Raoul Pal, the CEO of Real Vision, a well-known figure in the financial sector, has made a shocking prediction: by 2030, there might be 4 billion people using cryptocurrencies around the world. This prediction, which was made in a recent interview, shows how digital assets and blockchain technology could change the world. Pal is hopeful since technology is being used more quickly and cryptocurrencies are becoming more common in regular financial institutions. Pal’s prediction isn’t just a guess; it fits with the fast growth that the crypto industry has already seen. In 2021, there were about 300 million people around the world who used cryptocurrencies. That number has since risen a lot. Pal sees a future where almost half of the world’s people utilise cryptocurrencies. This is because blockchain technology is getting better at handling more transactions, interfaces are becoming easier to use, and rules are becoming clearer. Reasons for Mass Adoption Pal has a positive perspective for a number of reasons. First, the rise of smartphones and internet connectivity in poor countries is making it easier for everyone to access digital assets. More and more people in Africa, Southeast Asia, and Latin America are using cryptocurrencies, frequently without going through traditional banks. Mobile crypto wallets and decentralised finance (DeFi) systems are giving those who don’t have banks the tools they need to take part in the global economy. Second, the fact that institutions are getting involved is giving the crypto market more credibility. Many big companies, including Tesla and PayPal, have started using cryptocurrency, and more and more traditional banks are also offering crypto-related services. This support from institutions is building trust among regular users, which is speeding up adoption even more. Technological progress is also significant. Layer-2 solutions, including Ethereum’s rollups and Bitcoin’s Lightning Network, are fixing problems with scalability, which makes transactions faster and cheaper. These changes make the user experience better, which makes cryptocurrencies more useful in everyday life. What to Work On Even when the prediction is optimistic, there are still problems. Governments all across the world are still having trouble setting clear rules for the crypto business, which is still facing regulatory uncertainty. Pal said that changes in regulations will be significant in deciding how quickly people accept the new technology. Some countries, like El Salvador, with its policy of making Bitcoin legal tender, could set an example for others. On the other hand, rules that are too rigid could slow growth in different areas. There are still worries about security. Some people have lost faith because of high-profile hacks and scams. This shows how important it is to have strong cybersecurity measures and teach users about them. As the industry grows, it will be essential to fix these problems to keep it growing. A Transformative Decade Ahead Pal’s prediction shows a world where cryptocurrencies are no longer only a small part of the financial world, but a key part of it. He thinks that by 2030, crypto will be as common as social media, with uses ranging from payments to decentralised governance. This change could change economies, give people more power, and change how wealth is shared. Getting to 4 billion users will take work from inventors, regulators, and communities. Even if there are still problems to solve, the way that crypto is being used implies that Pal’s vision is possible. As blockchain technology gets better, it is likely that it will be able to connect billions of people to a decentralised financial system. This might lead to a new era for the global economy.

Germany’s financial regulator has ordered Raisin Bank to plug gaps in its anti–money laundering framework, saying weaknesses in risk analysis and IT monitoring undermine the lender’s defenses against financial crime. BaFin said the deficiencies were flagged in supervisory audits from 2021 and 2022, and a formal order requiring remediation was issued on December 18, 2023. That order became legally binding on April 17, 2025, and obliges Raisin Bank to submit a written action plan and provide regular updates on progress. “The deficiencies have a considerable impact on the prevention of money laundering and terrorist financing by the institution,” BaFin said in its notice. Raisin Bank, which is part of Berlin-based deposits marketplace Raisin, said it has already resolved the shortcomings identified in earlier reviews. In a statement to industry outlet Cash., the bank said its internal audit team and an external auditor had confirmed the fixes during the 2024 year-end audit. The regulator published the order only in late August, more than four months after it became final. BaFin is legally required to disclose such measures once they take effect, though it did not explain the delay in posting. Raisin Bank is not a household retail name. The Frankfurt lender — formerly known as MHB-Bank before Raisin bought it in 2019 — acts as the banking engine behind Raisin’s cross-border savings platform and other fintech clients. It provides account services, compliance infrastructure, and payments, making robust AML controls central to its business. Parent company Raisin, which merged with Hamburg’s Deposit Solutions in 2021, has become one of Europe’s largest savings marketplaces, funnelling customer deposits to more than 400 partner banks. Backers include Goldman Sachs, Deutsche Bank, and PayPal, and rising interest rates helped Raisin report its first annual profit in 2023 as savers chased higher yields. Regulatory Backdrop BaFin has kept pressure on financial institutions large and small. In March, it fined Deutsche Bank €23 million for lapses ranging from derivatives sales in Spain to failures in recording client calls at Postbank. Supervisors also continue to push banks to align with the EU’s new Digital Operational Resilience Act (DORA), which took effect in January and expands documentation and monitoring requirements. For Raisin Bank, the focus now is on proving the remediation is effective and sustainable. With its role as a banking-as-a-service provider for multiple fintechs, regulators are expected to track closely how it grades customer risk, handles suspicious alerts, and documents AML processes over the coming quarters.

Markets expect Fed rate cut as labor concerns rise, trade policy uncertainty deepens, and gold rallies as safe-haven asset. Increased Likelihood of a Federal Reserve (Fed) Rate Cut The market’s confidence in an upcoming Fed interest rate cut has surged due to a combination of factors. Growing concerns over the US labor market, heightened by President Trump’s tariffs, have been a key driver. This sentiment has been reinforced by a shift in tone from several Federal Open Market Committee (FOMC) members, including Chair Jerome Powell, who have adopted a more dovish outlook. They have expressed worry about job demand and indicated that the Fed may not need to tighten policy, even if employment is at a maximum sustainable level. Key employment data, such as JOLTS Job Openings, ADP Employment Change, and Nonfarm Payrolls (NFP), are being closely watched for further clues. With the CME FedWatch Tool showing an 87% probability of a 25 basis point cut in September, market participants are positioning for lower borrowing costs, which affects the value of the US Dollar. Uncertainty Over US Trade Policy The stability of US trade policy is currently in question following a significant court ruling. A US Court of Appeals for the Federal Circuit declared that the sweeping tariffs imposed by President Donald Trump were “invalid as contrary to law.” This decision, which rejected the argument that the tariffs were authorized by emergency economic powers, casts doubt on the future of these trade barriers. While the tariffs will remain in place temporarily pending an appeal to the Supreme Court, the ruling has created a layer of market uncertainty. This is further compounded by ongoing trade negotiations and agreements, such as the extended truce with China and new tariffs with the European Union, which continue to shape the global economic landscape and weigh on the US Dollar. Gold’s Strong Performance as a Safe-Haven Asset Amidst global and domestic uncertainty, gold has experienced a significant rally, reinforcing its role as a safe-haven asset. The metal has reached its highest level in over four months, trading near a potential new all-time high of $3,500. This bullish momentum is being driven by several key factors. First, the ongoing debate over the Fed’s independence, following President Trump’s attempt to remove Fed Governor Lisa Cook, has created concern about the stability of monetary policy. Second, the court ruling on tariffs and general trade tensions have added to market anxiety. Finally, geopolitical risks, including conflicts in Ukraine and Israel, are also prompting investors to seek out assets that are traditionally seen as a store of value. This strong demand for gold is being amplified by the recent weakness of the US Dollar, which makes the yellow metal more affordable for international buyers. Top upcoming economic events: September 2, 2025: Harmonized Index of Consumer Prices (MoM) & (YoY) – EUR Importance: This is a key measure of inflation for the Eurozone, closely watched by the European Central Bank (ECB) to guide monetary policy. High inflation readings could lead to tighter policy, while a slowdown in price increases might signal a pause or a reversal in policy. September 2, 2025: ISM Manufacturing PMI – USD Importance: As a leading indicator, the ISM Manufacturing PMI provides an early look into the health of the U.S. manufacturing sector. A reading above 50 indicates expansion, while a reading below 50 suggests contraction. The report offers insights into new orders, production, and employment, which are vital for assessing overall economic momentum. September 3, 2025: Gross Domestic Product (QoQ) – AUD Importance: This report provides the broadest measure of Australia’s economic health, reflecting the total value of all goods and services produced. A strong GDP growth figure is generally bullish for the Australian Dollar (AUD) as it can influence the Reserve Bank of Australia’s (RBA) monetary policy decisions. September 3, 2025: Caixin Services PMI – CNY Importance: This index provides a valuable snapshot of the performance of China’s services sector, which is a crucial part of the world’s second-largest economy. A reading above 50 signals expansion and can have a significant impact on global trade and financial markets. September 3, 2025: RBA Governor Bullock speech – AUD & ECB’s President Lagarde speech – EUR Importance: Speeches from the heads of major central banks are highly anticipated events. They offer direct insight into the central bank’s thinking on the economy, inflation, and future monetary policy. Traders and investors will be listening for any hints about potential interest rate changes or shifts in policy direction. September 4, 2025: ADP Employment Change – USD Importance: This report, often seen as a precursor to the official government Nonfarm Payrolls report, provides an estimate of the change in private-sector employment in the U.S. It is a key indicator of the health of the labor market and can create volatility in the USD ahead of the more comprehensive NFP data. September 4, 2025: ISM Services PMI – USD Importance: Similar to the manufacturing PMI, this report gives an early read on the U.S. services sector, which is a major component of the economy. It measures business activity, new orders, and employment, offering critical insights into the service industry’s health and potential future economic trends. September 5, 2025: Retail Sales (MoM) – GBP Importance: Retail sales data is a primary indicator of consumer spending, a significant driver of the UK economy. A strong reading suggests robust consumer demand, which can be positive for the British Pound (GBP) and may influence the Bank of England’s monetary policy decisions. September 5, 2025: Gross Domestic Product s.a. (QoQ) & (YoY) – EUR Importance: This is the most comprehensive measure of the Eurozone’s economic activity. Both the quarter-over-quarter (QoQ) and year-over-year (YoY) figures provide a complete picture of economic growth or contraction. The data is critical for gauging the region’s overall economic health. September 5, 2025: Nonfarm Payrolls, Average Hourly Earnings & Unemployment Rate – USD Importance: This is arguably the most important U.S. economic data release of the month. Nonfarm Payrolls (NFP) is a key measure of job creation, while Average Hourly Earnings provides insight into wage inflation, and the Unemployment Rate shows the overall health of the labor market. The Federal Reserve closely monitors this data to inform its monetary policy decisions, and the release frequently causes significant volatility in financial markets.    The subject matter and the content of this article are solely the views of the author. FinanceFeeds does not bear any legal responsibility for the content of this article and they do not reflect the viewpoint of FinanceFeeds or its editorial staff. The information does not constitute advice or a recommendation on any course of action and does not take into account your personal circumstances, financial situation, or individual needs. We strongly recommend you seek independent professional advice or conduct your own independent research before acting upon any information contained in this article.

