Crypto presales are one of the most recent ways people invest in new crypto projects. They enable users to buy tokens before they're listed on exchanges or made available to the public. Presales are still popular in 2025 because they give early supporters an opportunity to enter projects at lower prices. However, crypto presales can be risky and confusing, especially for beginners. There are diverse presale types, timelines, and rules. Additionally, not all projects are trustworthy. This makes it essential to understand how presales really work before putting any money down. In this guide, we've explained how crypto presales work in 2025. It is designed to help beginners and experienced crypto users understand the benefits, process, risks, and how to safely participate. Key Takeaways Crypto presales permit early access to new tokens before public listings. Participation mostly requires supported crypto, a wallet, and careful verification. There are various types of presales, each with their rules and access levels. While presales come with early opportunities, they have risks and require research. What is a Crypto Presale? A crypto presale is an early fundraising phase where a new crypto project sells its tokens before they are listed on public exchanges. During this stage, tokens are mostly sold at a lower price to attract early supporters and raise sufficient funds for development. Many projects leverage presales to gather money for marketing, building their product, and growing their community. In return, buyers get early access to tokens and the prospect of benefiting if the project is successful after launch.  Crypto presales differ from public launches because they happen earlier and usually come with special rules. These may include fixed token prices, limited access, or waiting periods before tokens can be sold.  Types of Crypto Presales in 2025 Crypto presales are more structured than in earlier years. Projects now use various presale types to control who can participate, how much they can raise, and how tokens are distributed.  Understanding these types helps investors know the level of risk, access, and commitment involved.  1. Private presales This is the earliest stage of a token sale. Private presales are mostly opened to selected investors like strategic partners, venture funds, or early community members. The entry requirements are usually high, with strict terms and larger minimum investments. Tokens sold in private presales often have long vesting periods, meaning buyers cannot instantly sell after launch. 2. Public presales They are open to a wider audience, where regular users can participate. These presales come with lower minimum investment amounts, designed to attract several small contributors. Public presales are easier to join, and they can sell out quickly because of high demand.  3. Whitelisted presales They enable users to sign up in advance and get approval before taking part. Additionally, participants may need to complete tasks like filling out a form, joining a community, or passing basic identity checks. Whitelisting helps projects reduce bot or spam activity during sales. It also helps projects control participation. 4. Launchpad-based presales This presale occurs on crypto launchpad platforms. They act as intermediaries between investors and projects. They often perform basic checks on projects and control the technical aspect of the presale, like token distribution and smart contracts.  For users, launchpads offer a safer and more organized experience. However, access may be limited by token-holding requirements or platform rules. Step-by-Step Process of How Crypto Presales Crypto presales have a structured process that helps with fundraising and token distribution to early supporters. While each project may have negligible differences, here are the general steps on how crypto presales work in 2025. 1. Project announcement The project team will announce the presale through social media, their website or a crypto launchpad. This includes details like the token name, presale dates, total supply, and participation rules. 2. Whitepaper release Most projects provide a whitepaper explaining the project's technology, goals, roadmap, and tokenomics. This document helps prospective investors understand the project and decide whether to participate. 3. Presale terms and token allocation The project sets rules for the presales, including minimum and maximum contributions, token price, total tokens for sale, and vesting schedules. These terms are usually fixed for whitelisted and private presales.  4. Registration and whitelisting For whitelisted or private presales, investors need to register in advance. Some projects may require social media tasks, KYC verification, or community engagement before they get access. 5. Participation in the presale Investors will send funds like ETH, BNB or stablecoins to the project's presale wallet. Public presales can be first-come, first-served, while private presales usually allocate tokens proportionally based on contribution.  6. Token distribution When the presale ends, tokens are distributed based on the project's schedule. Some tokens follow a vesting period where they're released gradually over days, weeks or months. In contrast, other tokens are unlocked instantly.  7. Listing on launchpads or exchanges Finally, the project may list the tokens on exchanges or launchpads for public trading. Early investors can trade their tokens subject to vesting restrictions or any lock-up.  How to Participate in a Crypto Presale Joining a crypto presale in 2025 is seamless than before, but it requires careful steps. Here are the steps to reduce mistakes and risks. 1. Find a legitimate presale project Look for presales announced on verified social media, official project websites, or trusted launchpads. Don’t click on links shared by random accounts.  2. Read the project information carefully Check through the roadmap, whitepaper, and token details. Ensure you understand what the project aims to achieve and how the token will be used. 3. Set up a compatible crypto wallet Many presales require non-custodial wallets. The wallet should support the network used by the project. 4. Register or join the whitelist if required Some presales require early registration, simple community tasks, or KYC before participation is allowed.  5. Buy tokens during the presale Connect your wallet to the presale platform and fund it with the allowed amount. Double-check the wallet address and network. Conclusion - Final Thoughts on Presales Crypto presales remain a vital part of the crypto ecosystem in 2025. They help projects raise funds early and give individuals a chance to support new ideas from the start. However, every presale isn’t worth joining. Therefore, understanding how presales work, how to partake safely, and what risks are involved is essential. With caution and proper research, crypto presales can be approached with clarity and confidence.

