sets a bad example, as it strengthens the ties between high-level government power and financial interests in the unstable crypto sector.​ Increasing Split in Congress The controversy has worsened partisan relations. Several Democrats have joined Waters in criticizing the Trump administration for self-dealing and not being open about how it oversees crypto. The incident has brought to light the ongoing disagreements in Congress over how to regulate digital assets and how politics might affect the market.​ According to Representative Maxine Waters and other critics, President Trump's pardon of CZ not only sparked a debate over regulating cryptocurrencies but also raised further concerns about pay-to-play politics and honesty at the highest levels of the US government.

The recent market swing has increased bearish pressure for Ethereum and Cardano. However, both coins remain above key technical support levels. Meanwhile, investor attention is shifting towards a new ICO crypto called Digitap ($TAP).  The cryptocurrency is currently topping investors' watchlists as the next 50x token, due to its utility and presale growth. Digitap has raised over $950K in funding and sold 69 million coins. Investors are scrambling to pick the coin at its present value since its prices are projected to rise by 38% in the near future. Ethereum Holds Above $3,800 Support: Will ETH Pump Now? The Ethereum token has been on the decline in the last seven days. Per CoinMarketCap, the ETH coin trades around $3,700-$4,100 with support at $3,800. Presently, the momentum is subdued. The RSI has not been able to regain the 50 level, which is a major indicator of a possible trend reversal. In the meantime, Ali_Charts says that the Ethereum price may fall to lower values. The analyst posted a target of $3,700 on his X page. In contrast, Poseidon predicts that the price of Ethereum may pump to $8,400.  If Richard Wyckoff were alive, he would buy $ETH here. pic.twitter.com/0ZWXcgJZ9C — Poseidon (@CryptoPoseidonn) October 22, 2025 According to the analyst, the Ethereum price has been following a Wyckoff pattern and is ready for upside movement. Additionally, Gordon anticipates the Ethereum price to reach $5,000. Once complete, Gordon expects the altcoin to skyrocket to a new peak, saying it is over for bears. Once $ETH breaks above $5K, it'll be game over for bears. Do you understand? pic.twitter.com/FDngOFnBzM — Gordon (@AltcoinGordon) October 22, 2025 Cardano (ADA) Must Hold Support For Uptick, Says Analysts The Cardano coin continues to battle with sell pressure on the charts as bulls fail to secure an upside past $0.68. CoinMarketCap data shows that the ADA price has been trading below this level in the past week, with $0.60-$0.62 acting as a major support. Given the current price movement, the Cardano price is now down by 4.6% on the 7D chart. Despite the downtrend, the DeFi coin still boasts a YTD gain of 75.6%. Looking ahead, technical indicators paint a bearish picture for Cardano. The RSI has dropped to 34, signaling high selling pressure. Also, the Fear and Greed Index is in the Fear Zone. Meanwhile, analysts say a broader market recovery could turn the tide in Cardano's favor. Carl Moon forecasts the Cardano price could climb to $0.73 if the current support holds. Another expert, Ali Chart, noted that the ADA price trades inside a triangular pattern. $0.62 must hold as support for Cardano $ADA to have a real shot at breaking out toward $1.90. pic.twitter.com/INQ5TRHcu4 — Ali (@ali_charts) October 21, 2025 He added that the price of Cardano must hold the current support level at $0.62 to have a real shot at an upside. If this happens, Ali predicts a breakout to $1.90 in the coming weeks. Digitap Speeds Up Cross‑Border Payments with Low Fees and Instant Cards It is no news that traditional international transfers often take 1-5 days before the recipient receives the funds. Additionally, senders may incur fees of up to 6.2%, creating friction for those sending money abroad. Digitap, the world's first omni-bank, is building a platform that offers a better solution. Its mobile app, which is available on Google Play Store and App Store, allows users to move funds globally in seconds and with fees of under 1%. This feature is beneficial for freelancers, migrants, and businesses who need speed. Additionally, Digitap features a crypto-to-fiat conversion system that enables customers to spend cryptocurrency or fiat in real-time. They can also use virtual or physical cards, plastic, metal, or custom design, and set spending limits or freeze cards instantly from their phone. Digitap's goal is to link legacy rails like SWIFT and SEPA with blockchain networks such as Bitcoin and Ethereum, giving people access to global money tools behind a single dashboard. Meanwhile, onboarding is fast on Digitap as users do not have to submit KYC forms. For those tired of slow banking systems and high remittance fees, Digitap offers a real alternative. Currently in the second round of its presale, the $TAP coin trades at $0.0194, a favorable entry price for investors seeking to grow their portfolio by 38% as the price increases to $0.0268. Investors who wish to be part of the next giant project do not want to miss round two. USE THE CODE “LIVEAPP30” FOR 30% OFF FIRST-TIME PURCHASES What is the Next Big Cryptocurrency 2025? While Ethereum and Cardano attempt to stabilize, Digitap's momentum is hard to ignore. Its presale growth has attracted a lot of investors searching for the best cryptocurrency to