Revolut Rolls Out Waitlist for Titan, Its First Ultra-Premium Business Card
What Is Titan and Who Is It Built For?
Revolut has opened a waitlist for Titan, its first ultra-premium business spend management card, as Revolut Business passes $1 billion in annualised revenue. The Visa-branded product targets high-growth, travel-heavy companies and adds a top tier above the existing business card stack.
Titan carries a fee of £65 + VAT per user per month and is due to go live in the United Kingdom early next year. The card combines 1:1 RevPoints on corporate spend with tighter controls over budgets, categories and approvals. Revolut is pairing that with enhanced receipt and expense tools along with a bundle of premium subscriptions and travel perks aimed at remote and international teams.
Revolut says Titan is aimed at founders, senior staff and frequent travelers who already use Revolut Business for payments and multi-currency accounts, but want a higher tier of benefits that match legacy corporate cards.
Investor Takeaway
Titan adds a high-fee, high-touch layer on top of Revolut Business, converting travel-heavy corporate spend into recurring subscription income and RevPoints-driven volume.
How Does Titan Fit Revolut’s Business Strategy?
Revolut Business launched in 2017 as a multi-currency account for smaller firms. Since then it has turned into a broader operating platform that covers payments, payroll, expense management and company-wide travel spend. Titan extends that arc into the ultra-premium segment just as Revolut Business crosses the $1 billion annualised revenue mark.
The move comes while Revolut faces delays around a full UK banking licence, pushing the company to lean harder on fee-based and software-style revenue streams. Business customers that issue many cards, book frequent travel and operate across borders tend to be lucrative: they generate higher interchange, higher subscription income and deeper integration with internal finance workflows.
With Titan, Revolut is targeting the same territory as products such as American Express Business Platinum, Brex Empower and the upper tiers of Ramp and other spend-management firms. Instead of a standard SME card, Titan is pitched as a tool for companies that already run complex travel and expense patterns but still want tighter control and better perks.
Revolut’s general manager for its business division, James Gibson, framed Titan in those terms. “Titan is more than just a corporate card, it’s a growth tool for global businesses,” he said. “Our customers scale fast and travel often; and need a card that keeps up, while giving finance teams full control. Titan empowers employees with the seamless, high-end travel and lifestyle benefits they demand, allowing them to focus on what matters most — their business.”
What Is the Loyalty and Revenue Logic Behind Titan?
Titan extends Revolut’s RevPoints ecosystem into the business side. Cardholders earn 1:1 RevPoints on spend, which can be redeemed in the app for airline miles, hotel stays and other travel rewards. The structure mirrors how American Express uses points to pull more spend onto its network and keep clients inside its travel and lifestyle system.
Revolut is also stacking in non-travel perks that reflect how modern teams work. Titan bundles access to services such as WeWork, Perplexity, Masterclass and NordVPN, plus 10 GB of global mobile data each month. The package is tailored to distributed teams that rely on co-working spaces, online learning and AI research tools, along with executives who move frequently between markets.
On the growth side, Revolut is using a waitlist and referral-style mechanic. Eligible businesses can earn 10,000 RevPoints for every team member who activates Titan within 30 days of launch and stays on the product for at least 14 days. That structure nudges companies to roll out the card across whole teams rather than a single executive, lifting average card count and early spend.
Investor Takeaway
By tying Titan to RevPoints and bundled subscriptions, Revolut is trying to lock business customers into a broader ecosystem, not just a standalone card.
Can Titan Cut Through a Crowded Spend Management Market?
Titan arrives as corporate spend management has become one of the busiest areas in fintech. In the United States, Brex and Ramp helped reset expectations around what a business card can do by pairing virtual and physical cards with real-time controls, automated expense capture and software dashboards. In Europe, Airwallex, Wise Business and others are also building around cross-border accounts and integrated tools for internationally active SMEs.
Revolut’s edge lies in the breadth of its existing business platform and its large consumer base. Revolut Business customers can already use multi-entity management, approval workflows and automated receipt matching inside the same environment where they pay suppliers and run payroll. Titan sits on top of that stack as the card for senior staff and frequent travelers, with perks that resemble legacy premium corporate banking lines but plugged into a modern interface.
The next test comes with launch in early 2026. Revolut will need to show that European SMEs and mid-market firms are ready to pay £65 + VAT per user per month for a top-tier card, rather than sticking to cheaper options. Early demand from the waitlist, the rate at which teams enroll entire departments and the lift in business RevPoints redemptions will show how much traction Titan can gain.
If the product lands well, Titan could deepen Revolut’s hold on high-spend business customers and give the company a steadier base of subscription and interchange income to offset swings in consumer trading and investing. If uptake stays narrow, it still signals that corporate finance remains one of the main levers in Revolut’s next growth phase.
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