The cryptocurrency space is notable for its unpredictability, hype, and speculation. Among some of the most surprising elements are memecoins, tokens, and memes created from internet jokes.  Some of them evolve into multi-billion-dollar assets. While many of them are underrated as unserious trends, memecoins like Shiba Inu and Dogecoin have shown the capacity to generate waves of adoption and investment. This unforeseen success has given rise to a new concept in the crypto market known as the “memecoin supercycle.” It is different from the conventional fall and rise in price. Instead, it’s a longer phase where several memecoins grow very fast simultaneously.  These supercycles aren’t powered by financial value or strong technology. They’re driven by community energy, internet culture, and the expectation of fast profits.  Understanding what a memecoin supercycle is and what distinguishes it from traditional crypto market cycles is vital for anyone looking to engage with the crypto space. Understanding what a memecoin means A memecoin is a cryptocurrency with origins from memes, internet jokes, or pop culture. It usually lacks serious financial use or technology at the beginning. The first memecoin, Dogecoin, was created in 2013 as a parody of Bitcoin. Its logo was the popular Shiba Inu “Doge” meme. What began as a joke became one of the most famous coins in the crypto space. Memecoins are different from coins like Bitcoin and Ethereum because they don’t have a clear purpose behind them. People purchase them because they’re affordable, fun, and can offer huge returns if they go viral. Many newbies use memecoins to enter the crypto space because they’re less complex compared to conventional projects. However, they’re risky and unpredictable because they lack utility and fundamental value.  What is the concept of a supercycle? A supercycle is a lengthy period of strong growth, different from the normal cycle of ups and downs. Typically, financial markets exhibit shorter cycles. However, a supercycle is different because it continues for a longer time and is powered by new industries, technology shifts, or cultural changes.  Here are examples of when supercycles happened: 2017: Bitcoin went through a massive surge, which affected the entire crypto market. Its price went from $1000 in January to almost $20,000 in December.  2020: DeFi(Decentralized finance) projects exploded in popularity. Uniswap, Compound, and Aave enabled users to trade, lend, and earn interest without middlemen like traditional banks. Billions of dollars were infused into DeFi protocols in a few months.  2021: NFTs(Non-fungible tokens) became a global trend during this period. Bored Ape Yacht Club, Crypto Punks, and other collections sold for millions. Platforms like OpenSea recorded trading volumes in billions.  These supercycles weren’t about price growth, but technological and cultural innovations that launched new people into crypto.  Signs that a Memecoin Supercycle is happening A memecoin supercycle doesn’t happen instantly; it builds up over time. Knowing how to identify these signs can help traders, investors, and enthusiasts to understand the momentum and decide whether to participate or remain cautious.  1. Surge in trading volumes When memecoins begin trading billions of dollars daily across exchanges, it’s an obvious sign that money is rapidly flowing into the market. For instance, during the 2021 Shiba Inu rally, trading volumes on some days exceeded established coins like Ethereum. This sign highlights that many retail traders are rushing to join the wave.  2. Rapid price increase among multiple memecoins During a normal market, one or two memecoins may surge due to news or hype. However, in a supercycle, several memecoins will rise simultaneously. When Shiba Inu, Dogecoin, and many tokens have double or triple percentage gains, a supercycle might be underway. Investors will be keen on chasing the next Shiba or Dogecoin, and they’ll spread their funds across dozens of projects.  3. Eruption of new memecoin launches You can tell that a supercycle is incoming when there’s an explosion of many memecoins. The hype is usually strong enough to capture the attention of developers and opportunists who want to capitalize on new tokens. The market would usually be flooded with several animal-based or meme-based coins. Most of these tokens are short-lived as their rapid appearance highlights the unpredictable nature of a supercycle.  4. Mainstream media coverage When you see memecoins start showing up in notable news outlets, it’s a possible sign that a supercycle is happening. You’ll see headlines concerning specific coins that are doing massive numbers, making more people curious. Media coverage usually brings in new investors who aren’t crypto enthusiasts, adding more hype and money to the cycle.  5. Celebrity and influencer hype Memecoins grow faster when popular people and social media influencers discuss them. On platforms like X(formerly Twitter), YouTube, and TikTok, influencers hype new memecoins as the “next big thing.” This celebrity-driven promotion makes the coins look publicly acceptable, convincing more people to join the trend.  Risks of a memecoin supercycle While a memecoin supercycle may appear promising and exciting, it also poses serious risks that shouldn’t be overlooked. Here are some of the hazards involved. 1. Extreme volatility Memecoins are popular for their wild price swings. A coin can rise in value by 300% in a week and crash by 100% within a short time. The volatility during a supercycle is usually worse because many people make decisions driven by FOMO (fear of missing out). 2. Pump-and-dump schemes Many coins are created by developers who hype the coin, pump the price, and dump their holdings on unsuspecting buyers. The chances of falling into a pump-and-dump scheme during a memecoin supercycle are high. 3. Lack of fundamentals Most memecoins have no practical, real-world applications. Their prices depend on hype and community hope. When the hype declines, the coin loses almost all its value.  Conclusion – The likely future of memecoin supercycles The idea of a memecoin supercycle is like two sides of a coin, showing the risks and excitement of the crypto world. The cycles are built on the power of culture and community, creating a gateway for new people to enter crypto. On the other hand, these supercycles have weak foundations that can disappear overnight. Memecoin supercycles are likely to continue occurring, provided internet culture and financial speculation exist. The safest approach is to strike a balance between excitement and caution, and to always be research-driven.