invest in today. With the price expected to increase by 38% in the next six days, investors will have to move quickly to get $TAP at its current price. Discover how Digitap is unifying cash and crypto by checking out their project here: Presale: https://presale.Digitap.app Website: https://digitap.app/ Social: https://linktr.ee/DigiTap.app Disclaimer: This content is provided by a sponsor. FinanceFeeds does not independently verify the legitimacy, credibility, claims, or financial viability of the information or description of services mentioned. As such, we bear no responsibility for any potential risks, inaccuracies, or misleading representations related to the content. This post does not constitute financial advice or a recommendation and should not be treated as such. We strongly advise seeking independent financial guidance from a qualified and regulated professional before engaging in any investment or financial activities. Please review our full disclaimer for more details.

Fifteen years after Bitcoin’s creation, the identity of its elusive founder remains one of the tech world’s most persistent riddles. In The Mysterious Mr. Nakamoto, journalist Benjamin Wallace revisits that mystery with fresh eyes, tracing the cultural roots, ideological undercurrents, and prime suspects behind the pseudonym “Satoshi Nakamoto.” The book doesn’t pretend to unmask the creator of Bitcoin. Instead, it tells the story of the search itself — and the people, ideals, and odd coincidences that surround it. Where earlier writers have claimed to have “found Satoshi,” Wallace keeps the focus on the broader ecosystem of early cypherpunks and libertarian engineers who wanted money that no government could control. Wallace’s restraint is part of what makes his account compelling. He acknowledges that Satoshi’s true identity may never be proven, but the mystery itself reveals much about the philosophical soil from which Bitcoin grew: privacy, cryptography, and distrust of the state’s monopoly on money. From Cypherpunks to Crypto Kings Satoshi Nakamoto published the Bitcoin: A Peer-to-Peer Electronic Cash System white paper on 31 October 2008, in the aftermath of the global financial crisis. The network went live just weeks later, when the genesis block was mined on 3 January 2009. Embedded in that first block was a defiant headline from The Times: “Chancellor on brink of second bailout for banks.” The message was both technical and political — a jab at the banking establishment and a sign of Bitcoin’s ideological DNA. For the early cypherpunk community, it was a vindication of decades of work toward digital cash that was decentralized, censorship-resistant, and untraceable. By 2011, Satoshi had vanished. “I’ve moved on to other things,” read the final public message attributed to him. The coins mined under his name — roughly a million bitcoins — have never been touched. At current prices, they represent tens of billions of dollars, a silent fortune resting in digital amber. The Case for Hal Finney Among all the candidates who have been accused, suspected, or mythologized, one name stands out: Hal Finney. An American software engineer, cryptographer, and early cypherpunk, Finney was the first person to receive a Bitcoin transaction — ten coins sent directly from Satoshi himself on 12 January 2009. Long before that, Finney had written about reusable proof-of-work systems, the cryptographic principle that underpins Bitcoin’s design. Wallace treats Finney not as a “smoking gun,” but as the most plausible human at the center of the story. The parallels are hard to ignore: the technical sophistication, the ideological consistency, and the proximity to Bitcoin’s earliest code. Finney was a believer in privacy, open-source software, and voluntary digital exchange — the precise values Bitcoin encoded. There are, however, gaps in the theory. Finney was diagnosed with ALS in 2009, just as Bitcoin’s development intensified. Some of the activity attributed to Satoshi occurred while Finney was demonstrably elsewhere — even running a marathon at one point. Finney himself denied being Satoshi before his death in 2014, and his family has said he viewed the rumor with both amusement and discomfort. Myth, Identity, and Legacy What Wallace captures better than most is that the Satoshi mystery is not just a whodunit — it’s a mirror of crypto’s cultural evolution. In its earliest days, Bitcoin was about liberation: code instead of trust, privacy over permission. Today, it’s a multi-trillion-dollar asset class embraced by the same institutions it once sought to bypass. Whether Satoshi was Finney, a collective of developers, or someone whose name has never surfaced, the choice of anonymity was deliberate. It was part of the point. The invention was meant to outlive its inventor — a financial system without leaders, flags, or signatures. The continued speculation about Satoshi’s identity now plays more like mythology than investigation. The unspent coins serve as relics; the untouched email address, a shrine. Yet each new generation of crypto believers and skeptics finds itself returning to the same question: who wrote the white paper, and why disappear just when the creation began to take off? As Wallace’s book suggests, maybe the better question is whether it matters. The genius of Bitcoin, he writes, isn’t who made it, but that it works without needing anyone to be in charge. The mystery endures precisely because it reflects the technology’s original ethos: trust the code, not the person.

