RedotPay has taken a significant step in its mission to simplify global digital payments by forming a strategic partnership with Ripple, the enterprise blockchain company known for its cross-border crypto solutions. The collaboration enables RedotPay to expand its stablecoin-based payment capabilities and accelerate its entry into new high-demand markets. As the stablecoin ecosystem rapidly matures and regulatory clarity improves in major jurisdictions, the integration positions RedotPay to offer faster, more transparent, and more inclusive payment services for individuals and businesses navigating global financial networks. The new alliance comes at a time of heightened momentum behind stablecoin adoption, driven by rising demand from freelancers, remote workers, and emerging-market users seeking reliable alternatives to volatile local currencies. RedotPay’s platform, which already enables seamless crypto transactions across multiple currencies, now gains a major infrastructure boost through Ripple Payments. This infrastructure provides enterprise-grade settlement rails, enhanced payment visibility, and a regulatory framework built to support compliant cross-border flows at scale. For RedotPay, the partnership marks both an operational enhancement and a strategic evolution into more complex, multi-market payout environments. Central to the partnership’s immediate impact is the formal launch of RedotPay’s “Send Crypto, Receive NGN” feature. This solution enables verified users with Nigerian bank accounts to convert supported cryptocurrencies—including XRP, USDC, USDT, BTC, and others—into local currency within minutes. By connecting Ripple’s licensed payments technology with RedotPay’s user-friendly interface, the firms are addressing long-standing frictions in global remittances, where high fees and multi-day settlement times have constrained financial access for millions worldwide. New NGN Payout Feature Targets Remittance Inefficiencies and Growing Stablecoin Demand The introduction of the NGN payout capability reflects RedotPay’s objective to reduce the cost and complexity of sending money across borders. Traditional global remittances carry average fees of 6.49% and may take up to five business days to arrive, leaving individuals and businesses vulnerable to liquidity delays and opaque fee structures. With RedotPay leveraging Ripple Payments’ blockchain infrastructure, users gain access to near-instant settlement, real-time pricing, and a straightforward transaction path. This represents a material improvement over legacy rails that rely on intermediaries, manual processes, and fragmented regional banking systems. Nigeria’s robust crypto adoption rates and its reliance on remittances make the NGN rollout particularly impactful. As one of the largest remittance markets in Africa, Nigeria has been a focal point for innovation in digital payments, with stablecoins gaining traction as a hedge against inflation and currency instability. RedotPay’s executive leadership highlighted that this capability enhances financial control for users who need both speed and predictability. Whether paying freelancers, covering family expenses, or managing global business operations, the ability to securely convert digital assets to NGN within minutes significantly elevates the utility of both XRP and leading stablecoins. The feature supports a wide array of cryptocurrencies—BTC, ETH, SOL, TON, TRX, XRP, BNB, USDC, USDT, among others—with Ripple’s RLUSD set to join in the future. By offering broad asset compatibility, RedotPay ensures its users are not locked into a single network or token, aligning with the company’s vision of making stablecoin-based payments as seamless as using local cash. The rollout is tailored for emerging markets where access, convenience, and reliability are essential drivers of adoption, especially for young digital professionals and globally distributed workforces. Takeaway RedotPay’s partnership with Ripple accelerates its expansion into emerging markets by enabling near-instant NGN payouts, positioning the company at the forefront of stablecoin-powered global payments. RedotPay Builds a Multi-Market Payout Network for Digital-First Workers The NGN launch also builds on RedotPay’s existing “Send Crypto, Receive BRL” and “Send Crypto, Receive MXN” offerings, signaling the company’s intent to create a broad spectrum of stablecoin-based payout channels across emerging economies. As demand for efficient cross-border payments grows, multi-market availability has become a central requirement for platforms catering to remote workers, global freelancers, and digital entrepreneurs. By adding NGN to its lineup, RedotPay is strengthening its multi-currency infrastructure and reinforcing its position as a leading provider of global payout solutions powered by stablecoins. Ripple’s infrastructure plays a substantial role in scaling this ambition. Ripple Payments offers licensed, compliant pathways for money movement, enabling RedotPay to serve users in markets where traditional banking systems may be limited or inefficient. The technology brings predictable liquidity, transparency, and faster settlement speeds, helping RedotPay reduce friction while meeting regional compliance requirements. For consumers and businesses seeking alternatives to legacy remittance channels, this delivers a meaningful leap forward in both accessibility and financial autonomy. RedotPay’s product strategy reflects a broader shift in global payments: users want optionality, lower fees, real-time access, and flexible settlement choices that work beyond conventional banking hours. The latest integration addresses these expectations by offering stablecoin-powered transfers that can be executed around the clock. As digital finance continues to evolve, RedotPay’s multi-market expansion underscores its goal of creating a unified, global payments platform that connects customers to fast, cost-effective, and transparent financial rails—regardless of geography.

During early Wednesday trading, EUR/USD briefly climbed above 1.1680 — a level not seen since mid-October. The upswing is largely driven by traders reassessing the widening policy gap between the two major central banks. Looking at the fundamental backdrop ahead of December’s decisions: → Markets now regard a December rate cut by the Federal Reserve as highly likely amid political pressure from the Trump administration, reducing the dollar’s appeal and yield advantage. → The European Central Bank, on the other hand, appears content to hold steady. With Eurozone inflation sitting near target, there is little sign of an imminent push towards aggressive easing. EUR/USD Chart: Technical Overview Throughout November, the pair traded within a broad consolidation area: → The 1.1500 handle repeatedly acted as support — although the price slipped below this level twice, it was unable to maintain a break lower. → A descending trendline (shown in red) capped the upside as consistent resistance. As December begins, upward momentum within the blue ascending channel has enabled a bullish breakout above that red resistance line. Even so, the current rally may be running out of steam, as: → This morning’s attempt to take out yesterday’s peak could end with a candle featuring a long upper wick, hinting at rejection. → RSI readings are forming conditions suitable for a bearish divergence between swing highs A and B. Given this backdrop, the recent push towards a six-week high may tempt sellers back into the market — meaning a retracement towards the lower boundary of the blue channel remains a plausible scenario. A retest of the red line from above is also possible. FXOpen offers spreads from 0.0 pips and commissions from $1.50 per lot. Enjoy trading on MT4, MT5, TickTrader or TradingView trading platforms! The FXOpen App is a dedicated mobile application designed to give traders full control of their accounts anytime, anywhere. This article represents the opinion of the Companies operating under the FXOpen brand only. It is not to be construed as an offer, solicitation, or recommendation with respect to products and services provided by the Companies operating under the FXOpen brand, nor is it to be considered financial advice.  

What happened: KuCoin rolls out a beginner-friendly trading mode KuCoin has launched a new feature called KuCoin Lite Mode — a simplified version of its trading app aimed directly at newcomers who often feel overwhelmed the moment they open a typical crypto platform. Lite Mode pares the interface down to the basics, offering a quieter, guided way into digital assets without the barrage of charts, order books, or technical tools that dominate more advanced trading screens. The idea behind Lite Mode is straightforward: remove friction, lower the learning curve, and build confidence early. Instead of confronting users with dozens of trading pairs or complex menus, the app focuses on three core actions — quick buy/sell, simple token conversions, and easy-to-read charts. Everything else is tucked away until the user feels ready to move on. “From the very beginning, KuCoin was founded on a simple belief — technology should make crypto more user-friendly,” said BC Wong, CEO of KuCoin. “Lite Mode delivers exactly that: an approachable starting point backed by KuCoin’s global infrastructure and long-standing focus on trust.” Investor Takeaway Exchanges that simplify onboarding tend to convert and retain more long-term users. Lite Mode positions KuCoin to capture the next wave of first-time crypto adopters. Why this matters: crypto still intimidates most first-time users Despite the industry’s growth, the gap between interest and participation remains wide. Many potential users sign up for exchanges only to abandon the process once they encounter trading dashboards built for professionals. KuCoin is trying to bridge that gap by offering an experience that feels closer to a modern fintech app than a trading terminal. Lite Mode’s design leans heavily on clarity over density — large buttons, plain-language prompts, and a workflow that keeps decisions linear and simple. Spot trading is the only option. Derivatives, margin tools and anything resembling a high-pressure trading environment are intentionally absent. For someone making their first crypto purchase, that distinction matters. At the same time, Lite Mode doesn’t strand users at the beginner level. One tap moves them directly into Pro Mode, where seasoned traders can access the usual avalanche of advanced charts, order types and market instruments. KuCoin wants Lite Mode to serve as an on-ramp, not a dead end. How KuCoin Lite Mode fits into the broader exchange strategy KuCoin’s identity has always rested on accessibility — the “People’s Exchange” slogan was not accidental. With more than 40 million users across 200+ countries, the company has consistently leaned into a trust-first message, especially as regulatory scrutiny has increased globally. Lite Mode sits neatly inside that narrative. It’s not just a UX feature; it’s part of the platform’s broader effort to rebuild confidence among new retail users who want exposure to crypto but don’t want to study market mechanics before their first purchase. By presenting fewer choices and clearer pathways, KuCoin hopes to reduce the abandonment rate that plagues most exchanges during the onboarding stage. It also reflects an industry trend: major exchanges are splitting their product lines into beginner-oriented and pro-oriented sections. Coinbase did it years ago; Binance rolled out a similar concept. But KuCoin’s approach differs by allowing frictionless switching — essentially treating the app like a learning progression rather than separate environments. Investor Takeaway The next growth cycle in crypto adoption will hinge on usability. Platforms with layered experiences for beginners and pros will be best positioned to scale globally. What’s next: onboarding the next 40 million users KuCoin’s leadership has made it clear that Lite Mode is part of a long-term strategy to bring more people from curiosity into active participation. With a global user base already in the tens of millions, the platform is banking on simplicity as a differentiator — a direction that aligns with its mission, “Trust First. Trade Easy Next.” The company expects Lite Mode to serve as an educational stepping stone: users learn the basics in an environment that doesn’t overwhelm them, and when they’re ready, Pro Mode gives them space to grow. For KuCoin, this approach could strengthen retention, reduce early user drop-off, and expand trading activity over time. The feature is now available to all global KuCoin users, and the exchange says more beginner-focused upgrades are already in development. As crypto edges closer to mainstream adoption, products like Lite Mode could end up defining how the next generation of users enters the market — calmly, gradually and with far less confusion than before.

