News from the economy, politics and the financial markets
In this section of our news section we provide you with editorial content from leading publishers.
TRENDING
Latest news
The EBA consults on draft technical standards on prudentially material transactions under the Capital Requirements Directive
The European Banking Authority (EBA) today launched a public consultation on draft Regulatory Technical Standards (RTS) and Implementing Technical Standards (ITS) concerning material acquisitions, material transfers of assets or liabilities, and mergers and divisions involving credit institutions or (mixed) financial holding companies under the Capital Requirements Directive (CRD). The standards are designed to support banking consolidation and deepen EU market integration by clarifying supervisory expectations, reducing regulatory uncertainty and ensuring consistent prudential assessment across the EU. The consultation runs until 5 March 2026.
The EBA publishes a follow-up Peer Review on authorisation of payment institutions and electronic money institutions
The European Banking Authority (EBA) today published a follow-up to the 2023 Peer Review Report assessing progress in the authorisation of payment institutions and electronic money institutions under the revised Payment Services Directive (PSD2). While notable improvements and increased convergence have been observed, significant differences persist in key areas such as governance, internal control mechanisms, and local substance. These divergent implementations continue to pose risks of regulatory arbitrage and an uneven playing field across Member States.
Strong capital and profitability in EU/EEA banks in a context of increased geopolitical uncertainty and operational threats
The European Banking Authority (EBA) today released its Autumn 2025 risk assessment Report (RAR), confirming that EU/EEA banks remain strong in capital, liquidity, profitability and asset quality. However, the EBA calls for continued vigilance as geopolitical uncertainty, market volatility and increasing operational risks persist. The Report is published alongside the 2025 EU-wide transparency exercise, providing detailed and comparable data for 119 banks across 25 countries of the European Union (EU) and the European Economic Area (EEA), and is supplemented by the Autumn 2025 Risk Assessment Questionnaire (RAQ).
The EBA consults on amendments to technical standards on prudential requirements for central securities depositories
The European Banking Authority (EBA) today launched a public consultation on draft amendments to the Regulatory Technical Standards (RTS) on certain prudential requirements for central securities depositories (CSDs) and designated credit institutions offering ‘banking-type ancillary services’. The proposed amendments reflect changes introduced by the Central Securities Depositories Regulation (CSDR) Refit, notably allowing banking CSDs to provide banking-type ancillary services to other CSDs. This consultation runs until 3 March 2026. A public hearing will be held on 12 January.
EBA Peer Review finds most reviewed supervisors effectively implement gender diversity policies in management bodies
The European Banking Authority (EBA) today published a Peer Review assessing how effectively supervisors implement and supervise diversity policies, specifically gender diversity, within the management bodies of financial institutions. The Review found that most of the competent authorities assessed have largely or fully met the benchmarks set and adequately supervised and implemented gender diversity policies. The Peer Review looked at six competent authorities, focusing on how they applied the respective requirements laid down in the Capital Requirements Directive (CRD) and EBA Guidelines across six key benchmarks.
The EBA publishes its Q2 2025 Dashboard on the minimum requirement for own funds and eligible liabilities
The European Banking Authority (EBA) today published its semi-annual dashboard on the minimum requirement for own funds and eligible liabilities (MREL), which updates the information on the state of resolution planning and on the resources that banks are using to meet the requirements.
The EBA releases the final technical package for its 4.2 reporting framework to ensure compliance with EU regulatory reporting obligations and to conclude the transition to DPM 2.0
The European Banking Authority (EBA) today published the final technical package for version 4.2 of its reporting framework, marking a major step in the implementation of the DPM 2.0 semantic glossary and the modernisation of supervisory reporting across the EU. The final package will be applicable from December 2025.
The European Supervisory Authorities designate critical ICT third-party providers under the Digital Operational Resilience Act
The European Supervisory Authorities (EBA, EIOPA, and ESMA – the ESAs) publish today the list of designated critical ICT third-party providers (CTPPs) under the Digital Operational Resilience Act (DORA). This designation marks a crucial step in the implementation of the DORA oversight framework.
The EBA consults on Guidelines on supervisory independence
The European Banking Authority (EBA) today launched a consultation on its Guidelines on supervisory independence of competent authorities under the Capital Requirements Directive (CRD). Risks to supervisory independence pose challenges to the soundness of supervision and good governance and new requirements in the CRD introduce measures to manage them. These Guidelines further clarify the arrangements that competent authorities should have in place to prevent and manage conflicts of interest. The consultation runs until 23 January 2026.
The EBA supports the NGFS Declaration on the economic cost of climate inaction on the occasion of COP30
As an active member of the Network for Greening the Financial System (NGFS), the European Banking Authority (EBA) is proud to announce the release of the NGFS Declaration on the Economic Cost of Climate Inaction on the occasion of the 2025 United Nations Climate Change Conference (COP30) in Belém, Brazil. The declaration underscores the mounting macroeconomic and financial risks of delayed climate action and reaffirms the NGFS’s commitment to supporting a well-managed transition to a low-carbon economy.