Accel Leads Round Backing Crypto-Fiat Banking Startup Pave Bank, a Singapore-based fintech offering programmable banking for businesses, has raised $39 million in a Series A round led by venture capital firm Accel. The funding brings its total raised to around $45 million, according to The Economic Times. Investors included Tether Investments, Wintermute, Quona Capital, Helios Digital Ventures, Yolo Investments, Kazea Capital, Financial Technology, and GC&H Investments. Founded in 2023 by fintech veterans Simon Vans-Colina, Salim Dhanani, and Dmitry Bocharov, Pave Bank offers institutional and corporate clients programmable services that automate payments, transfers, and treasury functions. The bank operates through a Georgian banking license and maintains offices in Singapore and London, with expansion plans for the UAE, Hong Kong, and the European Economic Area. Investor Takeaway Pave Bank’s funding highlights institutional appetite for programmable banking that connects traditional finance with blockchain infrastructure. Programmable Banking Gains Momentum Pave Bank’s core offering is its programmable banking layer, which lets companies integrate payment flows and treasury management directly into their own systems using APIs or smart contracts. These capabilities allow clients to handle both fiat and crypto transactions within the same architecture — a model that appeals to businesses seeking automated compliance and operational efficiency. The company’s founders come from established fintech backgrounds. Vans-Colina was part of Monzo’s founding team, while Dhanani previously co-founded Mamo Pay in Dubai. Their experience in both regulated banking and digital finance has shaped Pave Bank’s hybrid model, targeting clients who require regulated custody but want the programmability of decentralized infrastructure. “Enterprises want banking that works at API speed,” one investor familiar with the round said. “Pave’s programmable framework brings that capability to treasury and settlement operations.” Institutional Capital Flows to Blockchain Infrastructure The round follows a broader wave of institutional investment in blockchain-based financial infrastructure. In September, payments platform Fnality raised $136 million in a Series C led by Bank of America, Citi, Temasek, KBC Group, WisdomTree, and Tradeweb, with support from Santander, Barclays, UBS, and Goldman Sachs. Fnality’s model focuses on tokenized settlement networks designed for interbank transactions. On Oct. 9, London-based stablecoin infrastructure firm BVNK announced a new investment from Citi Ventures, valuing it above $750 million. Co-founder Chris Harmse said the deal reflects growing institutional demand for stablecoin-based payments and liquidity solutions. Together, these investments show how traditional finance and crypto-native players are converging around programmable money and blockchain settlement systems. As regulators in the U.S. and Europe clarify licensing regimes for digital asset banking, venture capital has turned its focus toward compliant, infrastructure-grade projects such as Pave Bank. Investor Takeaway Funding rounds for Pave, Fnality, and BVNK point to a shift in fintech funding toward programmable infrastructure over speculative crypto plays. Outlook Pave Bank plans to use the capital to expand its geographic reach and deepen integration between digital asset custody, fiat accounts, and programmable payments. With its Georgian license and pending regulatory filings in Europe and Asia, the firm is positioning itself as a regulated bridge between traditional finance and tokenized payment rails. As programmable banking matures, competition is likely to intensify among firms developing interoperable systems for fiat and crypto settlements. Pave’s ability to secure backing from both traditional investors like Accel and crypto-linked firms such as Tether Investments reflects growing alignment between these previously distinct sectors. The company’s challenge will be scaling its model across jurisdictions with differing regulatory regimes while retaining institutional-grade compliance — a factor that may determine which programmable banks gain lasting traction.