Payments leader Paysafe has been honored with the title of “Outstanding Payment Services Provider” at the FinanceFeeds Awards 2025. Paysafe’s recognition reflects a long record of solving practical challenges in the payments sector. The company has consistently worked on making transactions possible for groups often left out of traditional systems—whether through cash-based services in markets with low banking penetration or by bridging digital wallets with conventional banking. This ability to connect different payment worlds gives it a unique role in keeping commerce accessible and inclusive. With nearly three decades of experience in digital payments, Paysafe today supports over 260 payment types in 48 currencies through a single, integrated platform. In 2024, the company processed an annualized transactional volume of $152 billion, serving merchants and consumers in key verticals such as entertainment, financial services, fintech, and crypto. Its reach extends across more than 12 countries, where approximately 3,000 employees deliver scalable and flexible solutions for clients ranging from major corporations to fast-growing startups. Paysafe’s offering covers payment processing, digital wallets, and online cash solutions, with particular strengths in mobile-initiated transactions, real-time analytics, and bridging the gap between traditional and digital payments. Through well-known brands such as Skrill, NETELLER, and PaysafeCard, the company has enabled secure consumer payments online, in-store, and across emerging industries like crypto exchanges and forex trading. What the Award Represents “Being named Outstanding Payment Services Provider feels amazing. It’s a big nod to the hard work our teams put in every day to keep money moving around the world,” said Rob Gatto, Chief Revenue Officer at Paysafe. “For nearly 30 years, Paysafe has made payments easy, safe, and open to everyone. From helping people in underserved areas with cash options to powering digital wallets and cross-border payments, our focus has always been on giving people choices that actually fit their lives—today and in the future. This award shows we’re on the right track.” The payments sector has become one of the most competitive spaces in financial technology. Businesses now demand integrated solutions that combine card processing, bank transfers, eCash, and digital wallets under a single platform. At the same time, regulatory expectations are tightening, fraud threats are more sophisticated, and cross-border commerce is growing rapidly. Standing out in this environment means delivering not just processing power, but also adaptability, security, and insight through real-time analytics. This award also points to the growing importance of inclusivity in payments. Cash-based digital solutions, like eCash products, remain essential in regions where traditional banking is limited, while crypto-linked wallets and fiat-to-crypto bridges are expanding in markets eager for digital asset access. For Paysafe, this recognition reinforces its status as a trusted partner for businesses navigating today’s complex payment landscape. From enabling 24/7 entertainment transactions to powering crypto on-ramps, Paysafe adapts to local needs through its regional business units. In Latin America, subsidiaries such as SafetyPay and PagoEfectivo now give businesses access to over 90% of the region’s GDP, opening new pathways for cross-border commerce in some of the fastest-growing digital economies. "The payments industry is one of the most competitive and rapidly evolving areas in fintech, and Paysafe clearly stood out. Another factor is resilience,” said FinanceFeeds EIC, Nikolai Isayev. “Over decades, Paysafe has had to adapt to waves of technological and regulatory change—crypto, cross-border rules, and tighter security standards among them. The fact that it continues to handle complex global flows securely while maintaining reliability shows the strength of its infrastructure. Reliability at scale is one of the most important qualities a payments provider can demonstrate." The Outstanding Payment Services Provider award highlights the critical role payment platforms now play in global commerce. In an era where consumers expect speed, flexibility, and trust in every transaction, providers are judged not just by volume but by their ability to handle complexity—supporting multiple payment types, currencies, and markets while ensuring seamless user experiences. In short, the award captures the state of payments today: fragmented in customer needs, demanding in regulatory oversight, but united by one expectation—transactions must be instant, secure, and borderless. A provider like Paysafe that delivers on all three sets the pace for the entire industry.

Cryptocurrency is widely recognized for its extreme price volatility. Unlike traditional financial markets, where changes are often gradual, crypto prices can swing dramatically within hours or even minutes. This volatility creates both opportunities and risks, attracting traders seeking high returns while challenging long-term investors. But what exactly drives these sharp fluctuations? Key Takeaways Low liquidity amplifies volatilitySmaller cryptocurrencies with thin trading volume are more prone to sharp price swings, as even modest trades can significantly move the market. Investor sentiment moves the market faster than fundamentalsHype, fear, and speculation often outweigh technical or fundamental analysis, leading to sudden rallies or sell-offs. Regulatory news can trigger instant reactionsAnnouncements around bans, restrictions, or approvals of crypto products such as exchange traded funds (ETFs) can cause rapid market surges or declines. Technology and security directly affect trust and valueNetwork upgrades, forks, and innovations can boost prices, while hacks, bugs, or failed updates often lead to sharp drops. Global economic conditions influence crypto demandInflation, interest rate changes, and geopolitical events shape risk appetite, impacting how investors allocate capital to crypto assets. Liquidity and Market Depth One of the primary drivers of crypto volatility is market liquidity. Liquidity refers to how easily an asset can be bought or sold without significantly impacting its price. Major cryptocurrencies like Bitcoin and Ethereum generally benefit from high liquidity, allowing large trades to occur without dramatic price changes, with millions lost or gained. In contrast, smaller altcoins often face thin markets where even modest buy or sell orders can trigger sudden spikes or drops. This sensitivity is magnified by the presence of whales investors holding large amounts of a particular token. In low-liquidity markets, a single whale transaction can move prices by double-digit percentages within minutes. Trading volume also plays a key role. High volume tends to stabilize prices, while low volume makes markets more susceptible to abrupt swings. The Role of Investor Sentiment Beyond liquidity, investor sentiment heavily influences crypto prices. Public perception, hype, and speculation often outweigh fundamental valuations in this market. Positive developments, such as institutional adoption or major partnerships, can spark rapid buying, while negative news, such as hacks or fraud allegations, can prompt mass sell-offs. Social media and online communities amplify this effect. Platforms like Twitter, Reddit, and Telegram can turn a single comment or rumor into a market-moving event. The result is a cycle where emotion and speculation drive price swings, creating sharp short-term volatility that can be difficult to predict. Regulatory Uncertainty Regulatory developments are another critical factor shaping crypto volatility. Because cryptocurrency operates within a relatively new and evolving legal framework, policy announcements often create immediate market reactions. For instance, crackdowns or bans in countries like China have historically led to significant sell-offs, while positive developments, such as the approval of crypto ETFs in the U.S., have fueled rallies. The uncertainty around regulation encourages preemptive trading, with investors reacting to news or even rumors, which further amplifies market swings. Technological Developments and Security Concerns The underlying blockchain technology also plays a significant role in crypto volatility. Network upgrades, forks, and performance improvements can boost confidence and increase demand. Conversely, security breaches, software bugs, or failed updates can trigger panic selling. A notable example is the 2016 DAO hack on Ethereum, where a vulnerability resulted in the loss of $60 million and a sharp drop in Ethereum’s price. Investors closely monitor blockchain development and project milestones, meaning that both successes and setbacks can directly influence market behavior. Macroeconomic and Global Influences Cryptocurrencies are increasingly affected by global economic and geopolitical events. While often considered an alternative to traditional markets, crypto prices can react to macroeconomic shifts such as inflation, interest rate changes, or geopolitical crises. During periods of financial instability, investors may liquidate crypto holdings to reduce risk exposure, causing sudden price drops. Conversely, economic uncertainty can also drive interest in Bitcoin and other cryptocurrencies as perceived hedges against traditional assets, leading to rapid price rallies. Media Influence and the Fear of Missing Out Finally, media coverage and social sentiment significantly contribute to volatility. News headlines, viral posts, and influencer commentary can spark either FOMO (fear of missing out) or panic, pushing prices in unpredictable directions. The emotionally charged nature of crypto trading amplifies these effects, often resulting in sudden spikes or crashes. Conclusion The volatility of the cryptocurrency market is not caused by a single factor but by a complex interplay of liquidity, investor sentiment, regulatory developments, technological changes, macroeconomic events, and media influence. Each element interacts with the others, creating rapid and sometimes unpredictable price movements. For investors, understanding these drivers is essential. While volatility can provide opportunities for profit, it also carries significant risk. Navigating the crypto market successfully requires careful observation, strategic decision-making, and awareness of the factors that can send prices soaring or plunging within moments. Frequently Asked Questions (FAQs) 1. Why is the market more volatile than traditional markets?The market is younger, less regulated, and highly speculative. It has lower liquidity than traditional markets like stocks or bonds, making it more sensitive to large trades, news events, and changes in investor sentiment. 2. Do whales really affect prices?Yes. Whales, or large holders of a cryptocurrency, can significantly impact price movements, especially in low-liquidity markets. A single large transaction can trigger major price spikes or crashes. 3. How do government regulations affect volatility?Crypto operates in an evolving legal environment. Any news about bans, restrictions, or approvals often causes investors to react quickly, resulting in sudden price movements. 4. Is cryptocurrency volatility always a bad thing?Not necessarily. While volatility increases risk, it also creates profit opportunities for traders who understand market cycles and manage risk properly. 5. Can cryptocurrency ever become less volatile?As adoption increases, regulatory clarity improves, and institutional participation grows, the market may become more stable over time. However, due to its decentralized and speculative nature, some level of volatility is likely to remain.

Fin, a payments startup founded by former Citadel engineers Ian Krotinsky and Aashiq Dheeraj, has raised $17 million in a Series A round, backed by major venture investors. The funding marks growing confidence in stablecoins as a practical alternative for global transfers and highlights renewed interest in rebuilding cross-border payments from the ground up using blockchain rails. The platform is designed to support near-instant, high-value international payments using stablecoins instead of traditional banking infrastructure. Through the platform, users can send funds to other Fin users, crypto wallets, or bank accounts across multiple jurisdictions. By bypassing slow correspondent banking systems, the startup promises faster settlement times and lower transaction costs compared to standard wire transfers. The idea for Fin reportedly came from the founders’ direct experience dealing with cross-border payment friction while working on side projects. They saw how inefficient, expensive, and restrictive existing systems were—even for relatively straightforward international transactions. This gap, they said, revealed an opportunity to build a modern, programmable alternative that works at internet speed. “It’s difficult for incumbents to rip out their whole infrastructure and build a proper payments product in the new global stablecoin regime,” said Ian Krotinsky, co-founder of Fin, highlighting the structural challenge traditional financial institutions face in adapting to blockchain-based settlement systems. With the new capital, the company's plans to scale its engineering and compliance efforts while rolling out pilot programs for businesses that frequently handle large international transfers, including import-export firms and global service providers. These early users are expected to help shape the product as it moves toward full commercial launch. Banks and Regulators Accelerate Stablecoin Adoption Fin’s launch comes as stablecoins gain traction across both traditional finance and government-led regulatory efforts. In the United States, major banks have begun testing stablecoin issuance and crypto custody in partnership with leading exchanges, signalling that blockchain-based settlement is moving closer to the mainstream financial system. This institutional experimentation reinforces the growing demand for faster, more efficient cross-border payment rails—the very problem Fin is positioning itself to solve. At the same time, regulators in Asia are stepping in to shape how stablecoins operate. Taiwan has announced plans to introduce its first regulated stablecoin by 2026, while South Korea is pushing for strict oversight of stablecoin issuers, including full-reserve requirements and tighter consumer protections. These moves suggest that stablecoins are no longer an unregulated experiment but an emerging component of national financial systems.

