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Why the B2B Payments Platform War Is Really a Card Infrastructure Battle (Satyam Chaturvedi)
Business-to-business (B2B) payment solutions are more popular than ever, and it feels like there's
Why Unlicensed Loan Apps Are Winning, And What Ethical Lenders Must Build (John Pabi Ntifo)
In June 2023, the Bank of Ghana named 97 unlicensed loan apps operating illegally. By July, a joint ...
The Quiet Revolution: How the Help Icon Evolved into Modern AI (Quadri Owolabi)
Introduction Some revolutions arrive with headlines and disruption. Others happen quietly, almo
Stablecoins and the Rise of the Internet Financial System (Avik Nandi)
For much of the past decade, stablecoins have been described in relatively simple terms. They were o...
Why Non‑Bank Financial Institutions Need Fourth‑Generation Core Banking Technology (Lewis Ide)
Non‑bank financial institutions (NBFIs), including asset managers, private credit funds, and special...
Your Loyalty Program Might Be Ignoring Your Best Customers (Prashant Shah)
For decades, most loyalty programs were built around credit cards. That alignment made sense at a ti...
Audit readiness is an evidence problem, not a policy problem (Victor Mendez)
If you walk into the compliance department of most financial institutions today, you will find an ab...
When digital commerce lacks a heartbeat: The rise of humanized AI (Martin Lewit)
Among the many advancements AI has posed across industries, perhaps the transformation in commerce h...
Why Decentralized KYC Is the Next Frontier for Financial Crime Prevention (Michelangelo Frigo)
The identity verification industry has a structural problem that compliance teams rarely discuss ope...
Why Prediction Markets Are Gaining Global Attention in 2026 (Anshul Saxena)
Prediction markets are quickly becoming one of the most interesting innovations in finance, technolo...
What AI Cannot Buy: The New Scarcity Map for Fintech and Digital Acquisitions (Joash Boyton)
The dominant narrative in digital M&A right now is one of destruction. AI is killing SaaS. A
Representation Capital: The Invisible Asset That Will Decide Which Institutions Win the AI Economy (Raktim Singh)
The first wave of the AI era was about model power. Organizations competed on: larger models more p...
The Valuation Mirage (Stanley Epstein)
Why AI and Fintech startups are being priced for a future that may never arrive. Introduction Artifi...
Deep Dive: Mastercard Verifiable Intent vs Visa Trusted Agent Protocol (Sam Boboev)
Agentic commerce breaks a core assumption of online payments, that a human is directly clicking “bu...
Does Europe fully enough understand the opportunity? (Bo Harald)
The first step in the trust infrastructure is the shift from exchanging documents to information exc...
The New Geography of Wealth: Why Investors Are Looking to Smaller Financial Centers (Luigi Wewege)
For decades, the global financial landscape was dominated by a handful of major hubs. Cities such a
Deposits are shifting. What’s driving it and what banks do next (Vitaliy Abayev)
Deposit migration is visible in transaction data. KlariVis’ February 2026 study examines customer-in...
Planning your exit? Here are five things you need to consider (Anthony Villis)
The tax year reset is in sight, making this time of year a key strategic window for business owners ...
The Pilot Graveyard: Why Bank AI Projects Stall Between Proof of Concept and Production (Chetan Channe)
The AI in banking market is on course from $26 billion to $546 billion. The gap between investment a...
Stablecoins to Intelligent Payment Routing: Building an AI Payment Orchestration Layer (Prototype) (Avik Nandi)
Over the past year, I have been writing a series of articles exploring the evolution of stablecoins ...
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