What happened Swiss crypto bank AMINA Bank AG and Luxembourg tokenization firm Tokeny are partnering to offer a regulated channel for issuing digital securities. The tie-up links AMINA’s banking-grade custody and settlement with Tokeny’s issuance stack based on ERC-3643, a permissioned token standard designed for compliance-aware, identity-verified assets. The firms describe the set-up as a “regulated banking bridge” for real-world assets (RWAs) such as bonds and commercial paper. The goal is a single platform that handles both primary issuance and qualified custody. Banks hold investor funds and oversee accounts within a FINMA-supervised framework, while smart contracts enforce eligibility and transfer rules on-chain. The companies say this can compress time-to-market for institutional issuers from months to weeks by removing bespoke integrations and reducing manual checks. Investor Takeaway A bank-run custody core with contract-level compliance reduces operational drag for RWA deals. If deployment timelines hold, issuance volumes can move faster without sacrificing controls. Why now for a “banking bridge”? AMINA—formerly SEBA—operates under FINMA supervision and already provides institutional custody, staking and trading for networks including Sui and Polygon. Tokeny, acquired by Apex Group earlier this year, has become a visible issuance engine in Europe, specializing in compliance-based lifecycle management. Their pitch meets a market that is shifting from proofs-of-concept to scaled workflows, with issuers asking for bank oversight and programmable assets in the same stack. The approach positions the partners as infrastructure rather than venue. Secondary trading can occur on regulated platforms, while issuance, investor onboarding, compliance logic and qualified custody sit in one pipeline. That division mirrors how traditional markets separate primary issuance, CSD functions and exchange trading, but brings identity and rule-sets onto the ledger. How does ERC-3643 change the workflow? ERC-3643 is often described as a compliance layer for Ethereum. It integrates investor identity via ONCHAINID and applies rule-based transfer controls, allowing only authorized holders to receive or trade a given token. Features include lock-ups, jurisdictional whitelists and corporate-action handling encoded at the contract level. For regulated participants, that reduces reconciliation, narrows key-person dependencies and lowers the chance of settlement breaks tied to eligibility errors. By contrast, general-purpose ERC-20s lack transfer restrictions and depend on off-chain processes for KYC/AML, suitability and offering limits. Embedding these checks in the asset itself lets banks and transfer agents keep the ledger as the operational source of truth while retaining oversight over client money and account records. As Tokeny put it when announcing the deal, “Permissioned and programmable assets are the missing link between traditional finance and blockchain.” Investor Takeaway Contract-level controls (whitelists, lock-ups, eligibility) bring compliance into the asset, cutting bespoke middle-office tasks and making scale more realistic for banks and asset managers. Who else is moving and where are the gaps? The backdrop is busier than a year ago. In Switzerland, SIX Group’s SDX runs a fully regulated venue for digital securities and has tightened integration with core systems. UBS has issued tokenized debt and fund shares via UBS Tokenize. Globally, BlackRock’s on-chain money-market fund “BUIDL” crossed the $1 billion mark, while Euroclear and Banque de France are testing wholesale-CBDC settlement for tokenized assets. U.S. custodians such as BNY Mellon are piloting links between tokenized Treasuries and existing cash-management rails. AMINA and Tokeny are not trying to be the exchange layer. They are offering issuance, custody and compliance that downstream venues can plug into. That still leaves two execution risks. First, the promise to cut timelines must be proven with live transactions—real bond or commercial-paper programs settled with measurable investor flows and post-trade events. Second, interoperability remains a hurdle: permissioned tokens will need clear pathways into regulated trading and settlement venues across Swiss law, MiCA and the EU Prospectus regime. What’s next For AMINA, the partnership adds primary-market issuance and post-trade servicing to custody and account banking, creating new fee lines. For Tokeny, it extends the footprint of ERC-3643 and ties issuers, transfer agents and KYC providers to a common standard under the umbrella of Apex Group. Market watchers will look for first deals that list on SDX or comparable platforms and for evidence that corporate-action handling works on-chain without manual overrides. The broader trend is clear: banks and fintechs are meeting in the middle—qualified custody on one side, programmable assets on the other. Rather than wait for global rule harmonization, they are building operational bridges that bolt onto today’s infrastructure. If this model holds, tokenization can run at bank speed with bank oversight, while smart contracts enforce the rules investors already accept in traditional markets.  