VanEck is deepening its presence in the advisor market through a new partnership with Vestmark, enabling financial professionals to access custom model portfolios powered by both firms’ combined capabilities. The collaboration brings VanEck’s thematic and multi-asset strategies directly into Vestmark’s open-architecture platform, giving RIAs and broker-dealer representatives a streamlined way to offer highly tailored investment solutions. As investor expectations shift toward personalization, the initiative is designed to help advisors deliver more adaptable portfolios without adding operational complexity. Vestmark’s technology allows advisors to incorporate VanEck’s ETFs, mutual funds, and equity strategies into unified managed accounts that also support direct indexing, fixed income SMAs, and alternatives. The open-architecture structure is a key differentiator, because it lets advisors blend VanEck’s investment research with Vestmark’s overlay management tools. For many firms, the challenge has been maintaining personalization at scale while keeping compliance, trading, and tax-management workloads manageable. This integration responds directly to those pressures by automating most of the backend burden. To accelerate adoption, VanEck is subsidizing implementation costs for advisors who want access to the model portfolios. This approach lowers barriers for firms transitioning from traditional model marketplaces or internal models. By removing cost friction, VanEck and Vestmark aim to broaden the availability of customized portfolios across a wider spectrum of independent advisors, including those who may lack the internal resources to manage tax-aware personalization on their own. A Unified Platform Designed for Greater Tax Efficiency and Client-Level Customization Tax optimization is one of the most compelling components of the new offering. Vestmark’s platform includes sophisticated overlay management, tax-transition capabilities and tools for loss harvesting, cash management, and asset-location optimization. When combined with VanEck’s differentiated investment strategies, the result is a portfolio experience that seeks to maximize after-tax returns while still reflecting the client’s individual risk and return profile. As regulatory pressures grow and investors demand transparency around tax outcomes, these tools have become central to a modern advisory practice. The partnership also enhances customization through direct indexing, which has expanded rapidly in recent years as advisors look for ways to replicate index exposures while adjusting holdings to client preferences. Using Vestmark’s infrastructure, advisors can incorporate restrictions, ESG tilts, or concentrated-position management within a single account. VanEck’s thematic strategies—ranging from natural resources to emerging technologies—serve as additional building blocks that advisors can use to give portfolios a differentiated investment narrative. Vestmark’s UMA capabilities allow advisors to consolidate ETFs, mutual funds, separately managed accounts, and alternatives within one custodial structure. This improves operational efficiency by reducing account sprawl and gives advisors a clearer view of household-level allocations. As the industry shifts toward more integrated portfolio construction, Vestmark’s ability to merge multiple investment vehicles into a single, unified infrastructure provides meaningful support for firms seeking to elevate their service model without expanding headcount. Takeaway VanEck’s partnership with Vestmark delivers advisors tax-optimized, customizable portfolios through a unified technology platform, strengthening their ability to meet rising investor expectations for personalization. Strengthening Industry Reach as Demand for Personalization Accelerates VanEck’s move reflects a broader trend among asset managers seeking to pair investment expertise with scalable advisor technology. With advisors competing on client experience rather than product selection alone, model portfolios and UMA structures have become critical tools for differentiation. The ability to customize portfolios to the goals, constraints and tax considerations of individual households—while keeping workflows efficient—is now viewed as a foundational advantage for advisory firms serving mass-affluent and high-net-worth clients. Vestmark is well positioned to capitalize on this shift, given its role behind many of the industry’s largest managed account platforms. More than 65,000 advisors use Vestmark’s technology today, and over $1.9 trillion in assets flow across its systems. By integrating with VanEck, the company strengthens its marketplace of more than 1,400 available strategies while expanding its tax-aware capabilities to include additional thematic investment options. For advisors, this broadens the menu of implementable strategies without requiring new vendor relationships or technology integrations. For VanEck, the partnership marks an important expansion of its RIA-focused distribution strategy. As more advisors adopt model portfolios to streamline practice management and ensure consistency in portfolio construction, asset managers are increasingly investing in partnerships that position their strategies inside flexible, open-architecture ecosystems. By offering a subsidized cost structure and embedding its strategies within a high-value UMA platform, VanEck is strengthening its foothold among independent advisors who prioritize efficiency, customization, and tax optimization for their clients.

The top crypto presales for 2026 include IPO Genie, BlockDAG, and Bitcoin Hyper, each offering strong potential in different areas of the market. BlockDAG focuses on high-speed Layer 1 performance, while Bitcoin Hyper expands the capabilities of the Bitcoin ecosystem. IPO Genie brings an AI-powered approach to private market access and continues to gain growing interest from early investors. Crypto cycles often start quietly. At first, you only see small activity. Then a few early projects begin to stand out. As we move toward 2026, analysts say this moment is happening again. Several new presales are gaining attention faster than expected. Investors want answers. Which project shows real signs of becoming a future 100× setup? Three names lead the conversation. IPO Genie ($IPO), BlockDAG, and Bitcoin Hyper. Each serves a different part of the market. All three bring something useful, simple, and scalable. Here is a clear, easy breakdown anyone can understand. Why $IPO, $BDAG, and $HYPER Are in 2026’s Top Presale Rankings This cycle is unusual. Capital is flowing into several narratives at the same time. That is why all three projects appear in high-ranking crypto discussions. Each project has a strong identity. IPO Genie blends AI with private market access. BlockDAG focuses on high-speed Layer 1 performance. Bitcoin Hyper delivers fast execution for Bitcoin. Because they operate in different lanes, all three can grow without competing directly. That is why they show up in almost every serious presale research report. IPO Genie ($IPO): A Rising Power in Crypto Presales IPO Genie sits in a rare and powerful niche. It uses artificial intelligence to scan startup data and financial signals. Its system, called Sentient Signal Agents, spots early opportunities that could grow. This gives users a smarter way to access private deals. It also helps IPO Genie stand out on lists like top trending crypto of December 2025. The mix of AI plus private markets is one of the fastest-growing narratives in tokenization today. IPO Genie acts more like an intelligent gateway to real opportunities, not just another AI token. Trusted Infrastructure and Real Market Alignment IPO Genie built strong trust early. It raised more than $2.5M. It passed a full CertiK audit. It uses Fireblocks for secure storage. It uses Chainlink for verified data. It follows a framework modeled after $500M in institutional structures. A compliance update increased analyst confidence in the platform's long-term growth plans. Private markets today are worth trillions. Tokenization forecasts place the opportunity between $3T and $10T. This alignment is why IPO Genie appears on many top crypto presale lists. Growth Signals and Why Analysts Call It a 100× Setup A presale rarely grows this fast. IPO Genie already has 147,000+ active participants across onboarding and governance. It's currently in stage 15, priced at 0.00010450.  Analysts point out that IPO Genie’s growth curve carries the same energy seen in the early days of Solana and Arbitrum. The community puts it even more simply: Missed the last big breakout? This early traction might feel like déjà vu. The platform also uses a simple 3-step structure. You buy the $IPO token, access vetted deals, and gain liquidity when markets open. Analysts focus on four signals: A multi-trillion-dollar market Real utility Fast community growth AI-assisted discovery. Together, these give IPO Genie very strong long-term potential. BlockDAG (BDAG): A Fast and Scalable Layer 1 for 2026 BlockDAG aims for speed and security. It combines Proof of Work with a DAG structure, allowing several blocks to be confirmed at the same time. It is also EVM compatible, which lets developers use familiar Ethereum tools. Its design appeals to builders and users who want high performance plus reliability. That is why it often appears in conversations around the top trending crypto of December 2025. Strong Presale Momentum and Developer Growth BlockDAG has had one of the largest presales of this cycle. It raised $380M to $435M. More than 25B to 26B BDAG tokens were sold. The team also released developer tools early, including testnets, faucets, explorers, and dApp builders. Developers like early access because it helps them experiment before the mainnet launch. This traction is a major reason BlockDAG remains visible across many high-ranking crypto lists. Why BDAG Looks Like a Long-Term Layer 1 Play Layer 1 networks can grow quickly when developers join early. BlockDAG shows the early signals of that kind of adoption. Its roadmap, tools, and hybrid structure give it a strong chance of building an active ecosystem. Its story is about speed, security, and scalability. These traits make BDAG a valid long-term Layer 1 candidate. Bitcoin Hyper (HYPER): Solana-Level Speed Built on Bitcoin’s Trust Bitcoin Hyper aims to expand Bitcoin’s abilities. It uses the Solana Virtual Machine to deliver high-speed, parallel execution. Transactions confirm quickly and cost less. All activity settles back to Bitcoin using zero-knowledge proofs. This gives HYPER a unique combination: Solana-level speed with Bitcoin-level trust. It is one reason the project appears in many lists tracking the top trending crypto of December 2025. Growing Fundraising and Community Support Bitcoin Hyper raised more than $28M in its presale. Recent pricing was around $0.0133. Many Bitcoin holders want more tools and applications in the ecosystem. HYPER gives them that option. Because it speaks directly to a large existing user base, it gains momentum quickly. Why HYPER Fits the BTC Layer 2 Boom Bitcoin Layer 2 development is one of the strongest narratives in the current cycle. If it continues, HYPER could benefit directly. It introduces fast apps, DeFi tools, and smart contracts to Bitcoin. This makes HYPER a strong candidate for the Layer 2 expansion expected in 2026. Which Presale Has the Most Convincing 100× Setup for 2026? Each of these projects brings something useful to the table. They aim at different goals, and that is what makes this comparison interesting.  BlockDAG attracts people who want a fast and secure Layer 1. It gives developers room to build and gives miners a strong technical base. Many users like it because it feels familiar yet forward-thinking. Bitcoin Hyper appeals to people who already trust Bitcoin but want more from it. They want speed, cheaper transactions, and real applications. HYPER gives the Bitcoin network a way to run modern tools, apps, and DeFi features. This makes it attractive to anyone who wants to stay inside the Bitcoin ecosystem while still exploring new opportunities. IPO Genie stands out in a different way. It speaks to people who want access to private market deals without needing big capital or insider connections. Its AI system scans startups and highlights early opportunities. This gives everyday investors a smarter and simpler way to explore new markets. The idea is easy to understand and easy to use, which is why its community is growing so quickly. Analysts point out one major thing. IPO Genie is aligned with a multi-trillion-dollar industry that keeps expanding. Private markets are huge, and tokenization is becoming a global trend. This gives IPO Genie a natural advantage in long-term discussions about top crypto presale winners. Many experts believe this combination of AI, access, and real-world demand makes it one of the strongest candidates to watch heading into 2026. Final Thoughts IPO Genie, BlockDAG, and Bitcoin Hyper each bring real value to the market. They focus on different ideas and attract different types of investors, which is why all three are worth watching as the next cycle begins.  BlockDAG offers strong Layer 1 performance, while Bitcoin Hyper expands the Bitcoin network's capabilities. IPO Genie stands out for its AI-powered access to private deals and its fast-growing community. For early investors, this is a good moment to follow IPO Genie’s presale progress closely. Join the IPO Genie presale today:   Official website Telegram Twitter (X) Disclaimer: All projections and opinions are based on analyst commentary and are not guarantees of future results. Cryptocurrency markets are volatile. Please invest responsibly.