Takeaways: Britain’s open banking users surpassed 15 million in July, nearly a third of adults, with 2 billion monthly interactions. Payments dominate activity, boosted by Variable Recurring Payments (VRPs), which are emerging as rivals to cards for subscriptions and bills. The milestone comes as the UK readies wider “Smart Data” schemes, extending open banking’s model into energy, telecoms, and retail. Britain’s open banking network has passed 15 million users, a level that puts the technology into the hands of nearly a third of the adult population just six and a half years after launch. Fresh data from Open Banking Limited (OBL), the industry body overseeing the system, shows that more than 15.16 million people and businesses used open banking in July, up from 10 million a year earlier. Usage hit a record 2.04 billion interactions in the month, with payments accounting for the bulk of activity. “Open banking is now part of everyday life for millions of people and businesses across the UK – from paying taxes to shopping online. It’s fast, secure, and built on trust,” said Henk Van Hulle, OBL’s chief executive. The figures highlight how pay-by-bank services have spread beyond fintech apps into mainstream commerce. In January, HM Revenue & Customs took in £4.7 billion through open banking, processing 1.33 million transactions via Ecospend, a unit of Sweden’s Trustly. Retailers such as Tesco and Just Eat, and airlines including Ryanair, are also using the rails for customer payments. A key innovation has been Variable Recurring Payments (VRPs), which let customers authorise merchants to collect regular sums directly from their bank accounts. VRPs accounted for more than 4% of all open banking transactions in July – 4.26 million payments – an 8.6% increase on the month. Advocates see them as a direct competitor to cards for subscriptions and household bills. The rise comes as the UK government prepares to extend the model. Parliament in June passed the Data (Use and Access) Act, giving ministers the power to create “Smart Data” schemes across energy, telecoms and retail, potentially widening the role of bank-sourced data far beyond finance. Open banking was born out of a 2016 competition probe that found UK retail banking was too concentrated and too slow to innovate. The Competition and Markets Authority forced the country’s nine biggest current-account providers – including Barclays, HSBC, Lloyds and NatWest – to build standardised APIs and pay for a central implementation body. The regime went live in January 2018, the same day that Europe’s PSD2 rules took effect. Since then, regulators have wrestled with how to manage the project’s next phase. Governance problems at the original implementation entity led to an overhaul in 2022. A Joint Regulatory Oversight Committee, co-led by the Financial Conduct Authority and the Payment Systems Regulator, is now steering the transition to a long-term “Future Entity.” For now, the 15-million milestone confirms that open banking has moved beyond pilot status. The next test will be whether VRPs and commercial pay-by-bank deals can scale, giving consumers and businesses a real alternative to cards and direct debits.

Gold can be expected to rise to the next resistance level 3500.00 (former multi-month high from April) – the breakout of which can lead to further gains toward 3600.00.   Gold broke key resistance level 3400.00 Likely to rise to resistance levels 3500.00 and 3600.00 Gold recently broke above the key resistance level 3400.00 (which is the upper border of the narrow sideways price range inside which the price has been moving from May, as can be seen from the daily Gold chart below). The breakout of the resistance level 3400.00 accelerated the active minor impulse wave iii of the higher order impulse wave 3 from the end of July. This impulse wave 3 belongs to the medium-term upward impulse wave (3) from the end of June. Given the strong uptrend that can be seen on the daily charts, Gold can be expected to rise to the next resistance level 3500.00 (former multi-month high from April) – the breakout of which can lead to further gains toward 3600.00. Gold Technical Analysis The subject matter and the content of this article are solely the views of the author. FinanceFeeds does not bear any legal responsibility for the content of this article and they do not reflect the viewpoint of FinanceFeeds or its editorial staff. The information does not constitute advice or a recommendation on any course of action and does not take into account your personal circumstances, financial situation, or individual needs. We strongly recommend you seek independent professional advice or conduct your own independent research before acting upon any information contained in this article.

Payments technology firm PayQuicker has rolled out same-day ACH transfers in the United States, widening its real-time payout offerings as demand for faster, more flexible disbursements grows across industries. Same-day ACH volumes in the U.S. reached over 838 million payments worth $2.4 trillion in 2023, according to Nacha, reflecting a 22% year-on-year increase as businesses adopt faster settlement options. The new capability will initially be offered to select users, spanning sectors such as the gig economy, affiliate marketing, direct selling, and clinical research. For businesses, same-day settlement is seen as a tool to boost efficiency, while for workers and trial participants it ensures funds arrive within hours rather than days. Research from the Federal Reserve shows that 62% of U.S. businesses consider faster payments “very important” for operations, with payroll, supplier settlement, and incentive payouts ranking among the top use cases. Clinical Trials in Focus The company said the clinical research industry stands to benefit significantly from faster payouts, where timely compensation is critical for keeping participants engaged and reducing dropout rates. Global clinical trial enrollment can take months, and dropout rates have been reported as high as 30%, according to industry studies. Payment delays are cited as one of the key reasons participants exit early. PayQuicker’s platform enables sponsors to provide same-day reimbursements through branded digital wallets, with access to multiple payout options and automated compliance features. The expansion also includes an upgrade to PayQuicker’s instant payout and local currency solution for the UK and EU, tailored for clinical trial operators. The firm said this will simplify cross-border payments by offering real-time transfers, optimised currency conversion, and reduced administrative overheads. The European payments market has been shifting rapidly to real-time infrastructure, with SEPA Instant Credit Transfers processing over 15 billion transactions annually across the EU. That said, global clinical trial organisers increasingly require customised, compliant payment solutions that balance participant experience with strict regulatory standards. In the U.S., payments to research participants must comply with HIPAA and IRS reporting requirements, while in Europe sponsors face GDPR and EMA oversight, making automation critical for global operations. Beyond trials, PayQuicker said the launch strengthens its broader ecosystem, which already supports instant payments for cards and digital wallets. By adding same-day ACH, the company is offering a one-stop provider for compliant payouts in both domestic and international markets. Founded in 2007, PayQuicker serves over 300 clients worldwide and has processed billions of dollars in payouts across more than 200 countries. Its client roster spans direct selling companies, gig platforms, and clinical research sponsors, placing it among a growing field of fintech firms competing with PayPal, Stripe, and Adyen in the disbursement space.