Some of the most valuable NFTs ever sold were once given away for free. Yes, free. These giveaways, called NFT airdrops, have turned crypto users into proud owners of digital art and collectibles. But what makes someone eligible, and how can you catch one before it’s gone? In this guide, you will learn what an NFT airdrop is and how to be eligible to get one. Here’s everything you need to know. Key Takeaways • An NFT airdrop is a free digital collectible sent to crypto wallet holders. • It’s often used by Web3 projects to reward users or attract new communities. • You can participate by staying active in blockchain communities and following project updates. • Always confirm legitimacy before connecting your wallet to any site. What is an NFT Airdrop? An NFT airdrop is a free distribution of non-fungible tokens to specific users or wallet addresses. In simple terms, It is a reward or community giveaway from a project to its supporters. Rather than earning or buying the NFT, you receive it automatically if you meet certain conditions. NFT airdrops are a way to spread awareness, reward loyalty, and increase engagement in the Web3 space. For beginners, this is one of the simplest ways to start collecting digital assets without spending any money. Types of NFT Airdrops • Standard Airdrops These are the most common kinds of airdrops. A project sends NFTs to wallet addresses that sign up for the drop or meet specific conditions. • Holder Airdrops This type of airdrop is given to users who already hold certain NFTs or tokens,serving as a reward for loyal holders. • Exclusive Airdrops These are limited to VIP users, early testers, or those who have achieved certain milestones in a Web3 project. • Bounty Airdrops In a bounty airdrop, users earn NFTs by completing simple promotional tasks such as sharing posts, joining online communities, or inviting friends. It allows Web3 projects to reward those who help grow awareness and engagement. Benefits of NFT Airdrops For Web3 projects, NFT airdrops are a simple way to create awareness and build stronger communities. They help new projects attract users while rewarding those who have been active from the start. It’s a strategy that benefits both sides. Projects gain visibility and engagement, while users receive free digital assets that could grow in value over time. For beginners, an NFT airdrop offers a low-risk introduction to how blockchain ownership and NFTs work. It gives you a real taste of what it means to hold a digital collectible without spending any money. Some users have even received airdropped NFTs that later became valuable collectibles. While that’s never guaranteed, it adds an element of surprise to the experience. How to Participate in an NFT Airdrop Getting involved in an NFT airdrop is easier than most people think.You don’t need to be a crypto expert, but you do need to stay informed and cautious. 1. Create and Secure Your Wallet Start by setting up a Web3 wallet such as MetaMask, Trust Wallet, or Coinbase Wallet. This is your digital address for receiving NFTs. Protect your private keys and recovery phrases. 2. Stay Updated on Upcoming Drops Keep an eye on platforms that list upcoming NFT airdrops like Airdrops.io, CoinMarketCap Airdrops, or DappRadar. Many new projects announce drops directly on their official sites or through communities on Discord and X (Twitter). 3. Join and Engage in the community Airdrops often reward active members. Engage in conversations, provide feedback, and test beta versions of the project. Communities notice consistent participation. 4. Complete Required Actions Some NFT drops are “task-based.” You might be asked to follow social accounts, share posts, or use a platform feature. These actions help projects grow while qualifying you for rewards. 5. Stay Consistent Airdrops favor active Web3 users. Check weekly for new drops, maintain wallet activity, and stay updated on trending NFT communities. Persistence pays off and those who stay consistent often benefit most. Risks to Watch Out For Just like most opportunities in crypto, NFT airdrops also attract scams. Some fake campaigns are designed to steal wallet details and mislead users into sharing private information. Be cautious of any link that asks for your seed phrase or requests payment to claim free NFTs. Real airdrops never ask for your private keys or fees. Take your time to research before connecting your wallet to any platform. Always confirm details through the project’s official website or verified community channels. Conclusion An NFT airdrop is a creative way for Web3 projects to reward their supporters and grow their communities. For those just getting started, it offers a simple introduction to blockchain ownership and digital collectibles without any financial risk. Having understood how to participate in NFT airdrops, you are now ready to engage with projects, collect digital assets, and experience what makes Web3 so rewarding. The next time you hear about an upcoming NFT airdrop, don’t scroll past it. Look closer because it could be your first real step into the NFT ecosystem.  