Mitrade closed 2025 with a series of notable developments that reinforce its position in the global CFD brokerage landscape. Among the most significant milestones was the firm securing a new licence from South Africa’s Financial Sector Conduct Authority (FSCA), expanding its already broad regulatory footprint across Australia, Cyprus, Mauritius and the Cayman Islands. This further aligns Mitrade with the industry’s shift toward multi-jurisdictional oversight, a trend driven by rising demands for compliance, transparency and investor protection. The additional licensing underscores the broker’s objective of strengthening user trust while supporting its growing global reach. The firm also took decisive steps to expand product access, increasing its available CFD instruments from 500 to 800. This wider product library reflects evolving trader demand for diversified exposures across equity indices, FX pairs, commodities, ETFs and single stocks. By extending coverage into more thematic and sector-specific markets, Mitrade positions itself to serve a broad spectrum of retail traders who increasingly seek flexible, multi-asset opportunities. This expansion also coincides with heightened volatility in global markets, a backdrop that tends to elevate the relevance of CFD instruments for tactical trading. Complementing its product growth, Mitrade continued to invest in user experience through additional platform languages and support channels. The introduction of Thai, Italian, Arabic and German brings the platform’s language coverage to 16, while customer support now spans 12 languages. This multilingual infrastructure is key to accommodating the firm’s increasingly diverse user base across 119 countries. As regulatory scrutiny intensifies globally, the emphasis on accessible education, culturally aligned support, and clear communication has become an essential part of sustaining responsible trading engagement. User Growth Accelerates as Platform Engagement Reaches New Highs Mitrade’s operational improvements translated into measurable expansion of its global user base. The company reported a 20% year-over-year increase, climbing from 5 million to 6 million registered traders. This growth reflects strong uptake across both emerging markets and more mature trading regions, supported by Mitrade’s focus on streamlined onboarding, intuitive platform design and inclusive market access. The firm also saw a notable surge in app engagement, adding two million new downloads and bringing total downloads to 14.6 million. These numbers highlight the platform’s broadening appeal during a year shaped by economic uncertainty and rising global interest in leveraged trading products. The broker’s technology stack—built around proprietary architecture that enables fast execution and cross-device performance—continues to play a central role in attracting new users. Market expansion, combined with improved functionality and localization, helped the platform maintain stable retention metrics in increasingly competitive conditions. The company has repeatedly emphasized that responsible trading remains a core objective, supported by education tools that are now available in more languages and across wider regional segments. This aligns with broader industry movements encouraging transparency, risk awareness and investor protection in leveraged derivatives trading. CEO Elven Jong underscored that these developments reflect deliberate progress across oversight, accessibility and user engagement. He noted that regulatory consistency, product breadth and multilingual support are becoming foundational elements of the modern brokerage model. As traders increasingly seek platforms that offer both diversity and compliance assurance, Mitrade’s 2025 operational trajectory suggests it is positioning itself to compete at the upper tier of global CFD providers while maintaining a focus on responsible market participation. Takeaway Mitrade’s 2025 results show a strategically expanding broker strengthening its regulatory base, broadening product access and scaling its global user community while emphasizing responsible, multilingual trading support. Record Industry Recognition Caps Mitrade’s Most Decorated Year to Date The company capped the year with its highest annual total of industry honors, securing 16 separate international awards in 2025. This brought its cumulative tally to 56, marking a milestone that the firm views as validation of its sustained investment in platform technology, customer experience and regulatory compliance. Awards from global judging panels often reflect criteria such as platform usability, product innovation, risk management processes and customer engagement strategy—all areas Mitrade has made central to its operating model. Industry recognition also aligns with Mitrade’s continued evolution into a more mature multi-licenced brokerage. As regulators worldwide tighten expectations around product governance, marketing standards and trading transparency, award-winning platforms are increasingly seen as relative safe havens for traders seeking reliability. The firm’s achievements in 2025 therefore function not just as brand-building milestones but as signals of credibility critical for expansion into new regions and demographic segments. Looking ahead, Mitrade appears set to continue building its presence across global markets, leveraging its expanded licensing base and larger product suite to compete for a broader share of retail trading flows. With platform engagement accelerating and localization capabilities strengthening, the firm is positioned to scale further while navigating the tighter regulatory and competitive landscape expected in 2026. The company’s combination of rapid growth, operational diversification and industry endorsement suggests it enters the new year with considerable momentum.

WhiteBIT’s coin (WBT) has been officially included in the S&P Cryptocurrency Broad Digital Market (BDM) Index, marking a significant milestone for both  WhiteBIT and the broader fintech landscape of Central and Eastern Europe. The S&P BDM Index — curated by S&P Dow Jones Indices — tracks the performance of leading digital assets that meet strict institutional criteria, including liquidity, market capitalization, governance, transparency, and risk controls. The addition of WhiteBIT coin reinforces the platform’s growing role in the global crypto economy and highlights the industry’s shift toward regulated, infrastructure-level players. Beyond the inclusion in the Broad Digital Market Index, WhiteBIT’s native coin, WBT, has also been added to four additional S&P Dow Jones digital-asset indices, underscoring its emergence as a mature, institutionally relevant asset. WBT now appears within several key benchmark families: S&P Cryptocurrency Broad Digital Asset (BDA) Index S&PCryptocurrency Financials Index S&P Cryptocurrency LargeCap Ex-MegaCap Index S&P Cryptocurrency LargeCap Index These classifications require a multi-quarter record of liquidity stability, transparent price formation, and consistent market-cap behavior. As the industry matures, index providers are expanding coverage beyond protocol-layer tokens, increasingly acknowledging the systemic role of exchanges and financial-infrastructure platforms. WhiteBIT’s coin presence in the BDM Index positions the company within the global map of institutional-grade digital-asset providers. “Being recognized by S&P DJI is more than an index inclusion — it signals that crypto infrastructure from our region has reached global institutional standards,” said Volodymyr Nosov, CEO of WhiteBIT “This is a turning point not only for our company but also for the evolution of compliant crypto services worldwide.” This expanded representation marks an important shift for WBT: from a utility token into a component integrated into global benchmark structures used by investment firms, ETF/ETN designers, and quantitative research platforms. Its presence in multiple institutional models means that WBT is now incorporated into the analytical frameworks that guide long-term allocation strategies, diversified exposure construction, and risk-adjusted portfolio modelling. Market Performance: Resilient Growth and a New All-Time High WBT’s inclusion comes after a period of stability and upward movement, reaching a new all-time high of $62.96 on November 18, 2025, despite broader market declines and changes external analyses noted WBT’s resilience. These factors contributed to meeting S&P’s criteria for classification. Being part of S&P indices gives WBT a clear benchmark, making it easier to use in future financial products and long-term investment strategies.