M2 is a broad measure of the money supply that captures cash plus highly liquid deposits. When M2 expands, liquidity in the financial system increases, often supporting risk assets such as cryptocurrencies. When it contracts, liquidity tightens, usually weighing on speculative markets. While the relationship is not instant or guaranteed, M2 remains one of the most important macro indicators shaping crypto market cycles. key takeaways Global M2 measures broad liquidity, not just cash in circulation. Rising M2 often supports risk assets, including cryptocurrencies. Falling M2 usually signals tighter financial conditions and weaker crypto demand. M2 trends tend to lead crypto price cycles by weeks or months. M2 works best when combined with real yields, policy signals, and flow data. What exactly is M2? M2 is a monetary aggregate used to measure the total amount of money readily available within an economy. It includes: Physical currency in circulation, checking and demand deposits, savings deposits, small time deposits, and retail money market funds. Unlike narrower measures such as M1, M2 captures money that can be quickly converted into spending or investment. This makes it a useful proxy for system-wide liquidity — a key driver of asset prices across equities, bonds, and crypto. How changes in M2 flow into financial markets Liquidity effect: When M2 rises, more cash and near-cash instruments sit within the financial system. That excess liquidity often finds its way into financial assets, especially higher-risk markets. Crypto, as a global and highly liquid asset class, tends to benefit during these phases. Interest rate interaction: M2 growth often coincides with accommodative monetary policy. Lower interest rates reduce the opportunity cost of holding non-yielding assets like Bitcoin. When M2 contracts alongside tighter policy, higher yields pull capital away from speculative assets. Inflation expectations: Rapid money supply growth can lift inflation expectations. While crypto is not a perfect inflation hedge, periods of rising inflation concerns have historically increased interest in scarce digital assets, particularly Bitcoin. Credit and leverage dynamics: An expanding money supply usually reflects easier credit conditions. This supports leverage, derivatives activity, and institutional positioning in crypto markets. When M2 declines, leverage unwinds and risk appetite fades. The empirical relationship between M2 and crypto Historical data shows that major crypto bull markets have often occurred during periods of strong global liquidity expansion. In many cases, changes in M2 tend to lead crypto price movements by several weeks or months, rather than moving simultaneously. That said, the relationship is cyclical and regime-dependent. During periods of aggressive monetary easing, crypto’s sensitivity to M2 tends to increase. During tightening cycles, that sensitivity weakens, and price action becomes more reactive to policy expectations and real yields. Presently, M2 is valued at $130 trillion, according to Alphractal. Why M2 does not act as a perfect predictor M2 provides directional insight, not precise timing. Several factors can weaken or distort its signal: Time lags between liquidity expansion and market response Central bank policy shifts that offset money supply growth Structural changes in crypto markets, including ETFs and derivatives Regulatory shocks or crypto-specific events Because crypto trades globally, liquidity conditions outside the U.S. also matter. Global M2 trends often provide a more accurate macro backdrop than any single country’s data. Interpreting M2 for bullish and bearish market tone Bullish environment: Sustained M2 expansion combined with falling or stable real yields tends to support risk-on behavior. In these conditions, crypto markets often experience inflows, higher leverage, and rising prices over medium-term horizons. Bearish environment: Contracting