Cryptocurrency projects often employ tactics to maintain the smooth operation of their token economies. Token burning is one of such interesting practices. It involves intentionally destroying currencies and removing them from circulation permanently. But what does it mean to “burn” crypto?  Essentially, it means sending tokens to an address that can’t be accessed, which reduces the overall supply and may alter the value of the asset. This technique is similar to traditional financial practices, such as stock buybacks, where firms purchase back shares to make them less available. Many blockchain ecosystems now utilize token burning for various reasons, including limiting inflation and demonstrating long-term commitment. As the cryptocurrency market matures, investors need to understand these strategies to navigate price fluctuations. What does it mean to burn crypto in real life? It’s not about breaking things; it’s a technical mechanism that permanently locks tokens away, usually to cause deflation.  This article provides in-depth details on the why, how, and effects of this technique, offering anyone interested in digital assets valuable information that will last. Tokens may be burned during the initial launch of a project, as part of its regular operations, or in response to community requests. The purpose is often to ensure that developers and holders share the same goals, which will make the ecosystem healthy.  Not all cryptocurrencies employ burning, but those that do typically discuss it in their whitepapers or roadmaps. As we proceed, you’ll see how this strategy can alter the way the market operates without relying on fleeting trends. What Does It Mean To Burn A Token? To fully understand the concept, let’s address the primary question: What does it mean to burn cryptocurrency? Token burning is the deliberate and permanent reduction of cryptocurrency tokens from the circulating supply. This makes them unusable and impossible to get back. This is achieved by sending the tokens to a “burn address” or “eater address,” which is a wallet that lacks a private key, making it impossible for anyone to access or spend them again.  Burning, on the other hand, creates a false sense of scarcity, which contradicts the concept of abundance. Mining and minting, on the other hand, enhance supply. Crypto burning isn’t something that happens by chance; it’s a planned action built into smart contracts or protocol regulations. Some networks, for example, automatically burn coins as part of transaction fees, while others do so regularly.  What does it mean to burn crypto from a technical point of view? It means calling a function in the token’s smart contract that logs the transfer to the null address, which makes the tokens “disappear” from the ledger’s point of view. This process can’t be undone, which makes it even more appealing for projects that want to demonstrate their openness. People who got into crypto early may wonder what it means to “burn” coins in terms of supply dynamics. It can act like a deflationary currency, similar to Bitcoin, which has a limited supply, by reducing the amount of money in circulation. But not all burns are the same. Some events occur only once, while others repeat themselves as part of the project’s tokenomics. This knowledge helps distinguish between genuine tactics for producing value and mere hype. Why Do Projects Burn Tokens? Projects burn tokens for several strategic reasons; the primary one is to make the token appear more valuable and useful. Another reason is to combat inflation in ecosystems where new tokens are continually being issued.  By burning a portion of it, engineers maintain balance and prevent the value of holders from declining. In this case, what does it mean to burn crypto? It demonstrates a commitment to scarcity, much like central banks regulate the amount of fiat money in circulation. Another reason is to gain the trust of investors. Regular burns demonstrate that the staff prioritises the long-term health of the project over short-term profits, as they’re prepared to “sacrifice” tokens that could be sold for a profit. In competitive cryptocurrency marketplaces, this openness can attract more people, which can help drive adoption. Burns can also be used as incentives, such as offering rewards to holders or funding community projects through fee-based burns. Some projects burn tokens to fix problems with too many tokens being issued at first, like when there were too many tokens distributed during ICOs. What does it mean to “burn” crypto here? It’s a way to address the issue of supply and demand not aligning, which could help prices remain stable. Ultimately, these activities aim to create a positive feedback loop: reduced supply leads to increased demand, which in turn raises value and encourages further investment. How Does Burning Tokens Work? Token burning works differently across various blockchains, but the basic concept remains the same. Most of the time, tokens are delivered to a burn address, which is a public wallet address that doesn’t have a private key. This means that the money will never be accessible again. This is typically written into the smart contract, allowing anyone to check the transaction on a blockchain explorer. Every time a transaction occurs, a base fee is burned, which removes ETH from circulation based on the network’s activity level. This is what happens in Ethereum’s EIP-1559 upgrade. Project teams or communities often initiate manual burning, which is sometimes tied to milestones or revenue targets. Proof-of-burn is another type in which users burn tokens to obtain rights, such as the right to mine on another chain. What does it mean to technically “burn” crypto? It changes the state of the blockchain, which lowers the total supply measure used to determine market capitalisation. Safety is the most crucial thing; burns must be clear so that people can’t get scammed. Reputable projects inform people about burns in advance and provide proof through transaction hashes. Token Burning Examples The practice is effective in real life, as demonstrated by real-world examples. Binance Coin (BNB) is burned every three months with money from the exchange’s profits. The goal is to halve its initial supply over time, and this has helped BNB’s value increase. Ethereum’s burns after 2021 have removed billions of ETH, making it deflationary when used extensively. Shiba Inu (SHIB) relies on community-driven burns, which allow people to choose to destroy tokens, thereby reducing the supply of quadrillion tokens. Terra (LUNA) and Ripple (XRP) are two more examples. They burn fees or release escrow. These scenarios illustrate how burning can be utilised in various ways for different projects. Advantages of Token Burning There are several benefits of token burning, which make things more challenging to find, potentially leading to higher prices if demand remains constant. This push to lower prices can make tokens more attractive to individuals who plan to hold them for an extended period. Burns also makes a project more credible by setting legitimate projects apart from pump-and-dump operations. In useful ecosystems, a smaller supply might increase benefits, such as higher staking yields. In a broader sense, it helps with tokenomics, ensuring that markets remain stable even when they are volatile. Risks and Problems But burning tokens does have specific problems. It can be used to create hype, which can cause fake pumps and dumps. There is no certainty that the value will increase; without real demand, burns may have little to no effect. There are environmental concerns associated with blockchains that consume a significant amount of energy, although this is not always the case. If not adequately audited, some burns may not be clear enough, which could hurt trust. Token burning remains a significant strategy for managing cryptocurrencies, as it helps create scarcity and foster confidence. As we’ve talked about, what does it mean to “burn” crypto? It’s a planned devastation that can change the future of an asset.  For investors to make wise choices, they need to understand its role in tokenomics. In the constantly evolving world of cryptocurrency, it’s essential to consider both the dangers and advantages to gain a balanced view.

New York, United States, August 31st, 2025, FinanceWire Freedom Holding Corp. (NASDAQ: FRHC), a global financial services and technology company, announced that the world’s largest investment company, BlackRock, Inc., has increased its stake in the company to 0.85%, investing about $89 million. BlackRock has become the company’s second-largest shareholder by shares, following its founder and CEO, entrepreneur Timur Turlov. According to Bloomberg, during the latest reporting period, BlackRock acquired an additional 443,965 shares, bringing its total stake to 520,565 shares. Alongside BlackRock, other international institutional investors in Freedom Holding include State Street Corp., Grace Partners of DuPage L.P., and Geode Capital Management. “We welcome the growing interest from global institutional investors. The presence of partners such as BlackRock confirms the resilience of our business and the strategic potential of Freedom Holding in international markets,” said Timur Turlov, founder and CEO of Freedom Holding Corp. BlackRock, Inc. was founded in 1988 in New York. As of 2025, BlackRock manages more than $12.5 trillion in assets. The company is best known for its iShares ETFs and its Aladdin technology platform. About Freedom Holding Corp. Freedom Holding Corp. provides financial services in 22 countries, including Kazakhstan, the United States, Cyprus, Poland, Spain, Uzbekistan, and Armenia. The company’s principal executive office is located in New York City. In Kazakhstan, Freedom is actively developing its financial and digital ecosystem, which includes Freedom Bank, Freedom Broker, the insurance companies Freedom Life and Freedom Insurance, as well as a lifestyle segment featuring Arbuz.kz, Freedom Ticketon, and Aviata. Freedom Holding Corp. shares are traded on the U.S. technology exchange NASDAQ, the Kazakhstan Stock Exchange (KASE), and the Astana International Exchange (AIX) under the ticker symbol FRHC. Freedom Holding Corp. is regulated by the U.S. Securities and Exchange Commission (SEC). Contact Public Relations Natalia Kharlashina Freedom Holding Corp. prglobal@ffin.kz +7 701 364 1454 Disclaimer: This content is a press release from a wire service. This press release is provided for informational purposes only. We have not independently verified its content and do not bear any responsibility for any information or description of services that it may contain. Information contained in this post is not advice nor a recommendation and thus should not be treated as such. We strongly recommend that you seek independent financial advice from a qualified and regulated professional, before participating or investing in any financial activities or services. Please also read and review our full disclaimer.