The crypto market opened the week with fresh attention on Bitcoin ETFs as inflows rose and trading activity grew stronger. Momentum about digital assets has increased since Bitcoin reclaimed higher territory, and market sentiment has shifted to cautious optimism. While traders are tracking institutional behaviour, some investors in this period of rising volatility are also putting an eye on the emerging infrastructure projects like Remittix (RTX) that is quietly gaining traction as a PayFi solution.  With ETF flows driving headlines, analysts assessing the next move in the crypto market, questions remain over whether the current strength is sustainable. Bitcoin Holds Firm, But Analysts See Room For Another Pullback Bitcoin is currently selling at $92,973, following a significant gain of about 6.46% in the last 24 hours, with a market capitalization of about $1.85 trillion. ETF inflows have been instrumental in maintaining stable price action, providing new liquidity at an important juncture where institutional adoption is shaping intraday sentiment. According to a recent technical update posted on the Bitcoin community feed, the price has stabilized above the $90,000 zone, now serving as support in the short term. Analysts tracking liquidity levels predict that if Bitcoin retests this range and buyers remain active, momentum may seek to push past the psychological $100,000 mark. The same report says that recent rising gains do not yet rule out the prospect of a deeper correction, with the general level of volatility continuing high across major crypto exchanges. Market experts argue that leveraged holdings, macro uncertainties, and decreasing risk appetite among significant crypto investors make a dramatic fall potentially conceivable. As the broader cryptocurrency market reacts to every macro headline, many traders are planning for a wider range of possibilities.  Remittix Expands Its Position As Utility Demand Grows As Bitcoin ETFs strengthen, Remittix continues to build momentum with a practical approach to the global payments sector. The Remittix token is currently priced at $0.119, supported by more than $28.4 million raised through private funding and over 692.8 million tokens sold.  Its ecosystem is designed to handle crypto-to-fiat payments across multiple regions, providing one of the clearer examples of real-world utility in the 2025 cycle. The Remittix Wallet is now live on the Apple App Store, marking the first major release of the PayFi ecosystem. Users can view early beta footage through community testing videos. The project is also verified by CertiK, and Remittix currently ranks as the number one pre-launch token on the CertiK leaderboard. Remittix has confirmed future listings with BitMart and LBank as part of its exchange rollout plan. Community interest has increased further due to the ongoing referral program, offering 15% USDT rewards for users sharing their dashboard. More holders are joining the wallet testing phase as the project expands access to the top 10 purchasers each week. Why Remittix Continues To Gain Attention • Real payments utility for global users • Strong CertiK audit and full team verification • Active wallet testing and community involvement • Strategic future listings with major exchanges • Positioned as the best crypto to buy now candidate Stability Today Doesn’t Remove Tomorrow's Risks Bitcoin’s ETF-driven gain is a great development, but the market is still negotiating unpredictable conditions. Traders are interested in how the price reacts around critical support levels, especially if macro pressure develops.  While Bitcoin leads headlines, some investors are turning to payment-driven digital assets like Remittix as the broader market recalibrates. With its growing traction, expanding ecosystem, and practical use case, Remittix remains a project many consider when evaluating the best crypto to buy now during unpredictable market phases. Discover the future of PayFi with Remittix by checking out their project here: Website: https://remittix.io/    Socials: https://linktr.ee/remittix    $250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway Frequently Asked Questions 1. Will Bitcoin continue rising after the recent ETF inflows? Bitcoin has shown stronger price action since ETF inflows increased, but traders warn that the market can still pull back. The key area to watch is the $90,000 support zone, as a clean hold there could help stabilize momentum in the short term. 2. What could trigger another Bitcoin correction? Sharp volatility in ETF flows, overleveraged long positions, and broader macro concerns remain the main pressure points. Analysts tracking market sentiment say that Bitcoin is still sensitive to liquidity shifts, which could cause a fast move in either direction. 3. Why are investors looking at utility projects during market uncertainty? When the crypto market becomes unpredictable, many investors start looking for digital assets with real use cases. Payment solutions, cross-border settlement tools, and platforms that support everyday users often attract attention as safer long-term options compared to speculative tokens. 4. What is the best crypto to buy now? There is no single answer, but investors often watch projects with strong utility, transparent teams, and ongoing development. Remittix is being mentioned more often because it offers a working wallet, verified security, and a clear role in global payments, which sets it apart from hype driven tokens. 5. How does the Bitcoin ETF performance affect altcoins? ETF strength usually improves confidence across the wider crypto market. When Bitcoin stabilizes, traders begin rotating into altcoins with active development, which is why more people research early-stage crypto investment options during these periods.

Moomoo has deepened its commitment to delivering continuous global market access by integrating OTC Markets’ MOON ATS® into its 24-hour trading infrastructure. The upgrade enables Moomoo users to trade securities listed on major U.S. exchanges overnight — an offering that has traditionally been difficult for retail platforms to provide at scale. By connecting directly to MOON ATS®, Moomoo is addressing rising global demand for real-time, after-hours liquidity, especially among investors located in Asia-Pacific markets where U.S. market hours fall outside the standard business day. The integration provides retail investors with visibility into overnight prices and liquidity conditions inside MOON ATS®, a regulated venue operated by OTC Markets Group. While institutional firms have long benefited from extended-hours execution, retail participants have historically faced limited access, higher spreads, and reduced transparency when trading outside U.S. market hours. Moomoo’s adoption of MOON ATS® aims to close this gap, delivering a more level playing field by offering professional-grade infrastructure to individual traders. For OTC Markets, the collaboration reinforces the role of its alternative trading systems as critical market-access gateways. MOON ATS® is engineered to support trading activity during periods when global macro events, earnings releases, or geopolitical developments may move markets outside the New York session. By offering expanded access through a leading retail platform, the partnership broadens the reach of U.S. markets and supports a global investor base increasingly active around the clock. Scaling Moomoo’s Global Strategy Through Enhanced Liquidity and Trading Flexibility The initiative reflects Moomoo’s broader strategic move toward offering institutional-grade tools and data to everyday investors. With more than 28 million users across eight international markets, the platform has seen rising demand for continuous access to U.S. securities. Neil McDonald, CEO of Moomoo US, noted that overnight trading has become a central expectation among clients who want the ability to react to breaking developments without waiting for standard U.S. trading hours. The integration with MOON ATS® strengthens Moomoo’s ability to meet this expectation, especially for users in Singapore, Australia, Japan, Malaysia, Canada, and New Zealand. By enabling seamless routing into MOON ATS® from within the Moomoo interface, the upgrade minimizes workflow friction for users while supplying more predictable liquidity conditions. For retail investors, overnight trading has often meant navigating fragmented liquidity across multiple venues. MOON ATS® consolidates that access into a single regulated platform with transparent pricing, allowing Moomoo to deliver a more consistent and reliable overnight experience. As cross-border participation increases, this type of streamlined access becomes essential in markets where retail investors are adopting multi-asset, multi-market strategies. The partnership also builds on the long-standing relationship between Moomoo’s global network and OTC Markets. Since 2018, Moomoo’s sister brand in Hong Kong has relied on OTC data for OTCQX®, OTCQB®, and Pink® securities. Extending the collaboration into 24-hour U.S. stocks trading marks a natural progression in the firms’ shared objective of widening market access. With global investors increasingly demanding the same tools and access levels historically reserved for professional traders, the integration supports both firms’ missions to democratize financial markets. Takeaway Moomoo’s integration of MOON ATS® delivers retail investors a more comprehensive 24-hour U.S. trading experience, expanding global access to overnight liquidity and real-time pricing. Meeting the New Reality of 24/7 Investor Engagement and Global Market Participation The integration comes at a time when global market participation is accelerating and investor behavior is shifting toward continuous engagement. Retail investors increasingly expect real-time tools, rapid execution, and uninterrupted access across asset classes and geographic regions. This has created new pressure for platforms to offer extended-hours trading that is both transparent and regulated. By connecting to MOON ATS®, Moomoo aligns itself with this new marketplace reality, ensuring users can respond to volatility, earnings surprises, and macroeconomic events that occur outside normal U.S. trading hours. As global markets become more interconnected, access to U.S. equities during Asia-Pacific and European time zones offers significant strategic benefits. It narrows reaction time between news events and execution, reduces reliance on potentially stale pricing, and helps traders avoid the gap risk associated with market reopenings. With more retail investors adopting algorithmic tools, multi-market hedging strategies, and real-time news-driven trading approaches, extended-hours infrastructure is becoming a fundamental requirement for modern investment platforms. For OTC Markets, the collaboration further solidifies MOON ATS® as a key overnight liquidity hub. As more platforms integrate its routing and pricing capabilities, the alternative trading system may see enhanced liquidity depth and more efficient price discovery during off-peak hours. Combined with growing interest in 24-hour markets from both retail and institutional participants, the partnership highlights a broader industry shift toward continuous access as a defining feature of next-generation trading venues.

In a market packed with new launches and bold promises, three names, BlockchainFX, Deep Snitch AI, and Tapzi, are grabbing early attention. Investors are racing to uncover the best crypto presale of 2025, but one project is already standing out thanks to its explosive momentum, utility-driven ecosystem, and fast-moving presale metrics. The spotlight is firmly on BlockchainFX, a next-generation trading platform merging DeFi with traditional markets. With its advanced features, global accessibility, and skyrocketing presale demand, many analysts expect it to outperform rivals and position itself as the top contender to reach $1 first. BlockchainFX: Redefining Early-Stage Growth BlockchainFX is currently rewriting presale expectations. Having already raised over $11.4 million, with a soft cap of $12 million and 17,500+ participants, the project is nearing a major milestone. The current presale price of BFX is just $0.03, giving investors early access to a token backed by real-world utility and Web3-first innovation. With a launch price set at $0.05, early buyers are positioning themselves ahead of what many believe is the best crypto presale of the year. Two standout features are fueling this rapid growth. First is the Trading Platform with 500+ Assets, enabling users to access crypto, stocks, forex, ETFs, and more, all from a fully decentralized environment. This all-in-one structure eliminates the hassle of switching platforms and gives traders total control over their assets, which can attract millions of users seeking a streamlined experience. Second, the Daily Staking Rewards system empowers holders to earn consistent passive income, turning BFX into both an investment and a revenue-generating asset. Multi-Awarded Trading Platform for High-Confidence Investors BlockchainFX recently earned recognition as the “Best New Crypto Trading App of 2025”, a powerful signal for early investors. This award is more than a badge, it reflects growing trust, strong platform performance in beta, and the potential for mass adoption. Being backed by real utility gives BlockchainFX a major edge compared to typical presale tokens, helping investors feel confident in long-term returns. As interest accelerates, buyers can also enter the $500,000 Gleam Giveaway simply by purchasing $100+ worth of BFX, another incentive boosting early participation. ROI Potential: Could BFX Really Hit $1 First? At the current price of $0.03, reaching $1 represents a 3,233% increase, a return rarely found in today’s maturing crypto market. Analysts believe this is achievable thanks to its utility-first model and early traction, with some even projecting long-term valuations between $8 and $10 post-launch. To illustrate the upside: A $1,000 investment at $0.03 buys 33,333 BFX. If BFX hits $1, that becomes $33,333. If it reaches $5, that grows to $166,665. And the BLOCK30 promo adds 30% extra BFX for a limited time, increasing the long-term value of every purchase. BlockchainFX’s presale is moving quickly, and every price stage brings an increase, creating real urgency for investors who want to secure the lowest entry possible. Deep Snitch AI: Riding the AI Narrative Deep Snitch AI has gained attention for tapping into the still-exploding artificial intelligence sector. Its presale has drawn modest traction, largely from investors who believe AI analytics and on-chain intelligence tools will play a major role in future trading ecosystems. While the project is innovative, it lacks the broad real-market integration that BlockchainFX already offers. The token may deliver returns if AI-focused platforms continue to trend, but its utility remains narrow. Without a clear roadmap toward mass adoption, investors are treating Deep Snitch AI as a secondary option rather than a contender for the next top crypto to buy. Tapzi: Early Traction but Limited Reach Tapzi enters the presale arena with a creative tech concept aimed at simplifying blockchain engagement. Its gamified structure and interactive tools attracted early supporters, but growth has cooled as competition intensifies. Without a high-utility ecosystem or platform-level innovation, Tapzi struggles to stand out among the year’s more advanced presale launches. While the project may appeal to niche communities, many investors see Tapzi as a speculative bet rather than a strong candidate for major gains, especially when compared to BlockchainFX’s analytic-backed trajectory. Final Verdict: The Clear Leader in the Race to $1 Based on the latest research, BlockchainFX is emerging as the best crypto presale of 2025 thanks to its high utility, growing user base, strong presale metrics, and massive ROI potential. With real products, real traction, and real demand, it stands far ahead of Deep Snitch AI and Tapzi. For investors searching for the next top crypto to buy, BlockchainFX offers the rare combination of functionality, credibility, and early pricing, creating the perfect storm for explosive growth. With the presale nearing the soft cap and bonuses ending soon, now is the moment to secure BFX before the next price increase. The window is closing fast, early buyers could be positioning themselves for one of the biggest breakouts of the year. Find Out More Information Here Website: https://blockchainfx.com/  X: https://x.com/BlockchainFXcom Telegram Chat: https://t.me/blockchainfx_chat