M2, rising real yields, and tighter financial conditions generally suppress risk appetite. Crypto markets tend to see reduced inflows, deleveraging, and prolonged consolidation or drawdowns. M2 does not dictate daily price action, but it strongly influences the broader market tone. Conclusion Global M2 money supply acts as a macro liquidity barometer for financial markets, including crypto. When liquidity expands, capital becomes more willing to take risk, creating favorable conditions for digital assets. When liquidity contracts, speculative markets struggle to sustain momentum. For crypto analysts and investors, M2 should not be treated as a standalone trading signal. Instead, it works best as a directional framework—one that helps contextualize market cycles, identify regime shifts, and assess whether broader conditions support a bullish or bearish outlook. In a market still heavily influenced by macro forces, understanding M2 is less about predicting exact price levels and more about recognizing when the tide is rising—or quietly pulling back. Frequently Asked Questions (FAQs) 1. What does global M2 money supply mean? Global M2 refers to the combined broad money supply across major economies, capturing cash, deposits, and near-cash assets available for spending or investment. 2. Why does M2 matter for crypto markets? Crypto is highly sensitive to liquidity. When M2 expands, excess capital often flows into risk assets, including Bitcoin and altcoins. 3. Does rising M2 always mean crypto prices will go up? No. M2 sets market conditions but does not guarantee price increases. Policy tightening, high real yields, or market-specific shocks can offset liquidity effects. 4. How long does it take for M2 changes to affect crypto? The impact is not immediate. Historically, crypto markets tend to respond with a lag ranging from several weeks to a few months. 5. Should traders rely on M2 as a trading signal? M2 should be used as a macro framework rather than a short-term trading trigger. It helps define market regime, not entry and exit points.

A new company was listed on Tehran Securities Exchange (TSE): Namad Ghadir Financial Group made stock market debut on Sunday, 14 December 2025. Namad Ghadir Financial Group, originally established on August 21, 2013 under the name “Iranian Novin Sanat Development Company,” made its Initial Public Offering on TSE’s Main Board of the Second Market. The group delivers integrated services in finance, investment, and information technology. Leveraging key components across the value chain, the Group provides a diverse portfolio of competitive, technology-driven financial products and services. The Company with an authorized capital of IRR 90 trillion was listed as the 610th issuer, under the ticker of “NMAD” offered 5% of its total shares, equivalent to 4,500 million shares, to the public at an offering price of IRR 2,333 per share. The number of participants in this offering was 1,239,679 and a maximum of 4,276 shares were allocated to each trading code. The Group’s core mission is to create sustainable value and deliver consistent returns for both economic enterprises and investors, achieved through strategic expansion into new markets and the development of its operations across six key domains: asset and portfolio management, financial advisory and investment consulting, equity- and debt-based financing, innovative and venture-oriented investments, emerging technologies, and insurance and risk management services. Through this diversified, forward-looking structure, Namad Ghadir Financial Group positions itself as a catalyst for innovation, resilience, and long-term growth in Iran’s evolving financial landscape.

Which were the latest two global online brokers to receive licenses to operate in the UAE? (A theme that has […] The post FX week in review: UAE licenses, Robinhood expands Asia, B2B partnerships, MENA white paper appeared first on FX News Group.

