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Customers Are Already Using Embedded Finance. It’s Time for Brands to Catch Up. (Prashant Shah)
Consumer payment behavior is already showing brands where to focus: faster checkout, instant refunds...
The Customer Strikes Back (Stanley Epstein)
How First-Party Fraud Quietly Became One of the Biggest Threats in Digital Commerce. Introduction A ...
Why Knowing “Who Owns Whom” Matters More Than Ever in the Age of AI (Clare Rowley)
Artificial intelligence (AI) is reshaping the global fraud landscape, with identity-related fraud, d...
How P2P is influencing the modern merchant payments mix (Russel Luis E. Fernandes)
The concept of peer-to-peer (P2P) payments is nothing new, but the latest innovations in the space w...
The Intelligent Blockchain: AI-Powered Security and the Rise of Autonomous Finance (Quadri Owolabi)
1. Introduction: From Static Security to Intelligent Systems Blockchain technology was originall
Why luxury brands can’t afford a fragmented financial experience (Philipp Buschmann)
Luxury brands have spent decades perfecting the customer experience: the weight of a handbag, the am...
Real World Asset Tokenization in 2026: Business Growth and Future Trends (Sukhchain Singh)
The global financial ecosystem is rapidly evolving toward blockchain-powered ownership models, and R...
Innovation Outpaces Standards as Interoperability in Fleet Mobility Payments Becomes Essential (Piers Horak)
The rapid growth of electrification and connected vehicle data is fundamentally changing fleet mobil...
Reflections from the City Week event: The Move to Agentic AI in Financial Services (Christine Foster)
At City Week’s AI in Financial Services Summit this week, the panel on “From GenAI to Agentic AI and...
Beyond Bridges: The Architecture of Endogenous Interoperability (Raffaele Varone)
The future of financial infrastructure is not better connections between systems. It is systems tha
From Rails to Intelligence: The Autonomous Payments Enterprise n End of Fragmented Operating Models (Neeraj Aggarwal)
By Neeraj Aggarwal Payments is entering a decisive decade—one in which the institutions that thrive ...
Zero Knowledge Proof Travel Rule Means Proving, Not Sending Data (Victor Mendez)
A compliance team at a crypto-asset service provider opens an incoming Travel Rule message and finds...
The Trust Trap (Stanley Epstein)
How AI-powered identity fraud is quietly reshaping confidence in the digital world. Introduction A ...
6 Banking Tech Trends for 2026 (Rostyslav Fedynyshyn)
For a long time, digital transformation in banking was mostly about modernization: moving away from ...
The True Cost of Payment Friction on Customer Lifetime Value (Ruchi Rathor)
In digital commerce, customer acquisition often receives the majority of strategic attention. Busine...
The Ten Agentic Banking Modes That Could Engineer the Largest Systemic Risk Since 2008 (Alex Kreger)
The next financial crisis may not begin with human panic. It may begin with synchronized optimizatio...
Support for the EU Commission's Business Wallet drive (Bo Harald)
My message to to the EU commission some time ago: Good afternoon, I do my best to promote the coming...
How Fintech Innovations Have Streamlined Onboarding for Fast-Growing Startups (Dmytro Spilka)
Fintech is fast becoming a driving force in implementing a level of accuracy, efficiency, and conven...
Fintech Grew Up. The Payments Infrastructure Hasn't. (Briana Marbury)
Over the last five years, we have seen technology progress at neck-breaking speeds. Just the mention...
When the Network Breaks: Why Systemic Risk Models Are Asking the Wrong Question (Vallikat Peethamber)
When the Network Breaks: Why Systemic Risk Models Are Asking the Wrong Question The Indian financial...
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