This preview of weekly data looks at USOIL and XAUUSD, where economic data coming up later this week are the main market drivers for the near-term outlook.  Highlights of the week: EU inflation, US manufacturing & services PMI, NFP Tuesday Flash European inflation rate at 09:00 AM GMT. The rate for August is expected to remain static at 2%. If confirmed, it could have minimal effects on the Euro, but in the case of a surprise on the actual figure, it could create volatility on most Euro pairs. US manufacturing PMI  at 14:00 GMT. The consensus is for an increase from 48 to 48.6 points. Even though the expectations are for an improved image of the U.S. manufacturing sector, it is still below the 50-point mark, suggesting that the manufacturing sector is still struggling to improve.  Thursday US Services PMI at 14:00 GMT for August. The consensus is for a slight increase of 0.4 points, reaching 50.5. This might be rather bullish news for the Dollar since it would mean that the services sector in the United States is still expanding. Friday Canadian unemployment rate at 12:30 GMT. The market is expecting a slight increase of around 0.1% for August. If the expectations are confirmed, this might have a minor adverse effect on the loonie. The US Job report, which includes the non-farm payroll and unemployment rate, will be published at 12:30 GMT. The NFP is expected to slightly increase to 78,000, up from the previous recording of 73,000. If these expectations are correct, the dollar could move up in various pairs after the release. On the other hand, the unemployment rate is expected to increase from 4.2% to 4.3%. USOIL, daily Oil prices steadied after falling in August, with West Texas Intermediate trading near $64. Markets remain pressured by oversupply concerns from OPEC+ and forecasts of a record surplus next year. Attention is on the Sept. 7 OPEC+ meeting, where restoring 1.65 million barrels a day of voluntary cuts will be debated. The US is pushing India to stop Russian oil imports, threatening secondary tariffs, while Prime Minister Modi defended ties with Moscow during a meeting with Putin in China, arguing Russian flows helped stabilize global prices. Despite some opportunistic US purchases, Indian refiners continue buying Russian crude. Meanwhile, hedge funds cut bullish bets on US crude to an 18-year low, reflecting oversupply fears and economic uncertainty.  On the technical side, the price of crude oil has been moving sideways last week and seems to be in the same situation this week if no major events take place. The combination of the 50 and 100-day simple moving averages, as well as the upper band of the Bollinger bands, is currently acting as the major resistance area around $65. TheBollinger bands are quite contracted, showing that volatility has dried up, further supporting the sideways movement in the upcoming sessions. The Stochastic oscillator is near the extreme overbought levels, but this has little to no significance since there is no volatility to support any major corrections. The Fibonacci levels are the short-term support area around $63, and the upper band of the sideways channel might be seen around $65, as mentioned.  Gold-dollar, daily ` Gold (XAU/USD) climbed to a five-month high near $3,470 in Asian trading Monday, rebounding from last week’s profit-taking as dovish Federal Reserve expectations fueled demand. Markets are now pricing an 89% chance of a 25 bps rate cut in September, up from 85% before the latest US PCE release, according to CME FedWatch. Stronger-than-expected US GDP growth at 3.3% and higher PCE inflation failed to derail rate cut bets, keeping gold supported as lower interest rates reduce the opportunity cost of holding the metal. Trade uncertainty also added a tailwind after a US court ruled President Trump’s global tariffs largely illegal.  From a technical point of view, the price of gold has been trying to reach the all-time high, and seems strong enough to even surpass it this week. The moving averages are validating the overall bullish trend, and if the buying activity grows, it will push the 50-day even higher. The Stochastic oscillator is in extreme overbought levels, but this does not necessarily mean that we might see a bearish correction; it could also mean that it can stay in overbought for the near short term. The extreme bullishness of the trend is also supported by the fact that the price is currently trading even above the upper band of the Bollinger bands.  Disclaimer: The opinions in this article are personal to the writer and do not reflect those of Exness or Finance Feeds. Disclaimer: This sponsored market analysis is provided for informational purposes only. We have not independently verified its content and do not bear any responsibility for any information or description of services that it may contain. Information contained in this post is not advice nor a recommendation and thus should not be treated as such. We strongly recommend that you seek independent financial advice from a qualified and regulated professional, before participating or investing in any financial activities or services. Please also read and review our full disclaimer.

On 27 August, Nvidia released a robust quarterly report: → Second-quarter revenue reached a record $46.74 billion, up 56% year-on-year. → Adjusted earnings per share (EPS) were $1.05, a 54% increase from last year and above forecasts of $1.01–$1.02. However, performance in the Data Centre segment—closely tracked by investors—fell marginally short of Wall Street estimates. This raised concerns about slowing capital inflows into AI infrastructure and may explain why Nvidia lagged behind the broader market later in the week. For example, while the S&P 500 hit a record high on Thursday, NVDA shares closed lower. Technical Outlook for Nvidia (NVDA) Last week, we: → Identified an upward channel (in blue), reflecting NVDA’s price movements after its late-June rally. → Marked key levels at $170 (support) and $183 (resistance). The $183 level has proven a firm barrier: → Three failed breakout attempts (marked 1, 2, 3) point to a potential triple top pattern. → The third peak slightly exceeded the prior highs, forming what resembles a bull trap or Wyckoff’s “Upthrust After Distribution (UTAD)”—both typically bearish signals. → A subsequent downside gap (red arrow) and a weak Friday close reinforce bearish momentum. Taken together, these signals suggest that while bulls may still defend the lower boundary of the channel, selling pressure is mounting. If early September brings only a modest rebound from support, the channel could break to the downside. In that case, the price could test the $170 support zone. FXOpen offers spreads from 0.0 pips and commissions from $1.50 per lot. Enjoy trading on MT4, MT5, TickTrader or TradingView trading platforms! The FXOpen App is a dedicated mobile application designed to give traders full control of their accounts anytime, anywhere. This article represents the opinion of the Companies operating under the FXOpen brand only. It is not to be construed as an offer, solicitation, or recommendation with respect to products and services provided by the Companies operating under the FXOpen brand, nor is it to be considered financial advice. Disclaimer: This sponsored market analysis is provided for informational purposes only. We have not independently verified its content and do not bear any responsibility for any information or description of services that it may contain. Information contained in this post is not advice nor a recommendation and thus should not be treated as such. We strongly recommend that you seek independent financial advice from a qualified and regulated professional, before participating or investing in any financial activities or services. Please also read and review our full disclaimer.

The conversation often jumps straight to returns. Which stocks are trending? Which ETFs are hot? What’s the next crypto breakout? But before any of those choices matter, your real power starts with one thing: saving. Especially in 2025, when inflation, digital banking, and new income tools have reshaped how we handle money, understanding how to save — and why it matters — is the foundation of long-term investing success. Let’s break it down. Why Savings Still Matter — Even in the Age of Fast Finance It might feel outdated to talk about saving money when everyone’s chasing alpha with trading apps and AI-generated portfolio models. If you’re serious about building real savings and investments, it starts with one thing: regular, disciplined contributions. Most people focus too much on returns and forget what really drives long-term growth — consistent saving. In 2025: Over 61% of Gen Z investors are active in markets but only 28% save more than 15% of their income Automated investing apps report high user engagement but low average funding levels per month — under $150 Investors who saved at least 20% of income in 2020–2024 built portfolios 3.5x larger by early 2025, controlling for returns Bottom line: there is no investment strategy that can outperform consistent savings over the long term. Your cash flow discipline is the engine. Markets just provide the road. The Psychology of Saving vs. Spending It’s not always a math problem. Often, it’s a mindset problem. In 2025, people are more aware of financial literacy than ever, yet the gap between knowledge and action remains wide. What’s happening? Instant spending through tap-to-pay, buy now/pay later, and flexible subscriptions makes it harder to see where cash is going Saving feels like “missing out” while investing feels like “getting ahead” even though the two are interlinked Social pressure around lifestyle, not just wealth, drives monthly cash flow decisions Smart investors in 2025 are reconditioning their mindset. They’re not treating savings as leftover money. They treat it as the first, most important allocation  even before investing. Try this reframe: Saving is not money you don’t spend – it’s money you assign a future purpose. Cash Buffers and Optionality: The Hidden Advantage One of the most underrated powers of saving is optionality. When you save well, you don’t just gain the ability to invest, you gain the power to wait, to act fast, or to shift when opportunities arise. In a market where cycles move quickly and discounts don’t last, having capital ready is the real alpha. What a strong cash buffer gives you in 2025: The ability to buy when markets dip, without needing to sell other positions Room to invest in illiquid assets like private equity, tokenized real estate, or long-term bonds Flexibility to relocate, retrain, or reinvest in yourself (education, career pivots) Where Should You Keep Your Savings in 2025? It’s no longer just about checking vs. savings. In 2025, investors are using a blend of tools to manage liquidity while still earning yield. The challenge is to keep money accessible, protected, and productive. Here are some options: High-Yield Digital Savings Accounts: Neobanks and fintech apps like Wise, Revolut, and SoFi now offer yields of 3.5–4.5%, insured and instant-access. Perfect for emergency funds or near-term goals. Treasury Bills (T-Bills): Short-term U.S. government bonds are yielding 4.7–5.2% in 2025. Available via platforms like Public or Robinhood with weekly liquidity and no capital risk. Money Market Funds: Often used in brokerage accounts, they offer competitive returns with next-day liquidity. Fidelity and BlackRock funds are popular among self-directed investors. Stablecoins (with caution): Tokenized USD equivalents like USDC or PYUSD offer yield through platforms. Useful for crypto-aligned investors, but carry smart contract and platform risk. The key is matching savings vehicles to your goals, not chasing yield blindly. Turning Savings into Investment Power: Practical Steps Once your savings habits are in place, the next step is to systematize how that cash flows into investments. This is where a savings strategy becomes an investing engine. Here’s how many smart investors approach it in 2025: 1. Set “Buckets” for Your Cash Emergency (3–6 months): instant-access, high-yield account Near-term (6–24 months): laddered T-bills or MMFs Long-term (>24 months): DCA (Dollar-cost average) into investment accounts 2. Automate Allocations Use tools like Monzo, YNAB, or Apple Cash Goals to automate transfers on payday Set fixed percentages for save/invest/spend 3. Reward Progress, Not Just Performance Track savings rate over time (not just portfolio size) Celebrate consistency, not just market gains 4. Keep Liquidity Friction Low Make sure it’s easy to move money between savings and investment accounts Avoid setups that delay execution by days when opportunities appear The Hidden Cost of Not Saving: Lost Investment Windows Every time you skip saving in a month, you lose more than just the money, you lose a potential compounding window. Let’s say you skip investing €500 in January 2025. At a modest 6% annualized return, that could have grown to: €670 by January 2030 €900 by January 2040 Over €1,600 by 2050 Now multiply that by every missed month. Time is the most powerful force in investing, and savings is how you buy it. A Shift in Thinking: Saving Is Not Passive Many people still treat saving like a passive chore. But in 2025, smart investors treat it as an active decision, a signal of control, not sacrifice. Saving allows you to say no to bad trades Saving gives you clarity during volatility Saving opens the door to long-term plays others can’t afford to take It’s not just a boring part of investing. It’s the foundation. Final Thought: You Don’t Need a Windfall, You Need a System The biggest myth in personal investing is that you need a big income or one lucky break. The truth is, you just need a consistent system, and it starts with how you save. In 2025, markets are full of fast-changing narratives, complex instruments, and volatile asset classes. But behind every confident investor is someone who first made smart cash decisions, quietly, consistently, and without drama. If you want long-term power in your portfolio, start with today’s cash decisions. That’s where the edge begins. This content is the opinion of the paid contributor and does not reflect the viewpoint of FinanceFeeds or its editorial staff. It has not been independently verified and FinanceFeeds does not bear any responsibility for any information or description of services that it may contain. Information contained in this post is not advice nor a recommendation and thus should not be treated as such. We strongly recommend that you seek independent financial advice from a qualified and regulated professional, before participating or investing in any financial activities or services. Please also read and review our full disclaimer.