oneZero marketing head exitsAs the year winds down, leadership reshuffles remain active. Talia Geberovich, previously Head of Marketing and Communications at oneZero, left the company to launch her own consulting startup. The new venture focuses on providing marketing leadership, consulting, and project management services for B2B startups and scale-ups aiming to enhance growth and refine market positioning. Before joining oneZero, she served as Director of Marketing and Communications for Europe and Asia at Tradeweb and as Marketing Director at the London-based software company Aptem.Find out more about the departure of Talia Geberovich from oneZero.Conor Canny named Finalto MENA CEOAt the same time, Finalto received a Category 5 license from the UAE Securities and Commodities Authority, enabling the company to operate within the country’s regulatory framework. The license allows Finalto to offer its services to professional and institutional clients in the UAE.Alongside the approval, Conor Canny was appointed as Finalto’s CEO for the MENA region. He described the new license as a major milestone for the firm in the Middle East, highlighting its role in strengthening Finalto’s presence in the UAE.Learn more about Finalto's new approval and Conor Canny appointment for MENA CEO role.OpenFX enlists new Head of Trading and RiskElsewhere, OpenFX strengthened its institutional operations with the appointment of Alex Rowles as Head of Trading and Risk. Rowles brings extensive market experience to the role as the company expands amid growing regulatory and operational scrutiny in areas such as cross-border payments and stablecoin transactions.The firm has also added new talent across other functions, naming Sourav Karmakar as INR Product Lead and Ethan Mackie to Product Operations. Karmakar previously served as Associate Vice President for Growth Product and Revenue, while Mackie was formerly Manager in the Office of the Chief Product Officer at US-based global payments company Thredd.Display more about OpenFX's latest appointments.CFI names new Global Head of OperationsCFI Financial Group has promoted Charbel Saleh to Global Head of Business Operations. Saleh joined the company last year as Business Development Project Partner and has now taken on a broader leadership role within the organization.The promotion is part of CFI’s efforts to strengthen its management structure and support its global operational growth. In his new position, Saleh will oversee core business and strategic operations, focusing on efficiency, client service, and internal process alignment.Highlight more about the promotion of Charbel Saleh to Global Head of Business Operations.OANDA adds ex-IG Group risk executive to boardLastly, OANDA has appointed Paweł Latocha as Head of Operational Risk for the OANDA Group and named him to the management board of its Polish subsidiary, OANDA TMS. His appointment strengthens the firm’s senior leadership in Europe, particularly within its risk management function.The company's Supervisory Board approved Latocha’s adequacy assessment for the board role on November 27. He joins a five-member management board headed by President Marcin Niewiadomski, who also serves as OANDA’s Head of Europe.Show more about OANDA's onboarding of Paweł Latocha as Head of Operational Risk. This article was written by Jared Kirui at www.financemagnates.com.

The U.S. Securities and Exchange Commission (SEC) has charged Canadian citizen Nathan Gauvin and three affiliated entities—Blackridge, LLC, Gray Digital Capital Management USA, LLC, and Gray Digital Technologies, LLC—over two allegedly fraudulent securities offerings marketed to retail investors through Discord and other social channels. The SEC alleges more than $18 million was raised, with investor funds misappropriated and performance claims manufactured to keep the scheme alive. Key Points Two offerings, one ecosystem: (1) unregistered interests in the “Gray Fund” (Sept 2022–Nov 2024) and (2) a “seed stock” offering (starting May 2024) (Source: SEC). Distribution channel: Gauvin allegedly built credibility inside Discord communities and pushed the offering via a website and social channels. Core deception claims: fabricated credentials/AUM, inflated performance reporting, and allegedly fictitious account statements. Funds flow red flags: investors allegedly paid via stablecoins, wires, and credit cards; funds allegedly were not placed into a segregated “fund” account. Parallel criminal case: EDNY prosecutors announced criminal charges the same day; DOJ says Gauvin was arrested in England. Short Narrative According to the SEC, Gauvin cultivated an online following by portraying himself as a high-performing investment professional operating through “Blackridge,” which the SEC describes as a shell entity. 