Some projects attract attention through speculation; others do it through delivery. The current lineup of presale tokens, BlockDAG, BlockchainFX, Bitcoin Hyper, and Little Pepe, shows how different strategies can pull massive investor interest before launch. Each of these projects has reported strong fundraising numbers, solid communities, and clear technical or brand narratives that separate them from ordinary hype cycles. This article looks at why these four names dominate 2025’s presale conversation. From BlockDAG’s $430 million milestone to Bitcoin Hyper’s Layer-2 design, BlockchainFX’s multi-asset platform, and Little Pepe’s meme-driven surge, these presale tokens highlight what early-stage conviction can look like in crypto’s next growth phase. 1. BlockDAG: The $430 Million Powerhouse BlockDAG’s story is about performance, credibility, and timing. The project has raised over $430 million in its crypto presale and sold 27 billion BDAG coins to 312,000+ holders worldwide. With a current TGE code price of $0.0015 and a planned mainnet listing around $0.05, the potential upside is clear.  Plus, the network is set to go live on Binance for an exclusive AMA this Friday, October 24, at 3 PM UTC, marking one of its biggest global appearances yet. The session will feature insider updates, new roadmap reveals, and major insights ahead of Keynote 4: The Launch Note and Genesis Day.  The hybrid Proof-of-Work and Directed Acyclic Graph design combines Bitcoin-level security with throughput of 2,000 to 15,000 TPS. Its Awakening Testnet is live and EVM-compatible, attracting 4,500+ developers. The team, led by CEO Antony Turner and advisor Dr. Maurice Herlihy, has passed CertiK and Halborn audits, a trust layer few presale tokens can match. Beyond technology, BlockDAG’s partnership with the BWT Alpine Formula 1® Team adds mainstream reach through global motorsport visibility. The project has shown that credible teams, audited tech, and measured marketing can turn a presale into an ecosystem launchpad, positioning it as one of 2025’s most-watched launches. 2. BlockchainFX: The Multi-Asset Finance Hub BlockchainFX (BFX) is pushing to merge crypto, stocks, and forex trading into one “super app.” The token’s presale has already raised around $9.7 million, up from $7.5 million just weeks earlier.  Its goal is to simplify multi-market access for users while rewarding holders through staking and daily income features advertised as up to 90% APY. The BFX token aims to power 500+ tradable assets within the platform, and its audited staking mechanics are central to the pitch. Analysts describe BlockchainFX as a “finance utility project,” not a meme play. With a token structure that supports passive rewards and a growing user base, it has quickly become a name to watch among 2025’s presale tokens. Its next challenge is execution, turning these funds into a working platform that delivers the multi-market access it promises. 3. Bitcoin Hyper: The Layer-2 for Bitcoin Utility Bitcoin Hyper (HYPER) is built to extend Bitcoin beyond a store of value. It’s developing a Layer-2 infrastructure compatible with the Solana Virtual Machine, enabling smart contracts and DeFi on Bitcoin’s security layer. Its presale funding has crossed $24 million from early supporters, with the current token price around $0.012975 and a staking APY of roughly 64%. Whale purchases have been reported, highlighting interest in its scalability narrative. The project claims to combine BTC’s trust with modern throughput, featuring bridges for wrapped assets and dApps. Its focus is on turning Bitcoin into a programmable economy similar to Ethereum’s, without sacrificing security. Among today’s presale tokens, Bitcoin Hyper stands out for its technical ambition and for pushing a layer of functionality many Bitcoin users have wanted for years. 4. Little Pepe: The Meme Coin with a Plan Little Pepe (LILPEPE) proves that meme projects can carry substance if they add utility. The Ethereum-based token has raised over $26 million through its Stage 13 presale, selling more than 16 billion tokens at around $0.0022 each.  It promises zero-tax trading, bot protection, and a dedicated meme launchpad to support future tokens on its platform. The project has drawn attention from the broader meme community and positions itself as a blend of fun branding and light infrastructure. Forecasts mention a potential listing price of $0.003 post-presale, with some optimistic targets projecting higher if trading volumes stay strong. Its popularity among meme enthusiasts and Ethereum users makes it a crowded player in the presale tokens arena, showing that community-driven projects still command strong capital inflows when the story connects. Final Thoughts Each of these projects shows a different path to market attention. BlockDAG’s technical proof, BlockchainFX’s finance model, Bitcoin Hyper’s infrastructure drive, and Little Pepe’s meme momentum capture how presales continue to shape early crypto cycles. They reflect a mix of utility, marketing, and community energy that defines modern token launches. Investors interested in presale tokens should follow each project’s delivery roadmap closely, from BlockDAG’s Genesis Day to HYPER’s mainnet tests. While potential rewards are high, these remain early-stage ventures where results depend on execution and market uptake. Transparency and delivery will decide which of these names leads crypto’s next phase of growth. Disclaimer: This content is provided by a sponsor. FinanceFeeds does not independently verify the legitimacy, credibility, claims, or financial viability of the information or description of services mentioned. As such, we bear no responsibility for any potential risks, inaccuracies, or misleading representations related to the content. This post does not constitute financial advice or a recommendation and should not be treated as such. We strongly advise seeking independent financial guidance from a qualified and regulated professional before engaging in any investment or financial activities. Please review our full disclaimer for more details.