ION has expanded the functionality of its Fidessa trading platform with the addition of Exchange Traded Fund (ETF) Request for Quote (RFQ) capabilities, including a new integration with Tradeweb’s global electronic trading network. The enhancement introduces fully embedded ETF RFQ workflows directly into Fidessa, enabling mutual clients of both firms to access Tradeweb’s automated pricing, liquidity, and execution tools without leaving their existing trading environment. The upgrade reflects ION’s long-term strategy to deliver deeper automation and interoperability across asset classes. Tradeweb, which connects more than 3,000 institutional clients worldwide, operates one of the most widely used multi-asset electronic marketplaces. Its ETF RFQ functionality has become a preferred mechanism for competitive quoting and rapid trade execution, particularly for buy-side firms engaging with multiple liquidity providers. By integrating Tradeweb’s workflow, Fidessa users gain seamless access to a global pool of liquidity and automated price discovery—capabilities increasingly essential as ETF volumes and institutional usage continue to rise across global markets. The collaboration strengthens Fidessa’s position as a leading equities and workflow platform for institutional brokers and trading desks. As execution workflows become more complex and regulatory expectations tighten, firms are rapidly adopting technology that reduces manual steps, lowers operational risk, and provides an auditable trail from quote generation to settlement. Embedding the Tradeweb RFQ process inside Fidessa’s interface directly addresses these evolving needs, streamlining the trade lifecycle while improving transparency and execution quality. Enhancing Automation, Liquidity Access, and Best-Execution Standards for ETF Trading With the new integration, Fidessa users can initiate, manage, and complete ETF RFQs directly within their core trading screens, minimizing workflow fragmentation. Traders can automate the RFQ process by setting parameters for quote requests, preferred liquidity providers, pricing tolerance, and quote acceptance. This level of automation significantly reduces the risk of manual errors and accelerates execution speed—two critical factors in today’s high-volume ETF markets where timing and precision often determine execution success. The integration also broadens access to liquidity sources. Tradeweb’s ETF marketplace connects users to a deep network of global market makers and liquidity providers, ensuring competitive pricing and more efficient execution. Fidessa users benefit from expanded quote competition, enhanced price transparency, and the ability to evaluate liquidity conditions across multiple providers in real time. This connectivity aligns with the continued global institutionalization of ETF trading, where algorithmic pricing, large block activity, and cross-asset strategies have increased the importance of scalable RFQ tools. Regulated firms executing trades on behalf of clients face heightened obligations to prove best execution, maintain detailed audit trails, and demonstrate consistent oversight of execution quality. Fidessa’s support for Tradeweb’s ETF RFQ workflow strengthens compliance by creating a clear record of quote requests, price submissions, and decision rationale. With regulators focusing more closely on equities trading transparency and operational resilience, the enhanced RFQ workflow helps institutions meet both reporting requirements and internal governance standards. Takeaway Fidessa’s integration with Tradeweb’s ETF RFQ workflow delivers deeper automation, expanded liquidity access, and stronger best-execution support for institutional ETF traders. Supporting a More Automated, Data-Driven Future for Institutional Trading The collaboration between ION and Tradeweb reflects a broader trend shaping institutional trading: the shift toward integrated, data-driven, and highly automated execution environments. As ETF trading volumes continue rising across Europe, North America, and Asia, the ability to consolidate workflows, reduce fragmentation, and rely on consistent pricing logic has become a key differentiator for buy-side and sell-side firms. Embedded RFQ functionality ensures that traders can leverage competitive multi-dealer pricing without navigating multiple interfaces or workflow silos. Both firms highlight that the integration is also designed to support deeper insight generation. Tradeweb’s RFQ engine provides analytics on pricing, liquidity conditions, hit ratios, and execution quality, all of which can inform trading strategies and support post-trade evaluation. With institutions increasingly relying on data to refine their routing logic and measure the performance of liquidity providers, integrated analytics help firms achieve more sophisticated oversight of their ETF execution processes. ION’s long-term vision centers on unifying fragmented workflows across markets and asset classes, and this ETF RFQ integration brings the Fidessa platform closer to that goal. As automation continues to reshape the front office, the ability to consolidate execution, compliance, analytics, and connectivity within a single environment will grow in importance. The Tradeweb partnership enhances Fidessa’s role as a comprehensive equities and ETF trading solution, positioning it to serve evolving institutional demands as the electronic ETF ecosystem expands globally.

In 2024, Alaska Airlines and United Airlines were forced to ground 171 aircraft after control panel failures during flights on the Boeing 737 MAX 9. Inspections, delays, and flight cancellations cost them around $20 billion in direct losses — and likely twice that if canceled orders and reputational damage are taken into account. Stories like this are always shocking, but they clearly show why digital transformation in aviation is so crucial today. Everyday conveniences have raised the bar so much that passengers now expect booking a flight to be as easy as ordering a pizza from Domino’s. But a huge number of airlines still use systems created in the 1970s. Of course, these tools were not designed for modern needs, and therefore cannot deliver what is expected of them. Some analysts even predict that the number of air trips will double in the next twenty years. And then even the existing level of comfort will not be able to deliver the existing systems. Sometimes you have to develop something from scratch. And clearly, change is already happening — but its pace leaves much to be desired. Airlines are already using sensors and algorithms to detect problems before aircraft fail. They are rebuilding their IT backbones to meet modern demands. Some are even testing flying taxis for urban routes. This article explores how technology is transforming aviation right now — and what innovations are likely to scale and become mainstream, which you may notice on your next flight. When Planes Start Talking I’ll let you in on a secret: modern aircraft generate around 1,000 gigabytes of data per flight. Are they processing this information efficiently? No! Imagine, most of this data exists in formats that no one can read, or is immediately deleted altogether. Airlines like Air France-KLM now use something called Prognos to watch engine performance in real-time. The system caught 35 potential cancellations in a single month by flagging parts that were about to fail. Delta does something similar and prevented over 2,000 flight disruptions in their first year using predictive tools. These aren't small wins — each avoided cancellation saves the airline anywhere from $50,000 to $150,000. Here's how it works: an Airbus A380 has around 25,000 sensors monitoring everything from engine temperature to cabin pressure. All that data streams to ground systems that look for patterns. When a component starts behaving differently than normal — maybe it's vibrating more, or running hotter — algorithms flag it for maintenance crews. They can swap out the part during scheduled downtime instead of waiting for it to fail at 3 AM in some random city. Predictive maintenance tools are another crucial piece of airline digital transformation, ensuring fewer cancellations and smoother operations. AirAsia cut their operational costs by 10% using Google's BigQuery to crunch their flight data. The funny part? They're only using about 20% of the data they collect. There's more efficiency hiding in the numbers they haven't analyzed yet. Baggage tracking is another place where data makes a visible difference. Remember wondering if your suitcase made the connection? RFID tags now communicate with readers throughout airports, so airlines can tell you exactly where your bag is. Getting that to work required coordination between airlines, airports, and ground handlers who historically didn't share information well. The tech itself is simple — the coordination was the hard part. The Cloud Migration Nobody Talks About Here's something uncomfortable: plenty of airlines still run core systems on mainframe computers from the 1960s. Southwest's reservation platform, for example, is built on technology that's older than most of their pilots. These systems work fine — they're reliable — but they weren't designed to connect with modern applications. Airlines are taking this step by step, adding modern APIs on top of old databases so new systems can still talk to legacy ones. Southwest, Delta, and other carriers are experimenting with new software and apps — a clear sign of ongoing airline innovation. The digital transformation in aviation industry is no longer optional — carriers must modernize IT systems to handle growing passenger numbers. Cloud computing helps too. It lets airlines boost computing power during busy periods, like major ticket sales, and scale it back afterward instead of paying for servers that would sit unused most of the year. United Airlines has been working with partners to modernize their infrastructure while building better mobile experiences for passengers and crew.Their approach is a clear example of airline digital transformation. Their approach to united airlines innovation shows how carriers are tackling both sides — keeping critical systems running while launching new digital tools that make travel smoother. And with all that, it's hard to keep track of data security. When aircraft systems connect to ground networks, it creates vulnerabilities. Airlines certainly integrate monitoring systems that constantly monitor for threats, but it's like playing defense, where the rules are constantly changing. AI That Actually Does Something AI in aviation goes way beyond chatbots (though those are getting better). Flight planning software now uses machine learning to optimize routes in real-time, adjusting for weather and winds. Some airlines save 2-3% on fuel costs this way. That might not sound like much until you realize a major carrier spends billions on fuel annually — 2% is real money. Crew scheduling is brutally complex. You need pilots and flight attendants in the right places, following regulations about rest periods and qualifications, while keeping costs down and not making everyone miserable. AI can solve scheduling puzzles in seconds that would take human planners days. Southwest has a whole team working on this because getting it right matters — both for the bottom line and for employee satisfaction. Revenue management has become more complicated. Airlines often adjust prices based on booking patterns, competitor fares, and dozens of other factors. The goal is not just to fill seats, but to fill them at the right prices. There is often manipulation involved. For example, if you frequently check prices for a particular destination, the system will show you a higher price each time until you finally buy a ticket. Algorithms make millions of micro-adjustments daily, responding to market conditions faster than any analyst could. Customer service AI has improved, though we're not at "perfect" yet. Voice systems can now handle complex requests without immediately transferring you to a human. The best implementations know their limits — when the system recognizes it's out of its depth, it transfers you smoothly with full context about what you already tried. Your Face Is Your Boarding Pass Airports are rolling out facial recognition that lets you walk from check-in to your gate without showing documents multiple times. At several major hubs, cameras at various checkpoints verify your identity against passport photos. North America and the Middle East are leading biometric adoption. Airports using these systems have seen wait times drop by 23% and security efficiency improve by 16%. Passenger satisfaction is up 8%. Those numbers explain why more airports are implementing similar systems. What This Means for Everyone Working in Aviation Technology is reshaping daily work. Pilots now rely on advanced automation and need strong tech skills, not just flying experience. Maintenance crews use AR headsets that show repair steps directly on the aircraft parts, letting them check schematics and instructions without flipping through manuals. Airlines are investing heavily in training existing employees rather than replacing them. It's cheaper and more effective to upskill people who already understand aviation than to hire tech people who don't know the industry. Many carriers have created internal academies teaching data analysis, basic programming, and digital tools to workers across departments. The airline innovation wave is creating new opportunities. Data scientists who understand flight operations are in high demand. Cybersecurity specialists with aerospace experience command premium salaries. User experience designers who can make complex booking systems intuitive are valued highly. Aviation is becoming more diverse as digital roles attract people from different backgrounds than traditional aerospace engineering. There’s a growing talent gap. Aviation maintenance in particular struggles to attract skilled workers. As air travel keeps rising, airlines and service crews have to keep aircraft running smoothly even with limited staff. Digital tools like automated workflows and predictive maintenance help, but they don’t fix the core issue: too few people want to work in this field. Part of the problem is perception. The industry can look old-school to younger workers, even though the job is becoming more digital. At the same time, some engine makers are dealing with technical issues that have grounded dozens of planes through late 2025. It’s a financial hit for airlines and a reminder of how connected the whole system is — one supplier stumbles, and everyone feels it. Digital Transformation in Aviation: What Actually Comes Next Walk into any airport in 2025 and you’ll notice the contrast immediately. Aircraft have become seriously modern machines, yet booking systems still freeze when you need them most. The industry is moving forward, but it’s dragging a lot of old baggage with it, and letting go of that weight is harder than it looks. Real progress happens when airlines stop patching holes and start rebuilding certain processes from scratch, without clinging to outdated parts. For airlines, embracing the digital transformation in the aviation industry means building seamless experiences from check-in to baggage claim. Clean data flow between departments, proper staff training, tools that actually make sense. The companies that have already done this aren’t necessarily the biggest spenders, they simply learned not to break what still works and to replace what should have disappeared years ago. In the coming years the gap between carriers will only become more obvious, and like in any market, the strongest will stay ahead. Some will deliver a journey where everything connects naturally, from the app to the baggage carousel. Others will stick to conservative setups and legacy systems, hoping familiarity will be enough. For passengers, it won’t change their lives. They’ll simply choose whatever feels more comfortable. But for airlines, the stakes are far higher. Transformation doesn’t always bring chaos, and it’s not something to fear.