The EBA calls on financial and non-financial counterparties using an initial margin model based on ISDA SIMM to seek authorisation through their competent authorities
The European Banking Authority (EBA) today launched a data collection, through the competent authorities, to obtain the list of EU counterparties that will be required to apply to the EBA for validation of ISDA SIMM, as well as their contact persons. The EBA underscores the counterparties' obligation to apply for the authorisation of the use of initial margin models and warns of the legal consequences in case of non-authorised use under the European Market Infrastructure Regulation (EMIR).
Competent authorities have made progress in their approaches to the supervision of CVA risk
The European Banking Authority (EBA) today published a follow-up Peer Review Report on the exclusion from the credit valuation adjustment (CVA) risk of transactions with non-financial counterparties established in a third country. This follow-up Review found that competent authorities continue to largely assess CVA risk sufficiently, using different approaches which are fit for purpose in satisfying the regulatory requirements and the Supervisory Review and Evaluation Process (SREP) Guidelines. Furthermore, since the 2023 Report, all competent authorities have made some progress in strengthening their CVA risk assessments and addressing the follow-up measures suggested as part of that Report.
The EBA updates the information disclosed by EU Competent Authorities according to the supervisory disclosure exercises for Q4 2024
The European Banking Authority (EBA) updated today the aggregated overview on the implementation and transposition of the revised Capital Requirements Directive (CRD V) and Investment Firms Directive (IFD) packages. This update aims to enhance transparency and comparability of supervisory practices across Member States, without adding any reporting burden on reporting institutions. The information, published in an aggregated format, provides an updated overview of how Competent Authorities across the EU have implemented key aspects of the prudential framework for both credit institutions and investment firms.
The EBA publishes its final Guidelines on environmental scenario analysis
The European Banking Authority (EBA) today published its final Guidelines on environmental scenario analysis, which complement the EBA Guidelines on the management of Environmental, Social and Governance (ESG) risks by specifying supervisory expectations regarding how institutions should conduct environmental scenario analysis.
The EBA updates mapping and signposting tools to reflect latest changes in Pillar 3 and supervisory reporting frameworks
The European Banking Authority (EBA) today released several updates to ensure consistency with the latest regulatory and reporting framework developments. These include an updated Mapping Tool reflecting recent amendments to the Pillar 3 disclosure and supervisory reporting frameworks, as well as a new version of the Signposting Tool incorporating the revised requirements up to Reporting framework v4.0. Additionally, the EBA’s reporting Time Traveller platform has been enhanced to align with the most recent changes in regulatory reporting.
The EBA consults on Guidelines on authorisation of third country branches under the Capital Requirements Directive
The European Banking Authority (EBA) today launched a public consultation on Guidelines on authorisation of third-country branches (TCBs) under the Capital Requirements Directive (CRD). The Guidelines are another piece of regulation implementing the new EU framework applicable to TCBs, contributing to the harmonised access to the EU market and to the consistent application of such a new regime. The consultation runs until 3 February 2026.
The market share of EU subsidiaries of third country banking groups remains stable at 9.8% of total assets
The European Banking Authority (EBA) today published two Reports on the market share of subsidiaries of non-EU banks in the EU, as well as on EU banks’ assets and liabilities in foreign currencies. The market share of EU subsidiaries of third country banking groups amounts to 9.8% of total assets as of December 2023 (down from 10.17% a year earlier). The Report indicates that EU/EEA banks currently hold nearly 32% of their exposures in foreign currencies and receive 21.1% of their total funding in foreign currencies. This marks an upward trend since December 2023.
Persistent differences in national loan recovery outcomes reinforce case for EU insolvency harmonisation, the EBA analysis finds
The European Banking Authority (EBA) today published its second Report on the benchmarking of national loan enforcement frameworks across the EU Member States. The Report, which was compiled in response to the EU Commission’s call for advice in the context of the Savings and Investment Union’s agenda, calculates the benchmarks for loan recovery outcomes for the EU 27 aggregates and for the individual Member States. The results highlight a high degree of dispersion among different categories of loans, and across the EU27 Member States, for most of the benchmarks and loan categories. In addition, the Report underscores the importance of certain elements related to both the legal framework and the judicial capacity to improve the recovery outcomes.
The EBA advises the European Commission on the foundations of the new anti-money laundering/countering the financing of terrorism regime
The European Banking Authority (EBA) today responded to the European Commission’s Call for Advice on the key components of the new anti-money laundering/countering the financing of terrorism (AML/CFT) framework. This advice puts forward a risk-based and proportionate approach that will support the swift and effective start of the Anti-Money Laundry Authority (AMLA) operations.
The EBA publishes its final draft technical standards on criteria to assess the materiality of CVA risk exposures arising from securities financing transactions
The European Banking Authority (EBA) published today its final draft Regulatory Technical Standards (RTS) to specify the conditions and the criteria to assess whether the credit valuation adjustment (CVA) risk exposures arising from fair-valued securities financing transactions are material, as well as the frequency of that assessment.
Showing 1 to 20 of 50 entries