In our weekly, free Thoughts, two of the three October issues so far (here and here) have focused intensively on Gold and Silver. We wanted to show that both precious metals are facing consolidation – and that they are among the most emotional asset classes of all. Where emotions prevail, volatility is never far away – in both directions. This week's correction hurt, no question about it. Nevertheless, Gold is still trading 57% above its level at the beginning of the year, and Silver as much as 70% higher. It is interesting to note that since the interim recovery in April, Silver has reached exactly the Fibonacci ratio of 1:1.618 in its second wave of buying – the legendary “Phi” or “Golden Ratio” that fascinates mathematicians and natural scientists alike. According to the Fibonacci numbers, which play a central role in our analyses, corrections of 38%, 50% or even 62% are completely normal in the markets. Currently, we have digested a narrow 38% of the second wave of buying. With another asset, we would call this a mini-correction. Unsurprisingly, a familiar discussion that has been flaring up regularly for around 30 years is heating up again: Was the correction triggered by manipulation? This cannot be completely ruled out. It seems strange, to say the least, when futures are sold in volumes equivalent to almost 700 million ounces of Silver in annual production within a very short period of time. There is only one plausible motivation for this: someone wants to push the price down. It is difficult to determine exactly who sold – and it does not help investors either. Manipulation or market mechanics? It's a gray area. The fact is that everyone is allowed to act as aggressively as the rules permit in the market. However, what is crucial for assessing the precious metals markets is that the current correction was driven primarily by futures sales, not by a lack of physical demand. The aggressive sellers' goal was apparently to dampen investors' appetite for physical purchases – a strategy that has often worked in the past. The Comex futures exchange also recently attempted to cool the market by raising margin requirements. The principle is well known: when margins rise, some investors are forced to close their positions, and the market calms down. This is what happened 45 years ago when the legendary Hunt brothers failed in their Silver offensive – precisely because of margins. But the current rally is based on different factors: it is fueled by the unbroken interest of Asian buyers in physical material – and by Western investors who, in view of global uncertainties, also prefer to hold bars rather than paper. In China, ETFs with physical Gold coverage have recently exploded. Remarkably, physical buyers have remained completely unimpressed by the increased margins. This is because they are not involved in the futures market at all. The investments of non-commercials, big investors, are only slightly above average – a telling indication. This is underscored by the still high lease rates: even after the sharp setback, borrowing Silver still costs around 20%. Obviously, and for understandable reasons, hardly anyone is willing to lend out their physical metal. Bottom line: The recent correction may have dampened the spirits of some investors. But those who remain rational recognize that nothing has changed in terms of the fundamental arguments for precious metals. On the contrary – it has simply become cheaper to invest more. Demand for physical material is likely to remain high: the geopolitical situation has not changed, the debt problem remains present, and supply bottlenecks have hardly been resolved. In short: emotions out, eyes open. Gold remains Gold – and Silver remains the temperamental child of the market. Disclaimer: This content is a press release from a wire service. This press release is provided for informational purposes only. We have not independently verified its content and do not bear any responsibility for any information or description of services that it may contain. Information contained in this post is not advice nor a recommendation and thus should not be treated as such. We strongly recommend that you seek independent financial advice from a qualified and regulated professional, before participating or investing in any financial activities or services. Please also read and review our full disclaimer.