What happened: Trezor brings new ADA staking option to its hardware wallet suite Trezor has introduced Everstake as its new staking partner for Cardano, giving users a cleaner and more reliable way to delegate ADA directly through Trezor Suite. The update rolls out to all current devices — Safe 7, Safe 5, Safe 3 and Model T — and comes with a notable incentive: Everstake is waiving its staking fees through 24 March 2026. ADA staking existed in Trezor Suite before, but shifting to Everstake is meant to improve uptime, reward consistency, and overall stability. More importantly, the new setup stays true to Trezor’s core philosophy — self-custody above everything. At no point do users hand over their keys or assets. “This partnership brings together self-custody and staking in a way that’s both secure and transparent,” said Matej Zak, CEO of Trezor. “Users can now participate in Cardano staking without transferring assets to a third party — their private keys remain safely offline, secured by their Trezor device.” Investor Takeaway Hardware-level staking tends to attract long-term holders. Zero-fee epochs make the early rewards cleaner and slightly more favorable than most ADA pools right now. How the staking works: simple delegation with the keys staying offline Trezor didn’t change the fundamentals of how Cardano staking works. Delegation still requires a 2 ADA refundable deposit and a network transaction fee — both standard on the Cardano network. Users handle everything inside Trezor Suite, and the hardware wallet confirms each step. The key difference is what doesn’t happen: there is no new account registration, no custodial transfer, and no exposure to third-party platforms. The private keys remain locked on the Trezor device the entire time. It’s the same staking and delegation model Cardano was built on — now wrapped into a more streamlined, device-secured interface. “Integrating ADA staking into Trezor through Everstake brings hardware-level security together with the operational performance institutions rely on,” said Bohdan Opryshko, Co-Founder and COO at Everstake. “Our priority is consistent rewards, high uptime, and giving Cardano delegators a clear and secure way to participate in staking — all while ensuring they keep full control of their assets.” What users should expect: early epochs, pool activation and reward timing ADA staking rewards can take a little time to settle into their rhythm. Cardano rewards operate on epoch cycles, so delegators normally see the first payouts after a delay of several epochs. With a brand-new pool, that delay can feel slightly longer, but it stabilizes once the pool becomes fully active. Trezor Suite currently displays an estimated APY of 2% to 2.5%, which lines up with long-term Cardano averages. Because Everstake is running at 0% pool fees during the launch period, rewards may look marginally better than the typical ADA pool, at least until fees return to normal. The zero-fee period lasts from 24 November 2025 through 24 March 2026, which covers several dozen Cardano epochs — enough time for delegators to settle in and evaluate long-term performance. Investor Takeaway Zero-fee pools can temporarily lift staking yields above network averages. Long-term APY still depends on pool size, saturation and network-level factors. Why this matters: self-custody staking continues to gain momentum 2025 has been a pivotal year for hardware-based staking. More users, especially long-term holders, are choosing non-custodial staking options rather than leaving ADA on exchanges. Regulators tightening rules around custodial yield products only accelerated that shift. Trezor’s move to strengthen ADA staking through Everstake is part of a broader trend: hardware wallets are turning into complete staking and governance hubs. Rather than storing assets passively, users increasingly want their self-custody devices to also handle delegation, validations, voting and long-term asset participation. Everstake’s scale adds credibility here: the company operates across 80+ networks, supports $7 billion in staked assets, and is known for extremely high uptime levels. Their infrastructure is backed by SOC 2 Type II, ISO 27001:2022, NIST CSF compliance and a globally distributed operations team. For a hardware-wallet user, that combination — self-custody + institutional infrastructure — is about as secure as Cardano staking gets. Broader outlook: strengthening the role of hardware in staking ecosystems Trezor has been gradually expanding beyond storage-only functionality. With earlier launches like Trezor Academy and more integration with staking networks, the company is positioning itself as both a security brand and an ecosystem educator. Having Cardano’s staking built in, backed by a zero-fee introductory period, fits neatly into that direction. As more staking-capable blockchains move toward non-custodial participation models, hardware wallets may end up playing a much larger role than they do today — not just safekeeping assets, but serving as the main entry point into decentralized economic activity. For now, Trezor users have a simple, clean way to delegate ADA with favorable early conditions — sticking closely to the core principle the company has stood by since 2013: your keys, your crypto, your rewards.

What happened: KuCoin introduces an AI-driven intelligence center KuCoin has launched a new product called KuCoin Feed, an AI-powered information center built to simplify how users consume crypto news and market updates. The platform rolls discovery tools, market interpretation, educational content, and exchange announcements into one unified screen — the kind of consolidation many traders have wanted for years but rarely get. In today’s crypto ecosystem, information rarely arrives in one place. Traders bounce between social feeds, Telegram groups, research platforms, and price dashboards just to form a basic view of what’s happening. KuCoin Feed attempts to streamline that experience by offering a single, curated interface that surfaces breaking news, relevant insights, and quick paths to trade when needed. “The crypto market moves rapidly, yet industry information remains highly fragmented,” said BC Wong, KuCoin’s CEO. “KuCoin Feed is designed to give users a single entry point to access the most important and trustworthy content.” Investor Takeaway Crypto users drown in unfiltered noise. Exchanges that solve the information overload problem may gain an edge in user retention and trading activity. Why it matters: traders crave clarity in a noisy market Information abundance may sound like an advantage, but it often leaves traders less informed. With rumors spreading faster than confirmed data and markets reacting in seconds, staying on top of developments requires better filtering — not more feeds. KuCoin Feed tries to fill that gap by giving users a way to see the broader market picture without hopping between ten different websites. All the main content types — news, highlights, event alerts, official announcements, educational explainers — are placed under one roof. Instead of a cluttered mix, the platform presents everything in a structured format that invites skimming first and deep reading when needed. A major part of the experience is the system’s ability to link information directly to trading. When users read about a token, the app provides an immediate bridge to its market page, letting them react quickly if conditions change. It’s a simple feature, but it closes the gap between insight and execution, which has traditionally required users to switch apps or manually search for the asset. What makes KuCoin Feed different? Plenty of crypto dashboards exist. Most of them aggregate price data, news, or public sentiment. But few attempt to personalize content meaningfully. KuCoin’s feed algorithm relies on several inputs — reading patterns, market volatility, trending topics, KOL influence, and behavior modeling — to decide what each user sees first. Rather than overwhelming users with every headline, the platform tries to surface items that are most relevant to the user’s interests or current market behavior. Someone who trades Layer 2 tokens, for example, won’t see the same feed as someone focused on memecoins or derivatives volatility. Another notable piece is KuCoin Feed’s educational layer. The platform doesn’t just highlight breaking news; it mixes in longer analysis, explainers on blockchain concepts, and curated commentary to help users understand why something matters. For a market that often jumps straight from headlines to trading without context, this is an effort to fill the middle ground. Investor Takeaway AI-filtered information could become a core feature of large exchanges. As products like KuCoin Feed evolve, algorithmic curation may become a new battleground for user attention. What’s next: a broader strategy around real-time, verified information KuCoin Feed aggregates material from multiple vetted sources — KuCoin announcements, media outlets, on-chain analytics, community authors, and well-known industry voices. A filtering pipeline ensures low-quality posts and misinformation don’t get surfaced, an ongoing challenge in crypto media. The product is fully available to all KuCoin users, free of charge. Real-time updates run across all categories, and the company plans to continue expanding both the AI model and the list of integrated data partners as the platform matures. For KuCoin, the launch fits into a larger strategy: create a trusted, intelligence-driven environment within the exchange itself. With trading tools, market data, social signals, and now curated content all flowing from one place, the platform is positioning itself to become not just a marketplace but a decision-making center for users navigating fast-moving markets. In a year marked by rapid token turnover and unpredictable shifts in sentiment, giving users a cleaner, more actionable information stream may be one of the most practical upgrades an exchange can offer.