1 From there, the alleged pitch was classic: a professionalized pooled product (“Gray Fund”), marketed as diversified and sophisticated—spanning debt/equity securities, derivatives, and crypto—wrapped in social proof from an active Discord community. The SEC alleges that investors were shown eye-catching performance metrics (including double-digit monthly returns) and portfolio scale claims (e.g., fund assets purportedly “over $78 million”), while actual trading performance and assets were materially lower. When withdrawal pressure rose, the SEC claims withdrawals were restricted and explanations shifted—often a late-stage hallmark in online “fund” frauds. Extended Analysis This case matters beyond the headline numbers because it demonstrates how “finfluencer mechanics” can be operationalized into an unregistered securities distribution machine: 1) The community is the funnel; “performance reporting” is the lock-in.The SEC alleges Gray Digital published monthly metrics and disseminated account statements that did not reflect reality, including altered brokerage documentation. Even more telling: participation was allegedly restricted to “members” paying a $200/month subscription, a structure that can create perceived exclusivity and suppress skepticism (“I’m in the inner circle”). 2) Payments by stablecoin + mixed rails = compliance smoke screen.The complaint states investors could fund via stablecoins, wires, and credit cards—a combination that may reduce friction for retail deposits and complicate the investor’s ability to understand custody, segregation, and control of funds. From a compliance lens, the absence of clear custodial disclosures and segregated accounts is not a “minor” paperwork issue—it is often the difference between an investment operation and a pooled misappropriation pipeline. 3) The “seed stock” add-on illustrates how scams monetize hope when liquidity breaks.The SEC alleges Gauvin launched a second offering in May 2024: $30,000 “seed preferred” shares in Gray Digital Technologies, pitched with a $60 million valuation and claims of >$12 million annual revenue, while the issuer allegedly had no operations/assets/revenue. Notably, the SEC says the “proof of ownership” was framed as an NFT-based digital certificate—which allegedly was never delivered—leaving investors without even the marketed “on-chain” tokenized representation. 4) Legal posture: broad antifraud + unregistered offering theories.The SEC complaint includes claims under Exchange Act Section 10(b)/Rule 10b-5, Securities Act Section 17(a), Advisers Act Sections 206(1), 206(2), 206(4) and Rule 206(4)-8, and Securities Act Sections 5(a) and 5(c) (unregistered offers/sales). The SEC seeks permanent injunctions, disgorgement, penalties, and an investment-adviser bar for Gauvin, among other relief. Call for Information FinTelegram continues to investigate “Discord-first” investment schemes and the service providers that enable them (payment rails, OTC desks, stablecoin on/offramps, promoters, and offshore entities). If you have information about Nathan Gauvin, Blackridge, Gray Digital, Gray Digital Technologies, related Discord groups, payment processors, or investor communications, please reach out via Whistle42.com (anonymous submissions welcome). Share Information via Whistle42

Standard Chartered deepened its partnership with Coinbase, with the move set to expand institutional digital asset collaboration.Margaret Harwood-JonesThe parties are set to jointly explore the development of trading, prime services, custody, staking and lending solutions for institutional clients. Standard Chartered is set to combine its expertise cross-border trading and custody capabilities as a cross-border bank with Coinbase’s digital asset institutional platform and global reach – developing a ‘comprehensive digital asset solution offering for institutional clients globally’. Margaret Harwood-Jones, global head, financing and securities services, Standard Chartered, said: “Our role as a trusted international bank is to support clients as digital asset markets mature in a safe, responsible and well-governed way. Our growing relationship with Coinbase further strengthens our ability to develop secure and compliant digital asset solutions for institutional investors. “[…] we aim to explore how the two organisations can support secure, transparent and interoperable solutions that meet the highest standards of security and compliance.”Read more: Coinbase wins approval to offer federally regulated crypto futures trading to eligible US customersCurrently, the two parties have an existing partnership in Singapore, with Standard Chartered providing banking connectivity which enables real-time SGD transfers for Coinbase’s customers.  Brett Tejpaul, co-chief executive of Coinbase Institutional, highlighted that the move is set to provide a seamless and secure experience for trading and managing digital assets, adding: ”This partnership represents a significant step forward in delivering institutional-grade digital asset solutions […] Together, we are driving the evolution of the financial ecosystem and enabling institutions to unlock new opportunities in this rapidly growing market.”The post Standard Chartered expands Coinbase partnership to further develop digital asset trading for institutional clients appeared first on The TRADE.