The5ers, a global trader funding program established in 2016, has announced a strategic collaboration with cTrader, the multi-asset trading platform developed by Spotware. The partnership provides funded traders with access to one of the industry’s most advanced trading environments, expanding their platform options while maintaining The5ers’ structured growth model. Opening Doors to Advanced Tools cTrader is widely recognized for its institutional-grade trading features, including intuitive charting, algorithmic trading, and multi-asset execution. The5ers said its decision followed a comprehensive review of available platforms, with cTrader emerging as the best fit for expanding traders’ capabilities. “After conducting an extensive review of multiple platforms, we selected cTrader as an additional option to enhance our offering for experienced traders,” said Saul Lokier, CEO of The5ers. “This opens the door to one of the industry’s most advanced trading environments and reflects our vision of providing traders with greater flexibility, innovation, and transparency.” cTrader Features for Funded Traders The integration allows The5ers’ traders to access advanced features such as: Customizable dashboards and comprehensive analytics Automated strategies and API connectivity Multi-asset trading with deep liquidity Bank-grade security and encrypted data transmission These tools complement The5ers’ performance-driven funding program, enabling participants to meet growth milestones while benefiting from reliable and secure execution. Commitment to Trader Advancement The5ers has established itself as a career-building platform for global traders by offering capital allocations and scaling plans based on performance. The addition of cTrader is designed to align with its mission of providing flexibility without compromising the integrity of its funding standards. “The addition of cTrader to our program provides traders with direct access to advanced trading technology,” said Lokier. “It’s an important step in offering flexibility and maintaining the high standards we set for our funding process.” Platform Choice Without Compromise Traders in The5ers program can continue using their current platform or opt to trade via cTrader. Accounts are provisioned automatically under the existing funding structure, ensuring seamless adoption for those interested in the new option. By combining its structured capital model with cTrader’s high-performance features, The5ers aims to strengthen the support system for traders working toward professional advancement. About The5ers Founded by professional traders, The5ers is a private equity fund and career accelerator for forex and multi-asset traders. Since 2016, the company has funded traders worldwide, providing structured growth plans that allow participants to increase their capital allocations as they hit performance targets. The5ers’ integration with cTrader brings funded traders access to advanced execution, automation, and analytics—enhancing flexibility while upholding its structured growth and funding model.

Ant International has executed one of the first near-instant USD to EUR FX onchain cross-border payments in Asia through Kinexys Digital Payments, a blockchain-powered settlement solution developed by J.P. Morgan. The transaction marks a significant milestone in the evolution of global payments infrastructure, enabling businesses to move capital faster and more efficiently across markets. Breaking Traditional Barriers Kinexys Digital Payments provides businesses with continuous access to liquidity in major currencies including USD, EUR, and GBP. By removing reliance on traditional market cutoff times, the system allows transactions to occur outside designated hours, overcoming one of the most persistent limitations in global FX settlement. Ant International has embedded Kinexys into Whale, its blockchain-based treasury management platform, to improve the efficiency and reliability of multi-currency payments and liquidity management across its rapidly growing cross-border flows. “By overcoming limited settlement windows and currencies, onchain FX settlement is revolutionizing cross-border payments to achieve new economic efficiencies, especially for complex markets in Asia. With this milestone, we aim to enable more secure, reliable and transparent real-time cross-border payments solutions for businesses of all sizes across travel, trade and commerce sectors in this region and beyond,” said Kelvin Li, General Manager of Platform Tech at Ant International. Deepening Collaboration with J.P. Morgan Ant International has been working with J.P. Morgan since 2021, leveraging the firm’s global FX solutions to facilitate real-time settlement across multiple markets. In 2024 alone, J.P. Morgan processed billions of dollars in transactions for Ant International using Kinexys, underscoring the platform’s scalability and institutional-grade liquidity pool. “Our solution offers near real-time settlement, supported by one of the largest liquidity pools in the market. This positions Ant International for further growth, driven by the innovative Kinexys Digital Payments network and J.P. Morgan’s extensive FX market coverage,” said Terry Harcott, Global Head of FX Services Payments Product at J.P. Morgan. Empowering Global Treasury Operations The integration of Kinexys into Whale enables Ant International to streamline treasury operations for businesses operating in sectors such as e-commerce, travel, and trade. The near-instant nature of the solution reduces settlement risk, enhances transparency, and supports better capital efficiency for clients with high-volume international transactions. “This collaboration bridges fintech agility with institutional stability and empowers global businesses to move capital quickly, seamlessly and securely. We’re pleased to help Ant International unlock truly 24/7 onchain FX,” said Akshika Gupta, Global Head of Client Solutions at Kinexys by J.P. Morgan. Market Context The milestone comes as demand for blockchain-powered treasury and FX solutions accelerates. Cross-border trade flows in Asia are increasingly complex, with businesses requiring 24/7 liquidity access and seamless settlement to manage global operations. Solutions such as Kinexys address longstanding pain points including cutoff windows, fragmented banking systems, and slow settlement cycles. Ant International’s integration also reflects the convergence of fintech innovation with institutional-grade infrastructure, demonstrating how blockchain-based platforms are being adopted at scale by enterprises handling billions in daily transactions. Ant International’s onchain FX settlement with J.P. Morgan’s Kinexys sets a new benchmark for cross-border payments in Asia—delivering secure, near-instant liquidity across time zones and transforming treasury management for global businesses.