The world of cryptocurrency moves fast — prices shift by the minute, new projects launch daily, and market sentiment changes in seconds. That’s where Coinpedia steps in. Designed as a full-featured crypto platform, Coinpedia offers everything you need to stay updated — from live crypto news and price predictions to portfolio tracking and a thriving crypto community for open discussions. Stay Updated with Live Crypto News In crypto, timing is everything. Coinpedia understands this well and delivers live crypto news around the clock. Whether it’s a sudden Bitcoin price movement, a government regulation, or a major exchange announcement, Coinpedia covers it all as it happens. The platform focuses on quick, fact-based updates that help readers grasp what’s going on in the market in real time. Smarter Insights with Coinpedia Price Prediction Predicting where the market is headed can be tough, but Coinpedia makes it easier with its detailed crypto price prediction section. These predictions are based on trend analysis, on-chain data, and expert insights. The content is simple, straightforward, and helps users understand possible price directions for major coins like Bitcoin, Ethereum, and XRP. For anyone planning trades or long-term investments, these predictions provide useful context for decision-making. Manage Your Portfolio with Ease Keeping track of your crypto holdings across multiple platforms can be a hassle. Coinpedia’s portfolio tracking feature solves this by allowing you to monitor all your investments in one place. You can view your current balance, track profits and losses, and get a clear picture of your overall performance. It’s designed for everyday use — simple, organized, and always up to date. Connect with the Coinpedia Community One of the most valuable parts of Coinpedia is its active crypto community. It’s a place where traders, analysts, and beginners come together to share thoughts, ask questions, and discuss what’s trending in crypto. The community promotes open discussions and learning — whether you’re debating a token’s future, analyzing a price chart, or sharing insights on new blockchain projects. Everything You Need in One Place What makes Coinpedia stand out is how it combines all these features into one seamless platform. You don’t have to jump between websites to get live news, check prices, follow predictions, or track your holdings — Coinpedia brings it all together. Its clean layout and easy navigation make it simple for anyone, even newcomers, to find what they’re looking for quickly. Final Words In a space that changes by the second, Coinpedia keeps you connected, informed, and ready to act. With its mix of live crypto news, Coinpedia price prediction, portfolio tracking, and an engaging crypto community, it’s more than just a news site — it’s a complete crypto companion for anyone who wants to stay ahead of the curve.

What Did Coinbase Reveal at the DealBook Summit? Coinbase CEO Brian Armstrong said the exchange is working with several large U.S. banks on pilot programs involving stablecoins, crypto custody and trading. The disclosure came during the New York Times DealBook Summit, where Armstrong appeared onstage with BlackRock CEO Larry Fink. He did not name specific institutions but said the interest level among top banks is rising. “The best banks are leaning into this as an opportunity,” Armstrong said. “The ones who are fighting it are going to get left behind.” The comment adds to a broader pattern in 2025: banks are quietly integrating tokenized settlement, stablecoin rails and direct custody services as part of long-term modernization plans, even while public debate in Washington remains divided. Investor Takeaway Large banks testing stablecoin and crypto custody features signals growing institutional demand, regardless of federal policy gridlock. Infrastructure adoption continues behind the scenes. Why Are Banks Focusing on Stablecoins? Stablecoins backed by cash or short-term Treasuries have become the entry point for traditional financial firms exploring on-chain settlement. They offer dollar exposure without the volatility of traded crypto assets and fit into internal tokenization pilots already running at banks, clearinghouses and payment processors. For banks, the appeal includes faster settlement, lower reconciliation overhead and a way to extend dollar-based services to digital platforms without building new consumer products. Armstrong’s comments suggest that U.S. banks want to stay aligned with tokenized-finance experiments happening at BlackRock, Franklin Templeton and global payment networks. The partnership activity also reflects pressure from corporate clients asking for stablecoin rails for treasury operations, cross-border transfers and liquidity management — areas where crypto-native firms have already gained early ground. What Did Larry Fink Say About Bitcoin? Fink, who once dismissed bitcoin, repeated his view that the asset is increasingly used as protection against global instability. “You own bitcoin because you’re frightened of your physical security. You own it because you’re frightened of your financial security,” he said. His framing places bitcoin closer to a macro hedge than a speculative instrument. With U.S. debt near record levels and geopolitical risks elevated, Fink said bitcoin’s appeal has widened beyond early adopters. BlackRock’s bitcoin ETF and its ongoing tokenization work reflect that shift. The joint appearance underscored how both companies — one crypto-native, one the world’s largest asset manager — are converging in their views on digital assets, even if their approaches differ. Investor Takeaway Fink’s framing of bitcoin as a security hedge, not a speculative trade, aligns with rising institutional flows and reinforces bitcoin’s role in multi-asset portfolios. Armstrong Pushes for Senate Vote on Crypto Market Rules Armstrong used the event to call for a Senate vote on the CLARITY Act, a bill designed to provide legal definitions for digital assets, market structure, token issuers and trading platforms. The measure is intended to bring a consistent framework to an industry facing overlapping enforcement actions and conflicting interpretations of securities law. He said predictable rules would help companies build products without guessing how regulators will respond. Armstrong noted that while banks and asset managers are experimenting with tokenization, the absence of clear federal legislation remains one of the biggest friction points for U.S. crypto firms. The House has advanced several digital asset bills over the past year, but the Senate has yet to bring the CLARITY Act to a vote. Armstrong’s comments add public pressure at a time when bipartisan discussions around stablecoins and crypto-market rules have begun to accelerate. What Comes Next? If major U.S. banks move from pilot programs to production use, stablecoins and custody services would become part of their standard infrastructure, not isolated experiments. That would mirror trends already underway in Europe and Asia, where tokenized deposits, settlement networks and regulated stablecoins are moving toward mainstream adoption. Armstrong’s push for legislation also reflects a broader concern: without clear rules, U.S. financial institutions could expand crypto infrastructure more slowly than their global peers. Meanwhile, demand from corporate treasurers and asset managers keeps rising. The DealBook appearance showed how much the tone has changed. A crypto exchange and the world’s largest asset manager now share a stage discussing stablecoins, custody and bitcoin hedging — topics that were marginal in traditional finance only a few years ago.

What Is Fanatics Building—and Why Partner With Crypto.com? Fanatics is entering the fast-growing prediction markets sector through a new platform called Fanatics Markets, developed in partnership with Crypto.com. The company, known for its sports merchandise and collectibles empire, is adding a market where users can trade contracts tied to real-world outcomes—a model popularized by Kalshi and Polymarket. Fanatics Markets will roll out in two phases. The first phase, live today, includes event contracts tied to sports, finance, economics and politics. The second phase is scheduled for early next year and will expand into crypto, IPOs, climate, pop culture, tech and AI, movies and music. Crypto.com was the first to launch sports prediction markets, and our reach continues to grow through innovative partnerships with top-tier platforms such as Fanatics," said Travis McGhee, head of predictions at Crypto.com. "We could not be more proud to be the partner of choice for Fanatics, and together we will provide fans with a safe and compliant way to access prediction markets." The partnership gives Fanatics immediate technical and regulatory infrastructure. Crypto.com’s North America derivatives arm, CDNA, is registered with the Commodity Futures Trading Commission as both an exchange and clearinghouse, allowing the app to operate under a U.S. framework that remains restrictive for most crypto-native prediction platforms. Investor Takeaway Prediction markets are moving into mainstream consumer brands. Fanatics’ entry—backed by CFTC-registered infrastructure—signals broader acceptance of event contracts beyond crypto-native communities. How Fast Is the Prediction Markets Sector Growing? The launch comes during one of the busiest periods the sector has seen. November was the strongest month ever for Kalshi and Polymarket, which together handled nearly $10 billion in trading volume. Polymarket also began rolling out access to U.S. users this week, a major step for a platform that had previously operated mainly offshore. Crypto.com has been steadily expanding its footprint as well, signing partnerships with Truth Social and MyPrize, among others. Fanatics adds a mainstream consumer brand with a massive existing user base, national licensing relationships and a sizable gaming division. Fanatics generated $8.1 billion in revenue in 2024—a 15% increase from the year before. Its collectibles, gaming and ticketing businesses already sit alongside its apparel division. Prediction markets add another layer to that ecosystem, creating a new entry point for sports fans who may not regularly use crypto apps. Where Will Fanatics Markets Launch First? The platform will initially be available in Alaska, Delaware, Hawaii, Idaho, Maine, New Hampshire, North Dakota, Rhode Island, South Dakota and Utah. Fanatics said additional states will follow as regulatory approvals are secured. Running the platform through CDNA allows Fanatics Markets to operate within existing CFTC rules, avoiding many of the enforcement issues that have challenged other prediction platforms. "For years, Fanatics has given fans new ways to enhance their fandom through team merchandise, collectibles, tickets, gaming, events and more," said Matt King, CEO of Fanatics Betting and Gaming. "Now, with Fanatics Markets, we’re giving fans a safe, intuitive and rewarding way to engage with the moments that move sports and culture, and to pick a side and profit along the way if their prediction is correct." Fanatics Markets will cover sports first, followed by sectors where retail interest is already strong—crypto price forecasts, election outcomes, major tech announcements, climate indicators and pop-culture events. The model closely mirrors the contract style used by Kalshi and Polymarket, but with a built-in bridge to the Fanatics sports ecosystem. Investor Takeaway Fanatics adds a distribution advantage: millions of sports fans already use its platforms. If even a small share adopts event contracts, prediction markets could reach a far wider audience than today. What Comes Next for Fanatics and Prediction Markets? Prediction markets are entering a phase where crypto firms, regulated derivatives venues and mainstream consumer brands are competing for the same audience. Fanatics brings brand recognition, licenses with major sports leagues and substantial marketing reach. Crypto.com supplies the regulatory and settlement rails through CDNA. If Fanatics Markets gains traction, it could accelerate the shift from niche crypto platforms toward broader consumer prediction products. With more states expected to open, and with other large companies evaluating similar products, the sector is moving beyond early adopters and into the hands of well-funded corporate players. The next several months will test whether prediction markets can scale inside the U.S. under a compliant structure—and whether mainstream sports fans adopt them at the rate Fanatics expects.