Cardano (ADA), a top 10 cryptocurrency due to its academic roots and evolutionary approach to blockchain development, has been underperforming against its peers after several years of steady growth. Investors are wondering whether its long-promised roadmap to building a network for decentralized applications (dapps) can help it compete with the many new high-momentum cryptocurrency projects in the market. Cardano (ADA): A Slow Giant Facing New Competition While Cardano has maintained credibility among other DeFi and governance platforms, some observers have criticized it for moving at a slower pace than ideal; as of this writing, ADA prices are around $0.64. The sentiment on its price is neutral, as it has remained stable in a sideways price action for months. Cardano now faces the challenge of moving from implementation to wide-scale adoption. While its recent Hydra scaling update improved performance, the market’s attention has shifted toward faster, community-driven ecosystems that evolve in real time, the very domain where meme coins have found new strength. This environment has allowed emerging tokens like LILPEPE to gain momentum, offering agility, narrative power, and user incentives that larger, slower networks often struggle to replicate. Little Pepe (LILPEPE): The Underdog That Could Overthrow Cardano Little Pepe has proven that meme coin projects can transcend the novelty aspect by combining cultural virality with a proper DeFi (decentralized finance) implementation, creating an Ethereum-based, scalable meme coin project. Beyond the humor and branding, its appeal lies in measurable on-chain performance, including strong presale demand, a CertiK audit completion rate above 95%, and active participation across multiple Layer-2 networks. Currently in Stage 13 of its presale, Little Pepe has raised over $27.185 million, with 95.8% of tokens already sold from a total target of $28.775 million. Analysts suggest that this pace reflects not only investor confidence but also the project’s well-timed entry into a bullish recovery phase across the cryptocurrency market. Why Traders Believe LILPEPE Could Disrupt ADA’s Position The most compelling aspect of LILPEPE’s story is how quickly it has established utility within a space typically dominated by hype. Its ecosystem is expanding around staking pools, NFT integrations, and cross-chain compatibility, all packaged within a familiar and entertaining narrative that continues to attract viral attention. While ADA depends on long-cycle upgrades to drive adoption, LILPEPE’s growth strategy is driven by participation. Its developers have prioritized community incentives, including the Mega Giveaway, where both the largest and random buyers will share significant ETH rewards.  Moreover, LILPEPE’s deflationary tokenomics, with supply reductions tied to ecosystem milestones, mirror successful strategies seen in the early phases of Dogecoin and Shiba Inu, but with a more transparent and auditable framework.  The project’s data-backed structure has caught the attention of analysts tracking new-generation meme coins that strike a balance between virality and discipline. Could Little Pepe Overtake Cardano in 2025? Aside from Dogecoin, it’s unlikely that any meme coin will immediately replace a layer-1 protocol like Cardano, but market share and visibility are shifting. Retail momentum is often the precursor to liquidity flows, and LILPEPE’s surge in transaction volumes, wallet counts, and Telegram engagement suggests it’s becoming a cultural and financial force in its own right. At scale, if LILPEPE achieves a $300 million market cap, its token price could approach $0.03, representing a 15-fold increase from its listing price. That projection doesn’t even factor in community growth or secondary exchange listings, two catalysts that have historically driven the steepest climbs for early meme projects. In Cardano's case, despite continuing development, the route to monetization may be slower, and retail energy may migrate to lower-velocity ecosystems. In that case, ADA may find itself losing a portion of speculative capital to meme-layer assets like LILPEPE, which combine humor, utility, and accessibility into one package. Conclusion  Cardano’s foundation remains secure, but Little Pepe has more to offer. Little Pepe (LILPEPE) stands out not only as a cultural movement but as a structured, audited, and performance-driven asset in a market hungry for fresh narratives. With nearly full presale completion, a confirmed Mega Giveaway, and exchange listings expected soon, this under-$0.005 token represents one of the most compelling stories of 2025. For more information about Little Pepe (LILPEPE) visit the links below: Website: https://littlepepe.com Whitepaper: https://littlepepe.com/whitepaper.pdf Telegram: https://t.me/littlepepetoken Twitter/X: https://x.com/littlepepetoken $777k Giveaway: https://littlepepe.com/777k-giveaway/ Disclaimer: This content is provided by a sponsor. FinanceFeeds does not independently verify the legitimacy, credibility, claims, or financial viability of the information or description of services mentioned. As such, we bear no responsibility for any potential risks, inaccuracies, or misleading representations related to the content. This post does not constitute financial advice or a recommendation and should not be treated as such. We strongly advise seeking independent financial guidance from a qualified and regulated professional before engaging in any investment or financial activities. Please review our full disclaimer for more details.