The Tokyo Stock Exchange (TSE) announced today that global financial services firm BTIG has begun providing its clients access to CONNEQTOR, the exchange’s request-for-quote (RFQ) platform designed to improve ETF market liquidity. With this move, BTIG becomes the first non-domestic brokerage to connect international investors directly to the platform. Enhancing Access to Japanese ETFs Launched in February 2021, CONNEQTOR was created to simplify and accelerate ETF trading under the concept of “faster and cheaper.” The platform enables investors to request quotes simultaneously from leading market makers worldwide, with no additional cost. This reduces execution time and trading expenses while improving liquidity. Through BTIG, institutional clients will now gain access to this streamlined environment, further strengthening cross-border investment flows into Japan’s ETF market, which already boasts an average daily trading value of more than 300 billion JPY. Comments from Market Leaders “As a firm serving global financial institutions and institutional investors, BTIG supports clients in trading TSE-listed ETFs. With growing interest in the Japanese market, we have started offering access to CONNEQTOR to improve trading convenience and provide a better execution environment for our clients. BTIG is honored to be the first non-Japan domestic brokerages house offering the CONNEQTOR services to our client base across the regions,” said Samuel Leung, Chief Strategy Officer, BTIG APAC “We developed CONNEQTOR to help investors trade ETFs ‘faster and cheaper.’ We are delighted that BTIG has begun offering access to CONNEQTOR, allowing its clients to trade TSE-listed ETFs faster and cheaper. Just as Japanese institutional investors have increased ETF usage through CONNEQTOR, we hope investors worldwide will expand their investments in TSE-listed ETFs with this platform,” said Naoki Isomoto, Executive Officer, Tokyo Stock Exchange About the Organizations BTIG is a global financial services firm employing more than 700 professionals across 20 cities in the U.S., Europe, Asia, and Australia. Its services include institutional trading, investment banking, prime brokerage, corporate access, and research. The firm’s expertise spans equities, ETFs, fixed income, derivatives, currency, and commodities. TSE, a subsidiary of Japan Exchange Group (JPX), is one of the world’s largest securities exchanges. Its prime market averages more than 5 trillion JPY in daily trading value, while its ETF market continues to grow as a hub of high liquidity and innovation. Through CONNEQTOR, TSE has seen monthly ETF trading volumes exceed 300 billion JPY as of May 2025. Global Significance The collaboration highlights both the global demand for Japanese financial products and TSE’s efforts to integrate international participants into its ecosystem. As Japan’s ETF market expands, the addition of BTIG’s international client base is expected to enhance competition among liquidity providers and broaden global investor access. BTIG’s integration with CONNEQTOR marks a milestone: the first time a non-Japanese brokerage has opened global access to the TSE’s RFQ platform for ETFs, signaling stronger international ties for Japan’s capital markets.

Bitcoin hovered around the $107,000 mark on September 1, 2025, after a week of steady declines that saw the cryptocurrency slip below $110,000 for the first time since early July. The pullback has put traders on alert, with several technical indicators pointing to heightened risk of further correction even as oversold signals suggest the potential for a short-term bounce. The recent decline comes after Bitcoin briefly reached $113,000 in late August before momentum stalled. Analysts highlight $107,000 to $108,500 as a critical support zone; a decisive breakdown here could trigger a slide toward the $100,000 level, which coincides with Bitcoin’s 200-day moving average. This long-term average remains a key gauge for broader trend direction. Meanwhile, resistance between $112,000 and $114,000 is seen as the level to clear for any renewed rally, with targets extending as high as $143,000 if buying strength returns. Technical signals remain mixed. Relative Strength Index (RSI) readings near 36 suggest neutral-to-oversold conditions, opening the door for a potential rebound. However, most short- and medium-term moving averages point to a sell signal, while the MACD indicator shows bearish momentum still dominating. Market sentiment has been pressured by ETF outflows and broader risk-off moves in global markets. The past four weeks have produced consecutive bearish weekly candlesticks, underscoring sustained selling pressure. Still, some strategists argue that Bitcoin’s ability to hold above \$107,000 could stabilize conditions in the near term. A bounce toward $112,000–$115,000 remains possible if buyers defend current levels, though a break below support may invite deeper losses. With technicals finely balanced, traders are closely watching whether Bitcoin can maintain its footing above $107,000 or whether further weakness will push it toward the psychologically significant $100,000 threshold. Ethereum traded around $4,428 on September 1, 2025, pulling back from a recent record high of $4,956 as traders reassess near-term momentum. The world’s second-largest cryptocurrency has entered a consolidation phase, with analysts pointing to mixed technical signals that could shape the next significant move. Ethereum’s price action has carved out clear zones of interest. Strong support is seen between $4,323 and $4,375, with additional downside protection near $4,156. On the upside, resistance remains dense at $4,482 to $4,592, a level that may cap rallies unless broken decisively. A sustained breakout above this zone could open the door to retests of $4,956 and even the $5,000 threshold. Technical indicators reflect this delicate balance. The Relative Strength Index hovers near 53, suggesting neutral conditions. Price remains comfortably above its 50-day and 200-day moving averages, at roughly $4,026 and $2,688 respectively, confirming a long-term bullish trend. However, Ethereum is trading below its 7-day and 20-day averages, highlighting short-term weakness. Analysts also note a bearish divergence as price gains have not been matched by momentum, hinting at possible correction risk if resistance holds. Despite near-term caution, Ethereum continues to enjoy robust institutional support. Recent inflows into crypto funds and positive regulatory developments, such as the U.S. “Genius Act” and global adoption initiatives, have reinforced its longer-term investment case. Market strategists forecast Ethereum could advance to $7,000 by the end of the year if macro conditions remain supportive and technical breakouts align with fresh demand. For now, Ethereum’s trajectory rests on whether buyers can defend the $4,300 support area and push price beyond the $4,500 resistance band. A breakdown risks deeper pullbacks, while a successful breakout could reestablish bullish momentum toward new highs.

U.S. spot bitcoin and ether funds recorded sizable redemptions on Friday, August 29, 2025, capping the week with bitcoin’s first net outflow since early summer. Bitcoin ETFs post first weekly outflows since June Spot bitcoin exchange-traded funds in the United States saw approximately $126.7 million in net outflows on Friday, according to public fund flow dashboards tracking subscriptions and redemptions across the category. The largest single-fund withdrawal came from the ARK 21Shares Bitcoin ETF (ARKB), which recorded $72.1 million in redemptions, while Fidelity’s Wise Origin Bitcoin Fund (FBTC) saw $66.2 million exit. Those moves were partly offset by a $24.6 million net inflow into BlackRock’s iShares Bitcoin Trust (IBIT), which continues to attract steady allocations from investors using ETFs as a regulated access point to digital assets. Taken together, the U.S. spot bitcoin cohort finished the week with about $8.6 million in net outflows, interrupting a near two‑month streak of weekly inflows. Market strategists said the reversal likely reflects profit‑taking after midsummer gains and a more cautious stance ahead of September, a month that has historically been choppy for cryptocurrencies. The flows also underscore how quickly sentiment can swing in an ETF structure where creations and redemptions transmit positioning changes into daily prints. Despite Friday’s pullback, year‑to‑date net inflows for leading bitcoin funds remain positive, and trading volumes stayed within recent averages. Ether ETFs see heaviest day of redemptions since launch Ether‑focused spot ETFs posted an even sharper move, with roughly $164.6 million leaving the group on Friday, the largest single‑day draw since the products launched in the U.S. earlier this year. Fidelity’s Ethereum Fund (FETH) led with $51.0 million in redemptions. Grayscale’s legacy Ethereum Trust (ETHE) saw $28.6 million exit, while the firm’s newer spot Ethereum ETF (ETH) registered $61.3 million in outflows. Bitwise’s ETHW also recorded $23.7 million in withdrawals, rounding out a session that reversed a stretch of mid‑August inflows tied to optimism around Ethereum’s roadmap and ecosystem activity. Portfolio managers noted that rotation between bitcoin and ether exposures has become a defining feature of 2025’s crypto flow landscape. When bitcoin consolidates after a run‑up, allocations have tended to migrate toward ether and vice versa; Friday’s combined $291 million in outflows suggests some investors opted to reduce aggregate crypto risk rather than simply rotate. Macro considerations—including shifting interest‑rate expectations and mixed risk appetite across equities and credit—also fed into risk management decisions, while regulatory headlines continued to shape the pace of allocations from wealth platforms and institutions evaluating standardized crypto access. Looking ahead, September’s opening weeks will test whether Friday’s redemptions prove to be a brief reset or the start of a slower tape for net creations. Market participants will watch secondary indicators such as ETF share discounts and premiums to underlying net asset value, primary market activity among authorized participants, and futures basis dynamics for signs of stabilizing demand. With spot ETFs now a central gateway for U.S. investors, day‑to‑day flows in these vehicles remain a closely watched barometer of crypto market sentiment heading into the final quarter of 2025.

Japan Post Bank is preparing to launch its own digital currency, known as DCJPY, starting in fiscal year 2026, according to reports from Nikkei Asia. The initiative marks a significant step in Japan’s efforts to integrate tokenized deposits and blockchain-based financial infrastructure into its banking sector. The digital currency will be issued on a private blockchain developed by DeCurret DCP, a subsidiary of Internet Initiative Japan (IIJ). Key details of the launch The DCJPY will be a yen-backed tokenized deposit, meaning that customers can convert their regular bank deposits into a digital version on a one-to-one basis. This will allow for near-instant settlement of transactions, including digital securities and potentially non-fungible tokens (NFTs) in the future. Unlike privately issued stablecoins, DCJPY will be directly tied to deposits held at regulated financial institutions, reducing volatility concerns and aligning with Japan’s banking regulations. The digital currency will be operated on a permissioned blockchain designed to meet the standards of Japan’s highly regulated financial system. By using tokenized deposits rather than privately issued stablecoins, the initiative ensures that all transactions remain anchored in the existing banking infrastructure. This framework is expected to reassure both regulators and customers that the new digital currency will not pose risks to financial stability. DeCurret DCP, which has been working on digital currency platforms since 2020, has taken the lead in building the infrastructure required to support this system. Potential impact on Japan’s financial system Japan Post Bank, which manages approximately ¥190 trillion (around $1.3 trillion) in deposits across 120 million accounts, is one of the country’s largest financial institutions. Its entry into the digital currency space is expected to accelerate mainstream adoption of tokenized money in Japan, potentially influencing both retail payments and institutional financial markets. Analysts suggest the launch could help Japan keep pace with global developments in central bank digital currencies (CBDCs) and private-sector token initiatives. The scale of Japan Post Bank’s involvement is significant. As a state-backed lender with nationwide reach, its move into blockchain-based deposits may pave the way for other financial institutions in Japan to follow suit. The project also arrives at a time when the Bank of Japan is actively studying the feasibility of issuing a CBDC, and the lessons learned from the DCJPY rollout could inform policy decisions at the national level. Beyond traditional retail banking, DCJPY has potential applications in capital markets. Tokenized deposits could simplify and speed up settlement of digital securities, reducing counterparty risk and operational inefficiencies. The infrastructure could also be adapted for government programs, such as distributing subsidies or disaster relief payments, making the financial system more resilient and efficient. In addition, by connecting to blockchain-based ecosystems, DCJPY could open opportunities for integration with emerging areas such as digital identity, programmable money, and automated compliance tools. Japan has been cautious in its approach to digital currencies, with regulators wary of the risks posed by unbacked crypto assets and unregulated stablecoins. The DCJPY project represents a compromise that blends the innovation of blockchain with the safeguards of the traditional banking sector. If successful, it may serve as a model for other countries considering how to modernize their payment systems while protecting financial stability. With its scheduled launch in fiscal year 2026, DCJPY is set to become one of the most ambitious digital currency initiatives led by a major commercial bank. The coming years will be crucial for testing the system’s resilience, scalability, and public acceptance. For Japan Post Bank, the project positions it at the forefront of financial innovation, with the potential to reshape how money moves across the Japanese economy.

Binance has announced the appointment of SB Seker as its new Head of Asia Pacific, marking a significant move in the company’s regional strategy. Seker will oversee the exchange’s operations, growth initiatives, and regulatory engagement across a market that remains central to the global digital asset ecosystem. The appointment was confirmed by Binance in an official statement, with CEO Richard Teng highlighting the importance of leadership in navigating complex regulatory and market environments. “Seker brings extensive experience across both traditional finance and the digital asset sector,” Teng said. “His leadership will strengthen our ability to innovate responsibly and engage constructively with regulators and stakeholders in the Asia Pacific region.” Seker’s professional background spans both financial institutions and fintech. Before joining Binance, he held senior roles at Crypto.com, where he oversaw strategic initiatives, and previously worked at Ant Group, Rothschild & Co., and the Monetary Authority of Singapore (MAS). His track record in compliance, financial structuring, and regulatory strategy positions him as a critical figure in Binance’s push to stabilize and expand its operations across the region. The Asia Pacific market is seen as a growth engine for the crypto industry, encompassing both established hubs like Singapore and Hong Kong as well as emerging markets such as Indonesia, Vietnam, and the Philippines. Binance’s decision to appoint a seasoned leader underscores its focus on maintaining a strong foothold in these jurisdictions, especially as local regulators step up oversight and refine policy frameworks for digital assets. Industry Context The appointment comes at a pivotal time for Binance, which has faced mounting regulatory scrutiny across multiple regions while seeking to reinforce its compliance posture. In Asia Pacific, regulators have become increasingly active in shaping rules for digital asset trading, investor protection, and licensing requirements. For Binance, aligning with these frameworks is essential to ensuring long-term sustainability in one of the world’s most dynamic crypto markets. Seker is expected to lead efforts to balance Binance’s expansion goals with the regulatory realities on the ground. His experience at MAS, Singapore’s financial regulator, is viewed as particularly valuable as Binance continues to engage with governments and agencies across the region. Industry analysts suggest his appointment signals a more mature approach to governance and operational resilience at the exchange, reflecting a broader trend in which global crypto platforms seek to professionalize their leadership teams. The Asia Pacific region represents both challenges and opportunities for crypto exchanges. On one hand, countries such as Japan and Australia are tightening regulatory requirements, while on the other, emerging markets are showing surging retail and institutional demand. Binance’s strategy under Seker will likely involve tailoring approaches for each jurisdiction, balancing compliance with growth, and building partnerships that reinforce trust among users, regulators, and institutions. With the appointment of SB Seker, Binance is making a clear statement: Asia Pacific remains a top priority in its global roadmap. As regulatory expectations evolve, the company is positioning itself to meet them head-on, with a leadership team that blends financial expertise, operational experience, and a commitment to responsible innovation.

Japanese firm Metaplanet has announced the purchase of an additional 1,009 Bitcoin for approximately ¥16.48 billion ($110–112 million), expanding its total holdings to 20,000 BTC. The acquisition, revealed on September 1, 2025, solidifies Metaplanet’s aggressive pivot into digital assets and positions the company among the world’s largest public Bitcoin holders. Market Reaction and Positioning The announcement was met with mixed reactions in financial markets. While Bitcoin advocates praised the company’s long-term vision, investors reacted cautiously. Metaplanet’s stock fell between 2.6% and 4% after the news, according to multiple reports, highlighting concerns about the risks of concentrating resources heavily in a single volatile asset. Despite the decline, Metaplanet’s move elevates it into the ranks of the top six or seven largest corporate holders of Bitcoin, surpassing major firms such as Riot Platforms. This strategic positioning underscores the company’s ambition to play a leading role in the ongoing institutional adoption of digital currencies. Metaplanet’s evolution into a Bitcoin-focused entity is notable given its origins in media and hotel operations. In recent years, the company has reshaped its business model to focus almost entirely on building a substantial Bitcoin treasury. This transformation reflects broader trends in Japan and globally, where corporate entities are increasingly viewing Bitcoin as both a hedge against inflation and a strategic reserve asset. Funding Strategy and Future Plans To finance its Bitcoin accumulation strategy, Metaplanet’s shareholders approved a plan to issue up to 550 million new shares. The offering is expected to raise about ¥130 billion ($884 million), which the company has indicated will be directed toward further Bitcoin purchases. The approval was granted at a shareholder meeting in Tokyo, where Eric Trump, who serves as an adviser to the company, was in attendance. His presence at the meeting emphasized Metaplanet’s high-profile efforts to align itself with Bitcoin-focused investment strategies and global financial narratives. The company’s capital-raising plan is ambitious, signaling its intention to remain on the offensive in growing its Bitcoin holdings. If successfully executed, the share issuance could provide Metaplanet with a substantial war chest for further acquisitions, potentially pushing its Bitcoin reserves well beyond the 20,000 BTC mark. LOOKING AHEAD The market will closely watch how Metaplanet manages the balance between shareholder interests and its Bitcoin-heavy balance sheet strategy. While its bold expansion into cryptocurrency could yield long-term gains if Bitcoin appreciates, short-term volatility and stock market skepticism present real risks. The decline in share value following the latest purchase illustrates the cautious stance of investors who may be wary of overexposure to Bitcoin’s price swings. Nevertheless, Metaplanet’s growing Bitcoin treasury cements its role as one of the most prominent corporate players in the crypto space. The company’s next steps, particularly in executing its share issuance plan and further acquisitions, could serve as a bellwether for how traditional firms continue to engage with Bitcoin as a reserve asset. For now, Metaplanet stands as a clear example of how corporate strategy and digital assets are increasingly converging on the global financial stage.